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Financial Services - Banks - Regional - NASDAQ - US
$ 25.03
0.0801 %
$ 1.67 B
Market Cap
3.51
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Apr, 22, 2025.

The intrinsic value of one WTFCP stock under the worst case scenario is HIDDEN Compared to the current market price of 25 USD, Wintrust Financial Corporation is HIDDEN

This DCF valuation model was last updated on Apr, 22, 2025.

The intrinsic value of one WTFCP stock under the base case scenario is HIDDEN Compared to the current market price of 25 USD, Wintrust Financial Corporation is HIDDEN

This DCF valuation model was last updated on Apr, 22, 2025.

The intrinsic value of one WTFCP stock under the best case scenario is HIDDEN Compared to the current market price of 25 USD, Wintrust Financial Corporation is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart WTFCP

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$25.1$25.1$25.0$25.0$24.9$24.9$24.8$24.8$24.7$24.7$24.6$24.6$24.5$24.5$24.4$24.4$24.3$24.3Nov '24Nov '2415 Nov15 NovDec '24Dec '2415 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '2515 Apr15 Apr
FINANCIALS
3.48 B REVENUE
61.27%
58.7 M OPERATING INCOME
-94.39%
695 M NET INCOME
11.63%
722 M OPERATING CASH FLOW
-3.07%
-5.95 B INVESTING CASH FLOW
-83.65%
5.26 B FINANCING CASH FLOW
116.82%
914 M REVENUE
48.36%
15.3 M OPERATING INCOME
-93.40%
185 M NET INCOME
9.04%
491 M OPERATING CASH FLOW
426.19%
-1.72 B INVESTING CASH FLOW
-199.11%
955 M FINANCING CASH FLOW
-8.22%
Balance Sheet Wintrust Financial Corporation
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Current Assets 4.59 B
Cash & Short-Term Investments 4.59 B
Receivables 18.1 M
Other Current Assets -18.1 M
Non-Current Assets 1.7 B
Long-Term Investments 0
PP&E 779 M
Other Non-Current Assets 919 M
73.01 %12.38 %14.60 %Total Assets$6.3b
Current Liabilities 0
Accounts Payable 0
Short-Term Debt 0
Other Current Liabilities 0
Non-Current Liabilities 4.24 B
Long-Term Debt 4.24 B
Other Non-Current Liabilities 0
100.00 %Total Liabilities$4.2b
EFFICIENCY
Earnings Waterfall Wintrust Financial Corporation
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Revenue 3.48 B
Cost Of Revenue 0
Gross Profit 3.48 B
Operating Expenses 102 M
Operating Income 58.7 M
Other Expenses -636 M
Net Income 695 M
4b4b3b3b3b3b2b2b2b2b1b1b500m500m003b03b(102m)59m636m695mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
100.00% GROSS MARGIN
100.00%
1.69% OPERATING MARGIN
1.69%
19.99% NET MARGIN
19.99%
10.96% ROE
10.96%
1.07% ROA
1.07%
0.68% ROIC
0.68%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Wintrust Financial Corporation
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1b1b1b1b1b1b800m800m600m600m400m400m200m200m00(200m)(200m)(400m)(400m)(600m)(600m)20162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 695 M
Depreciation & Amortization 97.9 M
Capital Expenditures 0
Stock-Based Compensation 38.1 M
Change in Working Capital 0
Others -121 M
Free Cash Flow 722 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Wintrust Financial Corporation
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WTFCP has no price targets from Wall Street.
4. DIVIDEND ANALYSIS
0.45% DIVIDEND YIELD
0.43 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
2.500002.500002.000002.000001.500001.500001.000001.000000.500000.500000.000000.000000.429690.429690.429690.429690.429690.429690.429690.429690.720.429690.429690.429690.429690.429690.432.010.429691.720.429691.720.429691.720.429690.860.429690.86202020202021202120222022202320232024202420252025
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5. COMPETITION
6. Ownership
Insider Ownership Wintrust Financial Corporation
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Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
8. Profile Summary

Wintrust Financial Corporation WTFCP

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COUNTRY US
INDUSTRY Banks - Regional
MARKET CAP $ 1.67 B
Dividend Yield 0.45%
Description Wintrust Financial Corporation operates as a financial holding company. It operates in three segments: Community Banking, Specialty Finance, and Wealth Management. The Community Banking segment offers non-interest bearing deposits, non-brokered interest-bearing transaction accounts, and savings and domestic time deposits; home equity, consumer, and real estate loans; safe deposit facilities; and automatic teller machine (ATM), online and mobile banking, and other services. It also engages in the retail origination and purchase of residential mortgages for sale into the secondary market; and provision of lending, deposits, and treasury management services to condominium, homeowner, and community associations, as well as asset-based lending for middle-market companies. In addition, this segment offers loan and deposit services to mortgage brokerage companies; lending to restaurant franchisees; direct leasing; small business administration loans; commercial mortgages and construction loans; and financial solutions. It provides personal and commercial banking services primarily to individuals, small to mid-sized businesses, local governmental units, and institutional clients. The Specialty Finance segment offers commercial and life insurance premiums financing for businesses and individuals; accounts receivable financing, value-added, and out-sourced administrative services; and other specialty finance services, as well as data processing of payrolls, billing, and cash management services to temporary staffing industry. The Wealth Management segment provides trust and investment, asset management, tax-deferred exchange, securities brokerage, and retirement plan services. The company operates 173 banking facilities and 228 ATMs in the Chicago metropolitan area, southern Wisconsin, northwest Indiana, and Florida. Wintrust Financial Corporation was founded in 1991 and is headquartered in Rosemont, Illinois.
Contact 9700 West Higgins Road, Rosemont, IL, 60018 https://www.wintrust.com
IPO Date May 11, 2020
Employees 5903
Officers Ms. Kathleen M. Boege Executive Vice President, General Counsel & Corporate Secretary Mr. Thomas Patrick Zidar Executive Vice President & Market Head of Wealth Management Services Mr. Jeffrey D. Hahnfeld Executive Vice President, Controller & Chief Accounting Officer Ms. Norah Larke Executive Vice President & Chief Human Resources Officer Mr. Edward Joseph Wehmer CPA Founder, Senior Advisor & Director Mike Ryan Executive Vice President & Chief Information Officer Mr. Richard B. Murphy Vice Chairman & Chief Lending Officer Mr. David Alan Dykstra Vice Chairman & Chief Operating Officer Mr. David L. Stoehr Executive Vice President & Chief Financial Officer Mr. Timothy S. Crane Chief Executive Officer, President & Director