Financial Services - Banks - Regional - NASDAQ - US
$ 42.34
-0.165 %
$ 1.62 B
Market Cap
12.06
P/E
S&T Bancorp, Inc. operates as the bank holding company for S&T Bank that provides retail and commercial banking products and services. The company operates through six segments: Commercial Real Estate, Commercial and Industrial, Business Banking, Commercial Construction, Consumer Real Estate, and Other Consumer. The company accepts time and demand deposits; and offers commercial and consumer loans, cash management services, and brokerage and trust services, as well as acts as guardian and custodian of employee benefits. It also manages private investment accounts for individuals and institutions. In addition, the company distributes life insurance and long-term disability income insurance products, as well as offers title insurance agency services to commercial customers; and acts as a reinsurer of credit life, accident, and health insurance policies.[ Read More ]
The intrinsic value of one STBA stock under the base case scenario is HIDDEN Compared to the current market price of 42.3 USD, S&T Bancorp, Inc. is HIDDEN
2. FUNDAMENTAL
ANALYSIS
Price Chart STBA
FINANCIALS
389 M
REVENUE
179 M
OPERATING INCOME
145 M
NET INCOME
172 M
OPERATING CASH FLOW
-444 M
INVESTING CASH FLOW
296 M
FINANCING CASH FLOW
96.4 M
REVENUE
41.4 M
OPERATING INCOME
-45.5 M
NET INCOME
27.5 M
OPERATING CASH FLOW
17.5 M
INVESTING CASH FLOW
-63.2 M
FINANCING CASH FLOW
Balance Sheet Decomposition
S&T Bancorp, Inc.
| Current Assets | 234 M |
| Cash & Short-Term Investments | 234 M |
| Receivables | 0 |
| Other Current Assets | 0 |
| Non-Current Assets | 9.32 B |
| Long-Term Investments | 970 M |
| PP&E | 91.1 M |
| Other Non-Current Assets | 8.26 B |
| Current Liabilities | 6.52 B |
| Accounts Payable | 0 |
| Short-Term Debt | 415 M |
| Other Current Liabilities | 6.11 B |
| Non-Current Liabilities | 7.85 B |
| Long-Term Debt | 88.6 M |
| Other Non-Current Liabilities | 7.76 B |
EFFICIENCY
Earnings Waterfall
S&T Bancorp, Inc.
| Revenue | 389 M |
| Cost Of Revenue | 0 |
| Gross Profit | 389 M |
| Operating Expenses | 171 M |
| Operating Income | 179 M |
| Other Expenses | 34 M |
| Net Income | 145 M |
RATIOS
100.00%
GROSS MARGIN
45.95%
OPERATING MARGIN
37.21%
NET MARGIN
11.28%
ROE
1.52%
ROA
8.10%
ROIC
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis
S&T Bancorp, Inc.
| Net Income | 145 M |
| Depreciation & Amortization | 7.52 M |
| Capital Expenditures | -6.22 M |
| Stock-Based Compensation | 3.87 M |
| Change in Working Capital | -3.45 M |
| Others | 15 M |
| Free Cash Flow | 166 M |
Wall Street Analysts Price Targets
S&T Bancorp, Inc.
Wall Street analysts predict an average 1-year price target for STBA of $41 , with forecasts ranging from a low of $41 to a high of $41 .
STBA Lowest Price Target
Wall Street Target
41 USD
-3.16%
STBA Average Price Target
Wall Street Target
41 USD
-3.16%
STBA Highest Price Target
Wall Street Target
41 USD
-3.16%
4. DIVIDEND ANALYSIS
0.78%
DIVIDEND YIELD
0.34 USD
DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership
S&T Bancorp, Inc.
