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Financial Services - Banks - Regional - NASDAQ - US
$ 58.16
-0.886 %
$ 3.3 B
Market Cap
13.1
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Jul, 21, 2025.

The intrinsic value of one WSFS stock under the worst case scenario is HIDDEN Compared to the current market price of 58.2 USD, WSFS Financial Corporation is HIDDEN

This DCF valuation model was last updated on Jul, 21, 2025.

The intrinsic value of one WSFS stock under the base case scenario is HIDDEN Compared to the current market price of 58.2 USD, WSFS Financial Corporation is HIDDEN

This DCF valuation model was last updated on Jul, 21, 2025.

The intrinsic value of one WSFS stock under the best case scenario is HIDDEN Compared to the current market price of 58.2 USD, WSFS Financial Corporation is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart WSFS

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$60.0$60.0$58.0$58.0$56.0$56.0$54.0$54.0$52.0$52.0$50.0$50.0$48.0$48.0$46.0$46.0$44.0$44.0Feb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '2515 Apr15 AprMay '25May '2515 May15 MayJun '25Jun '2515 Jun15 JunJul '25Jul '2515 Jul15 Jul
FINANCIALS
1.4 B REVENUE
10.81%
347 M OPERATING INCOME
-4.87%
263 M NET INCOME
-2.06%
220 M OPERATING CASH FLOW
-7.22%
-66.7 M INVESTING CASH FLOW
79.55%
-91.2 M FINANCING CASH FLOW
-26.46%
332 M REVENUE
-4.11%
87.2 M OPERATING INCOME
3.41%
65.9 M NET INCOME
2.59%
8.75 M OPERATING CASH FLOW
-85.19%
133 M INVESTING CASH FLOW
-40.72%
-279 M FINANCING CASH FLOW
-134.81%
Balance Sheet WSFS Financial Corporation
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Current Assets 1.9 B
Cash & Short-Term Investments 1.17 B
Receivables 732 M
Other Current Assets 0
Non-Current Assets 18.9 B
Long-Term Investments 16.9 B
PP&E 86 M
Other Non-Current Assets 1.9 B
5.62 %3.52 %81.32 %9.13 %Total Assets$20.8b
Current Liabilities 17.1 B
Accounts Payable 38.2 M
Short-Term Debt 0
Other Current Liabilities 17 B
Non-Current Liabilities 1.17 B
Long-Term Debt 384 M
Other Non-Current Liabilities 783 M
93.39 %4.30 %Total Liabilities$18.2b
EFFICIENCY
Earnings Waterfall WSFS Financial Corporation
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Revenue 1.4 B
Cost Of Revenue 420 M
Gross Profit 983 M
Operating Expenses 636 M
Operating Income 347 M
Other Expenses 83.8 M
Net Income 263 M
2b2b1b1b1b1b1b1b800m800m600m600m400m400m200m200m001b(420m)983m(636m)347m(84m)263mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
70.08% GROSS MARGIN
70.08%
24.76% OPERATING MARGIN
24.76%
18.80% NET MARGIN
18.80%
10.18% ROE
10.18%
1.27% ROA
1.27%
7.03% ROIC
7.03%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis WSFS Financial Corporation
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500m500m450m450m400m400m350m350m300m300m250m250m200m200m150m150m100m100m50m50m0020162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 263 M
Depreciation & Amortization 39.7 M
Capital Expenditures -14.3 M
Stock-Based Compensation 11.9 M
Change in Working Capital -40.9 M
Others -79.8 M
Free Cash Flow 206 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets WSFS Financial Corporation
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Wall Street analysts predict an average 1-year price target for WSFS of $56.3 , with forecasts ranging from a low of $51 to a high of $62 .
WSFS Lowest Price Target Wall Street Target
51 USD -12.31%
WSFS Average Price Target Wall Street Target
56.3 USD -3.22%
WSFS Highest Price Target Wall Street Target
62 USD 6.60%
Price
Max Price Target
Min Price Target
Average Price Target
6262606058585656545452525050484846464444Sep '24Sep '24Nov '24Nov '2420252025Feb '25Feb '25Apr '25Apr '25Jun '25Jun '25Jul '25Jul '25Aug '25Aug '25Oct '25Oct '25Nov '25Nov '2520262026Feb '26Feb '26Apr '26Apr '26Jun '26Jun '26Jul '26Jul '26
