Financial Services - Banks - Regional - NASDAQ - US
$ 25.24
0.119 %
$ 8.72 B
Market Cap
3.55
P/E
Wintrust Financial Corporation operates as a financial holding company. It operates in three segments: Community Banking, Specialty Finance, and Wealth Management. The Community Banking segment offers non-interest bearing deposits, non-brokered interest-bearing transaction accounts, and savings and domestic time deposits; home equity, consumer, and real estate loans; safe deposit facilities; and automatic teller machine (ATM), online and mobile banking, and other services. It also engages in the retail origination and purchase of residential mortgages for sale into the secondary market; and provision of lending, deposits, and treasury management services to condominium, homeowner, and community associations, as well as asset-based lending for middle-market companies.[ Read More ]
The intrinsic value of one WTFCP stock under the base case scenario is HIDDEN Compared to the current market price of 25.2 USD, Wintrust Financial Corporation is HIDDEN
2. FUNDAMENTAL
ANALYSIS
Price Chart WTFCP
FINANCIALS
2.16 B
REVENUE
1.05 B
OPERATING INCOME
623 M
NET INCOME
744 M
OPERATING CASH FLOW
-3.24 B
INVESTING CASH FLOW
2.43 B
FINANCING CASH FLOW
616 M
REVENUE
232 M
OPERATING INCOME
170 M
NET INCOME
-150 M
OPERATING CASH FLOW
-575 M
INVESTING CASH FLOW
1.04 B
FINANCING CASH FLOW
Balance Sheet Decomposition
Wintrust Financial Corporation
| Current Assets | 7.15 B |
| Cash & Short-Term Investments | 3.93 B |
| Receivables | 0 |
| Other Current Assets | 3.23 B |
| Non-Current Assets | 8.93 B |
| Long-Term Investments | 7.5 B |
| PP&E | 749 M |
| Other Non-Current Assets | 680 M |
| Current Liabilities | 0 |
| Accounts Payable | 1.8 B |
| Short-Term Debt | 0 |
| Other Current Liabilities | -1.8 B |
| Non-Current Liabilities | 50.9 B |
| Long-Term Debt | 3.23 B |
| Other Non-Current Liabilities | 47.6 B |
EFFICIENCY
Earnings Waterfall
Wintrust Financial Corporation
| Revenue | 2.16 B |
| Cost Of Revenue | 0 |
| Gross Profit | 2.16 B |
| Operating Expenses | 1.11 B |
| Operating Income | 1.05 B |
| Other Expenses | 423 M |
| Net Income | 623 M |
RATIOS
100.00%
GROSS MARGIN
48.49%
OPERATING MARGIN
28.87%
NET MARGIN
11.53%
ROE
1.11%
ROA
8.93%
ROIC
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis
Wintrust Financial Corporation
| Net Income | 623 M |
| Depreciation & Amortization | 84.8 M |
| Capital Expenditures | -46.4 M |
| Stock-Based Compensation | 33.5 M |
| Change in Working Capital | -38.6 M |
| Others | 23.2 M |
| Free Cash Flow | 698 M |
Wall Street Analysts Price Targets
Wintrust Financial Corporation
WTFCP has no price targets from Wall Street.
