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Mid Penn Bancorp, Inc. MPB
Financial Services - Banks - Regional - NASDAQ - US
Watchlist
$ 28.88
0.0689 %
$ 663 M
Market Cap
10.41
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on May, 7, 2025.

The intrinsic value of one MPB stock under the worst case scenario is HIDDEN Compared to the current market price of 28.9 USD, Mid Penn Bancorp, Inc. is HIDDEN

MPB Intrinsic Value
HIDDEN
SHOW

This DCF valuation model was last updated on May, 7, 2025.

The intrinsic value of one MPB stock under the base case scenario is HIDDEN Compared to the current market price of 28.9 USD, Mid Penn Bancorp, Inc. is HIDDEN

MPB Intrinsic Value
HIDDEN
SHOW

This DCF valuation model was last updated on May, 7, 2025.

The intrinsic value of one MPB stock under the best case scenario is HIDDEN Compared to the current market price of 28.9 USD, Mid Penn Bancorp, Inc. is HIDDEN

MPB Intrinsic Value
HIDDEN
SHOW
2. FUNDAMENTAL ANALYSIS

Price Chart MPB

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1M 14.0%
6M -9%
1Y 34%
3Y 24%
5Y 76%
All
$33.0$33.0$32.0$32.0$31.0$31.0$30.0$30.0$29.0$29.0$28.0$28.0$27.0$27.0$26.0$26.0$25.0$25.0$24.0$24.015 Nov15 NovDec '24Dec '2415 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '2515 Apr15 AprMay '25May '25
FINANCIALS
177 M REVENUE
8.22%
Growth Rates
1Year 8.22%
3Years 11.50%
5Years 16.39%
7Years 22.30%
10Years 21.04%
60.6 M OPERATING INCOME
13.89%
Growth Rates
1Year 13.89%
3Years 18.89%
5Years 23.10%
7Years 17.70%
10Years 17.98%
49.4 M NET INCOME
32.20%
Growth Rates
1Year 32.20%
3Years 19.02%
5Years 22.80%
7Years 31.98%
10Years 24.11%
51.8 M OPERATING CASH FLOW
-0.32%
Growth Rates
1Year -0.32%
3Years -7.73%
5Years 45.90%
7Years 23.38%
10Years 19.57%
-209 M INVESTING CASH FLOW
48.81%
Growth Rates
1Year 48.81%
3Years -30.74%
5Years -50.61%
7Years -3.55%
10Years -17.44%
131 M FINANCING CASH FLOW
-66.58%
Growth Rates
1Year -66.58%
3Years -29.53%
5Years 2.12%
7Years 0.19%
10Years 14.29%
77 M REVENUE
5.06%
Growth Rates
1Year 8.22%
3Years 11.50%
5Years 16.39%
7Years 22.30%
10Years 21.04%
17.1 M OPERATING INCOME
-76.32%
Growth Rates
1Year 13.89%
3Years 18.89%
5Years 23.10%
7Years 17.70%
10Years 17.98%
13.2 M NET INCOME
7.57%
Growth Rates
1Year 32.20%
3Years 19.02%
5Years 22.80%
7Years 31.98%
10Years 24.11%
4.1 M OPERATING CASH FLOW
-69.70%
Growth Rates
1Year -0.32%
3Years -7.73%
5Years 45.90%
7Years 23.38%
10Years 19.57%
-21.1 M INVESTING CASH FLOW
78.64%
Growth Rates
1Year 48.81%
3Years -30.74%
5Years -50.61%
7Years -3.55%
10Years -17.44%
-56.8 M FINANCING CASH FLOW
15.70%
Growth Rates
1Year -66.58%
3Years -29.53%
5Years 2.12%
7Years 0.19%
10Years 14.29%
Balance Sheet Mid Penn Bancorp, Inc.
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Current Assets 63.8 M
Cash & Short-Term Investments 37 M
Receivables 26.8 M
Other Current Assets 0
Non-Current Assets 192 M
Long-Term Investments 0
PP&E 49.1 M
Other Non-Current Assets 142 M
14.49 %10.51 %19.21 %55.79 %Total Assets$255.4m
Current Liabilities 15.5 M
Accounts Payable 13.5 M
Short-Term Debt 2 M
Other Current Liabilities 0
Non-Current Liabilities 0
Long-Term Debt 66.3 M
Other Non-Current Liabilities -66.3 M
87.08 %428.06 %Total Liabilities$15.5m
EFFICIENCY
Earnings Waterfall Mid Penn Bancorp, Inc.
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Revenue 177 M
Cost Of Revenue 0
Gross Profit 177 M
Operating Expenses 4.31 M
Operating Income 60.6 M
Other Expenses 11.1 M
Net Income 49.4 M
180m180m160m160m140m140m120m120m100m100m80m80m60m60m40m40m20m20m00177m0177m(4m)61m(11m)49mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
100.00% GROSS MARGIN
100.00%
Averages
1Year 100.00%
3Years 100.00%
5Years 100.00%
7Years 100.00%
10Years 100.00%
34.26% OPERATING MARGIN
34.26%
Averages
1Year 34.26%
3Years 40.26%
5Years 35.85%
7Years 35.04%
10Years 37.21%
27.96% NET MARGIN
27.96%
Averages
1Year 27.96%
3Years 27.74%
5Years 26.29%
7Years 24.22%
10Years 22.34%
7.55% ROE
7.55%
Averages
1Year 7.55%
3Years 8.38%
5Years 8.28%
7Years 7.65%
10Years 8.33%
0.90% ROA
0.90%
Averages
1Year 0.90%
3Years 0.94%
5Years 0.87%
7Years 0.80%
10Years 0.77%
20.62% ROIC
20.62%
Averages
1Year 20.62%
3Years 9.93%
5Years 8.48%
7Years 7.35%
10Years 7.43%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Mid Penn Bancorp, Inc.
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70m70m60m60m50m50m40m40m30m30m20m20m10m10m0020162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 49.4 M
