Financial Services -
Banks - Regional - NYSE - US
$ 14.08
-0.283 %
$ 1.43 B
Market Cap
10.13
P/E
1. INTRINSIC VALUE
Balance Sheet
First Commonwealth Financial Corporation
| Current Assets | 1.25 B |
| Cash & Short-Term Investments | 1.25 B |
| Receivables | 0 |
| Other Current Assets | 0 |
| Non-Current Assets | 499 M |
| Long-Term Investments | 0 |
| PP&E | 116 M |
| Other Non-Current Assets | 383 M |
| Current Liabilities | 80.1 M |
| Accounts Payable | 0 |
| Short-Term Debt | 80.1 M |
| Other Current Liabilities | 0 |
| Non-Current Liabilities | 10.1 B |
| Long-Term Debt | 4.33 M |
| Other Non-Current Liabilities | 10.1 B |
EFFICIENCY
Earnings Waterfall
First Commonwealth Financial Corporation
| Revenue | 478 M |
| Cost Of Revenue | -122 M |
| Gross Profit | 600 M |
| Operating Expenses | 478 M |
| Operating Income | 4.59 M |
| Other Expenses | -138 M |
| Net Income | 143 M |
RATIOS
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis
First Commonwealth Financial Corporation
| Net Income | 143 M |
| Depreciation & Amortization | 6.42 M |
| Capital Expenditures | 0 |
| Stock-Based Compensation | 0 |
| Change in Working Capital | 3.68 M |
| Others | -27.4 M |
| Free Cash Flow | 129 M |
Wall Street Analysts Price Targets
First Commonwealth Financial Corporation
Wall Street analysts predict an average 1-year price target for FCF of $18.3 , with forecasts ranging from
a
low of
$16 to a high of $22 .
FCF Lowest Price Target
Wall Street Target
16 USD
13.64%
FCF Average Price Target
Wall Street Target
18.3 USD
30.21%
FCF Highest Price Target
Wall Street Target
22 USD
56.25%
4. DIVIDEND
ANALYSIS
0.77%
DIVIDEND YIELD
0.13 USD
DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership
First Commonwealth Financial Corporation
Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
50 K USD 1
0-3 MONTHS
0 USD 0
3-6 MONTHS
49.6 K USD 1
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
Antero Resources: Projected FCF Generation Remains Strong For 2025 (Rating Upgrade)
Antero is projected to generate $1.36 billion in 2025 free cash flow at current strip. Natural gas strip prices for 2025 remain above $4 despite some recent declines. This helps keep AR's free cash flow solid despite lower strip prices for oil and C3+ NGLs.
seekingalpha.com
- 1 week ago
Diamondback Energy: Double-Digit FCF Yield From The Original 'FANG' Stock
Diamondback Energy: Double-Digit FCF Yield From The Original 'FANG' Stock
seekingalpha.com
- 2 weeks ago
Surge Energy: High FCF Yield Makes The Stock Finally Cheap Enough
Surge Energy offers a compelling setup with a clean balance sheet, high FCF yield, and no cash taxes expected until 2030. The company remains solid with high-quality assets trading at a depressed valuation. At US$65 WTI, Surge generates a strong 16% FCF yield and a dividend yield of over 8%.
seekingalpha.com
- 3 weeks ago
First Commonwealth Financial (FCF) Could Be a Great Choice
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does First Commonwealth Financial (FCF) have what it takes?
zacks.com
- 1 month ago
First Commonwealth Financial Corporation Receives Regulatory Approval for CenterGroup Financial, Inc. Merger
INDIANA, Pa., March 18, 2025 (GLOBE NEWSWIRE) -- First Commonwealth Financial Corporation (NYSE: FCF) (“First Commonwealth”) today announced that it has received all regulatory approvals required to complete the previously announced merger of CenterGroup Financial, Inc. (“CGFI”) with and into First Commonwealth and the merger of CenterBank with and into First Commonwealth Bank.
globenewswire.com
- 1 month ago
Vermilion Energy: A Simpler Story With The Same Strong FCF
Vermilion Energy's acquisition of Westbrick Energy will boost production by 60%, enhancing natural gas exposure and operational efficiency. Market concerns include value-destroying acquisitions, excessive management compensation, insufficient shareholder distribution, high debt, complex structure, and low reserve life. Despite concerns, Vermilion's recent buybacks and dividend increases indicate improved shareholder returns, with plans to distribute 40% of excess FCF.
