Valley National Bancorp (NASDAQ:VLYPO)

Valley National Bancorp VLYPO

Financial Services - Banks - Regional - NASDAQ - US

Watchlist

$ 25.18

-0.119 %

$ 5.61 B

Market Cap

22.68

P/E

1. INTRINSIC VALUE

Valley National Bancorp operates as the holding company for Valley National Bank that provides various commercial, retail, insurance, and wealth management financial services products. It operates through Commercial Lending, Consumer Lending, and Investment Management segments. The company offers non-interest bearing, savings, NOW, money market, and time deposit accounts; commercial and industrial, commercial real estate, residential mortgage, and automobile loans; loans secured by the cash surrender value of life insurance; home equity loans and lines of credit; and secured and unsecured other consumer loans. It also invests in various securities and interest-bearing deposits with other banks; and provides international banking services, such as standby and documentary letters of credit, and related products, as well as foreign exchange transactions, documentary collections, foreign wire transfers services, and transaction accounts for non-resident aliens.[ Read More ]

The intrinsic value of one VLYPO stock under the base case scenario is HIDDEN Compared to the current market price of 25.2 USD, Valley National Bancorp is HIDDEN

VLYPO Intrinsic Value
HIDDEN

SHOW

2. FUNDAMENTAL ANALYSIS

Price Chart VLYPO

FINANCIALS

Annual
Quarterly

1.82 B REVENUE

Growth Rates

1Year -2.09%

3Years 11.89%

5Years 12.96%

7Years 14.16%

10Years 12.20%

689 M OPERATING INCOME

Growth Rates

1Year -37.44%

3Years 9.15%

5Years 1.76%

7Years 7.83%

10Years 6.50%

499 M NET INCOME

Growth Rates

1Year -12.37%

3Years 8.47%

5Years 13.78%

7Years 16.80%

10Years 14.21%

378 M OPERATING CASH FLOW

Growth Rates

1Year -73.52%

3Years 35.65%

5Years -8.62%

7Years -1.46%

10Years 2.86%

-3.35 B INVESTING CASH FLOW

Growth Rates

1Year 50.65%

3Years -18.02%

5Years -1.37%

7Years -11.87%

10Years -15.60%

2.91 B FINANCING CASH FLOW

Growth Rates

1Year -31.54%

3Years 1.58%

5Years 2.72%

7Years 15.13%

10Years 67.54%

921 M REVENUE

Growth Rates

1Year -2.09%

3Years 11.89%

5Years 12.96%

7Years 14.16%

10Years 12.20%

127 M OPERATING INCOME

Growth Rates

1Year -37.44%

3Years 9.15%

5Years 1.76%

7Years 7.83%

10Years 6.50%

97.9 M NET INCOME

Growth Rates

1Year -12.37%

3Years 8.47%

5Years 13.78%

7Years 16.80%

10Years 14.21%

-145 M OPERATING CASH FLOW

Growth Rates

1Year -73.52%

3Years 35.65%

5Years -8.62%

7Years -1.46%

10Years 2.86%

-175 M INVESTING CASH FLOW

Growth Rates

1Year 50.65%

3Years -18.02%

5Years -1.37%

7Years -11.87%

10Years -15.60%

-820 M FINANCING CASH FLOW

Growth Rates

1Year -31.54%

3Years 1.58%

5Years 2.72%

7Years 15.13%

10Years 67.54%

Balance Sheet Decomposition Valley National Bancorp

60.9 B ASSETS
54.2 B LIABILITIES

Current Assets	891 M
Cash & Short-Term Investments	891 M
Receivables	245 M
Other Current Assets	-245 M
Non-Current Assets	60 B
Long-Term Investments	5.1 B
PP&E	725 M
Other Non-Current Assets	54.2 B

Current Liabilities	14.1 B
Accounts Payable	0
Short-Term Debt	1.13 B
Other Current Liabilities	13 B
Non-Current Liabilities	52.9 B
Long-Term Debt	2.62 B
Other Non-Current Liabilities	50.3 B

