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Texas Capital Bancshares, Inc. TCBIO
Financial Services - Banks - Regional - NASDAQ - US
Watchlist
$ 20.32
-0.294 %
$ 939 M
Market Cap
5.13
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Jan, 18, 2025.

The intrinsic value of one TCBIO stock under the worst case scenario is HIDDEN Compared to the current market price of 20.3 USD, Texas Capital Bancshares, Inc. is HIDDEN

TCBIO Intrinsic Value
HIDDEN
SHOW

This DCF valuation model was last updated on Jan, 18, 2025.

The intrinsic value of one TCBIO stock under the base case scenario is HIDDEN Compared to the current market price of 20.3 USD, Texas Capital Bancshares, Inc. is HIDDEN

TCBIO Intrinsic Value
HIDDEN
SHOW

This DCF valuation model was last updated on Jan, 18, 2025.

The intrinsic value of one TCBIO stock under the best case scenario is HIDDEN Compared to the current market price of 20.3 USD, Texas Capital Bancshares, Inc. is HIDDEN

TCBIO Intrinsic Value
HIDDEN
SHOW
2. FUNDAMENTAL ANALYSIS

Price Chart TCBIO

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1M 4%
6M 4%
1Y 15%
3Y -4%
5Y --%
All
FINANCIALS
1.08 B REVENUE
10.11%
Growth Rates
1Year 10.11%
3Years 2.81%
5Years 1.92%
7Years 6.31%
10Years 8.78%
247 M OPERATING INCOME
-63.89%
Growth Rates
1Year -63.89%
3Years 38.94%
5Years -17.11%
7Years 0.32%
10Years 2.76%
189 M NET INCOME
-43.11%
Growth Rates
1Year -43.11%
3Years 41.83%
5Years -8.86%
7Years 2.87%
10Years 4.56%
374 M OPERATING CASH FLOW
152.58%
Growth Rates
1Year 152.58%
3Years -47.88%
5Years 20.59%
7Years 14.08%
10Years 7.05%
-1.76 B INVESTING CASH FLOW
-53.06%
Growth Rates
1Year -53.06%
3Years 15.75%
5Years 2.50%
7Years -10.91%
10Years -3.24%
-388 M FINANCING CASH FLOW
93.93%
Growth Rates
1Year 93.93%
3Years -2.48%
5Years -2.59%
7Years -1.99%
10Years -3.23%
125 M REVENUE
-73.48%
Growth Rates
1Year 10.11%
3Years 2.81%
5Years 1.92%
7Years 6.31%
10Years 8.78%
0 OPERATING INCOME
0.00%
Growth Rates
1Year -63.89%
3Years 38.94%
5Years -17.11%
7Years 0.32%
10Years 2.76%
-61.3 M NET INCOME
-147.18%
Growth Rates
1Year -43.11%
3Years 41.83%
5Years -8.86%
7Years 2.87%
10Years 4.56%
333 M OPERATING CASH FLOW
890.58%
Growth Rates
1Year 152.58%
3Years -47.88%
5Years 20.59%
7Years 14.08%
10Years 7.05%
-457 M INVESTING CASH FLOW
52.99%
Growth Rates
1Year -53.06%
3Years 15.75%
5Years 2.50%
7Years -10.91%
10Years -3.24%
1.4 B FINANCING CASH FLOW
162.00%
Growth Rates
1Year 93.93%
3Years -2.48%
5Years -2.59%
7Years -1.99%
10Years -3.23%
Balance Sheet Texas Capital Bancshares, Inc.
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Current Assets 3.43 B
Cash & Short-Term Investments 3.43 B
Receivables 0
Other Current Assets 0
Non-Current Assets 33.9 M
Long-Term Investments 0
PP&E 32.4 M
Other Non-Current Assets 1.5 M
Current Liabilities 1.53 B
Accounts Payable 33.2 M
Short-Term Debt 1.5 B
Other Current Liabilities 0
Non-Current Liabilities 23.7 B
Long-Term Debt 859 M
Other Non-Current Liabilities 22.8 B
EFFICIENCY
Earnings Waterfall Texas Capital Bancshares, Inc.
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Revenue 1.08 B
Cost Of Revenue 0
Gross Profit 1.08 B
Operating Expenses 1.08 B
Operating Income 247 M
Other Expenses 57.5 M
Net Income 189 M
RATIOS
100.00% GROSS MARGIN
100.00%
Averages
1Year 100.00%
3Years 100.00%
5Years 100.00%
7Years 100.00%
10Years 100.00%
22.93% OPERATING MARGIN
22.93%
Averages
1Year 22.93%
3Years 43.77%
5Years 35.88%
7Years 40.50%
10Years 39.60%
17.59% NET MARGIN
17.59%
Averages
1Year 17.59%
3Years 26.83%
5Years 23.59%
7Years 24.68%
10Years 24.51%
5.91% ROE
5.91%
Averages
1Year 5.91%
3Years 8.24%
5Years 7.68%
7Years 8.48%
10Years 8.52%
0.67% ROA
0.67%
Averages
1Year 0.67%
3Years 0.86%
5Years 0.75%
7Years 0.80%
10Years 0.79%
3.40% ROIC
3.40%
Averages
1Year 3.40%
3Years 7.58%
5Years 6.10%
7Years 5.92%
10Years 5.37%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Texas Capital Bancshares, Inc.
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Net Income 189 M
Depreciation & Amortization 40.5 M
Capital Expenditures -16.4 M
Stock-Based Compensation 24.2 M
Change in Working Capital -49.5 M
Others 138 M
Free Cash Flow 357 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Texas Capital Bancshares, Inc.
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TCBIO has no price targets from Wall Street.
4. DIVIDEND ANALYSIS
0.13% DIVIDEND YIELD
0.359 USD DIVIDEND PER SHARE
5. COMPETITION