seekingalpha.com
- 1 month ago
Total Energy Services: The 13% FCF Yield Is Attractive, Despite Headwinds
Total Energy Services' 2024 free cash flow yield remains attractive despite subdued revenue growth and volatile oil and gas prices, presenting a buying opportunity. The company's net profit increased significantly in 2024, with an EPS of C$1.56, driven by reduced net finance costs and strong cash flow performance. 2025 capex is projected to be 30% lower, enhancing sustaining free cash flow, with strong North American demand and Australian division momentum expected.
seekingalpha.com
- 1 month ago
Diamondback Energy's Downturn Hides Potential
Diamondback Energy's strong FCF and commitment to returning at least 50% of quarterly FCF to shareholders ensure robust shareholder returns. Focused on the Permian Basin, Diamondback's strategic acquisitions and operational efficiencies drive substantial growth and lower breakeven costs. The company's guidance targets 500K barrels/day production and a double-digit FCF yield, enhancing future shareholder returns.
seekingalpha.com
- 1 month ago
I'm Locking 9-11% FCF Yields On These Dividend Icons
Bristol Myers Squibb and Alexandria Real Estate offer strong free cash flow yields and appealing dividends, making them attractive in volatile markets. BMY's low valuation, robust drug pipeline, and cost-saving initiatives position it for potential market-beating returns. ARE benefits from strategic locations in top-tier research clusters, strong tenant demand, and resilient leasing activity, offering a high dividend yield and growth potential.
seekingalpha.com
- 1 month ago
VictoryShares' Small-Cap FCF ETF Hits One-Year Milestone
VictoryShares Small Cap Free Cash Flow ETF (SFLO) has reached a notable milestone as it celebrates its one-year birthday. SFLO launched on December 21, 2023, and has garnered $167 million in assets under management as of December 16, 2024.
etftrends.com
- 1 month ago
Are You Looking for a High-Growth Dividend Stock?
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does First Commonwealth Financial (FCF) have what it takes?
zacks.com
- 1 month ago
Nvidia's Earnings Beat: Mind The Falling FCF
Nvidia Corporation just released its fiscal fourth quarter earnings. The release widely overshot analyst expectations, with a beat on revenue as well as on earnings per share. The FCF showing was a weak point: it trailed net income by $7 billion, and declined 7% sequentially.
seekingalpha.com
- 1 month ago
8. Profile
Summary
First Commonwealth Financial Corporation FCF
COUNTRY
US
INDUSTRY
Banks - Regional
MARKET CAP
$ 1.43 B
Dividend Yield
0.77%
Description
First Commonwealth Financial Corporation, a financial holding company, provides various consumer and commercial banking services in the United States. Its consumer services include personal checking accounts, interest-earning checking accounts, savings and health savings accounts, insured money market accounts, debit cards, investment certificates, fixed and variable rate certificates of deposit, mortgage loans, secured and unsecured installment loans, construction and real estate loans, safe deposit facilities, credit cards, credit lines with overdraft checking protection, IRA accounts, and automated teller machine (atm) services, as well as internet, mobile, and telephone banking services. The company's commercial banking services comprise commercial lending, business checking accounts, online account management services, payroll direct deposits, commercial cash management services, and repurchase agreements, as well as ACH origination services. It also offers various trust and asset management services; auto, home, and business insurance, as well as term life insurance; and annuities, mutual funds, and stock and bond brokerage services through a broker-dealer and insurance brokers. As of December 31, 2021, the company operated 118 community banking offices in western and central Pennsylvania, as well as northeastern, central, and southwestern Ohio; corporate banking centers in Pittsburgh, Pennsylvania, as well as Columbus, Canton, and Cleveland, Ohio; and mortgage banking offices in Wexford, Pennsylvania, and Hudson, Westlake, as well as Lewis Center, Ohio. It also operates 136 automated teller machines. First Commonwealth Financial Corporation was founded in 1934 and is headquartered in Indiana, Pennsylvania.
Contact
601 Philadelphia Street, Indiana, PA, 15701
https://www.fcbanking.com
IPO
Date
June 10, 1992
Employees
1485
Officers
Mr. Thomas Michael Price
President, Chief Executive Officer & Director
Mr. Matthew C. Tomb J.D.
Executive Vice President, General Counsel & Secretary
Mr. Ryan M. Thomas
Vice President / Finance and Investor Relations
Mr. Michael P. McCuen
Executive Vice President & Chief Lending Officer
Ms. Carrie L. Riggle
Executive Vice President of Human Resources
Mr. Leonard V. Lombardi CFSA, CIA
Executive Vice President & Chief Audit Executive
Mr. James R. Reske CFA
Executive Vice President, Chief Financial Officer & Treasurer
Mr. Joseph Culos
Executive Vice President & Financial Solutions Executive
Mr. Norman J. Montgomery
Executive Vice President of Business Integration
Ms. Jane Grebenc
Executive Vice President, Chief Revenue Officer & Director