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Financial Services - Banks - Regional - NYSE - US
$ 18.74
0.107 %
$ 1.91 B
Market Cap
12.66
P/E
INCOME STATEMENT
467 M REVENUE
13.71%
261 M OPERATING INCOME
41.00%
157 M NET INCOME
22.53%
EFFICIENCY
Earnings Waterfall First Commonwealth Financial Corporation
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Revenue 467 M
Cost Of Revenue -159 M
Gross Profit 626 M
Operating Expenses 206 M
Operating Income 261 M
Other Expenses 104 M
Net Income 157 M

Income Statement

Millions
Dec-2023 Dec-2022 Dec-2021 Dec-2020 Dec-2019 Dec-2018 Dec-2017 Dec-2016 Dec-2015 Dec-2014 Dec-2013 Dec-2012 Dec-2011 Dec-2010 Dec-2009 Dec-2008 Dec-2007 Dec-2006 Dec-2005 Dec-2004 Dec-2003 Dec-2002 Dec-2001 Dec-2000 Dec-1999 Dec-1998 Dec-1997 Dec-1996 Dec-1995 Dec-1994 Dec-1993 Dec-1992
REVENUE
Revenue 467.3 410.9 385.3 362.7 355.3 340.9 309.1 263.6 249.8 244.5 244.8 254.4 247.5 265.2 262.0 231.4 210.3 211.2 223.7 215.0 192.0 190.1 181.9 171.0 175.8 161.4 116.9 107.7 103.7 106.7 85.8 78.7
GROSS PROFIT
Cost Of Revenue (159.1) 30.7 26.7 24.8 25.8 23.3 23.3 17.8 19.2 17.2 23.1 24.3 21.9 29.7 30.6 33.0 0 29.8 31.8 32.9 27.7 30.2 27.8 0 0 0 0 0 0 0 0 0
Gross Profit 626.4 380.2 358.6 338.0 329.6 317.5 285.8 245.8 230.6 227.4 221.8 230.0 225.7 235.5 231.4 198.5 210.3 181.4 191.9 182.1 164.3 159.9 154.2 171.0 175.8 161.4 116.9 107.7 103.7 106.7 85.8 78.7
OPERATING INCOME
Operating Expenses 206.0 5.0 (212.5) (272.5) (224.5) (168.1) 3.8 2.6 2.6 3.0 3.7 4.3 5.3 4.1 142.7 282.9 11.7 296.6 17.8 (29.0) 2.5 15.2 78.5 65.0 49.5 32.5 29.9 20.3 16.2 5.3 5.1 11.1
Selling, General and Administrative Expenses 206.0 133.9 139.4 141.9 130.6 124.3 121.7 103.3 104.9 104.5 100.2 103.9 109.2 104.1 106.5 90.1 79.0 73.0 73.5 68.9 61.1 58.1 54.5 52.5 49.8 48.7 35.8 33.3 33.0 30.0 25.4 23.0
Research and Development Expenses 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Operating Income 261.2 185.3 172.8 90.2 130.8 172.8 2.0 1.4 2.1 6.8 1.1 4.4 204.4 234.5 40.9 11.7 221.9 6.7 209.7 153.0 166.8 175.1 232.6 236.1 225.3 193.9 146.8 128.0 119.9 112.0 90.9 89.8
PRE-TAX INCOME
Interest Income Expense 144.3 17.7 15.3 32.9 55.4 40.0 21.8 18.6 15.6 18.5 21.7 30.1 41.7 61.6 86.8 139.0 169.7 166.1 138.6 110.7 100.2 122.7 167.2 174.5 152.7 148.3 102.8 88.3 82.4 69.1 58.0 62.1
Total Other Income (63.7) (45.8) (40.0) (44.0) (42.3) (39.0) (48.0) (32.9) (38.0) (44.0) (40.2) 52.2 (189.5) (211.3) (95.7) (22.1) 0 0.4 8.4 (83.5) (100.2) (122.7) (167.2) (174.5) (152.7) (147.7) (102.8) (88.3) (82.4) (69.1) (58.5) (62.1)
Pre-Tax Income 197.6 160.2 172.8 91.7 132.6 134.7 108.0 89.1 74.4 65.5 60.8 61.0 14.9 23.2 (45.9) 49.7 52.2 62.0 71.1 42.4 66.6 52.4 65.4 61.5 72.6 46.2 44.0 39.7 37.5 42.9 32.4 27.7
NET INCOME
Tax Provision 40.5 32.0 34.6 16.8 25.5 25.3 48.6 25.6 20.8 17.7 15.3 14.7 (0.4) 0.2 (25.8) 6.6 6.0 9.0 13.3 3.7 13.3 8.9 15.3 14.3 19.6 12.2 13.5 12.1 12.0 14.2 9.7 7.1
Net Income 157.1 128.2 138.3 73.4 105.3 107.5 55.2 59.6 50.1 44.5 41.5 42.0 15.3 23.0 (20.1) 43.1 46.2 53.0 57.8 38.7 53.3 43.5 50.2 47.2 53.0 33.4 30.5 27.6 25.5 28.7 23.2 20.6
EPS 1.55 1.37 1.45 0.75 1.07 1.09 0.57 0.67 0.56 0.48 0.44 0.42 0.15 0.25 0.24 0.58 0.64 0.75 0.83 0.59 0.9 0.75 0.87 0.82 0.88 0.27 0.32 0.3 0.58 0.64 0.16 0.14