Financial Services -
Banks - Regional - NASDAQ - US
$ 89.73
0.291 %
$ 4.11 B
Market Cap
35.61
P/E
1. INTRINSIC VALUE
Balance Sheet
Texas Capital Bancshares, Inc.
| Current Assets | 3.37 B |
| Cash & Short-Term Investments | 3.37 B |
| Receivables | 0 |
| Other Current Assets | 0 |
| Non-Current Assets | 27.4 B |
| Long-Term Investments | 26.4 B |
| PP&E | 85.4 M |
| Other Non-Current Assets | 883 M |
| Current Liabilities | 26.1 B |
| Accounts Payable | 23.7 M |
| Short-Term Debt | 885 M |
| Other Current Liabilities | 25.2 B |
| Non-Current Liabilities | 1.22 B |
| Long-Term Debt | 660 M |
| Other Non-Current Liabilities | 556 M |
EFFICIENCY
Earnings Waterfall
Texas Capital Bancshares, Inc.
| Revenue | 1.76 B |
| Cost Of Revenue | 895 M |
| Gross Profit | 865 M |
| Operating Expenses | 758 M |
| Operating Income | 107 M |
| Other Expenses | 29.6 M |
| Net Income | 77.5 M |
RATIOS
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis
Texas Capital Bancshares, Inc.
| Net Income | 77.5 M |
| Depreciation & Amortization | 54.2 M |
| Capital Expenditures | -64.8 M |
| Stock-Based Compensation | 24.7 M |
| Change in Working Capital | 37.3 M |
| Others | 304 M |
| Free Cash Flow | 416 M |
Wall Street Analysts Price Targets
Texas Capital Bancshares, Inc.
Wall Street analysts predict an average 1-year price target for TCBI of $80.6 , with forecasts ranging from
a
low of
$74 to a high of $90 .
TCBI Lowest Price Target
Wall Street Target
74 USD
-17.53%
TCBI Average Price Target
Wall Street Target
80.6 USD
-10.17%
TCBI Highest Price Target
Wall Street Target
90 USD
0.30%
4. DIVIDEND
ANALYSIS
TCBI does not distribute dividends.
5. COMPETITION
6. Ownership
Insider Ownership
Texas Capital Bancshares, Inc.
Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
1.61 M USD 1
0-3 MONTHS
1.15 M USD 1
3-6 MONTHS
426 K USD 1
6-9 MONTHS
1.97 M USD 1
9-12 MONTHS
7. News
Texas Capital Q2 Earnings Beat on NII & Loan Growth, Stock Gains
TCBI jumps 4.5% after Q2 EPS beats estimates, driven by net interest income growth and rising loan balances.
zacks.com
- 4 days ago
Texas Capital Bancshares Profit Doubles
Texas Capital Bancshares (TCBI 5.30%) reported its second-quarter 2025 earnings on July 17, 2025, delivering a 104% increase in adjusted EPS and 100% growth in adjusted net income year over year, supported by 16% adjusted revenue growth. Management reaffirmed guidance for low double-digit percentage revenue growth for the full year and highlighted a record tangible book value of $70.14 per share and robust capital ratios, with a CET1 ratio of 11.45%.
fool.com
- 5 days ago
Texas Capital Bancshares, Inc. (TCBI) Q2 2025 Earnings Call Transcript
Texas Capital Bancshares, Inc. (NASDAQ:TCBI ) Q2 2025 Earnings Conference Call July 17, 2025 9:00 AM ET Company Participants Jocelyn Kukulka - Corporate Participant John Matthew Scurlock - MD & CFO Robert C. Holmes - Chairman, President & CEO Conference Call Participants Jon Glenn Arfstrom - RBC Capital Markets, Research Division Matthew Covington Olney - Stephens Inc., Research Division Michael Edward Rose - Raymond James & Associates, Inc., Research Division Stephen Kendall Scouten - Piper Sandler & Co., Research Division Wood Neblett Lay - Keefe, Bruyette, & Woods, Inc., Research Division Operator Good morning, and thank you all for attending the Texas Capital Bancshares, Inc. Q2 2025 Earnings Call.
seekingalpha.com
- 5 days ago
Texas Capital (TCBI) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates
While the top- and bottom-line numbers for Texas Capital (TCBI) give a sense of how the business performed in the quarter ended June 2025, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.
zacks.com
- 5 days ago
Texas Capital Bancshares, Inc. Announces Second Quarter 2025 Results
Second quarter 2025 net income of $77.3 million and net income available to common stockholders of $73.0 million , up 86% and 95%, respectively, year-over-year
globenewswire.com
- 5 days ago
Insights Into Texas Capital (TCBI) Q2: Wall Street Projections for Key Metrics
Beyond analysts' top-and-bottom-line estimates for Texas Capital (TCBI), evaluate projections for some of its key metrics to gain a better insight into how the business might have performed for the quarter ended June 2025.
