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Financial Services - Banks - Regional - NASDAQ - US
$ 25.52
0.512 %
$ 449 M
Market Cap
13.79
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one PGC stock under the worst case scenario is HIDDEN Compared to the current market price of 25.5 USD, Peapack-Gladstone Financial Corporation is HIDDEN

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one PGC stock under the base case scenario is HIDDEN Compared to the current market price of 25.5 USD, Peapack-Gladstone Financial Corporation is HIDDEN

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one PGC stock under the best case scenario is HIDDEN Compared to the current market price of 25.5 USD, Peapack-Gladstone Financial Corporation is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart PGC

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$38.0$38.0$36.0$36.0$34.0$34.0$32.0$32.0$30.0$30.0$28.0$28.0$26.0$26.0$24.0$24.015 Oct15 OctNov '24Nov '2415 Nov15 NovDec '24Dec '2415 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '25
FINANCIALS
228 M REVENUE
5.84%
-69.9 M OPERATING INCOME
-74.81%
33 M NET INCOME
-32.48%
8.27 M OPERATING CASH FLOW
-88.20%
-303 M INVESTING CASH FLOW
-105.74%
-10.7 M FINANCING CASH FLOW
-14.29%
61.8 M REVENUE
11.31%
-18.9 M OPERATING INCOME
-176.24%
9.24 M NET INCOME
21.79%
26.5 M OPERATING CASH FLOW
2.27%
-321 M INVESTING CASH FLOW
-156.76%
193 M FINANCING CASH FLOW
-30.08%
Balance Sheet Peapack-Gladstone Financial Corporation
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Current Assets 823 M
Cash & Short-Term Investments 793 M
Receivables 29.9 M
Other Current Assets 0
Non-Current Assets 131 M
Long-Term Investments 0
PP&E 70.2 M
Other Non-Current Assets 61.3 M
83.09 %3.13 %7.35 %6.42 %Total Assets$954.4m
Current Liabilities 63.4 M
Accounts Payable 18.5 M
Short-Term Debt 44.9 M
Other Current Liabilities 0
Non-Current Liabilities 6.36 B
Long-Term Debt 0
Other Non-Current Liabilities 6.36 B
99.01 %Total Liabilities$6.4b
EFFICIENCY
Earnings Waterfall Peapack-Gladstone Financial Corporation
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Revenue 228 M
Cost Of Revenue 122 M
Gross Profit 106 M
Operating Expenses 224 M
Operating Income -69.9 M
Other Expenses -103 M
Net Income 33 M
250m250m200m200m150m150m100m100m50m50m00(50m)(50m)(100m)(100m)(150m)(150m)228m(122m)106m(224m)(70m)103m33mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
46.38% GROSS MARGIN
46.38%
-30.63% OPERATING MARGIN
-30.63%
14.46% NET MARGIN
14.46%
5.44% ROE
5.44%
0.47% ROA
0.47%
-5.48% ROIC
-5.48%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Peapack-Gladstone Financial Corporation
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120m120m100m100m80m80m60m60m40m40m20m20m0020162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 33 M
Depreciation & Amortization 287 K
Capital Expenditures 0
Stock-Based Compensation 0
Change in Working Capital 0
Others 10.8 M
Free Cash Flow 8.27 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Peapack-Gladstone Financial Corporation
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Wall Street analysts predict an average 1-year price target for PGC of $35 , with forecasts ranging from a low of $35 to a high of $35 .
PGC Lowest Price Target Wall Street Target
35 USD 37.15%
PGC Average Price Target Wall Street Target
35 USD 37.15%
PGC Highest Price Target Wall Street Target
35 USD 37.15%
Price
Max Price Target
Min Price Target
Average Price Target
3838363634343232303028282626242422222020May '24May '24Jul '24Jul '24Aug '24Aug '24Oct '24Oct '24Nov '24Nov '2420252025Feb '25Feb '25Apr '25Apr '25Jun '25Jun '25Jul '25Jul '25Aug '25Aug '25Oct '25Oct '25Nov '25Nov '2520262026Feb '26Feb '26Apr '26Apr '26
4. DIVIDEND ANALYSIS
0.16% DIVIDEND YIELD
0.05 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
0.250.250.200.200.150.150.100.100.050.050.000.000.050.050.050.050.050.050.050.050.050.050.050.050.050.050.050.050.050.050.050.050.050.050.050.050.050.050.050.050.050.050.050.050.200.050.200.050.200.050.200.050.200.050.200.050.200.050.200.050.200.050.200.052015201520162016201720172018201820192019202020202021202120222022202320232024202420252025
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5. COMPETITION
slide 2 of 13
6. Ownership
Insider Ownership Peapack-Gladstone Financial Corporation
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Sold
0-3 MONTHS
1.72 M USD 3
3-6 MONTHS
96.9 K USD 1
6-9 MONTHS
397 K USD 1
9-12 MONTHS
111 K USD 1
Bought
293 K USD 3
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
Peapack-Gladstone (PGC) Tops Q4 Earnings and Revenue Estimates Peapack-Gladstone (PGC) came out with quarterly earnings of $0.52 per share, beating the Zacks Consensus Estimate of $0.47 per share. This compares to earnings of $0.50 per share a year ago. zacks.com - 2 months ago
