Financial Services - Banks - Regional - NASDAQ - US
$ 58.83
-0.423 %
$ 2.18 B
Market Cap
12.46
P/E
Enterprise Financial Services Corp operates as the financial holding company for Enterprise Bank & Trust that offers banking and wealth management services to individuals and corporate customers. The company offers checking, savings, and money market accounts, and certificates of deposit. It also provides commercial and industrial, commercial real estate, construction and land development, residential real estate, agricultural, and consumer loans. In addition, the company offers treasury management and international trade services; tax credit brokerage services consisting of the acquisition of tax credits and sale of these tax credits to clients; and financial and estate planning, investment management, and trust services to businesses, individuals, institutions, retirement plans, and non-profit organizations.[ Read More ]
The intrinsic value of one EFSC stock under the base case scenario is HIDDEN Compared to the current market price of 58.8 USD, Enterprise Financial Services Corp is HIDDEN
2. FUNDAMENTAL
ANALYSIS
Price Chart EFSC
FINANCIALS
541 M
REVENUE
247 M
OPERATING INCOME
194 M
NET INCOME
269 M
OPERATING CASH FLOW
-1.35 B
INVESTING CASH FLOW
1.18 B
FINANCING CASH FLOW
136 M
REVENUE
62.8 M
OPERATING INCOME
-85.8 M
NET INCOME
-107 M
OPERATING CASH FLOW
-283 M
INVESTING CASH FLOW
228 M
FINANCING CASH FLOW
Balance Sheet Decomposition
Enterprise Financial Services Corp
| Current Assets | 433 M |
| Cash & Short-Term Investments | 433 M |
| Receivables | 0 |
| Other Current Assets | 0 |
| Non-Current Assets | 14.1 B |
| Long-Term Investments | 2.43 B |
| PP&E | 68.1 M |
| Other Non-Current Assets | 11.6 B |
| Current Liabilities | 0 |
| Accounts Payable | 0 |
| Short-Term Debt | 0 |
| Other Current Liabilities | 0 |
| Non-Current Liabilities | 12.8 B |
| Long-Term Debt | 204 M |
| Other Non-Current Liabilities | 12.6 B |
EFFICIENCY
Earnings Waterfall
Enterprise Financial Services Corp
| Revenue | 541 M |
| Cost Of Revenue | 0 |
| Gross Profit | 541 M |
| Operating Expenses | 541 M |
| Operating Income | 247 M |
| Other Expenses | 52.5 M |
| Net Income | 194 M |
RATIOS
100.00%
GROSS MARGIN
45.55%
OPERATING MARGIN
35.86%
NET MARGIN
11.31%
ROE
1.34%
ROA
10.11%
ROIC
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis
Enterprise Financial Services Corp
| Net Income | 194 M |
| Depreciation & Amortization | 9.69 M |
| Capital Expenditures | -6.56 M |
| Stock-Based Compensation | 10.1 M |
| Change in Working Capital | 8.71 M |
| Others | 53 M |
| Free Cash Flow | 263 M |
Wall Street Analysts Price Targets
Enterprise Financial Services Corp
Wall Street analysts predict an average 1-year price target for EFSC of $59.8 , with forecasts ranging from a low of $53 to a high of $62 .
