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Financial Services - Banks - Regional - NYSE - US
$ 73.55
-0.433 %
$ 4.02 B
Market Cap
16.72
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Jun, 6, 2025.

The intrinsic value of one SFBS stock under the worst case scenario is HIDDEN Compared to the current market price of 73.5 USD, ServisFirst Bancshares, Inc. is HIDDEN

This DCF valuation model was last updated on Jun, 6, 2025.

The intrinsic value of one SFBS stock under the base case scenario is HIDDEN Compared to the current market price of 73.5 USD, ServisFirst Bancshares, Inc. is HIDDEN

This DCF valuation model was last updated on Jun, 6, 2025.

The intrinsic value of one SFBS stock under the best case scenario is HIDDEN Compared to the current market price of 73.5 USD, ServisFirst Bancshares, Inc. is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart SFBS

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$95.0$95.0$90.0$90.0$85.0$85.0$80.0$80.0$75.0$75.0$70.0$70.0$65.0$65.015 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '2515 Apr15 AprMay '25May '2515 May15 MayJun '25Jun '25
FINANCIALS
478 M REVENUE
16.34%
281 M OPERATING INCOME
0.13%
227 M NET INCOME
9.86%
253 M OPERATING CASH FLOW
28.19%
-949 M INVESTING CASH FLOW
-373.24%
941 M FINANCING CASH FLOW
-28.60%
249 M REVENUE
97.78%
79.1 M OPERATING INCOME
-9.05%
65.2 M NET INCOME
8.79%
67.2 M OPERATING CASH FLOW
-20.06%
-282 M INVESTING CASH FLOW
-339.42%
831 M FINANCING CASH FLOW
162.69%
Balance Sheet ServisFirst Bancshares, Inc.
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Current Assets 1.34 B
Cash & Short-Term Investments 1.28 B
Receivables 62.8 M
Other Current Assets 0
Non-Current Assets 135 M
Long-Term Investments 0
PP&E 59.2 M
Other Non-Current Assets 75.4 M
86.62 %4.26 %4.01 %5.11 %Total Assets$1.5b
Current Liabilities 28 M
Accounts Payable 0
Short-Term Debt 0
Other Current Liabilities 28 M
Non-Current Liabilities 15.7 B
Long-Term Debt 64.7 M
Other Non-Current Liabilities 15.6 B
99.41 %Total Liabilities$15.7b
EFFICIENCY
Earnings Waterfall ServisFirst Bancshares, Inc.
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Revenue 478 M
Cost Of Revenue 0
Gross Profit 478 M
Operating Expenses 150 M
Operating Income 281 M
Other Expenses 53.9 M
Net Income 227 M
500m500m450m450m400m400m350m350m300m300m250m250m200m200m150m150m100m100m50m50m00478m0478m(150m)281m(54m)227mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
100.00% GROSS MARGIN
100.00%
58.86% OPERATING MARGIN
58.86%
47.57% NET MARGIN
47.57%
14.06% ROE
14.06%
1.31% ROA
1.31%
15.82% ROIC
15.82%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis ServisFirst Bancshares, Inc.
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300m300m250m250m200m200m150m150m100m100m50m50m0020162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 227 M
Depreciation & Amortization 4.78 M
Capital Expenditures -4.65 M
Stock-Based Compensation 3.49 M
Change in Working Capital -9.2 M
Others 20.8 M
Free Cash Flow 248 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets ServisFirst Bancshares, Inc.
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Wall Street analysts predict an average 1-year price target for SFBS of $77.7 , with forecasts ranging from a low of $70 to a high of $84 .
SFBS Lowest Price Target Wall Street Target
70 USD -4.83%
SFBS Average Price Target Wall Street Target
77.7 USD 5.60%
SFBS Highest Price Target Wall Street Target
84 USD 14.21%
Price
Max Price Target
Min Price Target
Average Price Target
100100959590908585808075757070656560605555Jul '24Jul '24Aug '24Aug '24Oct '24Oct '24Nov '24Nov '2420252025Feb '25Feb '25Apr '25Apr '25Jun '25Jun '25Jul '25Jul '25Aug '25Aug '25Oct '25Oct '25Nov '25Nov '2520262026Feb '26Feb '26Apr '26Apr '26Jun '26Jun '26
4. DIVIDEND ANALYSIS
0.41% DIVIDEND YIELD
0.335 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
1.4001.4001.2001.2001.0001.0000.8000.8000.6000.6000.4000.4000.2000.2000.0000.0000.050.110.150.1750.20.230.280.30.3350.050.110.150.1750.20.230.280.3350.050.110.150.1750.20.230.280.30.110.150.050.190.150.420.1750.590.20.700.230.800.280.940.31.090.31.220.642015201520162016201720172018201820192019202020202021202120222022202320232024202420252025
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5. COMPETITION
slide 2 of 15
6. Ownership
Insider Ownership ServisFirst Bancshares, Inc.
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Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
1.74 M USD 2
6-9 MONTHS
4.73 M USD 2
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
ServisFirst Bancshares: Shares Are Dangerously Approaching A Downgrade ServisFirst Bancshares boasts strong deposit growth, high asset quality, and impressive returns on assets and equity compared to peers. Despite recent improvements in profitability and balance sheet expansion, revenue and earnings have been inconsistent over recent years. The stock currently trades at a significant premium, with valuation multiples well above industry norms and most comparable banks. seekingalpha.com - 2 weeks ago
