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Financial Services - Banks - Regional - NYSE - US
$ 22.19
0.181 %
$ 78.6 B
Market Cap
4.78
P/E
1. INTRINSIC VALUE

U.S. Bancorp, a financial services holding company, provides various financial services to individuals, businesses, institutional organizations, governmental entities and other financial institutions in the United States. It operates in Corporate and Commercial Banking, Consumer and Business Banking, Wealth Management and Investment Services, Payment Services, and Treasury and Corporate Support segments. The company offers depository services, including checking accounts, savings accounts, and time certificate contracts; lending services, such as traditional credit products; and credit card services, lease financing and import/export trade, asset-backed lending, agricultural finance, and other products. It also provides ancillary services comprising capital markets, treasury management, and receivable lock-box collection services to corporate and governmental entity customers; and a range of asset management and fiduciary services for individuals, estates, foundations, business corporations, and charitable organizations.[ Read More ]

The intrinsic value of one USB-PH stock under the base case scenario is HIDDEN Compared to the current market price of 22.2 USD, U.S. Bancorp is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart USB-PH

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FINANCIALS
25.7 B REVENUE
6.43%
10.7 B OPERATING INCOME
2.06%
5.43 B NET INCOME
-6.80%
8.45 B OPERATING CASH FLOW
-60.00%
18.9 B INVESTING CASH FLOW
152.33%
-19.7 B FINANCING CASH FLOW
-395.28%
6.83 B REVENUE
-35.97%
2.28 B OPERATING INCOME
3.69%
1.58 B NET INCOME
-1.00%
2.35 B OPERATING CASH FLOW
195.68%
-8.45 B INVESTING CASH FLOW
-181.66%
16.1 B FINANCING CASH FLOW
381.96%
Balance Sheet Decomposition U.S. Bancorp
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Current Assets 61.1 B
Cash & Short-Term Investments 61.1 B
Receivables 0
Other Current Assets 0
Non-Current Assets 599 B
Long-Term Investments 0
PP&E 3.62 B
Other Non-Current Assets 595 B
Current Liabilities 0
Accounts Payable 0
Short-Term Debt 11.5 B
Other Current Liabilities -11.5 B
Non-Current Liabilities 608 B
Long-Term Debt 51.5 B
Other Non-Current Liabilities 556 B
EFFICIENCY
Earnings Waterfall U.S. Bancorp
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Revenue 25.7 B
Cost Of Revenue -2.28 B
Gross Profit 28 B
Operating Expenses 15 B
Operating Income 10.7 B
Other Expenses 5.29 B
Net Income 5.43 B
RATIOS
108.84% GROSS MARGIN
108.84%
41.65% OPERATING MARGIN
41.65%
21.09% NET MARGIN
21.09%
9.82% ROE
9.82%
0.82% ROA
0.82%
7.21% ROIC
7.21%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis U.S. Bancorp
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Net Income 5.43 B
Depreciation & Amortization 1.02 B
Capital Expenditures 6.03 B
Stock-Based Compensation 224 M
Change in Working Capital 0
Others 1.62 B
Free Cash Flow 8.45 B
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets U.S. Bancorp
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Wall Street analysts predict an average 1-year price target for USB-PH of $54.2 , with forecasts ranging from a low of $47 to a high of $60 .