EFSC Lowest Price Target
Wall Street Target
53 USD
-9.91%
EFSC Average Price Target
Wall Street Target
59.8 USD
1.65%
EFSC Highest Price Target
Wall Street Target
62 USD
5.39%
4. DIVIDEND ANALYSIS
0.57%
DIVIDEND YIELD
0.28 USD
DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership
Enterprise Financial Services Corp
Sold
0-3 MONTHS
5.96 M USD 1
3-6 MONTHS
5.09 M USD 1
6-9 MONTHS
0 USD 0
9-12 MONTHS
94.5 K USD 1
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
| Date | Value | Insider | Amount | Avg Price |
|---|---|---|---|---|
|
1 week ago
Nov 06, 2024
|
Sell 225 K USD
|
SANBORN RICHARD
Director |
- 3800
|
59.267 USD |
|
1 week ago
Nov 06, 2024
|
Sell 2.73 M USD
|
SANBORN RICHARD
Director |
- 46200
|
59.158 USD |
|
1 week ago
Nov 06, 2024
|
Sell 3 M USD
|
SANBORN RICHARD
Director |
- 50000
|
59.951 USD |
|
3 months ago
Jul 25, 2024
|
Sell 5.09 M USD
|
SANBORN RICHARD
Director |
- 94815
|
53.73 USD |
|
11 months ago
Dec 15, 2023
|
Sell 94.5 K USD
|
SANBORN RICHARD
Director |
- 2100
|
45 USD |
|
1 year ago
Jun 30, 2023
|
Bought 2.03 K USD
|
GUEST ROBERT E JR
Director |
+ 52
|
39.06 USD |
|
1 year ago
May 19, 2023
|
Bought 99.9 K USD
|
MARSH STEPHEN P
Director |
+ 2473
|
40.4 USD |
|
1 year ago
Feb 27, 2023
|
Bought 100 K USD
|
Andrich Lyne
Director |
+ 1840
|
54.35 USD |
|
1 year ago
Feb 03, 2023
|
Sell 1.66 M USD
|
SANBORN RICHARD
Director |
- 30000
|
55.42 USD |
|
1 year ago
Jan 31, 2023
|
Sell 530 K USD
|
SANBORN RICHARD
Director |
- 10000
|
53.02 USD |
|
1 year ago
Jan 30, 2023
|
Sell 428 K USD
|
SANBORN RICHARD
Director |
- 8200
|
52.2 USD |
|
1 year ago
Jan 26, 2023
|
Sell 780 K USD
|
SANBORN RICHARD
Director |
- 15000
|
52 USD |
|
1 year ago
Jan 27, 2023
|
Sell 520 K USD
|
SANBORN RICHARD
Director |
- 10000
|
52 USD |
|
1 year ago
Jan 30, 2023
|
Sell 2.78 M USD
|
SANBORN RICHARD
Director |
- 53338
|
52.09 USD |
|
1 year ago
Dec 02, 2022
|
Sell 260 USD
|
SANBORN RICHARD
Director |
- 5
|
52 USD |
|
1 year ago
Dec 01, 2022
|
Sell 1.28 M USD
|
SANBORN RICHARD
Director |
- 24552
|
52.1 USD |
|
1 year ago
Dec 01, 2022
|
Sell 805 K USD
|
SANBORN RICHARD
Director |
- 15448
|
52.1 USD |
|
2 years ago
Dec 10, 2021
|
Sell 1.3 M USD
|
Hui Peter
Director |
- 27000
|
48.08 USD |
|
2 years ago
Dec 13, 2021
|
Sell 190 K USD
|
Hui Peter
Director |
- 4000
|
47.55 USD |
|
2 years ago
Nov 24, 2021
|
Sell 6.76 M USD
|
Scavuzzo Tony
Director |
- 140000
|
48.32 USD |
|
2 years ago
Nov 22, 2021
|
Sell 1.53 M USD
|
Scavuzzo Tony
Director |
- 31700
|
48.42 USD |
|
2 years ago
Nov 23, 2021
|
Sell 3.3 M USD
|
Scavuzzo Tony
Director |
- 68300
|
48.3 USD |
|
3 years ago
Nov 09, 2021
|
Bought 50 K USD
|
KEENE S TURNER
EVP, Chief Financial Officer |
+ 2000
|
25 USD |
|
3 years ago
Nov 09, 2021
|
Bought 10 K USD
|
DUMLAO TROY
SVP, Chief Accounting Officer |
+ 400
|
25 USD |
|
3 years ago
Nov 02, 2021
|
Bought 364 K USD
|
Eulich John S
Director |
+ 7500
|
48.59 USD |
|
3 years ago
Aug 03, 2021
|
Bought 337 K USD
|
Eulich John S
Director |
+ 7500
|
44.96 USD |
|
3 years ago
Jun 10, 2021
|
Sell 197 K USD
|
Goodman Scott Richard
President |
- 4000
|
49.13 USD |
|
3 years ago
May 04, 2021
|
Bought 373 K USD
|
Eulich John S
Director |
+ 7500
|
49.79 USD |
|
3 years ago
Mar 16, 2021
|
Sell 48.1 K USD
|
SANBORN RICHARD
Director |
- 1000
|
48.06 USD |
|
3 years ago
Mar 12, 2021
|
Sell 2.53 M USD
|
Deutsch James F.
