Financial Services -
Banks - Regional - NASDAQ - US
$ 18.67
1.25 %
$ 122 M
Market Cap
7.17
P/E
1. INTRINSIC VALUE
Balance Sheet
First Guaranty Bancshares, Inc.
| Current Assets | 1.08 B |
| Cash & Short-Term Investments | 845 M |
| Receivables | 233 M |
| Other Current Assets | 0 |
| Non-Current Assets | 2.89 B |
| Long-Term Investments | 2.76 B |
| PP&E | 67.8 M |
| Other Non-Current Assets | 64.4 M |
| Current Liabilities | 3.5 B |
| Accounts Payable | 20.4 M |
| Short-Term Debt | 7.01 M |
| Other Current Liabilities | 3.48 B |
| Non-Current Liabilities | 214 M |
| Long-Term Debt | 195 M |
| Other Non-Current Liabilities | 19.1 M |
EFFICIENCY
Earnings Waterfall
First Guaranty Bancshares, Inc.
| Revenue | 245 M |
| Cost Of Revenue | 153 M |
| Gross Profit | 91.5 M |
| Operating Expenses | 75.5 M |
| Operating Income | 16 M |
| Other Expenses | 3.56 M |
| Net Income | 12.4 M |
RATIOS
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis
First Guaranty Bancshares, Inc.
| Net Income | 12.4 M |
| Depreciation & Amortization | 4.43 M |
| Capital Expenditures | -3.04 M |
| Stock-Based Compensation | 0 |
| Change in Working Capital | 14.3 M |
| Others | 16.8 M |
| Free Cash Flow | 30.7 M |
Wall Street Analysts Price Targets
First Guaranty Bancshares, Inc.
FGBIP has no price targets from Wall Street.
4. DIVIDEND
ANALYSIS
0.73%
DIVIDEND YIELD
0.422 USD
DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership
First Guaranty Bancshares, Inc.
Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
1.16 M USD 5
0-3 MONTHS
2.04 M USD 6
3-6 MONTHS
0 USD 0
6-9 MONTHS
50.5 K USD 3
9-12 MONTHS
7. News
8. Profile
Summary
First Guaranty Bancshares, Inc. FGBIP
COUNTRY
US
INDUSTRY
Banks - Regional
MARKET CAP
$ 122 M
Dividend Yield
0.73%
Description
First Guaranty Bancshares, Inc. operates as the holding company for First Guaranty Bank that provides commercial banking services in Louisiana and Texas. It offers various deposit products, including personal and business checking, savings, money market, and demand accounts, as well as time deposits to consumers, small businesses, and municipalities. The company also provides loans, such as non-farm, non-residential loans secured by real estate, commercial and industrial loans, one- to four-family residential loans, multifamily loans, construction and land development loans, agricultural loans, farmland loans, and consumer and other loans to small to medium-sized businesses and professionals, and individuals. In addition, it offers a range of consumer services, including credit cards, mobile deposit capture, safe deposit boxes, official checks, online and mobile banking, automated teller machines, and online bill pay; provides additional solutions, such as merchant services, remote deposit capture, and lockbox services to business customers; and invests a portion of its assets in securities issued by the United States Government and its agencies, state and municipal obligations, corporate debt securities, mutual funds, and equity securities, as well as invests in mortgage-backed securities primarily issued or guaranteed by United States Government agencies or enterprises. The company operates through 36 banking facilities primarily located in market services areas of Hammond, Baton Rouge, Lafayette, Shreveport-Bossier City, Lake Charles, Alexandria, Dallas-Fort Worth-Arlington, Waco, Kentucky, and West Virginia. First Guaranty Bancshares, Inc. was founded in 1934 and is headquartered in Hammond, Louisiana.
Contact
400 East Thomas Street, Hammond, LA, 70401
https://www.fgb.net
IPO
Date
April 23, 2021
Employees
380
Officers
Ms. Amanda Wood Barnett J.D.
Senior Vice President & General Counsel
Gregory P. Prudhomme
Senior Vice President & Regional Manager of Central Louisiana
Mr. Eric John Dosch C.F.A.
Treasurer, Secretary & Chief Financial Officer
Kevin J. Foster
Senior Vice President & Regional Manager Denham Springs
Mr. Michael Ray Mineer
President & Chief Executive Officer