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Financial Services - Banks - Regional - NASDAQ - US
$ 30.42
-0.0985 %
$ 2.91 B
Market Cap
19.63
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on May, 8, 2025.

The intrinsic value of one WSBC stock under the worst case scenario is HIDDEN Compared to the current market price of 30.4 USD, WesBanco, Inc. is HIDDEN

This DCF valuation model was last updated on May, 8, 2025.

The intrinsic value of one WSBC stock under the base case scenario is HIDDEN Compared to the current market price of 30.4 USD, WesBanco, Inc. is HIDDEN

This DCF valuation model was last updated on May, 8, 2025.

The intrinsic value of one WSBC stock under the best case scenario is HIDDEN Compared to the current market price of 30.4 USD, WesBanco, Inc. is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart WSBC

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$37.0$37.0$36.0$36.0$35.0$35.0$34.0$34.0$33.0$33.0$32.0$32.0$31.0$31.0$30.0$30.0$29.0$29.0$28.0$28.0$27.0$27.0$26.0$26.0Dec '24Dec '2420252025Feb '25Feb '25Mar '25Mar '25Apr '25Apr '25May '25May '25Jun '25Jun '25
FINANCIALS
600 M REVENUE
0.92%
192 M OPERATING INCOME
-33.28%
152 M NET INCOME
-4.73%
211 M OPERATING CASH FLOW
24.61%
-1.03 B INVESTING CASH FLOW
-92.47%
792 M FINANCING CASH FLOW
43.23%
253 M REVENUE
56.87%
251 M OPERATING INCOME
0.00%
-8.99 M NET INCOME
0.00%
67.4 M OPERATING CASH FLOW
11.00%
-267 M INVESTING CASH FLOW
-14.66%
147 M FINANCING CASH FLOW
-52.00%
Balance Sheet WesBanco, Inc.
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Current Assets 2.89 B
Cash & Short-Term Investments 2.81 B
Receivables 78.3 M
Other Current Assets 0
Non-Current Assets 1.34 B
Long-Term Investments 1.38 B
PP&E 219 M
Other Non-Current Assets -255 M
66.44 %32.55 %5.17 %Total Assets$4.2b
Current Liabilities 206 M
Accounts Payable 14.2 M
Short-Term Debt 192 M
Other Current Liabilities 0
Non-Current Liabilities 15.7 B
Long-Term Debt 0
Other Non-Current Liabilities 15.7 B
98.70 %Total Liabilities$15.9b
EFFICIENCY
Earnings Waterfall WesBanco, Inc.
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Revenue 600 M
Cost Of Revenue 0
Gross Profit 600 M
Operating Expenses 9.76 M
Operating Income 192 M
Other Expenses 40 M
Net Income 152 M
700m700m600m600m500m500m400m400m300m300m200m200m100m100m00600m0600m(10m)192m(40m)152mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
100.00% GROSS MARGIN
100.00%
31.91% OPERATING MARGIN
31.91%
25.24% NET MARGIN
25.24%
5.43% ROE
5.43%
0.81% ROA
0.81%
3.71% ROIC
3.71%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis WesBanco, Inc.
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350m350m300m300m250m250m200m200m150m150m100m100m50m50m0020162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 152 M
Depreciation & Amortization 15.3 M
Capital Expenditures -10.3 M
Stock-Based Compensation 7.52 M
Change in Working Capital 16 M
Others 11.1 M
Free Cash Flow 201 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets WesBanco, Inc.
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Wall Street analysts predict an average 1-year price target for WSBC of $37.7 , with forecasts ranging from a low of $35 to a high of $42 .
WSBC Lowest Price Target Wall Street Target
35 USD 15.06%
WSBC Average Price Target Wall Street Target
37.7 USD 23.82%
WSBC Highest Price Target Wall Street Target
42 USD 38.07%
Price
Max Price Target
Min Price Target
Average Price Target
4242404038383636343432323030282826262424Jun '24Jun '24Aug '24Aug '24Oct '24Oct '24Dec '24Dec '24Feb '25Feb '25Apr '25Apr '25Jun '25Jun '25Aug '25Aug '25Oct '25Oct '25Dec '25Dec '25Feb '26Feb '26Apr '26Apr '26Jun '26Jun '26
4. DIVIDEND ANALYSIS
1.20% DIVIDEND YIELD
0.37 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
1.601.601.401.401.201.201.001.000.800.800.600.600.400.400.200.200.000.000.230.240.260.290.310.320.330.340.350.360.370.230.240.260.290.310.320.330.340.350.360.230.240.260.290.310.320.330.340.350.360.230.920.240.960.261.040.291.160.311.240.321.280.331.320.351.370.361.410.371.450.372015201520162016201720172018201820192019202020202021202120222022202320232024202420252025
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5. COMPETITION
slide 2 of 14
6. Ownership
Insider Ownership WesBanco, Inc.