EFFICIENCY

Earnings Waterfall Valley National Bancorp

Revenue	1.82 B
Cost Of Revenue	0
Gross Profit	1.82 B
Operating Expenses	1.88 B
Operating Income	689 M
Other Expenses	191 M
Net Income	499 M

RATIOS

100.00% GROSS MARGIN

Averages

1Year 100.00%

3Years 100.00%

5Years 100.00%

7Years 100.00%

10Years 100.00%

37.81% OPERATING MARGIN

Averages

1Year 37.81%

3Years 47.97%

5Years 45.14%

7Years 49.71%

10Years 51.19%

27.35% NET MARGIN

Averages

1Year 27.35%

3Years 30.87%

5Years 30.09%

7Years 28.26%

10Years 25.84%

7.44% ROE

Averages

1Year 7.44%

3Years 8.55%

5Years 8.24%

7Years 7.92%

10Years 7.34%

0.82% ROA

Averages

1Year 0.82%

3Years 0.97%

5Years 0.94%

7Years 0.88%

10Years 0.80%

5.04% ROIC

Averages

1Year 5.04%

3Years 7.35%

5Years 6.19%

7Years 6.21%

10Years 5.99%

FREE CASH FLOW ANALYSIS

Free Cash Flow Analysis Valley National Bancorp

Net Income	499 M
Depreciation & Amortization	83.2 M
Capital Expenditures	0
Stock-Based Compensation	33.1 M
Change in Working Capital	-265 M
Others	-227 M
Free Cash Flow	378 M

3. WALL STREET ANALYSTS ESTIMATES

Wall Street Analysts Price Targets Valley National Bancorp

VLYPO has no price targets from Wall Street.

4. DIVIDEND ANALYSIS

2.65% DIVIDEND YIELD

0.599 USD DIVIDEND PER SHARE

5. COMPETITION

Washington Federal, Inc. operates as the bank holding company for Washington Federal Bank, National Association that provides lending, depository, insurance, and other banking services in the United States.

53 USD

WAFDP

Undervalued 198.28%

U.S. Bancorp operates as a bank holding company, which offers financial services including lending and depository services, cash management, foreign exchange and trust and investment management.

68.4 USD

USB-PA

Overvalued 92.06%

U.S. Bancorp, a financial services holding company, provides various financial services to individuals, businesses, institutional organizations, governmental entities and other financial institutions in the United States.

Regions Financial Corporation, a financial holding company, provides banking and bank-related services to individual and corporate customers. It operates through three segments: Corporate Bank, Consumer Bank, and Wealth Management.

