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Financial Services - Banks - Regional - NASDAQ - US
$ 21.618
-1.33 %
$ 830 M
Market Cap
6.86
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one CNOBP stock under the worst case scenario is HIDDEN Compared to the current market price of 21.6 USD, ConnectOne Bancorp, Inc. is HIDDEN

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one CNOBP stock under the base case scenario is HIDDEN Compared to the current market price of 21.6 USD, ConnectOne Bancorp, Inc. is HIDDEN

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one CNOBP stock under the best case scenario is HIDDEN Compared to the current market price of 21.6 USD, ConnectOne Bancorp, Inc. is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart CNOBP

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$23.5$23.5$23.0$23.0$22.5$22.5$22.0$22.0$21.5$21.5$21.0$21.0$20.5$20.5$20.0$20.015 Oct15 OctNov '24Nov '2415 Nov15 NovDec '24Dec '2415 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '25
FINANCIALS
518 M REVENUE
92.45%
515 M OPERATING INCOME
340.73%
73.8 M NET INCOME
-15.18%
60.7 M OPERATING CASH FLOW
-34.65%
55.2 M INVESTING CASH FLOW
122.23%
-2.08 M FINANCING CASH FLOW
-1.60%
68.5 M REVENUE
4.31%
0 OPERATING INCOME
0.00%
20.4 M NET INCOME
18.71%
32.2 M OPERATING CASH FLOW
324.54%
-157 M INVESTING CASH FLOW
-368.24%
234 M FINANCING CASH FLOW
413.82%
Balance Sheet ConnectOne Bancorp, Inc.
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Current Assets 8.91 B
Cash & Short-Term Investments 671 M
Receivables 8.24 B
Other Current Assets 0
Non-Current Assets 256 M
Long-Term Investments 0
PP&E 42.9 M
Other Non-Current Assets 213 M
7.32 %89.89 %Total Assets$9.2b
Current Liabilities 15.5 M
Accounts Payable 0
Short-Term Debt 15.5 M
Other Current Liabilities 0
Non-Current Liabilities 8.62 B
Long-Term Debt 15.5 M
Other Non-Current Liabilities 8.61 B
99.64 %Total Liabilities$8.6b
EFFICIENCY
Earnings Waterfall ConnectOne Bancorp, Inc.
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Revenue 518 M
Cost Of Revenue 0
Gross Profit 518 M
Operating Expenses 2.42 M
Operating Income 515 M
Other Expenses 442 M
Net Income 73.8 M
600m600m500m500m400m400m300m300m200m200m100m100m00518m0518m(2m)515m(442m)74mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
100.00% GROSS MARGIN
100.00%
99.53% OPERATING MARGIN
99.53%
14.25% NET MARGIN
14.25%
5.94% ROE
5.94%
0.75% ROA
0.75%
4.22% ROIC
4.22%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis ConnectOne Bancorp, Inc.
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200m200m180m180m160m160m140m140m120m120m100m100m80m80m60m60m40m40m20m20m0020162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 73.8 M
Depreciation & Amortization 5.66 M
Capital Expenditures 0
Stock-Based Compensation 4.57 M
Change in Working Capital -28 M
Others -24.9 M
Free Cash Flow 60.7 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets ConnectOne Bancorp, Inc.
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CNOBP has no price targets from Wall Street.
4. DIVIDEND ANALYSIS
0.96% DIVIDEND YIELD
0.328 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
1.400001.400001.200001.200001.000001.000000.800000.800000.600000.600000.400000.400000.200000.200000.000000.000000.328130.328130.328130.328130.328130.328130.328130.328130.328130.328130.371881.360.328131.310.328131.310.328130.660.002021202120222022202320232024202420252025
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5. COMPETITION
slide 2 of 5
6. Ownership
Insider Ownership ConnectOne Bancorp, Inc.
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Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
8. Profile Summary

ConnectOne Bancorp, Inc. CNOBP

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COUNTRY US
INDUSTRY Banks - Regional
MARKET CAP $ 830 M
Dividend Yield 0.96%
Description ConnectOne Bancorp, Inc. operates as the bank holding company for ConnectOne Bank that provides commercial banking products and services for small and mid-sized businesses, local professionals, and individuals in the Northern New Jersey and New York Metropolitan area, and South Florida market. The company offers personal and business checking, retirement, money market, and time and savings accounts. It also provides consumer and commercial business loans on a secured and unsecured basis; revolving lines of credit; commercial mortgage loans; residential mortgages on primary and secondary residences; home equity loans; bridge loans; other personal purpose loans; and commercial construction and real estate loans. In addition, the company offers check cards, ATM cards, credit cards, wire transfers, access to automated teller services, Internet banking, treasury direct, automated clearing house origination, mobile banking by phone, safe deposit boxes, and remote deposit capture services. It operates through a network of eight banking offices in Bergen County, five banking offices in Union County, one banking office in Morris County, one office in Essex County, one office in Hudson County, one office in Monmouth County, one banking office in Manhattan in New York City, one office in Nassau County on Long Island, one in Astoria, and five branches in the Hudson Valley, as well as one financial center in West Palm Beach in Palm Beach County. The company was formerly known as Center Bancorp, Inc. and changed its name to ConnectOne Bancorp, Inc. in July 2014. ConnectOne Bancorp, Inc. was incorporated in 1982 and is headquartered in Englewood Cliffs, New Jersey.
Contact 301 Sylvan Avenue, Englewood Cliffs, NJ, 07632 https://www.connectonebank.com
IPO Date Aug. 13, 2021
Employees 489
Officers Mr. Mark Zurlini Executive Vice President & Chief Lending Officer Ms. Laura Criscione Executive Vice President, Corporate Secretary & Chief Compliance Officer Mr. Sharif Alexandre Executive Vice President & Chief Technology Officer Mr. Michael O'Malley Executive Vice President & Chief Risk Officer Mr. Frank S. Sorrentino III Chairman, President & Chief Executive Officer Mr. Michael Rozman President of BoeFly Division Ms. Elizabeth Magennis President of ConnectOne Bank & Director Ms. Siya Vansia Senior Vice President & Chief Brand & Innovation Officer Mr. Joseph T. Javitz First Senior Vice President & Chief Credit Officer Mr. William S. Burns Senior EVice President & Chief Financial Officer