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Financial Services - Banks - Regional - NASDAQ - US
$ 18.23
-0.164 %
$ 2.29 B
Market Cap
15.07
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one SFNC stock under the worst case scenario is HIDDEN Compared to the current market price of 18.2 USD, Simmons First National Corporation is HIDDEN

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one SFNC stock under the base case scenario is HIDDEN Compared to the current market price of 18.2 USD, Simmons First National Corporation is HIDDEN

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one SFNC stock under the best case scenario is HIDDEN Compared to the current market price of 18.2 USD, Simmons First National Corporation is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart SFNC

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$26.0$26.0$25.0$25.0$24.0$24.0$23.0$23.0$22.0$22.0$21.0$21.0$20.0$20.0$19.0$19.0$18.0$18.015 Oct15 OctNov '24Nov '2415 Nov15 NovDec '24Dec '2415 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '25
FINANCIALS
763 M REVENUE
0.41%
-901 M OPERATING INCOME
-232.07%
153 M NET INCOME
-12.78%
229 M OPERATING CASH FLOW
-57.61%
81 K INVESTING CASH FLOW
100.04%
-107 M FINANCING CASH FLOW
74.90%
205 M REVENUE
26.22%
0 OPERATING INCOME
0.00%
48.3 M NET INCOME
95.31%
82.9 M OPERATING CASH FLOW
-58.44%
391 M INVESTING CASH FLOW
520.77%
-390 M FINANCING CASH FLOW
-67.08%
Balance Sheet Simmons First National Corporation
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Current Assets 3.91 B
Cash & Short-Term Investments 3.91 B
Receivables 123 M
Other Current Assets -123 M
Non-Current Assets 1.42 B
Long-Term Investments 0
PP&E 0
Other Non-Current Assets 1.42 B
73.40 %26.60 %Total Assets$5.3b
Current Liabilities 0
Accounts Payable 0
Short-Term Debt 0
Other Current Liabilities 0
Non-Current Liabilities 1.11 B
Long-Term Debt 1.11 B
Other Non-Current Liabilities 0
100.00 %Total Liabilities$1.1b
EFFICIENCY
Earnings Waterfall Simmons First National Corporation
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Revenue 763 M
Cost Of Revenue -549 M
Gross Profit 1.31 B
Operating Expenses 763 M
Operating Income -901 M
Other Expenses -1.05 B
Net Income 153 M
2b2b1b1b500m500m00(500m)(500m)(1b)(1b)763m549m1b(763m)(901m)1b153mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
172.02% GROSS MARGIN
172.02%
-118.13% OPERATING MARGIN
-118.13%
20.02% NET MARGIN
20.02%
1.82% ROE
1.82%
0.57% ROA
0.57%
-15.06% ROIC
-15.06%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Simmons First National Corporation
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600m600m500m500m400m400m300m300m200m200m100m100m0020162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 153 M
Depreciation & Amortization 1.61 M
Capital Expenditures 0
Stock-Based Compensation 11.3 M
Change in Working Capital 0
Others 160 M
Free Cash Flow 229 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Simmons First National Corporation
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Wall Street analysts predict an average 1-year price target for SFNC of $22.9 , with forecasts ranging from a low of $20 to a high of $28 .
SFNC Lowest Price Target Wall Street Target
20 USD 9.71%
SFNC Average Price Target Wall Street Target
22.9 USD 25.48%
SFNC Highest Price Target Wall Street Target
28 USD 53.59%
Price
Max Price Target
Min Price Target
Average Price Target
28282626242422222020181816161414May '24May '24Jul '24Jul '24Aug '24Aug '24Oct '24Oct '24Nov '24Nov '2420252025Feb '25Feb '25Apr '25Apr '25Jun '25Jun '25Jul '25Jul '25Aug '25Aug '25Oct '25Oct '25Nov '25Nov '2520262026Feb '26Feb '26Apr '26Apr '26
4. DIVIDEND ANALYSIS
0.94% DIVIDEND YIELD
0.212 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
0.90000.90000.80000.80000.70000.70000.60000.60000.50000.50000.40000.40000.30000.30000.20000.20000.10000.10000.00000.00000.1150.120.1250.150.160.170.180.190.20.210.21250.1150.120.1250.150.160.170.180.190.20.210.1150.120.1250.150.160.170.180.190.20.210.1150.460.120.480.1250.500.150.600.160.640.170.680.180.720.190.760.20.800.210.840.212015201520162016201720172018201820192019202020202021202120222022202320232024202420252025
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5. COMPETITION
6. Ownership
Insider Ownership Simmons First National Corporation
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Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
1.19 M USD 4
6-9 MONTHS
837 K USD 4
9-12 MONTHS
269 K USD 1
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
Simmons First National Corporation Announces First Quarter 2025 Earnings Release Date and Conference Call PINE BLUFF, Ark. , March 27, 2025 /PRNewswire/ -- Simmons First National Corporation (NASDAQ: SFNC) today announced it is scheduled to release first quarter 2025 earnings after the market closing on Wednesday, April 16, 2025. prnewswire.com - 2 weeks ago
Simmons First National (SFNC) Moves to Buy: Rationale Behind the Upgrade Simmons First National (SFNC) has been upgraded to a Zacks Rank #2 (Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term. zacks.com - 2 weeks ago
