image
Financial Services - Banks - Regional - NASDAQ - US
$ 23.9528
-1.14 %
$ 503 M
Market Cap
7.29
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Apr, 22, 2025.

The intrinsic value of one CCNEP stock under the worst case scenario is HIDDEN Compared to the current market price of 24 USD, CNB Financial Corporation is HIDDEN

This DCF valuation model was last updated on Apr, 22, 2025.

The intrinsic value of one CCNEP stock under the base case scenario is HIDDEN Compared to the current market price of 24 USD, CNB Financial Corporation is HIDDEN

This DCF valuation model was last updated on Apr, 22, 2025.

The intrinsic value of one CCNEP stock under the best case scenario is HIDDEN Compared to the current market price of 24 USD, CNB Financial Corporation is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart CCNEP

image
$25.5$25.5$25.0$25.0$24.5$24.5$24.0$24.0$23.5$23.5$23.0$23.0Nov '24Nov '2415 Nov15 NovDec '24Dec '2415 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '2515 Apr15 Apr
FINANCIALS
325 M REVENUE
49.20%
319 M OPERATING INCOME
343.70%
54.6 M NET INCOME
-5.94%
71.5 M OPERATING CASH FLOW
52.08%
-203 M INVESTING CASH FLOW
-36.01%
353 M FINANCING CASH FLOW
61.67%
58 M REVENUE
3.50%
0 OPERATING INCOME
0.00%
15.1 M NET INCOME
7.95%
22.2 M OPERATING CASH FLOW
-15.66%
-89.7 M INVESTING CASH FLOW
8.35%
150 M FINANCING CASH FLOW
47.73%
Balance Sheet CNB Financial Corporation
image
Current Assets 5.09 B
Cash & Short-Term Investments 532 M
Receivables 4.56 B
Other Current Assets 0
Non-Current Assets 173 M
Long-Term Investments 0
PP&E 129 M
Other Non-Current Assets 43.9 M
10.11 %86.62 %Total Assets$5.3b
Current Liabilities 0
Accounts Payable 0
Short-Term Debt 0
Other Current Liabilities 0
Non-Current Liabilities 146 M
Long-Term Debt 146 M
Other Non-Current Liabilities 0
100.00 %Total Liabilities$145.5m
EFFICIENCY
Earnings Waterfall CNB Financial Corporation
image
Revenue 325 M
Cost Of Revenue 0
Gross Profit 325 M
Operating Expenses 6.76 M
Operating Income 319 M
Other Expenses 264 M
Net Income 54.6 M
350m350m300m300m250m250m200m200m150m150m100m100m50m50m00325m0325m(7m)319m(264m)55mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
100.00% GROSS MARGIN
100.00%
97.92% OPERATING MARGIN
97.92%
16.77% NET MARGIN
16.77%
8.94% ROE
8.94%
0.88% ROA
0.88%
4.90% ROIC
4.90%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis CNB Financial Corporation
image
80m80m70m70m60m60m50m50m40m40m30m30m20m20m10m10m0020162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 54.6 M
Depreciation & Amortization 8.27 M
Capital Expenditures 0
Stock-Based Compensation 2.22 M
Change in Working Capital 7.86 M
Others -232 K
Free Cash Flow 71.5 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets CNB Financial Corporation
image
CCNEP has no price targets from Wall Street.
4. DIVIDEND ANALYSIS
0.94% DIVIDEND YIELD
0.445 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
2.000002.000001.800001.800001.600001.600001.400001.400001.200001.200001.000001.000000.800000.800000.600000.600000.400000.400000.200000.200000.000000.000000.445310.445310.445310.445310.445310.445310.445310.445310.445310.445310.445310.445310.445310.4751.810.445311.780.445311.780.445311.780.445310.890.00202020202021202120222022202320232024202420252025
Download SVG
Download PNG
Download CSV
5. COMPETITION
6. Ownership
Insider Ownership CNB Financial Corporation
image
Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
8. Profile Summary

CNB Financial Corporation CCNEP

image
COUNTRY US
INDUSTRY Banks - Regional
MARKET CAP $ 503 M
Dividend Yield 0.94%
Description CNB Financial Corporation operates as the bank holding company for CNB Bank that provides a range of banking products and services for individual, business, governmental, and institutional customers. The company accepts checking, savings, and time deposit accounts; and offers real estate, commercial, industrial, residential, and consumer loans, as well as various other specialized financial services. It also provides wealth and asset management services, including the administration of trusts and estates, retirement plans, and other employee benefit plans, as well as a range of wealth management services. In addition, the company invests in debt and equity securities; sells nonproprietary annuities and other insurance products; and small balance unsecured loans and secured loans primarily collateralized by automobiles and equipment. As of February 8, 2022, the company operated a private banking division; three loan production office; one drive-up office; and 45 full-service offices in Pennsylvania, Ohio, New York, and Virginia. CNB Financial Corporation was founded in 1865 and is headquartered in Clearfield, Pennsylvania.
Contact 1 South Second Street, Clearfield, PA, 16830 https://www.cnbbank.bank
IPO Date Aug. 21, 2020
Employees 769
Officers Mr. Tito L. Lima Senior EVice President, Chief Financial Officer & Treasurer Mr. Martin T. Griffith Senior EVice President & Chief Revenue Officer Ms. Leanne D. Kassab Senior Executive Vice President, Chief Experience Officer & Assistant Secretary Mr. Michael J. Noah Executive Vice President & Chief Operating Officer Mr. Gregory M. Dixon CPA Executive Vice President & Chief Credit Officer Mr. Darryl P. Koch Executive Vice President and Chief Information Technology & Security Officer Ms. Heather J. Koptchak Senior Vice President & Chief Employee Resources Officer Mr. Steven R. Shaffner Shilling Executive Vice President & Chief Wealth Management Officer Ms. Angela D. Wilcoxson Executive Vice President & Chief Commercial Banking Officer Mr. Michael D. Peduzzi CPA President, Chief Executive Officer & Director