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Wintrust Financial Corporation WTFCM
Financial Services - Banks - Regional - NASDAQ - US
Watchlist
$ 25.1889
0.195 %
$ 8.82 B
Market Cap
3.54
P/E
1. INTRINSIC VALUE

Wintrust Financial Corporation operates as a financial holding company. It operates in three segments: Community Banking, Specialty Finance, and Wealth Management. The Community Banking segment offers non-interest bearing deposits, non-brokered interest-bearing transaction accounts, and savings and domestic time deposits; home equity, consumer, and real estate loans; safe deposit facilities; and automatic teller machine (ATM), online and mobile banking, and other services. It also engages in the retail origination and purchase of residential mortgages for sale into the secondary market; and provision of lending, deposits, and treasury management services to condominium, homeowner, and community associations, as well as asset-based lending for middle-market companies.[ Read More ]

The intrinsic value of one WTFCM stock under the base case scenario is HIDDEN Compared to the current market price of 25.2 USD, Wintrust Financial Corporation is HIDDEN

WTFCM Intrinsic Value
HIDDEN
SHOW
2. FUNDAMENTAL ANALYSIS

Price Chart WTFCM

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FINANCIALS
2.16 B REVENUE
10.24%
Growth Rates
1Year 10.24%
3Years 9.53%
5Years 10.37%
7Years 11.00%
10Years 10.88%
1.05 B OPERATING INCOME
739.81%
Growth Rates
1Year 739.81%
3Years 38.95%
5Years 9.44%
7Years 80.98%
10Years 12.36%
623 M NET INCOME
22.16%
Growth Rates
1Year 22.16%
3Years 28.57%
5Years 12.65%
7Years 17.05%
10Years 16.33%
744 M OPERATING CASH FLOW
-45.86%
Growth Rates
1Year -45.86%
3Years 50.89%
5Years 14.56%
7Years 13.38%
10Years 8.75%
-3.24 B INVESTING CASH FLOW
7.25%
Growth Rates
1Year 7.25%
3Years 23.32%
5Years -3.22%
7Years -3.81%
10Years -29.68%
2.43 B FINANCING CASH FLOW
10.49%
Growth Rates
1Year 10.49%
3Years -32.06%
5Years -0.61%
7Years 1.55%
10Years 35.17%
616 M REVENUE
-37.03%
Growth Rates
1Year 10.24%
3Years 9.53%
5Years 10.37%
7Years 11.00%
10Years 10.88%
232 M OPERATING INCOME
4.47%
Growth Rates
1Year 739.81%
3Years 38.95%
5Years 9.44%
7Years 80.98%
10Years 12.36%
170 M NET INCOME
11.56%
Growth Rates
1Year 22.16%
3Years 28.57%
5Years 12.65%
7Years 17.05%
10Years 16.33%
-150 M OPERATING CASH FLOW
-48.53%
Growth Rates
1Year -45.86%
3Years 50.89%
5Years 14.56%
7Years 13.38%
10Years 8.75%
-575 M INVESTING CASH FLOW
74.29%
Growth Rates
1Year 7.25%
3Years 23.32%
5Years -3.22%
7Years -3.81%
10Years -29.68%
1.04 B FINANCING CASH FLOW
-46.90%
Growth Rates
1Year 10.49%
3Years -32.06%
5Years -0.61%
7Years 1.55%
10Years 35.17%
Balance Sheet Decomposition Wintrust Financial Corporation
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Current Assets 7.15 B
Cash & Short-Term Investments 3.93 B
Receivables 0
Other Current Assets 3.23 B
Non-Current Assets 8.93 B
Long-Term Investments 7.5 B
PP&E 749 M
Other Non-Current Assets 680 M
Current Liabilities 0
Accounts Payable 1.8 B
Short-Term Debt 0
Other Current Liabilities -1.8 B
Non-Current Liabilities 50.9 B
Long-Term Debt 3.23 B
Other Non-Current Liabilities 47.6 B
EFFICIENCY
Earnings Waterfall Wintrust Financial Corporation
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Revenue 2.16 B
Cost Of Revenue 0
Gross Profit 2.16 B
Operating Expenses 1.11 B
Operating Income 1.05 B
Other Expenses 423 M
Net Income 623 M
RATIOS
100.00% GROSS MARGIN
100.00%
Averages
1Year 100.00%
3Years 100.00%
5Years 100.00%
7Years 99.99%
10Years 99.98%
48.49% OPERATING MARGIN
48.49%
Averages
1Year 48.49%
3Years 30.74%
5Years 29.77%
7Years 28.86%
10Years 24.68%
28.87% NET MARGIN
28.87%
Averages
1Year 28.87%
3Years 27.41%
5Years 24.89%
7Years 24.71%
10Years 22.89%
11.53% ROE
11.53%
Averages
1Year 11.53%
3Years 10.84%
5Years 9.85%
7Years 9.78%
10Years 9.01%
1.11% ROA
1.11%
Averages
1Year 1.11%
3Years 1.00%
5Years 0.92%
7Years 0.95%
10Years 0.89%
8.93% ROIC
8.93%
Averages
1Year 8.93%
3Years 5.58%
5Years 6.08%
7Years 6.02%
10Years 4.89%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Wintrust Financial Corporation
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Net Income 623 M
Depreciation & Amortization 84.8 M
Capital Expenditures -46.4 M
Stock-Based Compensation 33.5 M
Change in Working Capital -38.6 M
Others 23.2 M
Free Cash Flow 698 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Wintrust Financial Corporation
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WTFCM has no price targets from Wall Street.
4. DIVIDEND ANALYSIS
0.52% DIVIDEND YIELD
0 USD DIVIDEND PER SHARE
5. COMPETITION

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MBINM
Overvalued 258.90%

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MBIN
Overvalued 204.46%

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MBINN
Overvalued 285.03%

Old National Bancorp operates as the bank holding company for Old National Bank that provides various financial services to individual and commercial customers in the United States.