Sold
0-3 MONTHS
71.6 K USD 1
3-6 MONTHS
342 K USD 1
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
1.09 K USD 1
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
| Date | Value | Insider | Amount | Avg Price |
|---|---|---|---|---|
|
4 days ago
Nov 13, 2024
|
Sell 71.6 K USD
|
Palermo Frank J Jr
Director |
- 1658.037
|
43.21 USD |
|
5 months ago
Jun 06, 2024
|
Sell 342 K USD
|
HIEB WILLIAM J
Director |
- 11000
|
31.05 USD |
|
5 months ago
May 29, 2024
|
Bought 1.09 K USD
|
Palermo Frank J Jr
Director |
+ 35
|
31.22 USD |
|
1 year ago
Jun 01, 2023
|
Bought 24.4 K USD
|
Adkins Lewis W Jr
Director |
+ 900
|
27.07 USD |
|
1 year ago
Apr 28, 2023
|
Bought 55.2 K USD
|
GRUBE JEFFREY D
Director |
+ 2000
|
27.5921 USD |
|
2 years ago
May 24, 2022
|
Sell 104 K USD
|
HIEB WILLIAM J
director: |
- 3682
|
28.25 USD |
|
3 years ago
Aug 10, 2021
|
Bought 5.29 K USD
|
Barsz Peter Richard
Director |
+ 175
|
30.203 USD |
|
3 years ago
Jul 23, 2021
|
Bought 8.32 K USD
|
GRUBE JEFFREY D
Director |
+ 300
|
27.73 USD |
|
3 years ago
Jul 23, 2021
|
Bought 77.6 K USD
|
GRUBE JEFFREY D
Director |
+ 2700
|
28.7401 USD |
|
3 years ago
May 18, 2021
|
Sell 582 K USD
|
GIBSON JAMES THOMAS
Director |
- 17030
|
34.1844 USD |
|
3 years ago
May 18, 2021
|
Sell 271 K USD
|
GIBSON JAMES THOMAS
Director |
- 7970
|
34 USD |
|
3 years ago
May 17, 2021
|
Sell 1.17 M USD
|
GIBSON JAMES THOMAS
Director |
- 34394
|
34 USD |
|
3 years ago
May 17, 2021
|
Sell 446 K USD
|
GIBSON JAMES THOMAS
Director |
- 13132
|
34 USD |
|
3 years ago
May 17, 2021
|
Sell 51 K USD
|
GIBSON JAMES THOMAS
Director |
- 1501
|
34.01 USD |
|
3 years ago
May 11, 2021
|
Bought 9.66 K USD
|
Adkins Lewis W Jr
Director |
+ 295
|
32.73 USD |
|
3 years ago
May 10, 2021
|
Sell 1.7 M USD
|
GIBSON JAMES THOMAS
Director |
- 50000
|
34 USD |
|
3 years ago
Mar 08, 2021
|
Bought 75.2 K USD
|
Cassotis Christina Anne
Director |
+ 2300
|
32.68 USD |
|
3 years ago
Feb 17, 2021
|
Bought 56 K USD
|
TORETTI CHRISTINE J
Director |
+ 2000
|
28 USD |
|
3 years ago
Feb 16, 2021
|
Sell 157 K USD
|
HIEB WILLIAM J
Director |
- 5624
|
28 USD |
|
3 years ago
Feb 16, 2021
|
Sell 232 K USD
|
HIEB WILLIAM J
Director |
- 8292
|
28 USD |
|
3 years ago
Feb 16, 2021
|
Bought 30 K USD
|
ANTOLIK DAVID G
PRESIDENT |
+ 1058.2645
|
28.3253 USD |
|
3 years ago
Feb 10, 2021
|
Sell 116 K USD
|
HOSTETTER JERRY DELMAR
Director |
- 4081
|
28.4843 USD |
|
4 years ago
May 12, 2020
|
Bought 11.1 K USD
|
Barsz Peter Richard
Director |
+ 500
|
22.19 USD |
|
4 years ago
May 14, 2020
|
Bought 2.05 K USD
|
Palermo Frank J Jr
Director |
+ 100
|
20.5 USD |
|
4 years ago
May 13, 2020
|
Bought 102 K USD
|
HOSTETTER JERRY DELMAR
Director |
+ 5000
|
20.3798 USD |
|
4 years ago
Mar 09, 2020
|
Bought 8.69 K USD
|
Palermo Frank J Jr
