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Financial Services - Banks - Regional - NASDAQ - US
$ 47.77
-0.188 %
$ 1.77 B
Market Cap
9.89
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one EFSC stock under the worst case scenario is HIDDEN Compared to the current market price of 47.8 USD, Enterprise Financial Services Corp is HIDDEN

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one EFSC stock under the base case scenario is HIDDEN Compared to the current market price of 47.8 USD, Enterprise Financial Services Corp is HIDDEN

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one EFSC stock under the best case scenario is HIDDEN Compared to the current market price of 47.8 USD, Enterprise Financial Services Corp is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart EFSC

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$62.0$62.0$60.0$60.0$58.0$58.0$56.0$56.0$54.0$54.0$52.0$52.0$50.0$50.0$48.0$48.0$46.0$46.015 Oct15 OctNov '24Nov '2415 Nov15 NovDec '24Dec '2415 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '25
FINANCIALS
69.7 M REVENUE
-87.12%
-524 M OPERATING INCOME
-212.66%
185 M NET INCOME
-4.53%
104 M OPERATING CASH FLOW
-61.25%
3.52 M INVESTING CASH FLOW
100.26%
-83.9 M FINANCING CASH FLOW
-7.11%
20.6 M REVENUE
-84.79%
-132 M OPERATING INCOME
-210.29%
48.8 M NET INCOME
-3.46%
52 M OPERATING CASH FLOW
-41.41%
-333 M INVESTING CASH FLOW
-17.76%
619 M FINANCING CASH FLOW
171.73%
Balance Sheet Enterprise Financial Services Corp
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Current Assets 2.13 B
Cash & Short-Term Investments 2.13 B
Receivables 0
Other Current Assets 0
Non-Current Assets 419 M
Long-Term Investments 0
PP&E 45 M
Other Non-Current Assets 374 M
83.59 %14.64 %Total Assets$2.6b
Current Liabilities 0
Accounts Payable 0
Short-Term Debt 0
Other Current Liabilities 0
Non-Current Liabilities 193 M
Long-Term Debt 193 M
Other Non-Current Liabilities 0
100.00 %Total Liabilities$192.8m
EFFICIENCY
Earnings Waterfall Enterprise Financial Services Corp
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Revenue 69.7 M
Cost Of Revenue 0
Gross Profit 69.7 M
Operating Expenses 531 M
Operating Income -524 M
Other Expenses -710 M
Net Income 185 M
200m200m100m100m00(100m)(100m)(200m)(200m)(300m)(300m)(400m)(400m)(500m)(500m)(600m)(600m)70m070m(531m)(524m)710m185mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
100.00% GROSS MARGIN
100.00%
-752.15% OPERATING MARGIN
-752.15%
265.79% NET MARGIN
265.79%
10.16% ROE
10.16%
1.19% ROA
1.19%
-16.46% ROIC
-16.46%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Enterprise Financial Services Corp
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300m300m250m250m200m200m150m150m100m100m50m50m0020162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 185 M
Depreciation & Amortization 10.1 M
Capital Expenditures 0
Stock-Based Compensation 1.68 M
Change in Working Capital 0
Others -54.2 M
Free Cash Flow 104 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Enterprise Financial Services Corp
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Wall Street analysts predict an average 1-year price target for EFSC of $59.8 , with forecasts ranging from a low of $53 to a high of $62 .
EFSC Lowest Price Target Wall Street Target
53 USD 10.95%
EFSC Average Price Target Wall Street Target
59.8 USD 25.18%
EFSC Highest Price Target Wall Street Target
62 USD 29.79%
Price
Max Price Target
Min Price Target
Average Price Target
6565606055555050454540403535May '24May '24Jul '24Jul '24Aug '24Aug '24Oct '24Oct '24Nov '24Nov '2420252025Feb '25Feb '25Apr '25Apr '25Jun '25Jun '25Jul '25Jul '25Aug '25Aug '25Oct '25Oct '25Nov '25Nov '2520262026Feb '26Feb '26Apr '26Apr '26
4. DIVIDEND ANALYSIS
0.54% DIVIDEND YIELD
0.29 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
1.20001.20001.00001.00000.80000.80000.60000.60000.40000.40000.20000.20000.00000.00000.05250.090.110.110.140.180.180.210.250.250.290.060.10.110.110.150.180.180.220.250.260.070.110.110.120.160.180.190.230.250.270.080.260.110.410.110.440.130.470.170.620.180.720.20.750.240.900.251.000.281.060.292015201520162016201720172018201820192019202020202021202120222022202320232024202420252025
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5. COMPETITION
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6. Ownership
Insider Ownership Enterprise Financial Services Corp
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Sold
0-3 MONTHS
323 K USD 1
3-6 MONTHS
5.96 M USD 1
6-9 MONTHS
5.09 M USD 1
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
Enterprise Financial Services (EFSC) Could Be a Great Choice Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Enterprise Financial Services (EFSC) have what it takes? zacks.com - 3 weeks ago
Best Momentum Stocks to Buy for March 27th ASLE, EFSC and SRCE made it to the Zacks Rank #1 (Strong Buy) momentum stocks list on March 27, 2025. zacks.com - 3 weeks ago
New Strong Buy Stocks for March 27th HTBK, TAP, ASLE, EFSC and HSNGY have been added to the Zacks Rank #1 (Strong Buy) List on March 27, 2025. zacks.com - 3 weeks ago
Best Momentum Stocks to Buy for March 25th RDDT, GBFH and EFSC made it to the Zacks Rank #1 (Strong Buy) momentum stocks list on March 25, 2025. zacks.com - 3 weeks ago
New Strong Buy Stocks for March 20th TKOMY, PRAA, EFSC, NFG and URBN have been added to the Zacks Rank #1 (Strong Buy) List on March 20, 2025. zacks.com - 1 month ago
Are You Looking for a High-Growth Dividend Stock? Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Enterprise Financial Services (EFSC) have what it takes? zacks.com - 1 month ago
54 Upcoming Dividend Increases, Including A King This week features the largest list of dividend increases ever, with 50 companies, including Coca-Cola extending its 63-year streak with a 5.2% increase. My strategy focuses on companies with consistent dividend growth and outperforming benchmarks, using data from the "U.S. Dividend Champions" spreadsheet and NASDAQ. I recommend the Schwab U.S. Dividend Equity ETF for broad U.S. equity exposure and the Cohen & Steers REIT & Preferred Income Fund for REITs. seekingalpha.com - 1 month ago
What Makes Enterprise Financial Services (EFSC) a New Strong Buy Stock Enterprise Financial Services (EFSC) has been upgraded to a Zacks Rank #1 (Strong Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term. zacks.com - 1 month ago
Enterprise Financial Services Corp Announces Updates to Board of Directors ST. LOUIS--(BUSINESS WIRE)--Enterprise Financial Services Corp (Nasdaq: EFSC) (the “Company”) announced today that the following directors serving on the Company's Board of Directors (the “Board”) will not be standing for re-election at the upcoming 2025 Annual Meeting of Stockholders (the “Annual Meeting”): Robert E. Guest, Jr., James M. Havel, Daniel A. Rodriguez and Eloise E. Schmitz. Mike DeCola, Chairperson of the Board, stated, “The Board is committed to proactive long-term corporate gove. businesswire.com - 1 month ago
Enterprise Financial Services (EFSC) Is Up 0.97% in One Week: What You Should Know Does Enterprise Financial Services (EFSC) have what it takes to be a top stock pick for momentum investors? Let's find out. zacks.com - 2 months ago
Why Enterprise Financial Services (EFSC) Might be Well Poised for a Surge Enterprise Financial Services (EFSC) shares have started gaining and might continue moving higher in the near term, as indicated by solid earnings estimate revisions. zacks.com - 2 months ago
Enterprise Financial Services (EFSC) Upgraded to Strong Buy: Here's Why Enterprise Financial Services (EFSC) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #1 (Strong Buy). zacks.com - 2 months ago
8. Profile Summary