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51.4 USD
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Undervalued 105.21%
6. Ownership
Insider Ownership Wintrust Financial Corporation
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Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
Date Value Insider Amount Avg Price
1 year ago
Aug 23, 2023
Bought 6.94 K USD
WEHMER EDWARD J
FOUNDER AND EXECUTIVE CHAIR
+ 300
 23.14 USD
1 year ago
Aug 23, 2023
Bought 6.94 K USD
WEHMER EDWARD J
FOUNDER AND EXECUTIVE CHAIR
+ 300
 23.14 USD
1 year ago
May 15, 2023
Bought 62.9 K USD
TEGLIA KARIN GUSTAFSON
Director
+ 1000
 62.92 USD
1 year ago
May 11, 2023
Bought 91.3 K USD
CRANE TIMOTHY
PRESIDENT & CEO
+ 1500
 60.87 USD
1 year ago
Mar 13, 2023
Bought 521 K USD
HACKETT H PATRICK JR
Director
+ 7100
 73.31 USD
1 year ago
Mar 03, 2023
Sell 300 K USD
STOEHR DAVID L
CHIEF FINANCIAL OFFICER
- 3297
 90.85 USD
1 year ago
Feb 16, 2023
Bought 609 K USD
KENNEY BRIAN A
Director
+ 6600
 92.23 USD
1 year ago
Feb 02, 2023
Bought 93.3 K USD
WASHINGTON ALEX E III
Director
+ 1000
 93.29 USD
1 year ago
Dec 08, 2022
Sell 560 K USD
ZIDAR THOMAS P
EXECUTIVE VICE PRESIDENT
- 6469
 86.64 USD
2 years ago
Nov 04, 2022
Sell 205 K USD
STOEHR DAVID L
CHIEF FINANCIAL OFFICER
- 2215
 92.45 USD
7. News
8. Profile Summary

Wintrust Financial Corporation WTFCM

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COUNTRY US
INDUSTRY Banks - Regional
MARKET CAP $ 8.82 B
Dividend Yield 0.52%
Description Wintrust Financial Corporation operates as a financial holding company. It operates in three segments: Community Banking, Specialty Finance, and Wealth Management. The Community Banking segment offers non-interest bearing deposits, non-brokered interest-bearing transaction accounts, and savings and domestic time deposits; home equity, consumer, and real estate loans; safe deposit facilities; and automatic teller machine (ATM), online and mobile banking, and other services. It also engages in the retail origination and purchase of residential mortgages for sale into the secondary market; and provision of lending, deposits, and treasury management services to condominium, homeowner, and community associations, as well as asset-based lending for middle-market companies. In addition, this segment offers loan and deposit services to mortgage brokerage companies; lending to restaurant franchisees; direct leasing; small business administration loans; commercial mortgages and construction loans; and financial solutions. It provides personal and commercial banking services primarily to individuals, small to mid-sized businesses, local governmental units, and institutional clients. The Specialty Finance segment offers commercial and life insurance premiums financing for businesses and individuals; accounts receivable financing, value-added, and out-sourced administrative services; and other specialty finance services, as well as data processing of payrolls, billing, and cash management services to temporary staffing industry. The Wealth Management segment provides trust and investment, asset management, tax-deferred exchange, securities brokerage, and retirement plan services. The company operates 173 banking facilities and 228 ATMs in the Chicago metropolitan area, southern Wisconsin, northwest Indiana, and Florida. Wintrust Financial Corporation was founded in 1991 and is headquartered in Rosemont, Illinois.
Contact 9700 West Higgins Road, Rosemont, IL, 60018 https://www.wintrust.com
IPO Date June 24, 2015
Employees 5521
Officers Ms. Kathleen M. Boege Executive Vice President, General Counsel & Corporate Secretary Ms. Norah Larke Executive Vice President & Chief Human Resources Officer Mr. Thomas Patrick Zidar Executive Vice President & Market Head of Wealth Management Services Mr. Guy W. Eisenhuth Executive Vice President & Regional Market Head Mr. David Alan Dykstra Vice Chairman & Chief Operating Officer Mr. Richard B. Murphy Vice Chairman & Chief Lending Officer Mr. Jeffrey D. Hahnfeld Executive Vice President, Controller & Chief Accounting Officer Mr. Timothy S. Crane Chief Executive Officer, President & Director Mike Ryan Executive Vice President & Chief Information Officer Mr. David L. Stoehr Executive Vice President & Chief Financial Officer