Financial Services -
Banks - Regional - NASDAQ - US
$ 16.77
-0.122 %
$ 756 M
Market Cap
8.93
P/E
1. INTRINSIC VALUE
Balance Sheet
Old Second Bancorp, Inc.
| Current Assets | 1.75 B |
| Cash & Short-Term Investments | 1.26 B |
| Receivables | 490 M |
| Other Current Assets | 0 |
| Non-Current Assets | 3.9 B |
| Long-Term Investments | 3.49 B |
| PP&E | 87.3 M |
| Other Non-Current Assets | 320 M |
| Current Liabilities | 4.83 B |
| Accounts Payable | 0 |
| Short-Term Debt | 20 M |
| Other Current Liabilities | 4.81 B |
| Non-Current Liabilities | 153 M |
| Long-Term Debt | 85.2 M |
| Other Non-Current Liabilities | 67.7 M |
EFFICIENCY
Earnings Waterfall
Old Second Bancorp, Inc.
| Revenue | 336 M |
| Cost Of Revenue | 69 M |
| Gross Profit | 280 M |
| Operating Expenses | 280 M |
| Operating Income | 113 M |
| Other Expenses | 27.7 M |
| Net Income | 85.3 M |
RATIOS
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis
Old Second Bancorp, Inc.
| Net Income | 85.3 M |
| Depreciation & Amortization | 9.16 M |
| Capital Expenditures | -10.8 M |
| Stock-Based Compensation | 3.91 M |
| Change in Working Capital | 20 M |
| Others | 11 M |
| Free Cash Flow | 121 M |
Wall Street Analysts Price Targets
Old Second Bancorp, Inc.
Wall Street analysts predict an average 1-year price target for OSBC of $19.9 , with forecasts ranging from
a
low of
$17 to a high of $23 .
OSBC Lowest Price Target
Wall Street Target
17 USD
1.37%
OSBC Average Price Target
Wall Street Target
19.9 USD
18.41%
OSBC Highest Price Target
Wall Street Target
23 USD
37.15%
4. DIVIDEND
ANALYSIS
0.36%
DIVIDEND YIELD
0.06 USD
DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership
Old Second Bancorp, Inc.
Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
254 K USD 1
9-12 MONTHS
496 K USD 1
Bought
0 USD 0
0-3 MONTHS
100 K USD 2
3-6 MONTHS
420 USD 1
6-9 MONTHS
342 USD 1
9-12 MONTHS
7. News
Should Value Investors Buy Old Second Bancorp (OSBC) Stock?
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.
zacks.com
- 2 weeks ago
Are Investors Undervaluing Old Second Bancorp (OSBC) Right Now?
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.
zacks.com
- 1 month ago
Does Old Second Bancorp (OSBC) Have the Potential to Rally 30.43% as Wall Street Analysts Expect?
The consensus price target hints at a 30.4% upside potential for Old Second Bancorp (OSBC). While empirical research shows that this sought-after metric is hardly effective, an upward trend in earnings estimate revisions could mean that the stock will witness an upside in the near term.
zacks.com
- 1 month ago
Should Value Investors Buy Old Second Bancorp (OSBC) Stock?
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.
zacks.com
- 1 month ago
Old Second Bancorp, Inc. (OSBC) Q1 2025 Earnings Call Transcript
Old Second Bancorp, Inc. (NASDAQ:OSBC ) Q1 2025 Earnings Conference Call April 24, 2025 10:00 AM ET Company Participants James Eccher - Chairman, President & Chief Executive Officer Bradley Adams - Chief Operating Officer and Chief Financial Officer Gary Collins - Vice Chairman Conference Call Participants Terry McEvoy - Stephens David Long - Raymond James Nathan Race - Piper Sandler Jeff Rulis - D.A. Davidson Christopher McGratty - KBW Brian Martin - Janney Operator Good morning, everyone and thank you for joining us today for Old Second Bancorp, Inc.'s First Quarter 2025 Earnings Call.
seekingalpha.com
- 1 month ago
Old Second Bancorp (OSBC) Reports Q1 Earnings: What Key Metrics Have to Say
Although the revenue and EPS for Old Second Bancorp (OSBC) give a sense of how its business performed in the quarter ended March 2025, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.
zacks.com
- 1 month ago
Old Second Bancorp (OSBC) Q1 Earnings Miss Estimates
Old Second Bancorp (OSBC) came out with quarterly earnings of $0.45 per share, missing the Zacks Consensus Estimate of $0.46 per share. This compares to earnings of $0.47 per share a year ago.
zacks.com
- 1 month ago
Old Second Bancorp, Inc. Reports First Quarter 2025 Net Income of $19.8 Million, or $0.43 per Diluted Share
AURORA, IL / ACCESS Newswire / April 23, 2025 / Old Second Bancorp, Inc. (the "Company," "Old Second," "we," "us," and "our") (NASDAQ:OSBC), the parent company of Old Second National Bank (the "Bank"), today announced financial results for the first quarter of 2025. Our net income was $19.8 million, or $0.43 per diluted share, for the first quarter of 2025, compared to net income of $19.1 million, or $0.42 per diluted share, for the fourth quarter of 2024, and net income of $21.3 million, or $0.47 per diluted share, for the first quarter of 2024.
accessnewswire.com
- 1 month ago
Are Investors Undervaluing Old Second Bancorp (OSBC) Right Now?