ServisFirst Bank: 20 Years of Purpose-Driven Growth and Client-Centered Excellence BIRMINGHAM, Ala.--(BUSINESS WIRE)--ServisFirst Bank, a subsidiary of ServisFirst Bancshares (NYSE:SFBS), is marking their 20th year since opening in May 2005 with a continued commitment to their mission of placing excellent customer service first. The Birmingham-based bank continues to operate with a strong disciplined approach to expansion and growth, efficient operations, and hiring the best bankers in their markets all contributing to their earned reputation for financial strength and person. businesswire.com - 1 month ago
ServisFirst Bancshares, Inc. (SFBS) Q1 2025 Earnings Call Transcript ServisFirst Bancshares, Inc. (NYSE:SFBS ) Q1 2025 Earnings Conference Call April 21, 2025 5:15 PM ET Company Participants Davis Mange - Senior Vice President Tom Broughton - CEO David Sparacio - CFO Henry Abbott - Chief Credit Officer Rodney Rushing - Chief Operating Officer Conference Call Participants Stephen Scouten - Piper Sandler Steve Moss - Raymond James David Bishop - Hovde Group Operator Greetings, and welcome to the ServisFirst Bancshares First Quarter Earnings Call. At this time, all participants are in a listen-only mode. seekingalpha.com - 1 month ago
Here's What Key Metrics Tell Us About ServisFirst (SFBS) Q1 Earnings The headline numbers for ServisFirst (SFBS) give insight into how the company performed in the quarter ended March 2025, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals. zacks.com - 1 month ago
ServisFirst Bancshares (SFBS) Misses Q1 Earnings and Revenue Estimates ServisFirst Bancshares (SFBS) came out with quarterly earnings of $1.16 per share, missing the Zacks Consensus Estimate of $1.18 per share. This compares to earnings of $0.94 per share a year ago. zacks.com - 1 month ago
ServisFirst Bank Announces New Chief Credit Officer BIRMINGHAM, Ala.--(BUSINESS WIRE)--ServisFirst Bank, a subsidiary of ServisFirst Bancshares (NYSE:SFBS), is pleased to announce the hiring of Jim Harper as Senior Vice President and Chief Credit Officer. A seasoned leader with more than two decades of experience in credit risk and portfolio management, Harper will oversee the Bank's credit administration and approval processes, working closely with leadership to support the Bank's continued growth and prudent lending practices. “Jim Harper brin. businesswire.com - 1 month ago
ServisFirst Bancshares, Inc. Announces Results For First Quarter of 2025 BIRMINGHAM, Ala.--(BUSINESS WIRE)--ServisFirst Bancshares, Inc. (NYSE: SFBS), today announced earnings and operating results for the quarter ended March 31, 2025. First Quarter 2025 Highlights: Diluted earnings per share of $1.16 for the quarter, up 26.1% from the first quarter of 2024. Deposits grew by $886 million, or 26% annualized, during the quarter. Loans grew by $281 million, or 9% annualized, during the quarter. Book value per share of $30.56, up 12.9% from the first quarter of 2024 and. businesswire.com - 1 month ago
Exploring Analyst Estimates for ServisFirst (SFBS) Q1 Earnings, Beyond Revenue and EPS Besides Wall Street's top -and-bottom-line estimates for ServisFirst (SFBS), review projections for some of its key metrics to gain a deeper understanding of how the company might have fared during the quarter ended March 2025. zacks.com - 2 months ago
ServisFirst (SFBS) Surges 7.9%: Is This an Indication of Further Gains? ServisFirst (SFBS) witnessed a jump in share price last session on above-average trading volume. The latest trend in earnings estimate revisions for the stock doesn't suggest further strength down the road. zacks.com - 2 months ago
ServisFirst Bancshares, Inc. to Announce First Quarter 2025 Financial Results April 21st BIRMINGHAM, Ala.--(BUSINESS WIRE)--ServisFirst Bancshares, Inc. (NYSE: SFBS) is scheduled to announce earnings and operating results for the quarter ended March 31, 2025 on April 21, 2025 at 4 p.m. ET. The news release will be available at www.servisfirstbancshares.com. ServisFirst Bancshares, Inc. will host a live audio webcast to discuss earnings and results on Monday, April 21, 2025 beginning at 5:15 p.m. ET. The audio webcast can be accessed at www.servisfirstbancshares.com. A replay of the. businesswire.com - 2 months ago
ServisFirst Bancshares, Inc. Declares First Quarter Cash Dividend BIRMINGHAM, Ala.--(BUSINESS WIRE)--ServisFirst Bancshares, Inc., (NYSE: SFBS) (“ServisFirst”), the holding company for ServisFirst Bank, today announces: At a meeting held on March 17, 2025, its Board of Directors declared a quarterly cash dividend of $0.335 per share, payable on April 9, 2025, to stockholders of record as of April 1, 2025. About ServisFirst Bancshares, Inc. ServisFirst Bancshares, Inc. is a bank holding company based in Birmingham, Alabama. Through its subsidiary ServisFirst B. businesswire.com - 2 months ago
ServisFirst (SFBS) Q4 Earnings: How Key Metrics Compare to Wall Street Estimates While the top- and bottom-line numbers for ServisFirst (SFBS) give a sense of how the business performed in the quarter ended December 2024, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values. zacks.com - 4 months ago
8. Profile Summary