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754 USD
WAFDP
Undervalued 4354.51%

First Citizens BancShares, Inc. operates as the holding company for First-Citizens Bank & Trust Company that provides retail and commercial banking services to individuals, businesses, and professionals.

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0.318 USD
FCNCP
Overvalued 98.56%

Dime Community Bancshares, Inc. operates as the holding company for Dime Community Bank that provides various commercial banking and financial services.

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90.9 USD
DCOMP
Undervalued 346.47%

Pinnacle Financial Partners, Inc., together with its subsidiaries, operates as the bank holding company for Pinnacle Bank that provides various banking products and services in the United States.

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345 USD
PNFPP
Undervalued 1288.73%
6. Ownership
Insider Ownership Texas Capital Bancshares, Inc.
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Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
Date Value Insider Amount Avg Price
1 year ago
Dec 07, 2023
Bought 107 K USD
STALLINGS ROBERT W
Director
+ 5772
 18.54 USD
1 year ago
Dec 06, 2023
Bought 91.7 K USD
STALLINGS ROBERT W
Director
+ 4934
 18.58 USD
1 year ago
Dec 05, 2023
Bought 18.6 K USD
STALLINGS ROBERT W
Director
+ 1000
 18.64 USD
1 year ago
Nov 22, 2023
Bought 53.8 K USD
STALLINGS ROBERT W
Director
+ 1000
 53.85 USD
1 year ago
Nov 22, 2023
Bought 59 K USD
STALLINGS ROBERT W
Director
+ 3294
 17.9 USD
1 year ago
Nov 17, 2023
Bought 165 K USD
STALLINGS ROBERT W
Director
+ 3000
 55.07 USD
1 year ago
Nov 16, 2023
Bought 333 K USD
STALLINGS ROBERT W
Director
+ 6000
 55.48 USD
1 year ago
Nov 20, 2023
Sell 379 K USD
STALLINGS ROBERT W
Director
- 7000
 54.14 USD
1 year ago
Oct 31, 2023
Bought 47.7 K USD
STALLINGS ROBERT W
Director
+ 3000
 15.9 USD
1 year ago
Oct 24, 2023
Bought 53.2 K USD
STALLINGS ROBERT W
Director
+ 1000
 53.15 USD
1 year ago
Oct 20, 2023
Bought 436 K USD
STALLINGS ROBERT W
Director
+ 8000
 54.54 USD
1 year ago
Aug 28, 2023
Sell 179 K USD
Ragusa Elysia Holt
Director
- 10077
 17.77 USD
1 year ago
Aug 22, 2023
Bought 118 K USD
STALLINGS ROBERT W
Director
+ 2000
 59.05 USD
1 year ago
Aug 21, 2023
Bought 118 K USD
STALLINGS ROBERT W
Director
+ 2000
 59.06 USD
1 year ago
Aug 18, 2023
Bought 59.7 K USD
STALLINGS ROBERT W
Director
+ 1000
 59.68 USD
1 year ago
Aug 17, 2023
Bought 59.9 K USD
STALLINGS ROBERT W
Director
+ 1000
 59.87 USD
1 year ago
Aug 17, 2023
Bought 35.9 K USD
STALLINGS ROBERT W
Director
+ 2000
 17.95 USD
1 year ago
Aug 02, 2023
Bought 308 K USD
STALLINGS ROBERT W
Director
+ 5000
 61.53 USD
1 year ago
Jul 25, 2023
Bought 124 K USD
STALLINGS ROBERT W
Director
+ 2000
 61.98 USD
1 year ago
Jun 14, 2023
Bought 89.8 K USD
STALLINGS ROBERT W
Director
+ 5000
 17.95 USD
1 year ago
Jun 15, 2023
Bought 108 K USD
Whitley Laura L
Director
+ 2000
 54.17 USD
1 year ago
May 31, 2023
Bought 140 K USD
STALLINGS ROBERT W
Director
+ 3000
 46.74 USD
1 year ago
May 30, 2023
Bought 97.8 K USD
STALLINGS ROBERT W
Director
+ 2000
 48.89 USD
1 year ago
May 26, 2023
Bought 48.6 K USD
STALLINGS ROBERT W
Director
+ 1000
 48.55 USD
1 year ago
May 18, 2023
Bought 36.4 K USD
STALLINGS ROBERT W
Director
+ 2000
 18.21 USD
1 year ago
May 17, 2023
Bought 17.2 K USD
STALLINGS ROBERT W
Director
+ 1000
 17.2 USD
1 year ago
May 15, 2023
Bought 45.2 K USD
STALLINGS ROBERT W
Director
+ 1000
 45.25 USD
1 year ago
May 16, 2023
Bought 32.3 K USD
STALLINGS ROBERT W
Director
+ 2000
 16.15 USD
1 year ago
May 11, 2023
Bought 49.5 K USD
Cummings John W
Chief Administrative Officer
+ 1110
 44.57 USD
1 year ago