Depreciation & Amortization 6.83 M
Capital Expenditures -6.92 M
Stock-Based Compensation 1.05 M
Change in Working Capital 0
Others -12.2 M
Free Cash Flow 44.5 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Mid Penn Bancorp, Inc.
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Wall Street analysts predict an average 1-year price target for MPB of $30.3 , with forecasts ranging from a low of $25 to a high of $35 .
MPB Lowest Price Target Wall Street Target
25 USD -13.43%
MPB Average Price Target Wall Street Target
30.3 USD 5.03%
MPB Highest Price Target Wall Street Target
35 USD 21.19%
Price
Max Price Target
Min Price Target
Average Price Target
3636343432323030282826262424222220201818Jun '24Jun '24Jul '24Jul '24Aug '24Aug '24Oct '24Oct '24Nov '24Nov '2420252025Feb '25Feb '25Apr '25Apr '25Jun '25Jun '25Jul '25Jul '25Aug '25Aug '25Oct '25Oct '25Nov '25Nov '2520262026Feb '26Feb '26Apr '26Apr '26
4. DIVIDEND ANALYSIS
0.77% DIVIDEND YIELD
0.2 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
0.900.900.800.800.700.700.600.600.500.500.400.400.300.300.200.200.100.100.000.000.10.220.130.250.230.050.190.20.20.20.20.10.120.130.150.180.180.20.20.20.20.20.120.120.130.150.180.180.20.20.20.20.120.440.120.580.10.490.130.680.250.840.150.560.180.770.180.780.20.800.20.800.20.600.20.202015201520162016201720172018201820192019202020202021202120222022202320232024202420252025
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5. COMPETITION
slide 2 of 10
6. Ownership
Insider Ownership Mid Penn Bancorp, Inc.
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Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
92.6 K USD 7
0-3 MONTHS
322 K USD 8
3-6 MONTHS
1.36 M USD 16
6-9 MONTHS
30.5 K USD 7
9-12 MONTHS
7. News
Mid Penn Bancorp, Inc. Reports First Quarter Earnings and Declares 58th Consecutive Quarterly Dividend HARRISBURG, Pa.--(BUSINESS WIRE)--Mid Penn Bancorp, Inc. (NASDAQ: MPB) ("Mid Penn"), the parent company of Mid Penn Bank (the "Bank") and MPB Financial Services, LLC, today reported net income available to common shareholders ("earnings") for the quarter ended March 31, 2025, of $13.7 million, or $0.71 per diluted common share, compared to net income of $12.1 million, or $0.73 per diluted common share, for the first quarter of 2024, and a consensus analyst estimate of $0.63 per diluted common s. businesswire.com - 3 weeks ago
Mid Penn Bancorp, Inc. and William Penn Bancorporation Receive Shareholder Approvals for Merger HARRISBURG, Pa.--(BUSINESS WIRE)--Mid Penn Bancorp, Inc. (“Mid Penn”) (NASDAQ: MPB) and William Penn Bancorporation (“William Penn”) (NASDAQ: WMPN) announced today that shareholders from both Mid Penn and William Penn overwhelmingly approved Mid Penn's proposed acquisition of William Penn at special meetings of their respective shareholders held on April 2, 2025. “The level of support for this transaction was tremendous,” Mid Penn President and CEO Rory G. Ritrievi said. “Of the total number of. businesswire.com - 1 month ago
Mid Penn Bancorp, Inc. and William Penn Bancorporation Receive Regulatory Approvals for Merger HARRISBURG, Pa.--(BUSINESS WIRE)--Mid Penn Bancorp, Inc. (“Mid Penn”) (NASDAQ: MPB) and William Penn Bancorporation (“William Penn”) (NASDAQ: WMPN) announced today that they have received all required approvals from the applicable bank regulatory agencies to complete the proposed merger of William Penn with and into Mid Penn. Pending receipt of approval from shareholders of Mid Penn and William Penn, and certain other customary closing conditions, the parties intend to close the transaction in. businesswire.com - 1 month ago
WILLIAM PENN INVESTOR ALERT by the Former Attorney General of Louisiana: Kahn Swick & Foti, LLC Investigates Adequacy of Price and Process in Proposed Sale of William Penn Bancorporation - WMPN NEW ORLEANS--(BUSINESS WIRE)--Former Attorney General of Louisiana Charles C. Foti, Jr., Esq. and the law firm of Kahn Swick & Foti, LLC (“KSF”) are investigating the proposed sale of William Penn Bancorporation (NasdaqCM: WMPN) to Mid Penn Bancorp, Inc. (NasdaqGM: MPB). Under the terms of the proposed transaction, shareholders of William Penn will receive 0.4260 shares of Mid Penn for each share of William Penn that they own. KSF is seeking to determine whether this consideration and the p. businesswire.com - 3 months ago
