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Financial Services - Banks - Regional - NASDAQ - US
$ 52.88
-0.578 %
$ 1.95 B
Market Cap
10.2
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Jun, 6, 2025.

The intrinsic value of one EFSC stock under the worst case scenario is HIDDEN Compared to the current market price of 52.9 USD, Enterprise Financial Services Corp is HIDDEN

This DCF valuation model was last updated on Jun, 6, 2025.

The intrinsic value of one EFSC stock under the base case scenario is HIDDEN Compared to the current market price of 52.9 USD, Enterprise Financial Services Corp is HIDDEN

This DCF valuation model was last updated on Jun, 6, 2025.

The intrinsic value of one EFSC stock under the best case scenario is HIDDEN Compared to the current market price of 52.9 USD, Enterprise Financial Services Corp is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart EFSC

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$62.0$62.0$60.0$60.0$58.0$58.0$56.0$56.0$54.0$54.0$52.0$52.0$50.0$50.0$48.0$48.0$46.0$46.015 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '2515 Apr15 AprMay '25May '2515 May15 MayJun '25Jun '25
FINANCIALS
69.7 M REVENUE
-87.12%
231 M OPERATING INCOME
-6.20%
185 M NET INCOME
-4.53%
247 M OPERATING CASH FLOW
-7.77%
-797 M INVESTING CASH FLOW
41.14%
881 M FINANCING CASH FLOW
-25.45%
18.5 M REVENUE
-10.41%
61 M OPERATING INCOME
146.23%
50 M NET INCOME
0.00%
0 OPERATING CASH FLOW
0.00%
0 INVESTING CASH FLOW
100.00%
43.2 M FINANCING CASH FLOW
-93.02%
Balance Sheet Enterprise Financial Services Corp
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Current Assets 2.13 B
Cash & Short-Term Investments 2.13 B
Receivables 0
Other Current Assets 0
Non-Current Assets 419 M
Long-Term Investments 1.11 B
PP&E 45 M
Other Non-Current Assets -734 M
83.59 %43.42 %Total Assets$2.6b
Current Liabilities 12.4 B
Accounts Payable 0
Short-Term Debt 0
Other Current Liabilities 12.4 B
Non-Current Liabilities 193 M
Long-Term Debt 193 M
Other Non-Current Liabilities 0
98.47 %Total Liabilities$12.6b
EFFICIENCY
Earnings Waterfall Enterprise Financial Services Corp
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Revenue 69.7 M
Cost Of Revenue -462 M
Gross Profit 531 M
Operating Expenses 531 M
Operating Income 231 M
Other Expenses 46 M
Net Income 185 M
600m600m500m500m400m400m300m300m200m200m100m100m0070m462m531m(531m)231m(46m)185mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
762.45% GROSS MARGIN
762.45%
331.76% OPERATING MARGIN
331.76%
265.79% NET MARGIN
265.79%
10.16% ROE
10.16%
1.19% ROA
1.19%
-1.87% ROIC
-1.87%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Enterprise Financial Services Corp
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300m300m250m250m200m200m150m150m100m100m50m50m0020162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 185 M
Depreciation & Amortization 0
Capital Expenditures 0
Stock-Based Compensation 10.9 M
Change in Working Capital 0
Others 74.6 M
Free Cash Flow 240 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Enterprise Financial Services Corp
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Wall Street analysts predict an average 1-year price target for EFSC of $62.7 , with forecasts ranging from a low of $61 to a high of $65 .
EFSC Lowest Price Target Wall Street Target
61 USD 15.36%
EFSC Average Price Target Wall Street Target
62.7 USD 18.51%
EFSC Highest Price Target Wall Street Target
65 USD 22.92%
Price
Max Price Target
Min Price Target
Average Price Target
6565606055555050454540403535Jul '24Jul '24Aug '24Aug '24Oct '24Oct '24Nov '24Nov '2420252025Feb '25Feb '25Apr '25Apr '25Jun '25Jun '25Jul '25Jul '25Aug '25Aug '25Oct '25Oct '25Nov '25Nov '2520262026Feb '26Feb '26Apr '26Apr '26Jun '26Jun '26
4. DIVIDEND ANALYSIS
0.54% DIVIDEND YIELD
0.3 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
1.20001.20001.00001.00000.80000.80000.60000.60000.40000.40000.20000.20000.00000.00000.05250.090.110.110.140.180.180.210.250.250.290.060.10.110.110.150.180.180.220.250.260.30.070.110.110.120.160.180.190.230.250.270.080.260.110.410.110.440.130.470.170.620.180.720.20.750.240.900.251.000.281.060.592015201520162016201720172018201820192019202020202021202120222022202320232024202420252025
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5. COMPETITION
slide 2 of 9
6. Ownership
Insider Ownership Enterprise Financial Services Corp
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Sold
0-3 MONTHS
402 K USD 1
3-6 MONTHS
323 K USD 1
6-9 MONTHS
5.96 M USD 1