Director |
+ 300
|
28.975 USD |
|
5 years ago
Jul 23, 2019
|
Sell 10.3 K USD
|
RUDDOCK DAVID P
SR. EXECUTIVE VICE PRESIDENT |
- 278
|
37.22 USD |
|
5 years ago
Jul 23, 2019
|
Sell 3.72 K USD
|
RUDDOCK DAVID P
SR. EXECUTIVE VICE PRESIDENT |
- 100
|
37.23 USD |
|
5 years ago
Jul 23, 2019
|
Sell 7.67 K USD
|
RUDDOCK DAVID P
SR. EXECUTIVE VICE PRESIDENT |
- 206
|
37.24 USD |
|
5 years ago
Jul 23, 2019
|
Sell 3.72 K USD
|
RUDDOCK DAVID P
SR. EXECUTIVE VICE PRESIDENT |
- 100
|
37.25 USD |
|
5 years ago
Jul 23, 2019
|
Sell 17.4 K USD
|
RUDDOCK DAVID P
SR. EXECUTIVE VICE PRESIDENT |
- 468
|
37.27 USD |
|
5 years ago
Jul 23, 2019
|
Sell 3.73 K USD
|
RUDDOCK DAVID P
SR. EXECUTIVE VICE PRESIDENT |
- 100
|
37.28 USD |
|
5 years ago
Jul 23, 2019
|
Sell 7.46 K USD
|
RUDDOCK DAVID P
SR. EXECUTIVE VICE PRESIDENT |
- 200
|
37.29 USD |
|
5 years ago
Jul 23, 2019
|
Sell 8.06 K USD
|
RUDDOCK DAVID P
SR. EXECUTIVE VICE PRESIDENT |
- 216
|
37.31 USD |
|
5 years ago
Jul 23, 2019
|
Sell 3.74 K USD
|
RUDDOCK DAVID P
SR. EXECUTIVE VICE PRESIDENT |
- 100
|
37.36 USD |
|
5 years ago
Jun 10, 2019
|
Bought 76 K USD
|
BRICE TODD D
CEO & DIRECTOR |
+ 2035.8741
|
37.3074 USD |
|
5 years ago
Jun 07, 2019
|
Bought 110 K USD
|
Kane Robert Edward
Director |
+ 3000
|
36.75 USD |
|
5 years ago
Jun 07, 2019
|
Bought 4.07 K USD
|
HOSTETTER JERRY DELMAR
Director |
+ 111
|
36.686 USD |
|
5 years ago
Jun 07, 2019
|
Bought 13.3 K USD
|
HOSTETTER JERRY DELMAR
Director |
+ 362
|
36.678 USD |
|
5 years ago
Mar 08, 2019
|
Bought 60.3 K USD
|
GIBSON JAMES THOMAS
Director |
+ 1547
|
38.9586 USD |
|
5 years ago
Mar 07, 2019
|
Bought 276 K USD
|
GIBSON JAMES THOMAS
Director |
+ 7100
|
38.9248 USD |
|
5 years ago
Mar 07, 2019
|
Bought 113 K USD
|
GIBSON JAMES THOMAS
Director |
+ 2900
|
38.8324 USD |
|
5 years ago
Mar 07, 2019
|
Bought 38.9 K USD
|
GIBSON JAMES THOMAS
Director |
+ 1000
|
38.8535 USD |
|
5 years ago
Mar 07, 2019
|
Bought 38.9 K USD
|
GIBSON JAMES THOMAS
Director |
+ 1000
|
38.8578 USD |
|
6 years ago
Nov 12, 2018
|
Bought 41.1 K USD
|
Kane Robert Edward
Director |
+ 1000
|
41.13 USD |
|
6 years ago
Aug 29, 2018
|
Sell 232 K USD
|
MILLER JAMES C
Director |
- 5000
|
46.44 USD |
|
6 years ago
Aug 22, 2018
|
Bought 63.1 K USD
|
Cassotis Christina Anne
Director |
+ 1357
|
46.5 USD |
|
6 years ago
Aug 22, 2018
|
Bought 4.64 K USD
|
Cassotis Christina Anne
Director |
+ 100
|
46.39 USD |
|
6 years ago
Aug 20, 2018
|
Sell 27.3 K USD
|
JONES FRANK W
Director |
- 600
|
45.5829 USD |
7. News
S&T BANK EARNS DISTINCTION AS 2024 AMERICAN BANKER BEST BANK TO WORK FOR
INDIANA, Pa., Nov. 13, 2024 /PRNewswire/ -- S&T Bank, the wholly owned subsidiary of S&T Bancorp Inc. (NASDAQ, STBA), is proud to be recognized as a 2024 American Banker Best Bank to Work For.