Mid Penn Bancorp (MPB) Lags Q4 Earnings Estimates Mid Penn Bancorp (MPB) came out with quarterly earnings of $0.71 per share, missing the Zacks Consensus Estimate of $0.74 per share. This compares to earnings of $0.73 per share a year ago. zacks.com - 3 months ago
Mid Penn Bancorp, Inc. Reports Fourth Quarter and Full Year Earnings Beat and Declares 57th Consecutive Quarterly Dividend HARRISBURG, Pa.--(BUSINESS WIRE)--Mid Penn Bancorp, Inc. (NASDAQ: MPB) ("Mid Penn"), the parent company of Mid Penn Bank (the "Bank") and MPB Financial Services, LLC, today reported net income available to common shareholders ("earnings") for the quarter ended December 31, 2024, of $13.2 million, or $0.72 per diluted common share, compared to net income of $12.1 million, or $0.73 per diluted common share, for the fourth quarter of 2023, and a consensus analyst estimate of $0.71 per diluted comm. businesswire.com - 3 months ago
WILLIAM PENN INVESTOR ALERT by the Former Attorney General of Louisiana: Kahn Swick & Foti, LLC Investigates Adequacy of Price and Process in Proposed Sale of William Penn Bancorporation - WMPN NEW ORLEANS--(BUSINESS WIRE)--Former Attorney General of Louisiana Charles C. Foti, Jr., Esq. and the law firm of Kahn Swick & Foti, LLC (“KSF”) are investigating the proposed sale of William Penn Bancorporation (NasdaqCM: WMPN) to Mid Penn Bancorp, Inc. (NasdaqGM: MPB). Under the terms of the proposed transaction, shareholders of William Penn will receive 0.4260 shares of Mid Penn for each share of William Penn that they own. KSF is seeking to determine whether this consideration and the p. businesswire.com - 6 months ago
Mid Penn Bancorp, Inc. Announces Closing of Public Offering of Common Stock HARRISBURG, Pa.--(BUSINESS WIRE)--Mid Penn Bancorp, Inc. (“Mid Penn” or the “Company”) (NASDAQ: MPB), the parent company of Mid Penn Bank, announced today that it has completed its underwritten public offering of 2,375,000 shares of common stock at a price of $29.50 per share. The aggregate gross proceeds of the offering were $70 million. The net proceeds of the offering after deducting the underwriting discount and other estimated offering expenses are expected to be approximately $67 million. businesswire.com - 6 months ago
MPB Stock Alert: Halper Sadeh LLC Is Investigating Whether the Merger of Mid Penn Bancorp, Inc. Is Fair to Shareholders NEW YORK--(BUSINESS WIRE)--Halper Sadeh LLC, an investor rights law firm, is investigating whether the merger of Mid Penn Bancorp, Inc. (NASDAQ: MPB) and William Penn Bancorporation is fair to Mid Penn shareholders. Halper Sadeh encourages Mid Penn shareholders to click here to learn more about their legal rights and options or contact Daniel Sadeh or Zachary Halper at (212) 763-0060 or sadeh@halpersadeh.com or zhalper@halpersadeh.com. The investigation concerns whether Mid Penn and its board v. businesswire.com - 6 months ago
Mid Penn Bancorp, Inc. to Acquire William Penn Bancorporation HARRISBURG, Pa.--(BUSINESS WIRE)--Mid Penn Bancorp, Inc. (NASDAQ: MPB) (“Mid Penn”) and William Penn Bancorporation (“William Penn”) (NASDAQ: WMPN) jointly announced today that they have entered into a definitive agreement and plan of merger, pursuant to which William Penn will merge with and into Mid Penn (the “Merger”) in an all-stock transaction valued at approximately $127 million, based on Mid Penn's closing stock price as of October 30, 2024. The Merger has been approved unanimously by ea. businesswire.com - 6 months ago
Mid Penn Bancorp (MPB) Q3 Earnings and Revenues Beat Estimates Mid Penn Bancorp (MPB) came out with quarterly earnings of $0.75 per share, beating the Zacks Consensus Estimate of $0.73 per share. This compares to earnings of $0.57 per share a year ago. zacks.com - 6 months ago
Mid Penn Bancorp, Inc. Reports Third Quarter Earnings Beat and Declares 56th Consecutive Quarterly Dividend HARRISBURG, Pa.--(BUSINESS WIRE)--Mid Penn Bancorp, Inc. (NASDAQ: MPB) ("Mid Penn"), the parent company of Mid Penn Bank (the "Bank") and MPB Financial Services, LLC, today reported net income available to common shareholders ("earnings") for the quarter ended September 30, 2024 of $12.3 million, or $0.74 per diluted common share, compared to net income of $9.2 million, or $0.56 per diluted common share, for the third quarter of 2023 and a consensus analyst estimate of $0.72 per diluted common. businesswire.com - 6 months ago
8. Profile Summary