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Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
580 K USD 3
9-12 MONTHS
162 K USD 1
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
All You Need to Know About WesBanco (WSBC) Rating Upgrade to Buy WesBanco (WSBC) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #2 (Buy). zacks.com - 1 month ago
Can WesBanco (WSBC) Climb 26.33% to Reach the Level Wall Street Analysts Expect? The consensus price target hints at a 26.3% upside potential for WesBanco (WSBC). While empirical research shows that this sought-after metric is hardly effective, an upward trend in earnings estimate revisions could mean that the stock will witness an upside in the near term. zacks.com - 1 month ago
WesBanco, Inc. (WSBC) Q1 2025 Earnings Conference Call Transcript WesBanco, Inc. (NASDAQ:WSBC ) Q1 2025 Earnings Conference Call April 30, 2025 9:00 AM ET Company Participants John Iannone - SVP, IR Jeffrey Jackson - President and CEO Daniel Weiss - SVP and CFO Conference Call Participants Andrew Liesch - Piper Sandler Catherine Mealor - Keefe, Bruyette & Woods, Inc. Daniel Tamayo - Raymond James Financial, Inc. Russell Gunther - Stephens Inc. Manuel Navas - D.A. Davidson & Co. Karl Shepard - RBC Capital Markets David Bishop - Hovde Group, LLC Operator Good morning, everyone, and welcome to the WesBanco First Quarter 2025 Earnings Conference Call. seekingalpha.com - 1 month ago
WesBanco (WSBC) Q1 Earnings: How Key Metrics Compare to Wall Street Estimates The headline numbers for WesBanco (WSBC) give insight into how the company performed in the quarter ended March 2025, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals. zacks.com - 1 month ago
WesBanco (WSBC) Q1 Earnings and Revenues Beat Estimates WesBanco (WSBC) came out with quarterly earnings of $0.66 per share, beating the Zacks Consensus Estimate of $0.60 per share. This compares to earnings of $0.56 per share a year ago. zacks.com - 1 month ago
WesBanco Announces First Quarter 2025 Financial Results Successful acquisition of Premier Financial combined with strong organic loan and deposit growth WHEELING, W.Va. , April 29, 2025 /PRNewswire/ -- WesBanco, Inc. ("WesBanco" or "Company") (Nasdaq: WSBC), a diversified, multi-state bank holding company, today announced net income and related earnings per share for the three months ended March 31, 2025, which included the closing of the previously announced Premier Financial Corp. ("PFC") acquisition. prnewswire.com - 1 month ago
Will WesBanco (WSBC) Beat Estimates Again in Its Next Earnings Report? WesBanco (WSBC) has an impressive earnings surprise history and currently possesses the right combination of the two key ingredients for a likely beat in its next quarterly report. zacks.com - 1 month ago
Earnings Preview: WesBanco (WSBC) Q1 Earnings Expected to Decline WesBanco (WSBC) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations. zacks.com - 1 month ago
WesBanco Declares Quarterly Cash Dividend upon Its Perpetual Preferred Stock WHEELING, W.Va. , April 16, 2025 /PRNewswire/ -- WesBanco, Inc. (Nasdaq:WSBC), a diversified, multi-state bank holding company, announced today that its Board of Directors has declared a quarterly cash dividend on the outstanding shares of its 6.75% Non-Cumulative Perpetual Preferred Stock, Series A (the "Series A Preferred Stock") (Nasdaq:WSBCP). prnewswire.com - 2 months ago
WesBanco: Acquisition Completed And Slightly Undervalued Management expects EPS accretion of 42%, due to operating synergies, mainly cost savings. Quant Rating is rating it a Strong Buy, with a score of 4.75. I discuss some issues about it in further detail. However, it wasn't growing in revenues in the last 5 years, nor did it have good profitability (ROE). seekingalpha.com - 2 months ago
WesBanco, Inc. to Host 2025 First Quarter Earnings Conference Call and Webcast on Wednesday, April 30th WHEELING, W.Va. , April 2, 2025 /PRNewswire/ -- WesBanco, Inc. (Nasdaq:WSBC), a diversified, multi-state bank holding company, announced today it will host a conference call at 9:00 a.m. prnewswire.com - 2 months ago
WesBanco (WSBC) Upgraded to Strong Buy: What Does It Mean for the Stock? WesBanco (WSBC) has been upgraded to a Zacks Rank #1 (Strong Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term. zacks.com - 3 months ago
8. Profile Summary