prnewswire.com
- 3 days ago
16 Upcoming Dividend Increases
All stocks have at least five fiscal years of dividend growth history and come from the U.S. Dividend Champions List. They have an average increase of 5.2% and a median increase of 4.2%. There are sixteen increases for next week, up from six last week.
seekingalpha.com
- 2 weeks ago
CHRIS MCCOMISH, CEO OF S&T BANK, NAMED 2024 C-SUITE AWARD RECIPIENT BY PITTSBURGH BUSINESS TIMES
INDIANA, Pa., Oct. 31, 2024 /PRNewswire/ -- S&T Bank, the wholly owned subsidiary of S&T Bancorp Inc. (NASDAQ, STBA ), proudly announced today the naming of CEO, Chris McComish, as a 2024 Pittsburgh Business Times C-Suite award winner.
prnewswire.com
- 2 weeks ago
S&T Bancorp, Inc. Increases Quarterly Cash Dividend
INDIANA, Pa., Oct. 23, 2024 /PRNewswire/ -- The Board of Directors of S&T Bancorp, Inc. (S&T) (NASDAQ: STBA), the holding company for S&T Bank, approved a $0.34 per share cash dividend on October 23, 2024.
prnewswire.com
- 3 weeks ago
S&T Bancorp, Inc. (STBA) Q3 2024 Earnings Call Transcript
S&T Bancorp, Inc. (NASDAQ:STBA ) Q3 2024 Earnings Conference Call October 17, 2024 1:00 PM ET Company Participants Mark Kochvar - Chief Financial Officer Chris McComish - Chief Executive Officer Dave Antolik - President Conference Call Participants Daniel Tamayo - Raymond James Kelly Motta - KBW Manuel Navas - D.A. Davidson Matthew Breese - Stephens Daniel Cardenas - Janney Montgomery Scott Operator Welcome to the S&T Bancorp Third Quarter 2024 Conference Call.
seekingalpha.com
- 1 month ago
Regional Banks Report Credit Quality Remained Strong in Q3
Four regional banks said Thursday (Oct. 17) that credit quality remained strong in the third quarter, while reporting mixed results in terms of growth in lending and deposits. Commerce Bancshares, Huntington Bancshares, M&T Bank and S&T Bancorp reported their third-quarter results Thursday.
pymnts.com
- 1 month ago
S&T Bancorp (STBA) Q3 Earnings: Taking a Look at Key Metrics Versus Estimates
While the top- and bottom-line numbers for S&T Bancorp (STBA) give a sense of how the business performed in the quarter ended September 2024, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.
zacks.com
- 1 month ago
S&T Bancorp (STBA) Surpasses Q3 Earnings Estimates
S&T Bancorp (STBA) came out with quarterly earnings of $0.85 per share, beating the Zacks Consensus Estimate of $0.82 per share. This compares to earnings of $0.87 per share a year ago.