9-12 MONTHS
5.09 M USD 1
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
Are You Looking for a High-Growth Dividend Stock? Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Enterprise Financial Services (EFSC) have what it takes? zacks.com - 2 weeks ago
Why Enterprise Financial Services (EFSC) is a Great Dividend Stock Right Now Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Enterprise Financial Services (EFSC) have what it takes? zacks.com - 1 month ago
Is the Options Market Predicting a Spike in Enterprise Financial Services Stock? Investors need to pay close attention to EFSC stock based on the movements in the options market lately. zacks.com - 1 month ago
New Strong Buy Stocks for May 2nd AEM, BSAC, EFSC, FOX and OBT have been added to the Zacks Rank #1 (Strong Buy) List on May 2, 2025. zacks.com - 1 month ago
Enterprise Financial Services (EFSC) Upgraded to Buy: What Does It Mean for the Stock? Enterprise Financial Services (EFSC) has been upgraded to a Zacks Rank #2 (Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term. zacks.com - 1 month ago
Why Enterprise Financial Services (EFSC) is a Top Dividend Stock for Your Portfolio Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Enterprise Financial Services (EFSC) have what it takes? zacks.com - 1 month ago
Enterprise Financial Services Corp (EFSC) Q1 2025 Earnings Call Transcript Enterprise Financial Services Corp (NASDAQ:EFSC ) Q1 2025 Earnings Conference Call April 29, 2025 11:00 AM ET Company Participants James Lally - President and Chief Executive Officer Scott Goodman - President, Enterprise Bank & Trust Keene Turner - Chief Financial Officer and Chief Operating Officer Douglas Bauche - Chief Credit Officer, Enterprise Bank & Trust Conference Call Participants Jeff Rulis - D.A. Davidson Andrew Liesch - Piper Sandler Damon DelMonte - KBW David Long - Raymond James Brian Martin - Janney Operator Thank you for standing by. seekingalpha.com - 1 month ago
Enterprise Financial Services (EFSC) Reports Q1 Earnings: What Key Metrics Have to Say Although the revenue and EPS for Enterprise Financial Services (EFSC) give a sense of how its business performed in the quarter ended March 2025, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers. zacks.com - 1 month ago
Enterprise Financial Services (EFSC) Surpasses Q1 Earnings and Revenue Estimates Enterprise Financial Services (EFSC) came out with quarterly earnings of $1.31 per share, beating the Zacks Consensus Estimate of $1.17 per share. This compares to earnings of $1.07 per share a year ago. zacks.com - 1 month ago
Enterprise Bank & Trust to Expand in Arizona and Kansas through Acquisition of Twelve Banking Offices from First Interstate Bank ST. LOUIS & BILLINGS, Mont.--(BUSINESS WIRE)--Enterprise Financial Services Corp (“Enterprise”) (Nasdaq: EFSC) and First Interstate BancSystem, Inc. (“First Interstate”) (Nasdaq: FIBK) have announced the signing of a purchase and assumption agreement by their respective wholly-owned subsidiaries, Enterprise Bank & Trust and First Interstate Bank, pursuant to which Enterprise Bank & Trust will acquire twelve branches from First Interstate Bank. The acquisition consists of two separate fr. businesswire.com - 1 month ago
Enterprise Bank & Trust to Expand in Arizona and Kansas through acquisition of Twelve Banking Offices from First Interstate Bank ST. LOUIS & BILLINGS, Mont.--(BUSINESS WIRE)--Enterprise Financial Services Corp (“Enterprise”) (NASDAQ: EFSC) and First Interstate BancSystem, Inc. (“First Interstate”) (NASDAQ: FIBK) have announced the signing of a purchase and assumption agreement by their respective wholly-owned subsidiaries, Enterprise Bank & Trust and First Interstate Bank, pursuant to which Enterprise Bank & Trust will acquire twelve branches from First Interstate Bank. The acquisition consists of two separate fr. businesswire.com - 1 month ago
Enterprise Financial Services Corp Reports First Quarter 2025 Results ST. LOUIS--(BUSINESS WIRE)--Enterprise Financial Services Corp (Nasdaq: EFSC) (the “Company” or “EFSC”), today announced financial results for the first quarter of 2025. “EFSC's first quarter results were a positive start to 2025,” said Jim Lally, President and Chief Executive Officer. “Our proactive management of the balance sheet and cost of deposits has led to expansion in both net interest income and NIM. Strong earnings resulted in a 1.30% ROAA and a 14.02% ROATCE. We were also excited to. businesswire.com - 1 month ago
8. Profile Summary