USB-PH Lowest Price Target Wall Street Target
47 USD 111.81%
USB-PH Average Price Target Wall Street Target
54.2 USD 144.25%
USB-PH Highest Price Target Wall Street Target
60 USD 170.39%
4. DIVIDEND ANALYSIS
1.19% DIVIDEND YIELD
0.394 USD DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership U.S. Bancorp
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Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
1.91 M USD 3
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
Date Value Insider Amount Avg Price
9 months ago
Jan 18, 2024
Sell 488 K USD
Welsh Timothy A
Vice Chair
- 12100
40.328 USD
11 months ago
Dec 14, 2023
Sell 1.02 M USD
DOLAN TERRANCE R
Vice Chair
- 22756
45.041 USD
11 months ago
Dec 07, 2023
Sell 117 K USD
Kotwal Shailesh M
Vice Chair
- 2954
39.565 USD
11 months ago
Dec 08, 2023
Sell 202 K USD
Kotwal Shailesh M
Vice Chair
- 5000
40.361 USD
11 months ago
Dec 11, 2023
Sell 82.5 K USD
Kotwal Shailesh M
Vice Chair
- 2046
40.342 USD
1 year ago
Jul 06, 2023
Bought 1.3 K USD
Kelligrew James B
Vice Chair
+ 80
16.26 USD
1 year ago
Jan 19, 2023
Bought 37.2 USD
Kelligrew James B
Vice Chair
+ 2
18.59 USD
1 year ago
Dec 21, 2022
Bought 1.19 K USD
Kelligrew James B
Vice Chair
+ 68
17.444 USD
2 years ago
Nov 09, 2022
Bought 2 K USD
Kelligrew James B
Vice Chair
+ 120
16.698 USD
4 years ago
Oct 26, 2020
Bought 7.04 K USD
Kelligrew James B
Vice Chair
+ 286
24.611 USD
2 years ago
Jul 25, 2022
Sell 72.6 USD
Kelligrew James B
Vice Chair
- 4
18.143 USD
1 year ago
Jan 19, 2023
Sell 35.5 USD
Kelligrew James B
Vice Chair
- 2
17.75 USD
2 years ago
Oct 14, 2022
Bought 1.01 K USD
Kelligrew James B
Vice Chair
+ 62
16.305 USD
4 years ago
Jun 12, 2020
Bought 322 USD
Kelligrew James B
Vice Chair
+ 12
26.84 USD
1 year ago
Jan 13, 2023
Bought 187 USD
Kelligrew James B
Vice Chair
+ 4
46.833 USD
3 years ago
Jun 23, 2021
Bought 1.74 K USD
Kelligrew James B
Vice Chair
+ 31
56.277 USD
7 years ago
Mar 16, 2017
Bought 814 USD
Kelligrew James B
Vice Chair
+ 28
29.069 USD
7 years ago
Jan 30, 2017
Bought 11.4 K USD
Kelligrew James B
Vice Chair
+ 217
52.682 USD
6 years ago
Oct 30, 2018
Sell 105 USD
Kelligrew James B
Vice Chair
- 2
52.282 USD
3 years ago
Mar 16, 2021
Sell 919 USD
Kelligrew James B
Vice Chair
- 35
26.266 USD
3 years ago
Mar 10, 2021
Bought 697 USD
Kelligrew James B
Vice Chair
+ 13
53.644 USD
3 years ago
Feb 17, 2021
Bought 4.71 K USD
Kelligrew James B
Vice Chair
+ 189
24.919 USD
3 years ago
Mar 09, 2021
Bought 1.75 K USD
Kelligrew James B
Vice Chair
+ 33
53.131 USD
2 years ago
Sep 26, 2022
Bought 1.11 K USD
Kelligrew James B
Vice Chair
+ 58
19.175 USD
5 years ago
Apr 25, 2019
Sell 3.31 K USD
Kelligrew James B
Vice Chair
- 64
51.794 USD
3 years ago
Jan 25, 2021
Bought 6.89 K USD
Kelligrew James B
Vice Chair
+ 151
45.627 USD
2 years ago
Feb 28, 2022
Bought 2.3 K USD
Kelligrew James B
Vice Chair
+ 96
23.908 USD
8 years ago
Jan 12, 2016
Sell 1.59 K USD
Kelligrew James B
Vice Chair
- 60
26.475 USD
8 years ago
Jan 13, 2016
Sell 503 USD
Kelligrew James B
Vice Chair
- 19
26.475 USD
3 years ago
Dec 23, 2020
Sell 7.09 K USD
Kelligrew James B
Vice Chair
- 151
46.925 USD
7 years ago
Mar 28, 2017
Bought 2.9 K USD
Kelligrew James B
Vice Chair
+ 55
52.769 USD
7 years ago
Oct 17, 2017
Sell 593 USD
Kelligrew James B
Vice Chair
- 11
53.881 USD
6 years ago
Mar 22, 2018
Sell 816 USD
Kelligrew James B
Vice Chair
