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Financial Services - Banks - Regional - NASDAQ - US
$ 18.9
-1.6 %
$ 1.11 B
Market Cap
4.92
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Apr, 22, 2025.

The intrinsic value of one DCOMP stock under the worst case scenario is HIDDEN Compared to the current market price of 18.9 USD, Dime Community Bancshares, Inc. is HIDDEN

This DCF valuation model was last updated on Apr, 22, 2025.

The intrinsic value of one DCOMP stock under the base case scenario is HIDDEN Compared to the current market price of 18.9 USD, Dime Community Bancshares, Inc. is HIDDEN

This DCF valuation model was last updated on Apr, 22, 2025.

The intrinsic value of one DCOMP stock under the best case scenario is HIDDEN Compared to the current market price of 18.9 USD, Dime Community Bancshares, Inc. is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart DCOMP

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$20.5$20.5$20.0$20.0$19.5$19.5$19.0$19.0$18.5$18.5$18.0$18.0Nov '24Nov '2415 Nov15 NovDec '24Dec '2415 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '2515 Apr15 Apr
FINANCIALS
650 M REVENUE
84.29%
643 M OPERATING INCOME
340.83%
29.1 M NET INCOME
-69.73%
99.1 M OPERATING CASH FLOW
9.00%
64.1 M INVESTING CASH FLOW
129.96%
663 M FINANCING CASH FLOW
61.11%
57.2 M REVENUE
-34.63%
0 OPERATING INCOME
0.00%
-20.4 M NET INCOME
-155.85%
89 M OPERATING CASH FLOW
403.70%
25 M INVESTING CASH FLOW
221.40%
544 M FINANCING CASH FLOW
107.50%
Balance Sheet Dime Community Bancshares, Inc.
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Current Assets 2.03 B
Cash & Short-Term Investments 1.97 B
Receivables 56 M
Other Current Assets 0
Non-Current Assets 290 M
Long-Term Investments 0
PP&E 81.1 M
Other Non-Current Assets 209 M
85.10 %3.49 %9.00 %Total Assets$2.3b
Current Liabilities 50 M
Accounts Payable 0
Short-Term Debt 50 M
Other Current Liabilities 0
Non-Current Liabilities 12.9 B
Long-Term Debt 0
Other Non-Current Liabilities 12.9 B
99.61 %Total Liabilities$13.0b
EFFICIENCY
Earnings Waterfall Dime Community Bancshares, Inc.
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Revenue 650 M
Cost Of Revenue 0
Gross Profit 650 M
Operating Expenses 6.66 M
Operating Income 643 M
Other Expenses 614 M
Net Income 29.1 M
700m700m600m600m500m500m400m400m300m300m200m200m100m100m00650m0650m(7m)643m(614m)29mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
100.00% GROSS MARGIN
100.00%
98.98% OPERATING MARGIN
98.98%
4.47% NET MARGIN
4.47%
2.08% ROE
2.08%
0.20% ROA
0.20%
15.68% ROIC
15.68%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Dime Community Bancshares, Inc.
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1b1b1b1b800m800m600m600m400m400m200m200m0020162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 29.1 M
Depreciation & Amortization 6.86 M
Capital Expenditures -6.26 M
Stock-Based Compensation 6.69 M
Change in Working Capital 0
Others 32.3 M
Free Cash Flow 92.8 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Dime Community Bancshares, Inc.
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DCOMP has no price targets from Wall Street.
4. DIVIDEND ANALYSIS
0.80% DIVIDEND YIELD
0.344 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
1.600001.600001.400001.400001.200001.200001.000001.000000.800000.800000.600000.600000.400000.400000.200000.200000.000000.000000.343750.343750.343750.343750.343750.380.343750.343750.343750.343750.3440.343750.343750.343750.343750.3441.410.343751.380.343751.380.343751.380.343751.380.00202020202021202120222022202320232024202420252025
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5. COMPETITION
slide 2 of 5
6. Ownership
Insider Ownership Dime Community Bancshares, Inc.
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Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
Dime Community Bancshares Declares Quarterly Cash Dividend for Series A Preferred Stock HAUPPAUGE, N.Y., July 25, 2024 (GLOBE NEWSWIRE) -- Dime Community Bancshares, Inc. (Nasdaq: DCOM, DCOMP and DCOMG) (the “Company”) announced that its Board of Directors declared a quarterly cash dividend of $0.34375 per share on the Company's 5.50% Fixed-Rate Non-Cumulative Perpetual Preferred Stock, Series A, payable on August 15, 2024 to holders of record as of August 8, 2024. globenewswire.com - 9 months ago
Dime Community Bancshares, Inc. Announces Full Exercise of Underwriters' Overallotment Option HAUPPAUGE, N.Y., July 09, 2024 (GLOBE NEWSWIRE) -- Dime Community Bancshares, Inc. (the “Company”) (NASDAQ: “DCOM”), the parent company of Dime Community Bank (the “Bank”), today announced that in connection with its previously disclosed public offering of its 9.000% Fixed-to-Floating Rate Subordinated Notes due 2034 (the “Notes”) that closed on June 28, 2024, the underwriters of such offering have exercised their overallotment option in full to purchase an additional $9,750,000 aggregate principal amount of Notes. globenewswire.com - 9 months ago
Dime Community Bancshares, Inc. Announces Completion of Subordinated Notes Offering HAUPPAUGE, N.Y., June 28, 2024 (GLOBE NEWSWIRE) -- Dime Community Bancshares, Inc. (the “Company”) (NASDAQ: “DCOM”), the parent company of Dime Community Bank (the “Bank”), announced today the completion of its public offering and sale of $65,000,000 of its 9.000% fixed-to-floating rate subordinated notes due 2034 (the “Notes”) in a registered public offering (the “Offering”). globenewswire.com - 10 months ago
Kroll Bond Rating Agency Maintains Dime's Outlook at “Stable” and Affirms Ratings HAUPPAUGE, N.Y., June 17, 2024 (GLOBE NEWSWIRE) -- Dime Community Bancshares, Inc. (the “Company” or “Dime”) (NASDAQ: DCOM), the parent company of Dime Community Bank (the “Bank”), announced that Kroll Bond Rating Agency (“KBRA”) has affirmed all ratings of Dime Community Bancshares, Inc. and Dime Community Bank. KBRA affirmed the Bank's senior unsecured debt rating of “BBB+” and the Company's senior unsecured debt rating of “BBB”. globenewswire.com - 10 months ago
Merger Arbitrage Mondays - Rosetta Stone Acquired At A Huge Premium Merger activity increased last week with four new deals announced. The acquisition of Rosetta Stone by Cambium Learning Group. seekingalpha.com - 4 years ago
Dime Community Bancshares, Inc. 2020 Q2 - Results - Earnings Call Presentation The following slide deck was published by Dime Community Bancshares, Inc. in conjunction with their 2020 Q2 earnings call.. seekingalpha.com - 4 years ago
Dime Community Bancshares (DCOM) Presents At KBW Community Bank Investor Conference - Slideshow The following slide deck was published by Dime Community Bancshares, Inc. in conjunction with this event.. seekingalpha.com - 4 years ago
8. Profile Summary