ServisFirst Bancshares, Inc. SFBS

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COUNTRY US
INDUSTRY Banks - Regional
MARKET CAP $ 4.02 B
Dividend Yield 0.41%
Description ServisFirst Bancshares, Inc. operates as the bank holding company for ServisFirst Bank that provides various banking services to individual and corporate customers. It accepts demand, time, savings, and other deposits; checking, money market, and IRA accounts; and certificates of deposit. The company's loan products include commercial lending products, such as seasonal, bridge, and term loans for working capital, expansion of the business, acquisition of property, and plant and equipment, as well as commercial lines of credit; commercial real estate loans, construction and development loans, and residential real estate loans; and consumer loans, such as home equity loans, vehicle financing, loans secured by deposits, and secured and unsecured personal loans. It also offers other banking products and services comprising telephone and mobile banking, direct deposit, Internet banking, traveler's checks, safe deposit boxes, attorney trust accounts, automatic account transfers, automated teller machines, and debit card systems, as well as Visa credit cards; treasury and cash management services; wire transfer, night depository, banking-by-mail, and remote capture services; and correspondent banking services to other financial institutions. In addition, the company holds and manages participations in residential mortgages and commercial real estate loans originated by ServisFirst Bank in Alabama, Florida, Georgia, and Tennessee. It operates 23 full-service banking offices located in Alabama, Florida, Georgia, South Carolina, and Tennessee, as well as 2 loan production offices in Florida. The company was founded in 2005 and is headquartered in Birmingham, Alabama.
Contact 2500 Woodcrest Place, Birmingham, AL, 35209 https://www.servisfirstbank.com
IPO Date May 14, 2014
Employees 636
Officers Mr. Davis S. Mange CPA Vice President Investor Relations Accounting Manager Mr. Buford Harrison Morris III Regional Chief Executive Officer of Dothan Mr. Thomas Ashford Broughton III Chairman, President & Chief Executive Officer Mr. Rodney Eldon Rushing Executive Vice President & Chief Operating Officer Mr. David Sparacio Executive Vice President & Chief Financial Officer Mr. Michael Lindsey Chief Information & Operations Officer Mr. Edison K. Woodie III Senior Vice President & Controller Mr. Jim Harper Senior Vice President & Chief Credit Officer