Director |
- 50000
|
50.65 USD |
|
3 years ago
Mar 05, 2021
|
Sell 4.55 M USD
|
Deutsch James F.
Director |
- 100000
|
45.46 USD |
|
3 years ago
Feb 02, 2021
|
Bought 274 K USD
|
Eulich John S
Director |
+ 7500
|
36.47 USD |
|
3 years ago
Nov 25, 2020
|
Sell 242 K USD
|
Deutsch James F.
Director |
- 6903
|
35 USD |
|
3 years ago
Dec 11, 2020
|
Bought 308 K USD
|
SANBORN RICHARD
Director |
+ 8750
|
35.18 USD |
|
3 years ago
Dec 09, 2020
|
Sell 667 K USD
|
Deutsch James F.
Director |
- 18924
|
35.23 USD |
|
3 years ago
Dec 08, 2020
|
Sell 1.37 M USD
|
Deutsch James F.
Director |
- 38957
|
35.05 USD |
|
3 years ago
Dec 04, 2020
|
Sell 739 K USD
|
Deutsch James F.
Director |
- 21107
|
35.02 USD |
|
3 years ago
Dec 02, 2020
|
Sell 570 K USD
|
Deutsch James F.
Director |
- 16283
|
35 USD |
|
3 years ago
Dec 01, 2020
|
Sell 166 K USD
|
Deutsch James F.
Director |
- 4729
|
35.05 USD |
|
3 years ago
Nov 24, 2020
|
Sell 2.66 M USD
|
Deutsch James F.
Director |
- 74878
|
35.56 USD |
|
3 years ago
Nov 23, 2020
|
Sell 57.6 K USD
|
Deutsch James F.
Director |
- 1647
|
35 USD |
|
4 years ago
Nov 18, 2020
|
Sell 586 K USD
|
Deutsch James F.
Director |
- 16572
|
35.37 USD |
|
4 years ago
Nov 18, 2020
|
Sell 586 K USD
|
Deutsch James F.
Director |
- 16572
|
35.37 USD |
|
4 years ago
Nov 17, 2020
|
Sell 1.77 M USD
|
Deutsch James F.
Director |
- 50000
|
35.41 USD |
|
4 years ago
Nov 02, 2020
|
Bought 299 K USD
|
Eulich John S
Director |
+ 10000
|
29.86 USD |
|
4 years ago
Aug 04, 2020
|
Bought 146 K USD
|
Eulich John S
Director |
+ 5000
|
29.17 USD |
|
4 years ago
Aug 03, 2020
|
Bought 146 K USD
|
Eulich John S
Director |
+ 5000
|
29.23 USD |
|
4 years ago
Jun 10, 2020
|
Bought 103 K USD
|
KENT NEVADA A
Director |
+ 3000
|
34.34 USD |
|
4 years ago
Jun 10, 2020
|
Bought 103 K USD
|
KENT NEVADA A
Director |
+ 3000
|
34.34 USD |
|
4 years ago
May 01, 2020
|
Bought 161 K USD
|
Eulich John S
Director |
+ 5500
|
29.33 USD |
|
4 years ago
Feb 04, 2020
|
Sell 90 K USD
|
Goodman Scott Richard
President |
- 2000
|
45 USD |
|
4 years ago
Feb 04, 2020
|
Sell 37.1 K USD
|
Goodman Scott Richard
President |
- 825
|
45 USD |
|
4 years ago
Feb 04, 2020
|
Bought 21.3 K USD
|
Eulich John S
Director |
+ 474
|
44.87 USD |
|
4 years ago
Feb 03, 2020
|
Bought 222 K USD
|
Eulich John S
Director |
+ 5026
|
44.22 USD |
7. News
Are You Looking for a Top Momentum Pick? Why Enterprise Financial Services (EFSC) is a Great Choice
Does Enterprise Financial Services (EFSC) have what it takes to be a top stock pick for momentum investors? Let's find out.
