Financial Services - Banks - Regional - NASDAQ - US
$ 25.2
0.159 %
$ 2.4 B
Market Cap
7.97
P/E
WesBanco, Inc. operates as the bank holding company for WesBanco Bank, Inc. that provides retail banking, corporate banking, personal and corporate trust, brokerage, and mortgage banking and insurance services. It operates in two segments, Community Banking, and Trust and Investment Services. The company offers commercial demand, individual demand, and time deposit accounts; money market accounts; interest bearing and non-interest bearing demand deposits, as well as savings deposits; and certificates of deposit. It also provides commercial real estate loans; commercial and industrial loans; residential real estate loans, including loans to purchase, construct, or refinance borrower's home; home equity lines of credit; installment loans to finance the purchase of automobiles, trucks, motorcycles, boats, and other recreational vehicles, as well as home equity installment loans, unsecured home improvement loans, and revolving lines of credit; and commercial, mortgage, and individual installment loans.[ Read More ]
The intrinsic value of one WSBCP stock under the base case scenario is HIDDEN Compared to the current market price of 25.2 USD, WesBanco, Inc. is HIDDEN
2. FUNDAMENTAL
ANALYSIS
Price Chart WSBCP
FINANCIALS
712 M
REVENUE
287 M
OPERATING INCOME
159 M
NET INCOME
169 M
OPERATING CASH FLOW
-535 M
INVESTING CASH FLOW
553 M
FINANCING CASH FLOW
214 M
REVENUE
240 M
OPERATING INCOME
-64.6 M
NET INCOME
60.7 M
OPERATING CASH FLOW
-233 M
INVESTING CASH FLOW
306 M
FINANCING CASH FLOW
Balance Sheet Decomposition
WesBanco, Inc.
| Current Assets | 673 M |
| Cash & Short-Term Investments | 595 M |
| Receivables | 77.4 M |
| Other Current Assets | 0 |
| Non-Current Assets | 4.77 B |
| Long-Term Investments | 3.41 B |
| PP&E | 234 M |
| Other Non-Current Assets | 1.13 B |
| Current Liabilities | 6.12 B |
| Accounts Payable | 11.1 M |
| Short-Term Debt | 106 M |
| Other Current Liabilities | 6 B |
| Non-Current Liabilities | 15.2 B |
| Long-Term Debt | 479 M |
| Other Non-Current Liabilities | 14.7 B |
EFFICIENCY
Earnings Waterfall
WesBanco, Inc.
| Revenue | 712 M |
| Cost Of Revenue | 67.8 M |
| Gross Profit | 644 M |
| Operating Expenses | 297 M |
| Operating Income | 287 M |
| Other Expenses | 128 M |
| Net Income | 159 M |
RATIOS
90.47%
GROSS MARGIN
40.34%
OPERATING MARGIN
22.35%
NET MARGIN
6.28%
ROE
0.90%
ROA
7.54%
ROIC
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis
WesBanco, Inc.
| Net Income | 159 M |
| Depreciation & Amortization | 9.09 M |
| Capital Expenditures | -22.5 M |
| Stock-Based Compensation | 8.32 M |
| Change in Working Capital | -28.4 M |
| Others | -3.44 M |
| Free Cash Flow | 147 M |
Wall Street Analysts Price Targets
WesBanco, Inc.
WSBCP has no price targets from Wall Street.
4. DIVIDEND ANALYSIS
1.24%
DIVIDEND YIELD
0.422 USD
DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership
WesBanco, Inc.
Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
| Date | Value | Insider | Amount | Avg Price |
|---|---|---|---|---|
|
1 year ago
Jun 08, 2023
|
Bought 98.3 K USD
|
Proctor Gregory S JR
Director |
+ 3500
|
28.0765 USD |
|
1 year ago
May 19, 2023
|
Bought 24.4 K USD
|
Love Scott A
EVP - Wealth Management |
+ 1000
|
24.4032 USD |
|
1 year ago
May 09, 2023
|
Bought 112 K USD
|
Jackson Jeffrey H
SEVP & COO |
+ 5000
|
22.3377 USD |
|
1 year ago
May 08, 2023
|
Bought 358 K USD
|
Fitzsimmons Robert J
Director |
+ 15500
|
23.1046 USD |
|
1 year ago
May 08, 2023
|
Bought 217 K USD
|
Fitzsimmons Robert J
Director |
+ 9500
|
22.79 USD |
|
1 year ago
May 04, 2023
|
Bought 10.7 K USD
|
Knouse-Snyder Denise H
Director |
+ 500
|
21.454 USD |
|
1 year ago
Feb 08, 2023
|
Bought 50.2 K USD
|
Knouse-Snyder Denise H
Director |
+ 1972
|
25.4587 USD |
|
1 year ago
Jan 30, 2023
|
Bought 18.1 K USD
|
STEMLER KERRY M
Director |
+ 500
|
36.2333 USD |
|
1 year ago
Jan 30, 2023
|
Bought 18 K USD
|
STEMLER KERRY M
Director |
+ 500
|
36.0899 USD |
|
1 year ago
Dec 05, 2022
|
Sell 59.6 K USD
|
Dargusch Jonathan D
EVP - Wealth Management |
- 1512
|
39.4375 USD |
|
2 years ago
Nov 10, 2022
|
Sell 92.3 K USD
|
Zatta Jayson M
SR EVP & Chief Banking Officer |
- 2250
|
41.0163 USD |
|
2 years ago
Nov 10, 2022
|
Sell 92.4 K USD
|
Zatta Jayson M
SR EVP & Chief Banking Officer |
- 2250
|
41.0485 USD |
|
2 years ago
Nov 10, 2022
|
Sell 206 K USD
|
Clossin Todd
President & CEO |
- 5000
|
41.1617 USD |
|
2 years ago
Nov 02, 2022
|
Sell 121 K USD
|
RICHMOND BRENT E
EVP - Treasury |
- 3000
|
40.36 USD |
|
2 years ago
Oct 27, 2022
|
Sell 214 K USD
|
RICHMOND BRENT E
EVP - Treasury |
- 5372
|
39.89 USD |
7. News
8. Profile Summary
WesBanco, Inc. WSBCP
COUNTRY
US
INDUSTRY
Banks - Regional
MARKET CAP
$ 2.4 B
Dividend Yield
1.24%
Description
WesBanco, Inc. operates as the bank holding company for WesBanco Bank, Inc. that provides retail banking, corporate banking, personal and corporate trust, brokerage, and mortgage banking and insurance services. It operates in two segments, Community Banking, and Trust and Investment Services. The company offers commercial demand, individual demand, and time deposit accounts; money market accounts; interest bearing and non-interest bearing demand deposits, as well as savings deposits; and certificates of deposit. It also provides commercial real estate loans; commercial and industrial loans; residential real estate loans, including loans to purchase, construct, or refinance borrower's home; home equity lines of credit; installment loans to finance the purchase of automobiles, trucks, motorcycles, boats, and other recreational vehicles, as well as home equity installment loans, unsecured home improvement loans, and revolving lines of credit; and commercial, mortgage, and individual installment loans. In addition, the company offers trust and investment services, as well as various investment products comprising mutual funds and annuities; and securities brokerage services. Further, WesBanco, Inc., through its non-banking subsidiaries, acts as an agency that specializes in property, casualty, life, and title insurance, as well as benefit plan sales and administration to personal and commercial clients; provides broker dealer and discount brokerage services; holds investment securities and loans; and holds and leases commercial real estate properties, as well as acts as an investment adviser to a family of mutual funds. As of December 31, 2021, it operated 206 branches and 203 ATMs in West Virginia, Ohio, western Pennsylvania, Kentucky, southern Indiana, and Maryland, as well as seven loan production offices in West Virginia, Ohio, western Pennsylvania, Maryland, and northern Virginia. WesBanco, Inc. was founded in 1870 and is headquartered in Wheeling, West Virginia.
Contact
1 Bank Plaza, Wheeling, WV, 26003
https://www.wesbanco.com
IPO Date
Aug. 5, 2020
Employees
2277
Officers
Mr. Jayson M. Zatta
Senior EVice President, Chief Banking Officer and Group Head of Banking & Trust
Mr. Anthony F. Pietranton
Senior Executive Vice President and Group Head of Human Resources & Facilities (Leave of Absence)
Ms. Kimberly L. Griffith
Senior EVice President and Group Head of Human Resources & Facilities
Ms. LaReta Lowther
Senior Vice President & Director of Community Development and Community Reinvestment Act Compliance
Mr. Daniel K. Weiss Jr.
Senior Executive Vice President & Chief Financial Officer
Mr. Stephen J. Lawrence
Executive Vice President & Chief Internal Auditor
Ms. Jennifer Sue Roth
Chief Compliance Officer
Mr. John H. Iannone
Senior Vice President of Investor & Public Relations
Ms. Lynn D. Asensio
Executive Vice President & Retail Banking Officer
Mr. Jeffrey H. Jackson
President, Chief Executive Officer & Director