Dime Community Bancshares, Inc. DCOMP

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COUNTRY US
INDUSTRY Banks - Regional
MARKET CAP $ 1.11 B
Dividend Yield 0.80%
Description Dime Community Bancshares, Inc. operates as the holding company for Dime Community Bank that provides various commercial banking and financial services. It accepts time, savings, and demand deposits from the businesses, consumers, and local municipalities. The company also offers commercial real estate loans; multi-family mortgage loans; residential mortgage loans; secured and unsecured commercial and consumer loans; home equity loans; and construction and land loans. In addition, it invests in Federal Home Loan Bank, Federal National Mortgage Association, Government National Mortgage Association, and Federal Home Loan Mortgage Corporation mortgage-backed securities, collateralized mortgage obligations, and other asset backed securities; U.S. Treasury securities; New York state and local municipal obligations; U.S. government-sponsored enterprise securities; and corporate bonds. Further, the company offers certificate of deposit account registry services and insured cash sweep programs; merchant credit and debit card processing, automated teller machines, cash management services, lockbox processing, online banking services, remote deposit capture, safe deposit boxes, and individual retirement accounts; investment products and services through a third-party broker dealer; and title insurance broker services. As of December 31, 2021, it operated 60 branch locations throughout Long Island and the New York City boroughs of Brooklyn, Queens, Manhattan, and the Bronx. Dime Community Bancshares, Inc. was founded in 1910 and is headquartered in Hauppauge, New York.
Contact 898 Veterans Memorial Highway, Hauppauge, NY, 11788 https://www.dime.com
IPO Date Jan. 30, 2020
Employees 887
Officers Mr. Stuart H. Lubow Chief Executive Officer, President & Director Mr. Conrad J. Gunther Jr. Senior EVice President & Chief Lending Officer Mr. Avinash Reddy Senior EVice President, Chief Financial Officer & Principal Accounting Officer Ms. Judy Wu Executive Vice President, General Counsel & Corporate Secretary Mr. Michael A. Perez Executive Vice President & Chief Retail Officer Mr. John A. Romano Executive Vice President & Director of Private Banking Mr. Kenneth J. Mahon Executive Chairman Mr. Christopher J. Porzelt Executive Vice President & Chief Risk Officer Ms. Nancy Tomich Executive Vice President & Senior Group Leader Mr. Kevin Gallagher Senior Vice President & Head of SBA Lending Division