4. DIVIDEND ANALYSIS
0.52%
DIVIDEND YIELD
0 USD
DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership
Wintrust Financial Corporation
Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
| Date | Value | Insider | Amount | Avg Price |
|---|---|---|---|---|
|
1 year ago
Aug 23, 2023
|
Bought 6.94 K USD
|
WEHMER EDWARD J
FOUNDER AND EXECUTIVE CHAIR |
+ 300
|
23.14 USD |
|
1 year ago
Aug 23, 2023
|
Bought 6.94 K USD
|
WEHMER EDWARD J
FOUNDER AND EXECUTIVE CHAIR |
+ 300
|
23.14 USD |
|
1 year ago
May 15, 2023
|
Bought 62.9 K USD
|
TEGLIA KARIN GUSTAFSON
Director |
+ 1000
|
62.92 USD |
|
1 year ago
May 11, 2023
|
Bought 91.3 K USD
|
CRANE TIMOTHY
PRESIDENT & CEO |
+ 1500
|
60.87 USD |
|
1 year ago
Mar 13, 2023
|
Bought 521 K USD
|
HACKETT H PATRICK JR
Director |
+ 7100
|
73.31 USD |
|
1 year ago
Mar 03, 2023
|
Sell 300 K USD
|
STOEHR DAVID L
CHIEF FINANCIAL OFFICER |
- 3297
|
90.85 USD |
|
1 year ago
Feb 16, 2023
|
Bought 609 K USD
|
KENNEY BRIAN A
Director |
+ 6600
|
92.23 USD |
|
1 year ago
Feb 02, 2023
|
Bought 93.3 K USD
|
WASHINGTON ALEX E III
Director |
+ 1000
|
93.29 USD |
|
1 year ago
Dec 08, 2022
|
Sell 560 K USD
|
ZIDAR THOMAS P
EXECUTIVE VICE PRESIDENT |
- 6469
|
86.64 USD |
|
2 years ago
Nov 04, 2022
|
Sell 205 K USD
|
STOEHR DAVID L
CHIEF FINANCIAL OFFICER |
- 2215
|
92.45 USD |
7. News
8. Profile Summary
Wintrust Financial Corporation WTFCP
COUNTRY
US
INDUSTRY
Banks - Regional
MARKET CAP
$ 8.72 B
Dividend Yield
0.52%
Description
Wintrust Financial Corporation operates as a financial holding company. It operates in three segments: Community Banking, Specialty Finance, and Wealth Management. The Community Banking segment offers non-interest bearing deposits, non-brokered interest-bearing transaction accounts, and savings and domestic time deposits; home equity, consumer, and real estate loans; safe deposit facilities; and automatic teller machine (ATM), online and mobile banking, and other services. It also engages in the retail origination and purchase of residential mortgages for sale into the secondary market; and provision of lending, deposits, and treasury management services to condominium, homeowner, and community associations, as well as asset-based lending for middle-market companies. In addition, this segment offers loan and deposit services to mortgage brokerage companies; lending to restaurant franchisees; direct leasing; small business administration loans; commercial mortgages and construction loans; and financial solutions. It provides personal and commercial banking services primarily to individuals, small to mid-sized businesses, local governmental units, and institutional clients. The Specialty Finance segment offers commercial and life insurance premiums financing for businesses and individuals; accounts receivable financing, value-added, and out-sourced administrative services; and other specialty finance services, as well as data processing of payrolls, billing, and cash management services to temporary staffing industry. The Wealth Management segment provides trust and investment, asset management, tax-deferred exchange, securities brokerage, and retirement plan services. The company operates 173 banking facilities and 228 ATMs in the Chicago metropolitan area, southern Wisconsin, northwest Indiana, and Florida. Wintrust Financial Corporation was founded in 1991 and is headquartered in Rosemont, Illinois.
Contact
9700 West Higgins Road, Rosemont, IL, 60018
https://www.wintrust.com
IPO Date
May 11, 2020
Employees
5521
Officers
Ms. Kathleen M. Boege
Executive Vice President, General Counsel & Corporate Secretary
Mr. Jeffrey D. Hahnfeld
Executive Vice President, Controller & Chief Accounting Officer
Ms. Norah Larke
Executive Vice President & Chief Human Resources Officer
Mr. Thomas Patrick Zidar
Executive Vice President & Market Head of Wealth Management Services
Mr. Guy W. Eisenhuth
Executive Vice President & Regional Market Head
Mike Ryan
Executive Vice President & Chief Information Officer
Mr. Timothy S. Crane
Chief Executive Officer, President & Director
Mr. David Alan Dykstra
Vice Chairman & Chief Operating Officer
Mr. David L. Stoehr
Executive Vice President & Chief Financial Officer
Mr. Richard B. Murphy
Vice Chairman & Chief Lending Officer