zacks.com
- 3 days ago
Enterprise Financial Services Corp Announces Appointment of Michael E. Finn to Board of Directors
ST. LOUIS--(BUSINESS WIRE)--Enterprise Financial Services Corp (Nasdaq: EFSC) today announced the appointment of Michael E. Finn as director of Enterprise Financial Services Corp (the “Company”) and its wholly owned subsidiary, Enterprise Bank & Trust, effective immediately. “We are excited to add Michael to our Board of Directors,” said Michael A. DeCola, Chairman of the Board. “Michael brings significant experience and impressive skills to the Company's Board of Directors. Michael's deep.
businesswire.com
- 1 week ago
Enterprise Financial Services Corp (EFSC) Q3 2024 Earnings Call Transcript
Enterprise Financial Services Corp (NASDAQ:EFSC ) Q3 2024 Earnings Conference Call October 22, 2024 11:00 AM ET Company Participants Jim Lally - President & Chief Executive Officer Scott Goodman - President, Enterprise Bank & Trust Keene Turner - Chief Financial Officer & Chief Operating Officer Doug Bauche - Chief Credit Officer, Enterprise Bank & Trust Conference Call Participants Ryan Payne - D.A. Davidson Andrew Liesch - Piper Sandler Damon DelMonte - KBW Brian Martin - Janney Operator Hello, and welcome to the Enterprise Financial Services Corporation Third Quarter 2024 Earnings Conference Call.
seekingalpha.com
- 3 weeks ago
Enterprise Financial Services (EFSC) Reports Q3 Earnings: What Key Metrics Have to Say
Although the revenue and EPS for Enterprise Financial Services (EFSC) give a sense of how its business performed in the quarter ended September 2024, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.
zacks.com
- 3 weeks ago
Enterprise Financial Services (EFSC) Q3 Earnings and Revenues Top Estimates
Enterprise Financial Services (EFSC) came out with quarterly earnings of $1.29 per share, beating the Zacks Consensus Estimate of $1.14 per share. This compares to earnings of $1.17 per share a year ago.
zacks.com
- 3 weeks ago
Enterprise Financial Reports Third Quarter 2024 Results
ST. LOUIS--(BUSINESS WIRE)--Jim Lally, President and Chief Executive Officer of Enterprise Financial Services Corp (Nasdaq: EFSC) (the “Company” or “EFSC”), said today upon the release of EFSC's third quarter earnings, “We are proud of our third quarter results, with a stable net interest margin, expansion in net interest income and an 11% increase in diluted earnings per share over the linked quarter. Our consistent return profile increased tangible book value per share 25% on an annualized ba.
businesswire.com
- 3 weeks ago
Wall Street's Insights Into Key Metrics Ahead of Enterprise Financial Services (EFSC) Q3 Earnings
Besides Wall Street's top -and-bottom-line estimates for Enterprise Financial Services (EFSC), review projections for some of its key metrics to gain a deeper understanding of how the company might have fared during the quarter ended September 2024.