6. Ownership

Insider Ownership Valley National Bancorp

Summary
Transactions

Sold

0-3 MONTHS

0 USD 0

3-6 MONTHS

0 USD 0

6-9 MONTHS

0 USD 0

9-12 MONTHS

1.36 M USD 1

Bought

0 USD 0

0-3 MONTHS

0 USD 0

3-6 MONTHS

0 USD 0

6-9 MONTHS

0 USD 0

9-12 MONTHS

Date	Value	Insider	Amount	Avg Price
11 months ago Dec 08, 2023	Sell 497 K USD	CHILLURA JOSEPH SEVP, Chief Customer Officer	- 50000	9.95 USD
1 year ago Nov 14, 2023	Sell 864 K USD	CHILLURA JOSEPH SEVP, Chief Customer Officer	- 100000	8.64 USD
1 year ago May 22, 2023	Bought 69.3 K USD	SANI SURESH L Director	+ 4416	15.7 USD
1 year ago May 12, 2023	Bought 13.9 K USD	MENDELSON AVNER Director	+ 1000	13.93 USD
1 year ago May 12, 2023	Bought 16.5 K USD	MENDELSON AVNER Director	+ 1000	16.48 USD
1 year ago May 12, 2023	Bought 6.24 K USD	MENDELSON AVNER Director	+ 376	16.6 USD
1 year ago May 12, 2023	Bought 3.88 K USD	MENDELSON AVNER Director	+ 235	16.5 USD
1 year ago May 12, 2023	Bought 13.9 K USD	MENDELSON AVNER Director	+ 1000	13.93 USD
1 year ago May 12, 2023	Bought 16.5 K USD	MENDELSON AVNER Director	+ 1000	16.48 USD
1 year ago May 12, 2023	Bought 6.24 K USD	MENDELSON AVNER Director	+ 376	16.6 USD
1 year ago May 12, 2023	Bought 3.88 K USD	MENDELSON AVNER Director	+ 235	16.5 USD
1 year ago May 08, 2023	Bought 30.2 K USD	LENNER MARC J Director	+ 2000	15.09 USD
1 year ago May 08, 2023	Bought 43.6 K USD	Baum Peter J Director	+ 2500	17.45 USD
1 year ago Mar 14, 2023	Bought 96.7 K USD	EDELSTEIN ERIC P Director	+ 9541	10.14 USD
1 year ago Mar 14, 2023	Bought 17.1 K USD	EDELSTEIN ERIC P Director	+ 1684	10.135 USD
1 year ago Mar 14, 2023	Bought 51.8 K USD	EDELSTEIN ERIC P Director	+ 5100	10.15 USD
1 year ago Mar 14, 2023	Bought 37.3 K USD	EDELSTEIN ERIC P Director	+ 3675	10.16 USD
1 year ago Mar 15, 2023	Bought 47.5 K USD	Robbins Ira Chief Executive Officer	+ 5000	9.4999 USD
1 year ago Mar 14, 2023	Bought 981 USD	WILLIAMS SIDNEY S Director	+ 101	9.715 USD
1 year ago Mar 14, 2023	Bought 20.7 K USD	WILKS JEFFREY S Director	+ 2000	10.366 USD
1 year ago Mar 14, 2023	Bought 21.3 K USD	WILKS JEFFREY S Director	+ 2000	10.636 USD
1 year ago Mar 14, 2023	Bought 20.9 K USD	WILKS JEFFREY S Director	+ 2000	10.437 USD
1 year ago Mar 14, 2023	Bought 20.9 K USD	WILKS JEFFREY S Director	+ 2000	10.435 USD
1 year ago Mar 14, 2023	Bought 5.46 K USD	MAIO PETER V Director	+ 500	10.93 USD
1 year ago Mar 14, 2023	Bought 991 K USD	Steans Jennifer W Director	+ 100000	9.91 USD
1 year ago Mar 14, 2023	Bought 514 K USD	Steans Jennifer W Director	+ 50000	10.29 USD
1 year ago Mar 14, 2023	Bought 49.7 K USD	SANI SURESH L Director	+ 4873	10.1894 USD
1 year ago Mar 14, 2023	Bought 514 K USD	Steans Jennifer W Director	+ 50000	10.29 USD
1 year ago Mar 14, 2023	Bought 27.3 K USD	Baum Peter J Director	+ 2500	10.93 USD
1 year ago Mar 14, 2023	Bought 153 K USD	SCHULTZ MELISSA J Director	+ 15000	10.21 USD
1 year ago Mar 14, 2023	Bought 54.6 K USD	LENNER MARC J Director	+ 5000	10.93 USD
1 year ago Mar 08, 2023	Bought 1.1 K USD	LANDAU DAFNA Director	+ 100	10.99 USD
1 year ago Feb 21, 2023	Sell 71.4 K USD	ABRAMSON ANDREW B Director	- 6000	11.9 USD
2 years ago Sep 12, 2022	Bought 2.52 K USD	WILLIAMS SIDNEY S Director	+ 208	12.12 USD
3 years ago Jun 15, 2021	Bought 2.4 K USD	WILLIAMS SIDNEY S Director	+ 174	13.805 USD
3 years ago Jan 14, 2021	Sell 3.28 M USD	Lynch Kevin J Director	- 300000	10.94 USD
3 years ago Jan 14, 2021	Sell 3.28 M USD	Lynch Kevin J Director	- 300000	10.94 USD
3 years ago Jan 15, 2021	Sell 3.2 M USD	Lynch Kevin J Director	- 300000	10.66 USD