May 10, 2023
Bought 23.2 K USD
STALLINGS ROBERT W
Director
+ 500
 46.5 USD
1 year ago
May 08, 2023
Bought 66 K USD
STALLINGS ROBERT W
Director
+ 4000
 16.49 USD
1 year ago
May 04, 2023
Bought 113 K USD
STALLINGS ROBERT W
Director
+ 2500
 45.09 USD
1 year ago
May 05, 2023
Bought 49 K USD
STALLINGS ROBERT W
Director
+ 3000
 16.34 USD
1 year ago
May 03, 2023
Bought 46.6 K USD
STALLINGS ROBERT W
Director
+ 1000
 46.6 USD
1 year ago
May 02, 2023
Bought 569 K USD
STALLINGS ROBERT W
Director
+ 12000
 47.45 USD
1 year ago
May 03, 2023
Bought 80.7 K USD
STALLINGS ROBERT W
Director
+ 4500
 17.94 USD
1 year ago
May 02, 2023
Bought 61.1 K USD
STALLINGS ROBERT W
Director
+ 3500
 17.45 USD
1 year ago
May 01, 2023
Bought 398 K USD
STALLINGS ROBERT W
Director
+ 8000
 49.74 USD
1 year ago
Apr 28, 2023
Bought 788 K USD
STALLINGS ROBERT W
Director
+ 15500
 50.85 USD
1 year ago
Apr 28, 2023
Bought 60.2 K USD
STALLINGS ROBERT W
Director
+ 3000
 20.08 USD
1 year ago
Apr 28, 2023
Bought 201 K USD
Long Thomas E
Director
+ 4000
 50.17 USD
1 year ago
Apr 25, 2023
Bought 423 K USD
STALLINGS ROBERT W
Director
+ 8500
 49.78 USD
1 year ago
Apr 25, 2023
Bought 19.6 K USD
STALLINGS ROBERT W
Director
+ 1000
 19.6 USD
1 year ago
Apr 24, 2023
Bought 772 K USD
STALLINGS ROBERT W
Director
+ 15000
 51.44 USD
1 year ago
Apr 24, 2023
Bought 823 K USD
STALLINGS ROBERT W
Director
+ 16000
 51.44 USD
1 year ago
Apr 21, 2023
Bought 261 K USD
STALLINGS ROBERT W
Director
+ 5000
 52.15 USD
1 year ago
Apr 24, 2023
Bought 81.1 K USD
STALLINGS ROBERT W
Director
+ 4000
 20.28 USD
1 year ago
Apr 21, 2023
Bought 39.2 K USD
STALLINGS ROBERT W
Director
+ 2000
 19.61 USD
1 year ago
Mar 02, 2023
Bought 32.2 K USD
STALLINGS ROBERT W
Director
+ 500
 64.35 USD
1 year ago
Mar 01, 2023
Bought 294 K USD
STALLINGS ROBERT W
Director
+ 4500
 65.34 USD
1 year ago
Mar 01, 2023
Bought 107 K USD
STALLINGS ROBERT W
Director
+ 5000
 21.44 USD
1 year ago
Feb 21, 2023
Bought 212 K USD
STALLINGS ROBERT W
Director
+ 10000
 21.18 USD
1 year ago
Feb 17, 2023
Bought 108 K USD
STALLINGS ROBERT W
Director
+ 5000
 21.67 USD
1 year ago
Feb 16, 2023
Bought 65.8 K USD
STALLINGS ROBERT W
Director
+ 3000
 21.94 USD
1 year ago
Jan 25, 2023
Bought 2.5 K USD
STALLINGS ROBERT W
Director
+ 112
 22.3 USD
1 year ago
Jan 24, 2023
Bought 133 K USD
STALLINGS ROBERT W
Director
+ 6000
 22.14 USD
2 years ago
Dec 08, 2022
Bought 57 K USD
STALLINGS ROBERT W
Director
+ 1000
 56.95 USD
2 years ago
Dec 07, 2022
Bought 227 K USD
STALLINGS ROBERT W
Director
+ 4000
 56.75 USD
2 years ago
Nov 30, 2022
Bought 20.5 K USD
STALLINGS ROBERT W
Director
+ 1000
 20.5 USD
2 years ago
Nov 29, 2022
Bought 118 K USD
STALLINGS ROBERT W
Director
+ 5600
 21.1 USD
2 years ago
Nov 28, 2022
Bought 91.8 K USD
STALLINGS ROBERT W
Director
+ 4400
 20.86 USD
2 years ago
Nov 04, 2022
Bought 8.68 K USD
STALLINGS ROBERT W
Director
+ 434
 20 USD
2 years ago
Nov 03, 2022
Bought 2.51 K USD
STALLINGS ROBERT W
Director
+ 126
 19.9 USD
2 years ago
Oct 24, 2022
Bought 252 K USD
Storms Timothy J
Chief Risk Officer
+ 4400
 57.21 USD
2 years ago
Oct 24, 2022
Bought 236 K USD
STALLINGS ROBERT W
Director
+ 4175
 56.55 USD
2 years ago
Oct 21, 2022
Bought 596 K USD
STALLINGS ROBERT W
Director
+ 10725
 55.58 USD
15 years ago
Aug 12, 2009
Sell 287 K USD
SNYDER JOHN C
- 16000
 17.91 USD
15 years ago
Jun 22, 2009
Sell 386 K USD
SNYDER JOHN C
- 25000
 15.46 USD
15 years ago
Jun 18, 2009
Sell 177 K USD
SNYDER JOHN C
- 12006
 14.71 USD
15 years ago
Jun 19, 2009
Sell 106 K USD
SNYDER JOHN C
- 7164
 14.77 USD
15 years ago
Jun 11, 2009
Sell 74 K USD
SNYDER JOHN C
- 4930
 15 USD
15 years ago
Jun 11, 2009
Sell 13.5 K USD
SNYDER JOHN C
- 900
 15 USD
7. News
8. Profile Summary