zacks.com
- 1 week ago
Texas Capital (TCBI) Earnings Expected to Grow: What to Know Ahead of Next Week's Release
Texas Capital (TCBI) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
zacks.com
- 1 week ago
Texas Capital Bancshares: Attractive 6.85% Income Yield On Preferred Shares
Texas Capital Bancshares preferred shares yield 6.85%, making them attractive for income investors, despite rising long-term rates. The bank has outperformed peers, with strong loan and deposit growth, and improved net interest margin and spread in Q1. Loan loss allowance is below industry average, but nonperforming assets remain controlled, mitigating immediate risk to earnings.
seekingalpha.com
- 2 weeks ago
Texas Capital Bancshares, Inc. Announces Date for Q2 2025 Operating Results
DALLAS, July 03, 2025 (GLOBE NEWSWIRE) -- Texas Capital Bancshares, Inc. (NASDAQ: TCBI), the parent company of Texas Capital Bank, today announced that it expects to issue financial results for the second quarter of 2025 before market on Thursday, July 17, 2025. Executive management will host a conference call and webcast to discuss second quarter 2025 operating results on Thursday, July 17, 2025, at 9:00 a.m. EDT.
globenewswire.com
- 2 weeks ago
Texas Capital Bancshares: Better Risk/Reward In The 6.75% Preferreds
Texas Capital Bancshares is falling short of its long-term targets. Making its numbers depends on external factors beyond management's control. Consider the discounted, 6.75% yielding preferred shares instead.
seekingalpha.com
- 3 weeks ago
Avenacy Announces New Asset Based Lending Agreement with Texas Capital Bank
SCHAUMBURG, Ill.--(BUSINESS WIRE)--Avenacy, a specialty pharmaceutical company committed to supplying critical injectable medications to the U.S. market, today announced that it has entered into an Asset Based Lending (ABL) agreement with Texas Capital Bank. The agreement provides Avenacy with the financial flexibility to accelerate its growth and support the continued expansion of its product portfolio to better serve healthcare providers, hospitals, and patients nationwide. “The launch of twe.
businesswire.com
- 4 weeks ago
Texas Capital (TCBI) Surges 5.1%: Is This an Indication of Further Gains?
Texas Capital (TCBI) witnessed a jump in share price last session on above-average trading volume. The latest trend in earnings estimate revisions for the stock suggests that there could be more strength down the road.
zacks.com
- 1 month ago
8. Profile
Summary
Texas Capital Bancshares, Inc. TCBI
COUNTRY
US
INDUSTRY
Banks - Regional
MARKET CAP
$ 4.11 B
Dividend Yield
0.00%
Description
Texas Capital Bancshares, Inc. operates as the bank holding company for Texas Capital Bank, is a full-service financial services firm that delivers customized solutions to businesses, entrepreneurs, and individual customers. The company offers commercial banking, consumer banking, investment banking, and wealth management services. It offers business deposit products and services, including commercial checking accounts, lockbox accounts, and cash concentration accounts, as well as information, wire transfer initiation, ACH initiation, account transfer, and service integration services; and consumer deposit products, such as checking accounts, savings accounts, money market accounts, and certificates of deposit. The company also provides commercial loans for general corporate purposes comprising financing working capital, internal growth, acquisitions, and business insurance premiums, as well as consumer loans; loans to exploration and production companies; mortgage finance loans; commercial real estate and residential homebuilder finance loans; first and second lien loans for the purpose of purchasing or constructing 1-4 family residential dwellings, as well as home equity revolving lines of credit and loans to purchase lots for future construction of 1-4 family residential dwellings; and real estate loans originated through a small business administration program, as well as equipment finance and leasing services, and letters of credit. In addition, it offers online and mobile banking, and debit and credit card services; escrow services; personal wealth management and trust services; and depositors American Airlines AAdvantage miles. It operates in Austin, Fort Worth, Dallas, Houston, and San Antonio metropolitan areas of Texas. Texas Capital Bancshares, Inc. was incorporated in 1996 and is headquartered in Dallas, Texas.
Contact
2000 McKinney Avenue, Dallas, TX, 75201
https://www.texascapitalbank.com
IPO
Date
Aug. 13, 2003
Employees
1818
Officers
Ms. Anna M. Alvarado J.D.
MD, Chief Legal Officer & Corporate Secretary
Mr. J. Matthew Scurlock
MD & Chief Financial Officer
Ms. Aimee Williams-Ramey
Chief Human Resources Officer
Shannon Wherry
Senior Vice President & Director of Communications
Mr. David W. Oman
MD & Chief Risk Officer
Mr. Donald W. Goin
Executive Vice President & Chief Information Officer
Mr. John W. Cummings
MD & Chief Administrative Officer
Ellen E. Detrich
Controller & Chief Accounting Officer
Mr. Daniel S. Hoverman
EVice President and Head of Corporate & Investment Banking
Mr. Robert C. Holmes
Chairman, President & Chief Executive Officer