3 years ago Dec 08, 2020	Sell 55.9 K USD	JONES GRAHAM O Director	- 5775	9.6744 USD
4 years ago Oct 30, 2020	Bought 1.02 K USD	WILLIAMS SIDNEY S Director	+ 135	7.59 USD
4 years ago Jun 09, 2020	Bought 60.1 K USD	Lynch Kevin J Director	+ 6350	9.4694 USD
4 years ago Jun 09, 2020	Bought 60.1 K USD	Lynch Kevin J Director	+ 6350	9.4694 USD
4 years ago Jun 05, 2020	Sell 42.3 K USD	CHILLURA JOSEPH SEVP, Chief Ret & Busn Bnkg Of	- 4551	9.3 USD
4 years ago Jun 05, 2020	Sell 387 K USD	CHILLURA JOSEPH SEVP, Chief Ret & Busn Bnkg Of	- 41421	9.347 USD
4 years ago Jun 02, 2020	Sell 449 K USD	CHILLURA JOSEPH SEVP, Chief Ret & Busn Bnkg Of	- 55139	8.14 USD
4 years ago Jun 02, 2020	Sell 760 K USD	CHILLURA JOSEPH SEVP, Chief Ret & Busn Bnkg Of	- 94861	8.011 USD
4 years ago Jun 03, 2020	Sell 394 K USD	CHILLURA JOSEPH SEVP, Chief Ret & Busn Bnkg Of	- 46125	8.539 USD
4 years ago Jun 04, 2020	Sell 468 K USD	CHILLURA JOSEPH SEVP, Chief Ret & Busn Bnkg Of	- 53875	8.679 USD
4 years ago May 12, 2020	Bought 221 K USD	EDELSTEIN ERIC P Director	+ 30000	7.3622 USD
4 years ago Mar 16, 2020	Bought 48.9 K USD	Janis Ronald H. Senior EVP & General Counsel	+ 7000	6.98 USD
4 years ago Mar 13, 2020	Bought 2.04 M USD	Steans Jennifer W Director	+ 270000	7.55 USD
4 years ago Mar 13, 2020	Bought 412 K USD	Steans Jennifer W Director	+ 55000	7.5 USD
4 years ago Mar 12, 2020	Bought 17.1 K USD	Robbins Ira Chief Executive Officer	+ 2500	6.84 USD
4 years ago Mar 11, 2020	Bought 19 K USD	Robbins Ira Chief Executive Officer	+ 2500	7.58 USD
4 years ago Mar 11, 2020	Bought 20.2 K USD	LENNER MARC J Director	+ 2650	7.64 USD
4 years ago Mar 11, 2020	Bought 15.4 K USD	SCHULTZ MELISSA J Director	+ 2000	7.69 USD
4 years ago Feb 06, 2020	Sell 1.1 M USD	JONES GRAHAM O Director	- 100200	11.02 USD
4 years ago Feb 06, 2020	Bought 225 K USD	MAIO PETER V Director	+ 20000	11.25 USD
5 years ago Sep 13, 2019	Sell 96 K USD	LIPKIN GERALD H Director	- 8560	11.22 USD
5 years ago Sep 13, 2019	Sell 80.2 K USD	LIPKIN GERALD H Director	- 7140	11.23 USD
5 years ago Sep 13, 2019	Sell 3.37 K USD	LIPKIN GERALD H Director	- 300	11.235 USD
5 years ago Dec 14, 2018	Sell 28.9 K USD	LARUSSO MICHAEL L Director	- 3100	9.32 USD
6 years ago Nov 13, 2018	Sell 30.1 K USD	KORDE GERALD Director	- 3000	10.03 USD
6 years ago Jul 31, 2018	Bought 116 K USD	Janis Ronald H. Senior EVP & General Counsel	+ 10000	11.64 USD
6 years ago Jun 08, 2018	Sell 16.3 K USD	KORDE GERALD Director	- 1226	13.27 USD
6 years ago Jun 08, 2018	Sell 50.1 K USD	KORDE GERALD Director	- 3774	13.27 USD
6 years ago Jun 06, 2018	Sell 1 M USD	JONES GRAHAM O Director	- 76000	13.2066 USD
6 years ago May 25, 2018	Sell 1.31 M USD	LIPKIN GERALD H Director	- 102000	12.81 USD
6 years ago May 25, 2018	Sell 1.15 M USD	LIPKIN GERALD H Director	- 90065	12.81 USD
6 years ago May 25, 2018	Sell 872 K USD	LIPKIN GERALD H Director	- 68000	12.82 USD
6 years ago May 08, 2018	Sell 236 K USD	GUILFOILE MARY Director	- 18516	12.75 USD
6 years ago May 09, 2018	Sell 432 K USD	Steans Jennifer W Director	- 33842	12.76 USD
6 years ago May 09, 2018	Sell 1.81 M USD	Steans Jennifer W Director	- 141458	12.76 USD
6 years ago Feb 05, 2018	Bought 24.9 K USD	LENNER MARC J Director	+ 2040	12.228 USD
6 years ago Jan 29, 2018	Bought 7.01 K USD	Baum Peter J Director	+ 552	12.7044 USD
6 years ago Jan 29, 2018	Bought 36.6 K USD	Baum Peter J Director	+ 2881	12.7039 USD
7 years ago Aug 04, 2017	Sell 470 K USD	GUILFOILE MARY Director	- 39495	11.9103 USD
7 years ago Aug 02, 2017	Sell 59.6 K USD	GUILFOILE MARY Director	- 5000	11.919 USD
7 years ago Aug 02, 2017	Sell 1.67 K USD	GUILFOILE MARY Director	- 140	11.95 USD