- 16
50.982 USD
7 years ago
Mar 24, 2017
Bought 158 USD
Kelligrew James B
Vice Chair
+ 3
52.639 USD
7 years ago
Mar 28, 2017
Bought 290 USD
Kelligrew James B
Vice Chair
+ 10
29.04 USD
7 years ago
Oct 17, 2017
Sell 69.2 USD
Kelligrew James B
Vice Chair
- 3
23.06 USD
6 years ago
Mar 22, 2018
Sell 84.2 USD
Kelligrew James B
Vice Chair
- 3
28.07 USD
6 years ago
Apr 16, 2018
Sell 27.7 USD
Kelligrew James B
Vice Chair
- 1
27.66 USD
7 years ago
Mar 16, 2017
Bought 291 USD
Kelligrew James B
Vice Chair
+ 10
29.06 USD
7 years ago
Mar 28, 2017
Bought 184 USD
Kelligrew James B
Vice Chair
+ 8
23.06 USD
8 years ago
Nov 18, 2016
Bought 3.13 K USD
Kelligrew James B
Vice Chair
+ 111
28.19 USD
7 years ago
Oct 17, 2017
Sell 69.2 USD
Kelligrew James B
Vice Chair
- 3
23.06 USD
6 years ago
Mar 22, 2018
Sell 69.4 USD
Kelligrew James B
Vice Chair
- 3
23.13 USD
6 years ago
Apr 16, 2018
Sell 23 USD
Kelligrew James B
Vice Chair
- 1
22.975 USD
8 years ago
Nov 18, 2016
Bought 2.39 K USD
Kelligrew James B
Vice Chair
+ 105
22.75 USD
7 years ago
Mar 28, 2017
Bought 155 USD
Kelligrew James B
Vice Chair
+ 6
25.88 USD
7 years ago
Oct 17, 2017
Sell 50.9 USD
Kelligrew James B
Vice Chair
- 2
25.44 USD
6 years ago
Mar 22, 2018
Sell 50.7 USD
Kelligrew James B
Vice Chair
- 2
25.367 USD
6 years ago
Apr 16, 2018
Sell 25.2 USD
Kelligrew James B
Vice Chair
- 1
25.155 USD
8 years ago
Nov 18, 2016
Bought 1.99 K USD
Kelligrew James B
Vice Chair
+ 81
24.509 USD
6 years ago
Jun 13, 2018
Sell 436 USD
Kelligrew James B
Vice Chair
- 17
25.643 USD
8 years ago
Nov 18, 2016
Bought 666 USD
Kelligrew James B
Vice Chair
+ 26
25.6 USD
8 years ago
Nov 18, 2016
Bought 33.6 K USD
Kelligrew James B
Vice Chair
+ 681
49.315 USD
1 year ago
Jul 06, 2023
Bought 1.07 K USD
Kelligrew James B
Vice Chair
+ 66
16.263 USD
1 year ago
May 16, 2023
Bought 552 USD
Kelligrew James B
Vice Chair
+ 34
16.25 USD
1 year ago
Dec 21, 2022
Bought 977 USD
Kelligrew James B
Vice Chair
+ 56
17.444 USD
1 year ago
Jan 26, 2023
Sell 189 USD
Kelligrew James B
Vice Chair
- 10
18.949 USD
2 years ago
Nov 09, 2022
Bought 417 USD
Kelligrew James B
Vice Chair
+ 25
16.69 USD
2 years ago
Nov 09, 2022
Bought 1.65 K USD
Kelligrew James B
Vice Chair
+ 99
16.698 USD
1 year ago
Jul 06, 2023
Bought 479 USD
Kelligrew James B
Vice Chair
+ 31
15.46 USD
4 years ago
Oct 26, 2020
Bought 1.99 K USD
Kelligrew James B
Vice Chair
+ 81
24.57 USD
2 years ago
Jul 25, 2022
Sell 54.4 USD
Kelligrew James B
Vice Chair
- 3
18.143 USD
2 years ago
Sep 19, 2022
Sell 49.9 USD
Kelligrew James B
Vice Chair
- 3
16.625 USD
2 years ago
Oct 14, 2022
Bought 261 USD
Kelligrew James B
Vice Chair
+ 16
16.3 USD
1 year ago
Jan 26, 2023
Sell 182 USD
Kelligrew James B
Vice Chair
- 10
18.215 USD
2 years ago
Oct 14, 2022
Bought 815 USD
Kelligrew James B
Vice Chair
+ 50
16.305 USD
1 year ago
Jun 01, 2023
Bought 489 USD
Kelligrew James B
Vice Chair
+ 25
19.556 USD
1 year ago
Mar 17, 2023
Bought 796 USD
Kelligrew James B
Vice Chair
+ 38
20.947 USD
2 years ago
Jan 19, 2022
Bought 739 USD
Kelligrew James B
Vice Chair
+ 30
24.642 USD
2 years ago
Sep 19, 2022
Sell 34.9 USD
Kelligrew James B
Vice Chair
- 2
17.451 USD
4 years ago
Oct 26, 2020
Bought 5.78 K USD
Kelligrew James B
Vice Chair
+ 235
24.611 USD
1 year ago
Dec 21, 2022
Bought 469 USD
Kelligrew James B
Vice Chair
+ 24
19.554 USD
1 year ago
Jan 26, 2023
Sell 63.8 USD
Kelligrew James B