Peapack-Gladstone Bank Hires Paula Gambino as Senior Vice President BEDMINSTER, N.J., Dec. 09, 2024 (GLOBE NEWSWIRE) -- Peapack-Gladstone Financial Corporation (NASDAQ Global Select Market: PGC) and Peapack-Gladstone Bank are proud to announce that Paula Gambino has joined the Bank as a Senior Vice President, Head of SBA. globenewswire.com - 4 months ago
Peapack-Gladstone (PGC) is a Great Momentum Stock: Should You Buy? Does Peapack-Gladstone (PGC) have what it takes to be a top stock pick for momentum investors? Let's find out. zacks.com - 5 months ago
Peapack-Gladstone Bank to Rebrand as Peapack Private Bank & Trust BEDMINSTER, N.J., Nov. 01, 2024 (GLOBE NEWSWIRE) -- Peapack-Gladstone Financial Corporation (NASDAQ Global Select Market: PGC), the holding company for Peapack-Gladstone Bank, a $6.8 billion commercial bank headquartered in Bedminster, NJ, announces an expected rebrand on or about January 1, 2025.  The Bank and its wealth management division, having previously operated as separate brands, will unite under one name and one brand - Peapack Private Bank & Trust - or Peapack Private, in shortform. globenewswire.com - 5 months ago
Peapack-Gladstone (PGC) Q3 Earnings: Taking a Look at Key Metrics Versus Estimates Although the revenue and EPS for Peapack-Gladstone (PGC) give a sense of how its business performed in the quarter ended September 2024, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers. zacks.com - 5 months ago
Peapack-Gladstone (PGC) Tops Q3 Earnings Estimates Peapack-Gladstone (PGC) came out with quarterly earnings of $0.43 per share, beating the Zacks Consensus Estimate of $0.42 per share. This compares to earnings of $0.50 per share a year ago. zacks.com - 5 months ago
Peapack-Gladstone Financial Corporation Reports Third Quarter Results BEDMINSTER, N.J., Oct. 22, 2024 (GLOBE NEWSWIRE) -- Peapack-Gladstone Financial Corporation (NASDAQ Global Select Market: PGC) (the "Company") announces its third quarter 2024 financial results. globenewswire.com - 5 months ago
Peapack-Gladstone (PGC) Expected to Beat Earnings Estimates: Can the Stock Move Higher? Peapack-Gladstone (PGC) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations. zacks.com - 6 months ago
Peapack-Gladstone Bank Hires Michael Anthony Guarino, Esq., CRCM as Senior Vice President BEDMINSTER, N.J., Oct. 09, 2024 (GLOBE NEWSWIRE) -- Peapack-Gladstone Financial Corporation (NASDAQ Global Select Market: PGC) and Peapack-Gladstone Bank are proud to announce that Michael Anthony Guarino, Esq. has joined the Bank as a Senior Vice President, Attorney. globenewswire.com - 6 months ago
Peapack-Gladstone Financial Corporation and Peapack-Gladstone Bank's Investment Grade Ratings Confirmed by Moody's Investors Service BEDMINSTER, NJ, Sept. 30, 2024 (GLOBE NEWSWIRE) -- Peapack-Gladstone Financial Corporation (“the Company”) (NASDAQ Global Select Market:  PGC) reports today that Moody's Investors Service (“Moody's”) has confirmed investor grade ratings for both the Company and its banking subsidiary, Peapack-Gladstone Bank (“the Bank”). Moody's has confirmed the Baa3 long term local currency issuer rating for the Company, and the baa2 baseline credit assessment (BCA) for the Bank. globenewswire.com - 6 months ago
Peapack Private Hires Vanessa Tortorice as Senior Managing Director BEDMINSTER, NJ, Sept. 25, 2024 (GLOBE NEWSWIRE) -- Peapack-Gladstone Financial Corporation (NASDAQ Global Select Market: PGC) and Peapack Private, a division of Peapack-Gladstone Bank, are proud to announce that Vanessa Tortorice has joined Peapack Private's New York City location as Senior Managing Director.  Vanessa joins a team of highly-skilled commercial bankers at Peapack Private, where she will contribute to the growth of commercial and industrial business in the New York market. She is dedicated to providing tailored banking solutions to help clients achieve their long-term financial goals. globenewswire.com - 6 months ago
Peapack Private Elevates MJ Sully, Esq. to Senior Managing Director, Chief Fiduciary Officer and President of PGB Trust & Investments of Delaware BEDMINSTER, NJ, Aug. 19, 2024 (GLOBE NEWSWIRE) -- Peapack-Gladstone Financial Corporation (NASDAQ Global Select Market: PGC) announces the elevation of MJ Sully, Esq. to Senior Managing Director, Chief Fiduciary Officer at Peapack Private, a division of Peapack-Gladstone Bank, and names her President of PGB Trust & Investments of Delaware, a bank subsidiary.  She is a member of the Peapack Private senior leadership team and manages the trust and estate professionals and support personnel in both New Jersey and Delaware who provide trust, estate, agency, IRA, foundation, tax, and custody administration.  Ms. Sully joined the wealth management division of the organization in 2007. globenewswire.com - 8 months ago
8. Profile Summary