7. News

8. Profile Summary

Valley National Bancorp VLYPO

COUNTRY US

INDUSTRY Banks - Regional

MARKET CAP $ 5.61 B

Dividend Yield 2.65%

Description Valley National Bancorp operates as the holding company for Valley National Bank that provides various commercial, retail, insurance, and wealth management financial services products. It operates through Commercial Lending, Consumer Lending, and Investment Management segments. The company offers non-interest bearing, savings, NOW, money market, and time deposit accounts; commercial and industrial, commercial real estate, residential mortgage, and automobile loans; loans secured by the cash surrender value of life insurance; home equity loans and lines of credit; and secured and unsecured other consumer loans. It also invests in various securities and interest-bearing deposits with other banks; and provides international banking services, such as standby and documentary letters of credit, and related products, as well as foreign exchange transactions, documentary collections, foreign wire transfers services, and transaction accounts for non-resident aliens. In addition, the company offers investment services for individuals and small to medium sized businesses; and trusts and custom -tailored investment strategies for various retirement plans. Further, it provides trust services, such as living and testamentary trusts, investment management, custodial and escrow services, and estate administration to individuals; tax credit advisory services; property and casualty, life, health, and title insurance agency services; and health care equipment lending and other commercial equipment leasing services, as well as owns real estate related investments. Additionally, the company offers online, mobile, and telephone banking services; and overdraft, drive-in and night deposit, automated teller machine, remote deposit capture, and safe deposit facility services. As of December 31,2021, it operated 232 branch offices in New Jersey, New York, Florida, and Alabama. The company was incorporated in 1927 and is headquartered in New York, New York.

Contact One Penn Plaza, New York, NY, 10119 https://www.valley.com

IPO Date Oct. 11, 2018

Employees 3749

Officers Mr. Ira D. Robbins Chairman & Chief Executive Officer Mr. Russell Barrett Senior EVice President & Chief Operating Officer Mr. Mitchell L. Crandell Executive Vice President & Chief Accounting Officer Mr. Marc Piro Senior Vice President, Head of Content, Creative & Public Relations Ms. Melissa F. Scofield Executive Vice President & Chief Risk Officer Ms. Yvonne M. Surowiec Senior EVice President & Chief People Officer Mr. Michael D. Hagedorn Senior EVice President & Chief Financial Officer Mr. Joseph V. Chillura Senior Executive Vice President of Commercial Banking Mr. Travis P. Lan Head of Investor Relations Mr. Thomas A. Iadanza President & Chief Banking Officer

Price Chart VLYPO

Valley National Bancorp VLYPO

Premium Plan

Unlimited Plan