zacks.com
- 1 month ago
Earnings Preview: Enterprise Financial Services (EFSC) Q3 Earnings Expected to Decline
Enterprise Financial Services (EFSC) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
zacks.com
- 1 month ago
Enterprise Financial Services Corp Announces Third Quarter 2024 Earnings Release and Conference Call
ST. LOUIS--(BUSINESS WIRE)--Enterprise Financial Services Corp (Nasdaq: EFSC) (“the Company” or “EFSC”) will release its third quarter 2024 financial results on Monday, October 21, 2024. The Company will host a conference call and webcast at 10:00 a.m. CT on Tuesday, October 22, 2024. Participate by Dial-In We encourage participants to pre-register for the conference call using the following link: https://bit.ly/EFSC3Q2024EarningsCallRegistration. Callers who pre-register will be given a confer.
businesswire.com
- 1 month ago
Enterprise Financial Services: Downgrading To Hold On Price Run
Enterprise Financial Services' preferred shares have surged, reducing their dividend yield to 6%, making them less attractive for new investments. The bank's financial performance has been strong, with net interest income rising significantly due to stable interest spreads and responsible leverage. Despite risks in its commercial loan portfolio, the bank's overall health remains good, supporting continued dividend payments.
seekingalpha.com
- 1 month ago
Enterprise Financial Services (EFSC) is a Great Momentum Stock: Should You Buy?
Does Enterprise Financial Services (EFSC) have what it takes to be a top stock pick for momentum investors? Let's find out.
zacks.com
- 1 month ago
Here's Why Enterprise Financial Services (EFSC) Is a Great 'Buy the Bottom' Stock Now
After losing some value lately, a hammer chart pattern has been formed for Enterprise Financial Services (EFSC), indicating that the stock has found support. This, combined with an upward trend in earnings estimate revisions, could lead to a trend reversal for the stock in the near term.
zacks.com
- 3 months ago
8. Profile Summary
Enterprise Financial Services Corp EFSC
COUNTRY
US
INDUSTRY
Banks - Regional
MARKET CAP
$ 2.18 B
Dividend Yield
0.57%
Description
Enterprise Financial Services Corp operates as the financial holding company for Enterprise Bank & Trust that offers banking and wealth management services to individuals and corporate customers. The company offers checking, savings, and money market accounts, and certificates of deposit. It also provides commercial and industrial, commercial real estate, construction and land development, residential real estate, agricultural, and consumer loans. In addition, the company offers treasury management and international trade services; tax credit brokerage services consisting of the acquisition of tax credits and sale of these tax credits to clients; and financial and estate planning, investment management, and trust services to businesses, individuals, institutions, retirement plans, and non-profit organizations. Further, it offers fiduciary, financial advisory, and merchant processing services; and debit and credit cards. Additionally, the company provides international banking, insurance, internet and mobile banking, remote deposit capture, positive pay, fraud detection and prevention, automated payable, check imaging, and statement and document imaging services; and cash management products, controlled disbursements, repurchase agreements, and sweep investment accounts. It operates banking locations and administrative offices in Arizona, California, Kansas, Missouri, Nevada, and New Mexico market areas, as well as a network of SBA loan production offices and deposit production offices in various states. Enterprise Financial Services Corp was founded in 1988 and is headquartered in Clayton, Missouri.
Contact
150 North Meramec Avenue, Clayton, MO, 63105
https://www.enterprisebank.com
IPO Date
July 15, 2003
Employees
1172
Officers
Mr. Douglas N. Bauche
Senior EVice President & Chief Credit Officer
Ms. Bridget H. Huffman B.B.A.
Senior Executive Vice President & Chief Risk Officer
Mr. Scott R. Goodman
Senior Executive Vice President
Ms. Nicole M. Iannacone
Senior EVice President, Chief Legal Officer & Corporate Secretary
Steve Richardson
Senior Vice President of Corporate Communications
Mr. Keene S. Turner CPA
Senior EVice President & Chief Financial Officer
Mr. Mark G. Ponder
Senior Executive Vice President & Chief Administrative Officer
Mr. James Brian Lally
President, Chief Executive Officer & Director
Mr. Troy R. Dumlao
Executive Vice President & Chief Accounting Officer