Financial Services - Banks - Regional - NASDAQ - US
$ 24.81
0.944 %
$ 9.53 B
Market Cap
3.65
P/E
Pinnacle Financial Partners, Inc., together with its subsidiaries, operates as the bank holding company for Pinnacle Bank that provides various banking products and services in the United States. The company accepts various deposits, including savings, checking, noninterest-bearing and interest-bearing checking, money market, and certificate of deposit accounts. Its loan products include commercial loans, such as equipment and working capital loans; commercial real estate loans comprising investment properties and business loans secured by real estate; and loans to individuals consisting of secured and unsecured installment and term loans, lines of credit, residential first mortgage loans, and home equity loans and lines of credit, as well as provides credit cards for consumers and businesses.[ Read More ]
The intrinsic value of one PNFPP stock under the base case scenario is HIDDEN Compared to the current market price of 24.8 USD, Pinnacle Financial Partners, Inc. is HIDDEN
2. FUNDAMENTAL
ANALYSIS
Price Chart PNFPP
FINANCIALS
1.6 B
REVENUE
543 M
OPERATING INCOME
562 M
NET INCOME
521 M
OPERATING CASH FLOW
-4.6 B
INVESTING CASH FLOW
5.18 B
FINANCING CASH FLOW
414 M
REVENUE
163 M
OPERATING INCOME
147 M
NET INCOME
38.2 M
OPERATING CASH FLOW
-739 M
INVESTING CASH FLOW
1.16 B
FINANCING CASH FLOW
Balance Sheet Decomposition
Pinnacle Financial Partners, Inc.
| Current Assets | 4.76 B |
| Cash & Short-Term Investments | 4.55 B |
| Receivables | 217 M |
| Other Current Assets | 0 |
| Non-Current Assets | 50 B |
| Long-Term Investments | 7.77 B |
| PP&E | 554 M |
| Other Non-Current Assets | 41.6 B |
| Current Liabilities | 0 |
| Accounts Payable | 67 M |
| Short-Term Debt | 0 |
| Other Current Liabilities | -67 M |
| Non-Current Liabilities | 41.9 B |
| Long-Term Debt | 2.56 B |
| Other Non-Current Liabilities | 39.4 B |
EFFICIENCY
Earnings Waterfall
Pinnacle Financial Partners, Inc.
| Revenue | 1.6 B |
| Cost Of Revenue | 0 |
| Gross Profit | 1.6 B |
| Operating Expenses | 1.38 B |
| Operating Income | 543 M |
| Other Expenses | -19.6 M |
| Net Income | 562 M |
RATIOS
100.00%
GROSS MARGIN
33.87%
OPERATING MARGIN
35.10%
NET MARGIN
9.31%
ROE
1.17%
ROA
4.97%
ROIC
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis
Pinnacle Financial Partners, Inc.
| Net Income | 562 M |
| Depreciation & Amortization | 40.6 M |
| Capital Expenditures | -322 M |
| Stock-Based Compensation | 41.9 M |
| Change in Working Capital | -255 M |
| Others | -196 M |
| Free Cash Flow | 199 M |
Wall Street Analysts Price Targets
Pinnacle Financial Partners, Inc.
PNFPP has no price targets from Wall Street.
4. DIVIDEND ANALYSIS
0.13%
DIVIDEND YIELD
0.422 USD
DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership
Pinnacle Financial Partners, Inc.
Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
9.21 M USD 3
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
| Date | Value | Insider | Amount | Avg Price |
|---|---|---|---|---|
|
9 months ago
Jan 23, 2024
|
Sell 554 K USD
|
MCCABE ROBERT A JR
CHAIRMAN |
- 6331
|
87.43 USD |
|
11 months ago
Dec 14, 2023
|
Sell 213 K USD
|
CARPENTER HAROLD R
EVP & CFO |
- 2431
|
87.7183 USD |
|
11 months ago
Dec 12, 2023
|
Sell 162 K USD
|
Brock Charles E
Director |
- 2000
|
80.914 USD |
|
11 months ago
Dec 08, 2023
|
Sell 7.86 M USD
|
MCCABE ROBERT A JR
CHAIRMAN |
- 95000
|
82.77 USD |
|
11 months ago
Dec 08, 2023
|
Sell 416 K USD
|
MCCABE ROBERT A JR
CHAIRMAN |
- 5000
|
83.14 USD |
|
1 year ago
Mar 01, 2023
|
Sell 1.76 M USD
|
MCCABE ROBERT A JR
CHAIRMAN |
- 23938
|
73.3781 USD |
|
1 year ago
Mar 01, 2023
|
Sell 17 K USD
|
MCCABE ROBERT A JR
CHAIRMAN |
- 230
|
73.975 USD |
|
1 year ago
Feb 08, 2023
|
Sell 247 USD
|
MCCABE ROBERT A JR
CHAIRMAN |
- 3
|
82.26 USD |
|
1 year ago
Feb 06, 2023
|
Sell 404 K USD
|
MCCABE ROBERT A JR
CHAIRMAN |
- 4997
|
80.86 USD |
|
1 year ago
Feb 06, 2023
|
Sell 55.7 K USD
|
MCCABE ROBERT A JR
CHAIRMAN |
- 683
|
81.59 USD |
|
1 year ago
Feb 03, 2023
|
Sell 246 K USD
|
BURNS GREGORY L
Director |
- 3000
|
82 USD |
|
1 year ago
Jan 20, 2023
|
Bought 72.3 K USD
|
Galante Joseph C
Director |
+ 1000
|
72.26 USD |
|
2 years ago
Oct 31, 2022
|
Sell 166 K USD
|
BURNS GREGORY L
Director |
- 2000
|
83.06 USD |
7. News
8. Profile Summary
Pinnacle Financial Partners, Inc. PNFPP
COUNTRY
US
INDUSTRY
Banks - Regional
MARKET CAP
$ 9.53 B
Dividend Yield
0.13%
Description
Pinnacle Financial Partners, Inc., together with its subsidiaries, operates as the bank holding company for Pinnacle Bank that provides various banking products and services in the United States. The company accepts various deposits, including savings, checking, noninterest-bearing and interest-bearing checking, money market, and certificate of deposit accounts. Its loan products include commercial loans, such as equipment and working capital loans; commercial real estate loans comprising investment properties and business loans secured by real estate; and loans to individuals consisting of secured and unsecured installment and term loans, lines of credit, residential first mortgage loans, and home equity loans and lines of credit, as well as provides credit cards for consumers and businesses. The company also offers various securities and other financial products; investment products; brokerage and investment advisory programs; and fiduciary and investment management services, such as personal trust, endowments, foundations, individual retirement accounts, pensions, and custody. In addition, it provides insurance agency services primarily in the property and casualty area; merger and acquisition advisory services; and private debt, equity and mezzanine, and other middle-market advisory services. Further, the company offers treasury management, telephone and online banking, mobile banking, debit cards, direct deposit and remote deposit capture, mobile deposit option, automated teller machine, and cash management services. It serves individuals, small to medium-sized businesses, and professional entities. As of December 31, 2020, the company operated 114 offices, including 48 in Tennessee, 36 in North Carolina, 20 in South Carolina, 9 in Virginia, and 1 in Georgia. Pinnacle Financial Partners, Inc. was incorporated in 2000 and is headquartered in Nashville, Tennessee.
Contact
150 Third Avenue South, Nashville, TN, 37201
https://www.pnfp.com
IPO Date
May 28, 2020
Employees
3516
Officers
Mr. Michael Terry Turner
President, Chief Executive Officer & Director
Ms. Joanne B. Jackson
Executive Vice President
Mr. James Edward White
Executive Vice President, Manager of Client Advisory Group - Nashville & Senior Lending Officer
Mr. Robert A. McCabe Jr.
Co-Founder & Chairman
Mr. Harold R. Carpenter Jr.
Executive Vice President, Chief Financial Officer, Corporate Secretary & Principal Accounting Officer
Ms. Mary W. Schneider
Chief Compliance Officer
Mr. Richard D. Callicutt II
Chairman for the Carolinas & Virginia and Director
Mr. Randall L. Withrow
Chief Information Officer, Senior Vice President, Chief Solutions Officer & EVP of Bank Operations
Ms. Nikki Minges
Director of Communications
Mr. Mac Johnston
Senior Economic & Market Analyst