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Financial Services - Banks - Regional - NASDAQ - US
$ 24.19
-0.289 %
$ 1.87 B
Market Cap
3.56
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one PNFPP stock under the worst case scenario is HIDDEN Compared to the current market price of 24.2 USD, Pinnacle Financial Partners, Inc. is HIDDEN

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one PNFPP stock under the base case scenario is HIDDEN Compared to the current market price of 24.2 USD, Pinnacle Financial Partners, Inc. is HIDDEN

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one PNFPP stock under the best case scenario is HIDDEN Compared to the current market price of 24.2 USD, Pinnacle Financial Partners, Inc. is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart PNFPP

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$25.4$25.4$25.2$25.2$25.0$25.0$24.8$24.8$24.6$24.6$24.4$24.4$24.2$24.2$24.0$24.0$23.8$23.8$23.6$23.615 Oct15 OctNov '24Nov '2415 Nov15 NovDec '24Dec '2415 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '25
FINANCIALS
2.7 B REVENUE
68.44%
2.67 B OPERATING INCOME
198.18%
475 M NET INCOME
-15.49%
904 M OPERATING CASH FLOW
89.03%
-3.67 B INVESTING CASH FLOW
20.21%
3.97 B FINANCING CASH FLOW
-23.24%
684 M REVENUE
65.26%
676 M OPERATING INCOME
315.02%
151 M NET INCOME
3.11%
500 M OPERATING CASH FLOW
1208.72%
-1.53 B INVESTING CASH FLOW
-107.41%
1.64 B FINANCING CASH FLOW
41.51%
Balance Sheet Pinnacle Financial Partners, Inc.
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Current Assets 6.12 B
Cash & Short-Term Investments 5.9 B
Receivables 214 M
Other Current Assets 0
Non-Current Assets 2.18 B
Long-Term Investments 0
PP&E 311 M
Other Non-Current Assets 1.87 B
71.13 %3.75 %22.54 %Total Assets$8.3b
Current Liabilities 55.6 M
Accounts Payable 55.6 M
Short-Term Debt 0
Other Current Liabilities 0
Non-Current Liabilities 2.3 B
Long-Term Debt 2.3 B
Other Non-Current Liabilities 0
97.64 %Total Liabilities$2.4b
EFFICIENCY
Earnings Waterfall Pinnacle Financial Partners, Inc.
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Revenue 2.7 B
Cost Of Revenue 0
Gross Profit 2.7 B
Operating Expenses 26.7 M
Operating Income 2.67 B
Other Expenses 2.2 B
Net Income 475 M
3b3b3b3b2b2b2b2b1b1b500m500m003b03b(27m)3b(2b)475mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
100.00% GROSS MARGIN
100.00%
99.01% OPERATING MARGIN
99.01%
17.61% NET MARGIN
17.61%
7.39% ROE
7.39%
0.90% ROA
0.90%
26.49% ROIC
26.49%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Pinnacle Financial Partners, Inc.
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1b1b900m900m800m800m700m700m600m600m500m500m400m400m300m300m200m200m100m100m0020162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 475 M
Depreciation & Amortization 150 M
Capital Expenditures 0
Stock-Based Compensation 40.9 M
Change in Working Capital 161 M
Others 258 M
Free Cash Flow 904 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Pinnacle Financial Partners, Inc.
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PNFPP has no price targets from Wall Street.
4. DIVIDEND ANALYSIS
0.24% DIVIDEND YIELD
0.422 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
1.8001.8001.6001.6001.4001.4001.2001.2001.0001.0000.8000.8000.6000.6000.4000.4000.2000.2000.0000.0000.4220.4220.4220.4220.4220.4220.4220.4220.4220.4220.4220.4220.4220.4220.4221.690.4221.690.4221.690.4221.690.4221.270.00202020202021202120222022202320232024202420252025
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5. COMPETITION
6. Ownership
Insider Ownership Pinnacle Financial Partners, Inc.
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Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
8. Profile Summary

Pinnacle Financial Partners, Inc. PNFPP

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COUNTRY US
INDUSTRY Banks - Regional
MARKET CAP $ 1.87 B
Dividend Yield 0.24%
Description Pinnacle Financial Partners, Inc., together with its subsidiaries, operates as the bank holding company for Pinnacle Bank that provides various banking products and services in the United States. The company accepts various deposits, including savings, checking, noninterest-bearing and interest-bearing checking, money market, and certificate of deposit accounts. Its loan products include commercial loans, such as equipment and working capital loans; commercial real estate loans comprising investment properties and business loans secured by real estate; and loans to individuals consisting of secured and unsecured installment and term loans, lines of credit, residential first mortgage loans, and home equity loans and lines of credit, as well as provides credit cards for consumers and businesses. The company also offers various securities and other financial products; investment products; brokerage and investment advisory programs; and fiduciary and investment management services, such as personal trust, endowments, foundations, individual retirement accounts, pensions, and custody. In addition, it provides insurance agency services primarily in the property and casualty area; merger and acquisition advisory services; and private debt, equity and mezzanine, and other middle-market advisory services. Further, the company offers treasury management, telephone and online banking, mobile banking, debit cards, direct deposit and remote deposit capture, mobile deposit option, automated teller machine, and cash management services. It serves individuals, small to medium-sized businesses, and professional entities. As of December 31, 2020, the company operated 114 offices, including 48 in Tennessee, 36 in North Carolina, 20 in South Carolina, 9 in Virginia, and 1 in Georgia. Pinnacle Financial Partners, Inc. was incorporated in 2000 and is headquartered in Nashville, Tennessee.
Contact 150 Third Avenue South, Nashville, TN, 37201 https://www.pnfp.com
IPO Date May 28, 2020
Employees 3565
Officers Mr. Harold R. Carpenter Jr. Executive Vice President, Chief Financial Officer, Corporate Secretary & Principal Accounting Officer Ms. Nikki Minges Director of Communications Mr. Michael Terry Turner President, Chief Executive Officer & Director Ms. Charissa D. Sumerlin Executive Vice President & Chief Credit Officer Mr. Randall L. Withrow Chief Information Officer, Senior Vice President, Chief Solutions Officer & EVP of Bank Operations Ms. Mary W. Schneider Chief Compliance Officer Mr. Richard D. Callicutt II Chairman for the Carolinas & Virginia and Director Mr. Mac Johnston Senior Economic & Market Analyst Mr. Robert A. McCabe Jr. Co-Founder & Chairman Ms. Catherine C. Stallings J.D. Chief Legal Counsel