Enterprise Financial Services Corp EFSC

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COUNTRY US
INDUSTRY Banks - Regional
MARKET CAP $ 1.95 B
Dividend Yield 0.54%
Description Enterprise Financial Services Corp operates as the financial holding company for Enterprise Bank & Trust that offers banking and wealth management services to individuals and corporate customers. The company offers checking, savings, and money market accounts, and certificates of deposit. It also provides commercial and industrial, commercial real estate, construction and land development, residential real estate, agricultural, and consumer loans. In addition, the company offers treasury management and international trade services; tax credit brokerage services consisting of the acquisition of tax credits and sale of these tax credits to clients; and financial and estate planning, investment management, and trust services to businesses, individuals, institutions, retirement plans, and non-profit organizations. Further, it offers fiduciary, financial advisory, and merchant processing services; and debit and credit cards. Additionally, the company provides international banking, insurance, internet and mobile banking, remote deposit capture, positive pay, fraud detection and prevention, automated payable, check imaging, and statement and document imaging services; and cash management products, controlled disbursements, repurchase agreements, and sweep investment accounts. It operates banking locations and administrative offices in Arizona, California, Kansas, Missouri, Nevada, and New Mexico market areas, as well as a network of SBA loan production offices and deposit production offices in various states. Enterprise Financial Services Corp was founded in 1988 and is headquartered in Clayton, Missouri.
Contact 150 North Meramec Avenue, Clayton, MO, 63105 https://www.enterprisebank.com
IPO Date July 15, 2003
Employees 1218
Officers Mr. Keene S. Turner CPA Senior EVice President & Chief Financial Officer Mr. Steve Richardson Senior Vice President of Corporate Communications Mr. Troy R. Dumlao Executive Vice President & Chief Accounting Officer Mr. James Brian Lally President, Chief Executive Officer & Director Mr. Mark G. Ponder Senior EVice President & Chief Administrative Officer Mr. Scott R. Goodman Senior Executive Vice President Mr. Douglas N. Bauche Senior EVice President & Chief Credit Officer Ms. Bridget H. Huffman B.B.A. Senior EVice President & Chief Risk Officer Ms. Nicole M. Iannacone Senior EVice President, Chief Legal Officer & Corporate Secretary