Enterprise Financial Services Corp EFSC

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COUNTRY US
INDUSTRY Banks - Regional
MARKET CAP $ 1.77 B
Dividend Yield 0.54%
Description Enterprise Financial Services Corp operates as the financial holding company for Enterprise Bank & Trust that offers banking and wealth management services to individuals and corporate customers. The company offers checking, savings, and money market accounts, and certificates of deposit. It also provides commercial and industrial, commercial real estate, construction and land development, residential real estate, agricultural, and consumer loans. In addition, the company offers treasury management and international trade services; tax credit brokerage services consisting of the acquisition of tax credits and sale of these tax credits to clients; and financial and estate planning, investment management, and trust services to businesses, individuals, institutions, retirement plans, and non-profit organizations. Further, it offers fiduciary, financial advisory, and merchant processing services; and debit and credit cards. Additionally, the company provides international banking, insurance, internet and mobile banking, remote deposit capture, positive pay, fraud detection and prevention, automated payable, check imaging, and statement and document imaging services; and cash management products, controlled disbursements, repurchase agreements, and sweep investment accounts. It operates banking locations and administrative offices in Arizona, California, Kansas, Missouri, Nevada, and New Mexico market areas, as well as a network of SBA loan production offices and deposit production offices in various states. Enterprise Financial Services Corp was founded in 1988 and is headquartered in Clayton, Missouri.
Contact 150 North Meramec Avenue, Clayton, MO, 63105 https://www.enterprisebank.com
IPO Date July 15, 2003
Employees 1218
Officers Ms. Nicole M. Iannacone Senior EVice President, Chief Legal Officer & Corporate Secretary Mr. Steve Richardson Senior Vice President of Corporate Communications Mr. Troy R. Dumlao Executive Vice President & Chief Accounting Officer Mr. Mark G. Ponder Senior EVice President & Chief Administrative Officer Mr. Scott R. Goodman Senior Executive Vice President Ms. Bridget H. Huffman B.B.A. Senior EVice President & Chief Risk Officer Mr. James Brian Lally President, Chief Executive Officer & Director Mr. Douglas N. Bauche Senior EVice President & Chief Credit Officer