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.
zacks.com
- 2 months ago
O2 Sponsor Finance provides Senior Secured Credit Facilities to Support RF Investment Partners in the recapitalization of Valley Vital Care
CHICAGO, IL / ACCESS Newswire / April 9, 2025 / O2 Sponsor Finance, a division of Old Second National Bank (NASDAQ:OSBC), today announced that it provided senior secured credit facilities to support RF Investment Partners ("RF") in its majority investment in Valley Infusion, LLC and Home Infusion Richmond, LLC (together "Valley Vital") - a leading franchisee within the Vital Care Infusion Services ("Vital Care") franchise system. Founded in 2014, Valley Vital is a leading provider of infusion therapies across Virginia and West Virginia.
accessnewswire.com
- 2 months ago
SHAREHOLDER ALERT: Purcell & Lefkowitz LLP Announces Shareholder Investigation of Old Second Bancorp, Inc. (NASDAQ: OSBC)
NEW YORK , April 8, 2025 /PRNewswire/ -- Purcell & Lefkowitz LLP announces that it is investigating Old Second Bancorp, Inc. (NASDAQ: OSBC) on behalf of the company's shareholders. The investigation seeks to determine whether Old Second Bancorp's directors breached their fiduciary duties in connection with recent corporate actions.
prnewswire.com
- 2 months ago
O2 Sponsor Finance Provides Senior Secured Credit Facilities to Support Branford Castle Partners' Acquisition of Hoffman Engineering
CHICAGO, IL / ACCESS Newswire / March 6, 2025 / O2 Sponsor Finance, a division of Old Second National Bank (NASDAQ:OSBC), capped off a busy 2024 with new financing activity. O2 Sponsor Finance provided senior secured credit facilities to support Branford Castle Partners ("Branford Castle") in its acquisition of Hoffman Engineering ("Hoffman").
accessnewswire.com
- 3 months ago
8. Profile
Summary
Old Second Bancorp, Inc. OSBC
COUNTRY
US
INDUSTRY
Banks - Regional
MARKET CAP
$ 756 M
Dividend Yield
0.36%
Description
Old Second Bancorp, Inc. operates as the bank holding company for Old Second National Bank that provides community banking services. It provides demand, NOW, money market, savings, time deposit, individual retirement, and checking accounts, as well as certificate of deposit accounts. The company also offers commercial loans; lease financing receivables; commercial real estate loans; construction loans; residential real estate loans, such as residential first mortgage and second mortgage loans; home equity line of credit; consumer loans, including motor vehicle, home improvement, and signature loans; installment and agricultural loans; residential mortgages; and overdraft checking. Further, it provides safe deposit services; trust and wealth management services; and money orders, cashier's checks, foreign currency, direct deposits, discount brokerage, debit and credit cards, and other services, as well as acquires the U.S. treasury notes and bonds. In addition, the company offers online and mobile banking; corporate cash management products, including remote and mobile deposits capture, investment sweep accounts, zero balance accounts, automated tax payments, automatic teller machines access, telephone banking, lockbox accounts, automated clearing house transactions, account reconciliation, controlled disbursement, detail and general information reporting, foreign and domestic wire transfers, and vault services for currency and coin; and investment, agency, and custodial services for individual, corporate, and not-for-profit clients. It operates through 63 banking centers in Cook, DeKalb, DuPage, Kane, Kendall, LaSalle, and Will counties in Illinois. Old Second Bancorp, Inc. was incorporated in 1981 and is headquartered in Aurora, Illinois.
Contact
37 South River Street, Aurora, IL, 60506-4173
https://www.oldsecond.com
IPO
Date
Nov. 16, 1993
Employees
877
Officers
Ms. Shirley Cantrell
Shareholder Relations Manager
Mr. Bradley S. Adams
Executive Vice President, Chief Operating Officer & Chief Financial Officer
Mr. Steven C. Meves
Chief Investment Officer of Wealth Management Group
Mr. Chris Lasse
Senior Vice President of Human Resources
Mr. Joseph Monocchio
Senior Vice President of Retirement Plan Services
Mr. Richard A. Gartelmann Jr., CFP
EVice President & Head of Wealth Management
Ms. Jacqueline Ann Runnberg CFP
Senior Vice President & MD of Wealth Management
Mr. Donald J. Pilmer
Executive Vice President & Chief Lending Officer
Mr. Kris Wieschhaus
Senior Vice President & Chief Technology Officer
Mr. James L. Eccher
President, Chief Executive Officer & Chairman of the Board