zacks.com
- 1 month ago
S&T Bancorp Inc. Announces Third Quarter 2024 Results
INDIANA, Pa., Oct. 17, 2024 /PRNewswire/ -- S&T Bancorp, Inc. (S&T) (NASDAQ: STBA), the holding company for S&T Bank, announced net income of $32.6 million, or $0.85 per diluted share, for the third quarter of 2024 compared to net income of $34.4 million, or $0.89 per diluted share, for the second quarter of 2024 and net income of $33.5 million, or $0.87 per diluted share, for the third quarter of 2023.
prnewswire.com
- 1 month ago
Ahead of S&T Bancorp (STBA) Q3 Earnings: Get Ready With Wall Street Estimates for Key Metrics
Evaluate the expected performance of S&T Bancorp (STBA) for the quarter ended September 2024, looking beyond the conventional Wall Street top-and-bottom-line estimates and examining some of its key metrics for better insight.
zacks.com
- 1 month ago
S&T BANCORP TO HOST THIRD QUARTER EARNINGS CONFERENCE CALL AND WEBCAST
INDIANA, Pa., Oct. 1, 2024 /PRNewswire/ -- S&T Bancorp, Inc. (S&T) (NASDAQ: STBA), the holding company for S&T Bank, announced today that a conference call detailing the company's third quarter 2024 earnings will be held live via webcast at 1:00 p.m.
prnewswire.com
- 1 month ago
S&T BANK DONATES $20,000 TO UPMC CHILDREN'S HOSPITAL OF PITTSBURGH FOR SECOND CONSECUTIVE YEAR
INDIANA, Pa., Sept. 24, 2024 /PRNewswire/ -- S&T Bank, the wholly owned subsidiary of S&T Bancorp Inc. (NASDAQ, STBA), is proud to announce their $20,000 donation as a participant in this year's WDVE iHeartMedia Pittsburgh fundraiser in support of UPMC Children's Hospital of Pittsburgh.
prnewswire.com
- 1 month ago
8. Profile Summary
S&T Bancorp, Inc. STBA
COUNTRY
US
INDUSTRY
Banks - Regional
MARKET CAP
$ 1.62 B
Dividend Yield
0.78%
Description
S&T Bancorp, Inc. operates as the bank holding company for S&T Bank that provides retail and commercial banking products and services. The company operates through six segments: Commercial Real Estate, Commercial and Industrial, Business Banking, Commercial Construction, Consumer Real Estate, and Other Consumer. The company accepts time and demand deposits; and offers commercial and consumer loans, cash management services, and brokerage and trust services, as well as acts as guardian and custodian of employee benefits. It also manages private investment accounts for individuals and institutions. In addition, the company distributes life insurance and long-term disability income insurance products, as well as offers title insurance agency services to commercial customers; and acts as a reinsurer of credit life, accident, and health insurance policies. As of December 31, 2021, it operated 73 banking branches and 5 loan production offices located in Western Pennsylvania, Eastern Pennsylvania, Northeast Ohio, Central Ohio, and Upstate New York. S&T Bancorp, Inc. was founded in 1902 and is headquartered in Indiana, Pennsylvania.
Contact
800 Philadelphia Street, Indiana, PA, 15701
https://www.stbancorp.com
IPO Date
April 21, 1992
Employees
1244
Officers
Mr. David G. Antolik
President & Director
Ms. Rachel L. Smydo
Executive Vice President, General Counsel & Corporate Secretary
Mr. Christopher J. McComish
Chief Executive Officer & Director
Mr. Mark Kochvar
Senior EVice President & Chief Financial Officer
Mr. Stephen A. Drahnak
Executive Vice President & Chief Commercial Banking Officer
Ms. LaDawn D. Yesho
Executive Vice President & Chief Risk Officer
Mr. Michael Golden
Executive Vice President & Chief Operating Officer
Deidre A. Wilson
Senior Vice President & Chief Compliance Officer
Krista Martini
Vice President of Marketing
Ms. Susan A. Nicholson
Executive Vice President & Chief Human Resource Officer