WesBanco, Inc. WSBC

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COUNTRY US
INDUSTRY Banks - Regional
MARKET CAP $ 2.91 B
Dividend Yield 1.20%
Description WesBanco, Inc. operates as the bank holding company for WesBanco Bank, Inc. that provides retail banking, corporate banking, personal and corporate trust, brokerage, and mortgage banking and insurance services. It operates in two segments, Community Banking, and Trust and Investment Services. The company offers commercial demand, individual demand, and time deposit accounts; money market accounts; interest bearing and non-interest bearing demand deposits, as well as savings deposits; and certificates of deposit. It also provides commercial real estate loans; commercial and industrial loans; residential real estate loans, including loans to purchase, construct, or refinance borrower's home; home equity lines of credit; installment loans to finance the purchase of automobiles, trucks, motorcycles, boats, and other recreational vehicles, as well as home equity installment loans, unsecured home improvement loans, and revolving lines of credit; and commercial, mortgage, and individual installment loans. In addition, the company offers trust and investment services, as well as various investment products comprising mutual funds and annuities; and securities brokerage services. Further, WesBanco, Inc., through its non-banking subsidiaries, acts as an agency that specializes in property, casualty, life, and title insurance, as well as benefit plan sales and administration to personal and commercial clients; provides broker dealer and discount brokerage services; holds investment securities and loans; and holds and leases commercial real estate properties, as well as acts as an investment adviser to a family of mutual funds. As of December 31, 2021, it operated 206 branches and 203 ATMs in West Virginia, Ohio, western Pennsylvania, Kentucky, southern Indiana, and Maryland, as well as seven loan production offices in West Virginia, Ohio, western Pennsylvania, Maryland, and northern Virginia. WesBanco, Inc. was founded in 1870 and is headquartered in Wheeling, West Virginia.
Contact 1 Bank Plaza, Wheeling, WV, 26003 https://www.wesbanco.com
IPO Date May 8, 1987
Employees 3205
Officers Mr. Jeffrey H. Jackson President, Chief Executive Officer & Director Ms. Jan Pattishall-Krupinski Senior Executive Vice President & Chief Administrative Officer Mr. Michael L. Perkins CPA Senior EVice President & Chief Risk Officer Mr. Brent E. Richmond Executive Vice President of Treasury & Strategic Planning Mr. John H. Iannone Senior Vice President of Investor Relations Mr. Daniel K. Weiss Jr. Senior Executive Vice President & Chief Financial Officer Ms. Jennifer Sue Roth Chief Compliance Officer Mr. Anthony F. Pietranton Senior Executive Vice President and Group Head of Human Resources & Facilities (Leave of Absence) Mr. Jayson M. Zatta Senior EVice President, Chief Banking Officer and Group Head of Banking & Trust Ms. Alisha K. Hipwell Senior EVice President & Chief Communications Officer