Peapack-Gladstone Financial Corporation PGC

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COUNTRY US
INDUSTRY Banks - Regional
MARKET CAP $ 449 M
Dividend Yield 0.16%
Description Peapack-Gladstone Financial Corporation operates as the bank holding company for Peapack-Gladstone Bank that provides private banking and wealth management services in the United States. The company operates in two segments, Banking and Peapack Private. It offers checking and savings accounts, money market and interest-bearing checking accounts, certificates of deposit, and individual retirement accounts. The company also provides working capital lines of credit, term loans for fixed asset acquisitions, commercial mortgages, multi-family mortgages, and other forms of asset-based financing services; and residential mortgages, home equity lines of credit, and other second mortgage loans. In addition, it offers corporate and industrial (C&I) and equipment finance, commercial real estate, multifamily, residential, and consumer lending activities; treasury management services; C&I advisory services; escrow management; deposit generation; asset and investment management services; personal trust services, including services as executor, trustee, administrator, custodian, and guardian; and other financial planning, tax preparation, and advisory services. Further, the company provides telephone and Internet banking, merchant credit card, and customer support sales services. Its private banking clients include businesses, non-profits, and consumers; and wealth management clients comprise individuals, families, foundations, endowments, trusts, and estates. The company operates its private banking locations in Bedminster, Morristown, Princeton, and Teaneck, New Jersey; and wealth management branches in Somerset, Morris, Hunterdon, and Union counties, as well as operates automated teller machines at 20 locations. Peapack-Gladstone Financial Corporation was founded in 1921 and is headquartered in Bedminster, New Jersey.
Contact 500 Hills Drive, Bedminster, NJ, 07921 https://www.pgbank.com
IPO Date April 27, 1999
Employees 620
Officers Mr. Douglas L. Kennedy President, Chief Executive Officer & Director Mr. Frank A. Cavallaro CPA Senior EVice President & Chief Financial Officer Mr. Gregory Martin Smith Senior EVice President & President of Commercial Banking Ms. Maureen E. Hemhauser Executive Vice President, Chief Risk Officer & Head of Compliance Rosanne Schwab Assistant Vice President of Public Relations & Corporate Communications Manager Mr. Robert A. Plante Executive Vice President & Chief Operating Officer Mr. Eric H. Waser Executive Vice President & Head of Investment Banking Mr. Francesco S. Rossi Senior Vice President & Chief Accounting Officer Mr. John P. Babcock SEVice President & President of Wealth Management Ms. Karen Rosner Vice President of Assistant Brand & Marketing Director