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Financial Services - Banks - Regional - NASDAQ - US
$ 15.9257
0.633 %
$ 1.29 B
Market Cap
5.81
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Apr, 22, 2025.

The intrinsic value of one WAFDP stock under the worst case scenario is HIDDEN Compared to the current market price of 15.9 USD, Washington Federal, Inc. is HIDDEN

This DCF valuation model was last updated on Apr, 22, 2025.

The intrinsic value of one WAFDP stock under the base case scenario is HIDDEN Compared to the current market price of 15.9 USD, Washington Federal, Inc. is HIDDEN

This DCF valuation model was last updated on Apr, 22, 2025.

The intrinsic value of one WAFDP stock under the best case scenario is HIDDEN Compared to the current market price of 15.9 USD, Washington Federal, Inc. is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart WAFDP

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$18.5$18.5$18.0$18.0$17.5$17.5$17.0$17.0$16.5$16.5$16.0$16.0$15.5$15.5Nov '24Nov '2415 Nov15 NovDec '24Dec '2415 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '2515 Apr15 Apr
FINANCIALS
60.7 M REVENUE
-91.83%
-1.1 B OPERATING INCOME
-338.70%
200 M NET INCOME
-22.29%
439 M OPERATING CASH FLOW
105.29%
3.29 B INVESTING CASH FLOW
338.56%
-2.33 B FINANCING CASH FLOW
-159.24%
15.7 M REVENUE
-95.97%
-216 M OPERATING INCOME
-267.66%
47.3 M NET INCOME
-22.69%
49.4 M OPERATING CASH FLOW
-48.84%
-515 M INVESTING CASH FLOW
-141.78%
-408 M FINANCING CASH FLOW
28.50%
Balance Sheet Washington Federal, Inc.
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Current Assets 26 M
Cash & Short-Term Investments 26 M
Receivables 0
Other Current Assets 0
Non-Current Assets 25.5 B
Long-Term Investments 3.01 B
PP&E 248 M
Other Non-Current Assets 22.2 B
11.81 %87.11 %Total Assets$25.5b
Current Liabilities 0
Accounts Payable 0
Short-Term Debt 0
Other Current Liabilities 0
Non-Current Liabilities 13.2 B
Long-Term Debt 3.32 B
Other Non-Current Liabilities 9.92 B
25.06 %74.94 %Total Liabilities$13.2b
EFFICIENCY
Earnings Waterfall Washington Federal, Inc.
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Revenue 60.7 M
Cost Of Revenue -1.37 B
Gross Profit 1.43 B
Operating Expenses 722 M
Operating Income -1.1 B
Other Expenses -1.3 B
Net Income 200 M
2b2b1b1b500m500m00(500m)(500m)(1b)(1b)(1b)(1b)61m1b1b(722m)(1b)1b200mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
2360.22% GROSS MARGIN
2360.22%
-1814.14% OPERATING MARGIN
-1814.14%
329.60% NET MARGIN
329.60%
6.67% ROE
6.67%
0.71% ROA
0.71%
-3.38% ROIC
-3.38%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Washington Federal, Inc.
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450m450m400m400m350m350m300m300m250m250m200m200m150m150m100m100m50m50m0020162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 200 M
Depreciation & Amortization 134 M
Capital Expenditures 0
Stock-Based Compensation 9.18 M
Change in Working Capital 81.3 M
Others 67.3 M
Free Cash Flow 439 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Washington Federal, Inc.
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WAFDP has no price targets from Wall Street.
4. DIVIDEND ANALYSIS
0.80% DIVIDEND YIELD
0.305 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
1.400001.400001.200001.200001.000001.000000.800000.800000.600000.600000.400000.400000.200000.200000.000000.000000.304690.304690.304690.304690.2230.304690.304690.304690.304690.304690.304690.304690.304690.304691.140.304691.220.304691.220.304691.220.302021202120222022202320232024202420252025
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5. COMPETITION
slide 2 of 5
6. Ownership
Insider Ownership Washington Federal, Inc.
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Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
8. Profile Summary

Washington Federal, Inc. WAFDP

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COUNTRY US
INDUSTRY Banks - Regional
MARKET CAP $ 1.29 B
Dividend Yield 0.80%
Description Washington Federal, Inc. operates as the bank holding company for Washington Federal Bank, National Association that provides lending, depository, insurance, and other banking services in the United States. The company offers deposit products, including business and personal checking accounts, and term certificates of deposit, as well as money market accounts and passbook savings accounts. It also provides single-family residential, construction, land acquisition and development, consumer lot, multi-family residential, commercial and industrial, commercial real estate, home equity, business and consumer loans. In addition, the company offers insurance brokerage services, such as individual and business insurance policies; holds and markets real estate properties; mobile and internet banking services; and debit and credit cards, as well as acts as the trustee. It serves consumers, mid-sized and large businesses, and owners and developers of commercial real estate. As of September 30, 2021, the company had 219 branches located in Washington, Oregon, Idaho, Arizona, Utah, Nevada, New Mexico, and Texas. Washington Federal, Inc. was founded in 1917 and is headquartered in Seattle, Washington.
Contact 425 Pike Street, Seattle, WA, 98101 https://www.wafdbank.com
IPO Date Feb. 2, 2021
Employees 2018
Officers Ms. Kelli J. Holz CPA Executive Vice President & Chief Financial Officer Ms. Kim E. Robison Executive Vice President & Chief Operating Officer Mr. Ryan M. Mauer Executive Vice President & Chief Credit Officer Lisa M. King Senior Vice President of Human Resources Mr. Brad Goode Chief of Communications, Marketing & Community Relations and Senior Vice President Mr. Keith D. Taylor Senior Vice President of Corporate Real Estate and Treasurer Ms. Blayne A. Sanden Senior Vice President & Principal Accounting Officer Mr. Robert C. Zirk Senior Vice President & Controller Ms. Cathy E. Cooper Executive Vice President, Chief Experience Officer & Corporate Secretary Mr. Brent J. Beardall CPA President, Chief Executive Officer & Vice Chairman