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Financial Services - Banks - Regional - NASDAQ - US
$ 18.75
0.107 %
$ 234 M
Market Cap
7.2
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Apr, 22, 2025.

The intrinsic value of one FGBIP stock under the worst case scenario is HIDDEN Compared to the current market price of 18.8 USD, First Guaranty Bancshares, Inc. is HIDDEN

This DCF valuation model was last updated on Apr, 22, 2025.

The intrinsic value of one FGBIP stock under the base case scenario is HIDDEN Compared to the current market price of 18.8 USD, First Guaranty Bancshares, Inc. is HIDDEN

This DCF valuation model was last updated on Apr, 22, 2025.

The intrinsic value of one FGBIP stock under the best case scenario is HIDDEN Compared to the current market price of 18.8 USD, First Guaranty Bancshares, Inc. is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart FGBIP

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$22.0$22.0$21.5$21.5$21.0$21.0$20.5$20.5$20.0$20.0$19.5$19.5$19.0$19.0$18.5$18.5Nov '24Nov '2415 Nov15 NovDec '24Dec '2415 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '25
FINANCIALS
112 M REVENUE
21.78%
-154 M OPERATING INCOME
-1230.53%
12.4 M NET INCOME
35.03%
33.7 M OPERATING CASH FLOW
55.33%
-142 M INVESTING CASH FLOW
31.06%
386 M FINANCING CASH FLOW
-0.39%
24.6 M REVENUE
-7.62%
0 OPERATING INCOME
0.00%
1.01 M NET INCOME
-47.59%
19 M OPERATING CASH FLOW
291.02%
133 M INVESTING CASH FLOW
155.52%
44.3 M FINANCING CASH FLOW
-85.42%
Balance Sheet First Guaranty Bancshares, Inc.
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Current Assets 1.18 B
Cash & Short-Term Investments 1.17 B
Receivables 233 M
Other Current Assets -218 M
Non-Current Assets 84.2 M
Long-Term Investments 0
PP&E 67.8 M
Other Non-Current Assets 16.4 M
92.18 %18.44 %5.36 %Total Assets$1.3b
Current Liabilities 20.4 M
Accounts Payable 20.4 M
Short-Term Debt 0
Other Current Liabilities 0
Non-Current Liabilities 195 M
Long-Term Debt 195 M
Other Non-Current Liabilities 0
9.49 %90.51 %Total Liabilities$215.4m
EFFICIENCY
Earnings Waterfall First Guaranty Bancshares, Inc.
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Revenue 112 M
Cost Of Revenue 0
Gross Profit 112 M
Operating Expenses 112 M
Operating Income -154 M
Other Expenses -166 M
Net Income 12.4 M
150m150m100m100m50m50m00(50m)(50m)(100m)(100m)(150m)(150m)(200m)(200m)112m0112m(112m)(154m)166m12mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
100.00% GROSS MARGIN
100.00%
-137.84% OPERATING MARGIN
-137.84%
11.16% NET MARGIN
11.16%
4.88% ROE
4.88%
0.31% ROA
0.31%
-9.60% ROIC
-9.60%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis First Guaranty Bancshares, Inc.
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35m35m30m30m25m25m20m20m15m15m10m10m5m5m0020162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 12.4 M
Depreciation & Amortization 4.43 M
Capital Expenditures 0
Stock-Based Compensation 0
Change in Working Capital 14.3 M
Others 16.8 M
Free Cash Flow 33.7 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets First Guaranty Bancshares, Inc.
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FGBIP has no price targets from Wall Street.
4. DIVIDEND ANALYSIS
0.50% DIVIDEND YIELD
0.422 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
1.800001.800001.600001.600001.400001.400001.200001.200001.000001.000000.800000.800000.600000.600000.400000.400000.200000.200000.000000.000000.421880.421880.421880.421880.1590.421880.421880.421880.4220.421880.421880.421880.4221.420.421881.690.421881.690.421881.690.002021202120222022202320232024202420252025
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5. COMPETITION
slide 2 of 5
6. Ownership
Insider Ownership First Guaranty Bancshares, Inc.
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Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
8. Profile Summary

First Guaranty Bancshares, Inc. FGBIP

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COUNTRY US
INDUSTRY Banks - Regional
MARKET CAP $ 234 M
Dividend Yield 0.50%
Description First Guaranty Bancshares, Inc. operates as the holding company for First Guaranty Bank that provides commercial banking services in Louisiana and Texas. It offers various deposit products, including personal and business checking, savings, money market, and demand accounts, as well as time deposits to consumers, small businesses, and municipalities. The company also provides loans, such as non-farm, non-residential loans secured by real estate, commercial and industrial loans, one- to four-family residential loans, multifamily loans, construction and land development loans, agricultural loans, farmland loans, and consumer and other loans to small to medium-sized businesses and professionals, and individuals. In addition, it offers a range of consumer services, including credit cards, mobile deposit capture, safe deposit boxes, official checks, online and mobile banking, automated teller machines, and online bill pay; provides additional solutions, such as merchant services, remote deposit capture, and lockbox services to business customers; and invests a portion of its assets in securities issued by the United States Government and its agencies, state and municipal obligations, corporate debt securities, mutual funds, and equity securities, as well as invests in mortgage-backed securities primarily issued or guaranteed by United States Government agencies or enterprises. The company operates through 36 banking facilities primarily located in market services areas of Hammond, Baton Rouge, Lafayette, Shreveport-Bossier City, Lake Charles, Alexandria, Dallas-Fort Worth-Arlington, Waco, Kentucky, and West Virginia. First Guaranty Bancshares, Inc. was founded in 1934 and is headquartered in Hammond, Louisiana.
Contact 400 East Thomas Street, Hammond, LA, 70401 https://www.fgb.net
IPO Date April 23, 2021
Employees 396
Officers Gregory P. Prudhomme Senior Vice President & Regional Manager of Central Louisiana Ms. Amanda Wood Barnett J.D. Senior Vice President & General Counsel Kevin J. Foster Senior Vice President & Regional Manager Denham Springs