Vice Chair
- 3
21.26 USD
3 years ago
Mar 14, 2021
Bought 47.5 USD
Kelligrew James B
Vice Chair
+ 2
23.77 USD
3 years ago
Feb 17, 2021
Bought 5.21 K USD
Kelligrew James B
Vice Chair
+ 209
24.919 USD
2 years ago
Sep 26, 2022
Bought 1.32 K USD
Kelligrew James B
Vice Chair
+ 69
19.175 USD
2 years ago
Feb 28, 2022
Bought 3.18 K USD
Kelligrew James B
Vice Chair
+ 133
23.908 USD
2 years ago
Sep 19, 2022
Sell 19.5 USD
Kelligrew James B
Vice Chair
- 1
19.514 USD
2 years ago
Apr 14, 2022
Bought 452 USD
Kelligrew James B
Vice Chair
+ 18
25.12 USD
2 years ago
Sep 19, 2022
Sell 24 USD
Kelligrew James B
Vice Chair
- 1
23.964 USD
2 years ago
Feb 09, 2022
Bought 387 USD
Kelligrew James B
Vice Chair
+ 15
25.79 USD
4 years ago
Feb 26, 2020
Bought 272 USD
Kelligrew James B
Vice Chair
+ 10
27.19 USD
1 year ago
Jan 17, 2023
Bought 41.1 K USD
Kelligrew James B
Vice Chair
+ 863
47.665 USD
5 years ago
Sep 17, 2019
Bought 5.97 K USD
Kelligrew James B
Vice Chair
+ 107
55.779 USD
5 years ago
Nov 19, 2019
Sell 536 USD
Kelligrew James B
Vice Chair
- 9
59.518 USD
5 years ago
May 03, 2019
Sell 11.9 K USD
Kelligrew James B
Vice Chair
- 221
53.734 USD
4 years ago
Jun 04, 2020
Sell 6.46 K USD
Kelligrew James B
Vice Chair
- 163
39.61 USD
6 years ago
Aug 27, 2018
Bought 27.2 K USD
Kelligrew James B
Vice Chair
+ 500
54.4 USD
2 years ago
Jan 11, 2022
Bought 8.87 K USD
Kelligrew James B
Vice Chair
+ 143
62.01 USD
3 years ago
Dec 23, 2020
Sell 12.6 K USD
Kelligrew James B
Vice Chair
- 268
46.855 USD
3 years ago
Jan 25, 2021
Bought 33.3 K USD
Kelligrew James B
Vice Chair
+ 725
45.919 USD
7 years ago
Jan 31, 2017
Bought 23.1 K USD
Kelligrew James B
Vice Chair
+ 440
52.602 USD
1 year ago
Jan 13, 2023
Bought 18.9 K USD
Kelligrew James B
Vice Chair
+ 403
46.833 USD
5 years ago
May 03, 2019
Bought 1.74 K USD
Kelligrew James B
Vice Chair
+ 65
26.84 USD
3 years ago
Mar 16, 2021
Sell 525 USD
Kelligrew James B
Vice Chair
- 20
26.266 USD
7 years ago
Mar 16, 2017
Bought 698 USD
Kelligrew James B
Vice Chair
+ 24
29.069 USD
5 years ago
May 03, 2019
Bought 1.1 K USD
Kelligrew James B
Vice Chair
+ 57
19.36 USD
2 years ago
Sep 19, 2022
Sell 58.3 USD
Kelligrew James B
Vice Chair
- 3
19.446 USD
5 years ago
May 03, 2019
Bought 355 USD
Kelligrew James B
Vice Chair
+ 14
25.33 USD
5 years ago
Sep 16, 2019
Bought 614 USD
Kelligrew James B
Vice Chair
+ 23
26.69 USD
5 years ago
Nov 07, 2019
Sell 202 USD
Kelligrew James B
Vice Chair
- 8
25.287 USD
5 years ago
May 03, 2019
Bought 600 USD
Kelligrew James B
Vice Chair
+ 23
26.08 USD
8 years ago
Jan 12, 2016
Sell 1.27 K USD
Kelligrew James B
Vice Chair
- 48
26.475 USD
5 years ago
Nov 07, 2019
Sell 982 USD
Kelligrew James B
Vice Chair
- 39
25.186 USD
8 years ago
Jan 13, 2016
Sell 424 USD
Kelligrew James B
Vice Chair
- 16
26.475 USD
3 years ago
Dec 23, 2020
Sell 34.6 K USD
Kelligrew James B
Vice Chair
- 742
46.577 USD
1 year ago
Dec 15, 2022
Sell 37.1 K USD
Kelligrew James B
Vice Chair
- 868
42.729 USD
1 year ago
Aug 10, 2023
Sell 550 K USD
Welsh Timothy A
Vice Chair
- 13816
39.793 USD
1 year ago
Aug 08, 2023
Sell 1.03 M USD
DOLAN TERRANCE R
Vice Chair & CFO
- 26000
39.753 USD
1 year ago
May 08, 2023
Bought 497 K USD
Kelligrew James B
Vice Chair
+ 16260
30.595 USD
1 year ago
May 05, 2023
Bought 607 K USD
McKenney Richard P
Director
+ 20000
30.366 USD
1 year ago
Apr 28, 2023
Bought 1 M USD
Wine Scott W.