Mid Penn Bancorp, Inc. MPB

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COUNTRY US
INDUSTRY Banks - Regional
MARKET CAP $ 663 M
Dividend Yield 0.77%
Description Mid Penn Bancorp, Inc. operates as the bank holding company for Mid Penn Bank that provides commercial banking services to individuals, partnerships, non-profit organizations, and corporations. The company offers various time and demand deposit products, including checking accounts, savings accounts, clubs, money market deposit accounts, certificates of deposit, and IRAs. It also provides a range of loan products comprising mortgage and home equity loans, secured and unsecured commercial and consumer loans, lines of credit, construction financing, farm loans, community development loans, loans to non-profit entities, and local government loans. In addition, the company offers online banking, telephone banking, cash management, and automated teller services, as well as safe deposit boxes; and trust and wealth management services. As of December 31, 2021, it operated sixty full-service retail banking locations in Berks, Blair, Bucks, Centre, Chester, Clearfield, Cumberland, Dauphin, Fayette, Huntingdon, Lancaster, Lehigh, Luzerne, Lycoming, Montgomery, Northumberland, Perry, Schuylkill, and Westmoreland counties, Pennsylvania. The company was founded in 1868 and is headquartered in Harrisburg, Pennsylvania.
Contact 2407 Park Drive, Harrisburg, PA, 17110 https://www.midpennbank.com
IPO Date Dec. 4, 1997
Employees 600
Officers Ms. Margaret E. Steinour Senior Vice President & Chief Administrative Officer Mr. Zachary C. Miller First SVice President & Chief Risk Officer Ms. Heather R. Hall Senior EVice President, Central Pennsylvania Market President & Chief Lending Officer of Bank Mr. Justin T. Webb Chief Financial Officer Elizabeth O. Martin Corporate Secretary Mr. Rory G. Ritrievi President, Chief Executive Officer & Chairman Mr. Joseph Louis Paese CFP Executive Vice President and Director of Trust & Wealth Management of Mid Penn Bank