Why Simmons First National (SFNC) is a Top Dividend Stock for Your Portfolio Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Simmons First National (SFNC) have what it takes? zacks.com - 2 weeks ago
Simmons Bank Opens Regional Office in Jonesboro Features a full-service branch with four drive-thru lanes JONESBORO, Ark. , March 12, 2025 /PRNewswire/ -- Today, Simmons Bank marked the grand opening of a new regional office in Jonesboro located at 1720 S Caraway. prnewswire.com - 1 month ago
Leasa Melton joins Simmons Bank as Director of Payment Product and Sales Strategy Veteran banker with over 20 years of retail banking experience LITTLE ROCK, Ark. , March 6, 2025 /PRNewswire/ -- Simmons Bank announced the addition of Leasa Melton as community division director of payment product and sales strategy. prnewswire.com - 1 month ago
Simmons First National Corporation Declares $0.2125 Per Share Dividend 2025 marks the 116th consecutive year that Simmons has paid a cash dividend to shareholders PINE BLUFF, Ark. , Jan. 30, 2025 /PRNewswire/ -- Simmons First National Corporation (NASDAQ: SFNC) (Simmons or Company) announced today that its board of directors has declared a quarterly cash dividend on Simmons' Class A common stock of $0.2125 per share, which is payable on April 1, 2025, to shareholders of record as of March 14, 2025. prnewswire.com - 2 months ago
Tammie Davis Joins Simmons Bank as SVP Community Strategy and Performance Seasoned banking veteran brings more than 25 years of community and consumer banking experience LITTLE ROCK, Ark. , Jan. 29, 2025 /PRNewswire/ -- Simmons Bank announced the addition of Tammie Davis as senior vice president for Community Strategy and Performance. prnewswire.com - 2 months ago
Simmons First National Corporation (SFNC) Q4 2024 Earnings Call Transcript Simmons First National Corporation (NASDAQ:SFNC ) Q4 2024 Results Conference Call January 22, 2025 8:30 AM ET Company Participants Ed Bilek - Director, Investor Relations Jay Brogdon - President Daniel Hobbs - CFO George Makris - Chairman & CEO Conference Call Participants Woody Lay - KBW Matt Olney - Stephens David Feaster - Raymond James Gary Tenner - D.A. Davidson Stephen Scouten - Piper Sandler Operator Good morning, and welcome to the Simmons First National Corporation Fourth Quarter Earnings Conference Call. seekingalpha.com - 2 months ago
Simmons First National (SFNC) Q4 Earnings: Taking a Look at Key Metrics Versus Estimates The headline numbers for Simmons First National (SFNC) give insight into how the company performed in the quarter ended December 2024, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals. zacks.com - 2 months ago
Simmons First National (SFNC) Q4 Earnings and Revenues Top Estimates Simmons First National (SFNC) came out with quarterly earnings of $0.39 per share, beating the Zacks Consensus Estimate of $0.35 per share. This compares to earnings of $0.40 per share a year ago. zacks.com - 2 months ago
Simmons First National Corporation Reports Fourth Quarter 2024 Results PINE BLUFF, Ark. , Jan. 21, 2025 /PRNewswire/ -- George Makris, Jr., Simmons' Chairman and Chief Executive Officer, commented on the quarterly results: Simmons' fourth quarter results were encouraging as we head into 2025. prnewswire.com - 2 months ago
Unlocking Q4 Potential of Simmons First National (SFNC): Exploring Wall Street Estimates for Key Metrics Besides Wall Street's top -and-bottom-line estimates for Simmons First National (SFNC), review projections for some of its key metrics to gain a deeper understanding of how the company might have fared during the quarter ended December 2024. zacks.com - 2 months ago
8. Profile Summary

Simmons First National Corporation SFNC

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COUNTRY US
INDUSTRY Banks - Regional
MARKET CAP $ 2.29 B
Dividend Yield 0.94%
Description Simmons First National Corporation operates as the holding company for Simmons Bank that provides banking and other financial products and services to individuals and businesses. It offers checking, savings, and time deposits; consumer, real estate, and commercial loans; agricultural finance, equipment, and small business administration lending; trust and fiduciary services; credit cards; investment management products; insurance products; and securities and investment services. The company also provides ATM services; Internet and mobile banking platforms; overdraft facilities; and safe deposit boxes. As of January 27, 2022, the company operated through 199 financial centers in Arkansas, Missouri, Tennessee, Texas, Oklahoma, and Kansas. Simmons First National Corporation was founded in 1903 and is headquartered in Pine Bluff, Arkansas.
Contact 501 Main Street, Pine Bluff, AR, 71601 https://www.simmonsbank.com
IPO Date March 14, 1985
Employees 2946
Officers Mr. George A. Makris Jr. Chief Executive Officer & Executive Chairman Mr. George A. Makris III Executive Vice President, General Counsel & Corporate Secretary Mr. Charles Daniel Hobbs Executive Vice President & Chief Financial Officer