Texas Capital Bancshares, Inc. TCBIO

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COUNTRY US
INDUSTRY Banks - Regional
MARKET CAP $ 939 M
Dividend Yield 0.13%
Description Texas Capital Bancshares, Inc. operates as the bank holding company for Texas Capital Bank, is a full-service financial services firm that delivers customized solutions to businesses, entrepreneurs, and individual customers. The company offers commercial banking, consumer banking, investment banking, and wealth management services. It offers business deposit products and services, including commercial checking accounts, lockbox accounts, and cash concentration accounts, as well as information, wire transfer initiation, ACH initiation, account transfer, and service integration services; and consumer deposit products, such as checking accounts, savings accounts, money market accounts, and certificates of deposit. The company also provides commercial loans for general corporate purposes comprising financing working capital, internal growth, acquisitions, and business insurance premiums, as well as consumer loans; loans to exploration and production companies; mortgage finance loans; commercial real estate and residential homebuilder finance loans; first and second lien loans for the purpose of purchasing or constructing 1-4 family residential dwellings, as well as home equity revolving lines of credit and loans to purchase lots for future construction of 1-4 family residential dwellings; and real estate loans originated through a small business administration program, as well as equipment finance and leasing services, and letters of credit. In addition, it offers online and mobile banking, and debit and credit card services; escrow services; personal wealth management and trust services; and depositors American Airlines AAdvantage miles. It operates in Austin, Fort Worth, Dallas, Houston, and San Antonio metropolitan areas of Texas. Texas Capital Bancshares, Inc. was incorporated in 1996 and is headquartered in Dallas, Texas.
Contact 2000 McKinney Avenue, Dallas, TX, 75201 https://www.texascapitalbank.com
IPO Date March 26, 2021
Employees 1987
Officers Mr. John W. Cummings MD & Chief Administrative Officer Ms. Anna M. Alvarado J.D. MD, Chief Legal Officer & Corporate Secretary Mr. Robert C. Holmes President, Chief Executive Officer & Director Mr. J. Matthew Scurlock MD & Chief Financial Officer