Director
+ 30438
32.85 USD
1 year ago
Apr 21, 2023
Bought 341 K USD
Colberg Alan B.
Director
+ 10000
34.138 USD
1 year ago
Dec 12, 2022
Sell 3.7 M USD
CECERE ANDREW
Chairman, President and CEO
- 84948
43.508 USD
2 years ago
Nov 18, 2022
Sell 650 K USD
DOLAN TERRANCE R
Vice Chair & CFO
- 15000
43.34 USD
2 years ago
Nov 08, 2022
Sell 834 K USD
Welsh Timothy A
Vice Chair
- 19000
43.915 USD
2 years ago
Nov 07, 2022
Sell 5.1 K USD
Stark Lisa R
EVP and Controller
- 118
43.2 USD
2 years ago
Nov 07, 2022
Sell 518 K USD
DOLAN TERRANCE R
Vice Chair & CFO
- 12000
43.137 USD
2 years ago
Nov 08, 2022
Sell 1.2 M USD
von Gillern Jeffry H.
Vice Chair
- 27183
43.99 USD
7. News
8. Profile Summary

U.S. Bancorp USB-PH

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COUNTRY US
INDUSTRY Banks - Regional
MARKET CAP $ 78.6 B
Dividend Yield 1.19%
Description U.S. Bancorp, a financial services holding company, provides various financial services to individuals, businesses, institutional organizations, governmental entities and other financial institutions in the United States. It operates in Corporate and Commercial Banking, Consumer and Business Banking, Wealth Management and Investment Services, Payment Services, and Treasury and Corporate Support segments. The company offers depository services, including checking accounts, savings accounts, and time certificate contracts; lending services, such as traditional credit products; and credit card services, lease financing and import/export trade, asset-backed lending, agricultural finance, and other products. It also provides ancillary services comprising capital markets, treasury management, and receivable lock-box collection services to corporate and governmental entity customers; and a range of asset management and fiduciary services for individuals, estates, foundations, business corporations, and charitable organizations. In addition, the company offers investment and insurance products to its customers principally within its markets, as well as fund administration services to a range of mutual and other funds. Further, it provides corporate and purchasing card, and corporate trust services; and merchant processing services, as well as investment management, ATM processing, mortgage banking, insurance, and brokerage and leasing services. As of December 31, 2021, the company provided its products and services through a network of 2,230 banking offices principally operating in the Midwest and West regions of the United States, as well as through on-line services, over mobile devices, and other distribution channels; and operated a network of 4,059 ATMs. The company was founded in 1863 and is headquartered in Minneapolis, Minnesota.
Contact 800 Nicollet Mall, Minneapolis, MN, 55402 https://www.usbank.com
IPO Date March 31, 2006
Employees 70000
Officers Mr. James L. Chosy Senior EVice President & General Counsel Mr. David R. Palombi Global Chief Communications Officer - Public Affairs & Communications Mr. Terrance Robert Dolan Chief Administration Officer & Vice Chair Ms. Jennifer Ann Thompson C.F.A. EVice President, Head of Corporate Finance and Director of Investor Relations & Economic Analysis Ms. Gunjan Kedia President and Vice Chairman of Wealth, Corporate, Commercial & Institutional Banking Mr. Souheil S. Badran Senior EVice President & Chief Operating Officer Mr. Dilip Venkatachari Senior EVice President and Chief Information & Technology Officer Mr. John C. Stern Senior Executive Vice President & Chief Financial Officer Mr. Shailesh M. Kotwal Vice Chairman of Payment Services Mr. Andrew J. Cecere Chairman & Chief Executive Officer