4. DIVIDEND ANALYSIS
0.29% DIVIDEND YIELD
0.17 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
0.700000000.700000000.600000000.600000000.500000000.500000000.400000000.400000000.300000000.300000000.200000000.200000000.100000000.100000000.000000000.000000000.049999950.060.070.090.110.120.120.130.150.150.150.049999950.060.070.110.120.120.130.130.150.150.170.050.060.070.110.120.120.130.150.150.150.060.210.070.250.090.300.110.420.120.470.120.480.130.510.150.560.150.600.150.600.322015201520162016201720172018201820192019202020202021202120222022202320232024202420252025
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5. COMPETITION
slide 2 of 8
6. Ownership
Insider Ownership WSFS Financial Corporation
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Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
397 K USD 1
6-9 MONTHS
467 K USD 1
9-12 MONTHS
1.2 M USD 2
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
WSFS Financial Corp.'s A- Senior Unsecured Debt Rating Affirmed with Stable Outlook by KBRA, Reflecting Strong Earnings, Liquidity, Capital and Diversified Fee Revenue WILMINGTON, Del.--(BUSINESS WIRE)--Kroll Bond Rating Agency (KBRA) has reaffirmed the senior unsecured debt rating of A- for WSFS Financial Corporation (NASDAQ: WSFS) (“WSFS” or “the Company”). KBRA also reaffirmed WSFS' subordinated debt rating of BBB+ and a short-term debt rating of K2. WSFS Bank, the Company's primary subsidiary, received strong credit ratings as well, including A ratings for both senior unsecured debt and deposit, a subordinated debt rating of A-, and the short-term debt an. businesswire.com - 2 weeks ago
WSFS Financial Corporation Announces Second Quarter 2025 Earnings Release Date and Conference Call WILMINGTON, Del.--(BUSINESS WIRE)--WSFS Financial Corporation (Nasdaq: WSFS), the parent company of WSFS Bank, expects to report its second quarter earnings at the end of business on Thursday, July 24, 2025. Management will conduct a conference call to review this information at 1:00 p.m. Eastern Time (ET) on Friday, July 25, 2025. Interested parties can register in advance here or access the conference call live at investors.wsfsbank.com. Earnings release and supplemental materials will be ava. businesswire.com - 2 weeks ago
WSFS Names Frank McGrane, Executive Vice President, Chief Credit Officer WILMINGTON, Del.--(BUSINESS WIRE)--WSFS Bank, the primary subsidiary of WSFS Financial Corporation (Nasdaq: WSFS), has named Frank McGrane as Executive Vice President, Chief Credit Officer (CCO). He will report to Christine Davis, Executive Vice President, Chief Risk Officer. “Frank's decades of experience with credit risk and lending make him a natural fit to oversee WSFS' credit exposures,” said Davis. “He will play a critical role as WSFS continues to grow and build upon its strong foundatio. businesswire.com - 2 weeks ago
Should You Buy WSFS Financial (WSFS) After Golden Cross? From a technical perspective, WSFS Financial Corporation (WSFS) is looking like an interesting pick, as it just reached a key level of support. WSFS's 50-day simple moving average crossed above its 200-day simple moving average, which is known as a "golden cross" in the trading world. zacks.com - 3 weeks ago
Are You Looking for a Top Momentum Pick? Why WSFS Financial (WSFS) is a Great Choice Does WSFS Financial (WSFS) have what it takes to be a top stock pick for momentum investors? Let's find out. zacks.com - 3 weeks ago
3 Solid Stocks to Bet on From the Prospering Savings & Loan Industry WSFS, PFS and RVSB look poised for gains as relatively lower rates boost lending and digital upgrades improve efficiency. zacks.com - 1 month ago
Three Generations of WSFS CEOs to Discuss the Bank's Legacy at 2025 Wharton Leadership Conference WILMINGTON, Del.--(BUSINESS WIRE)--WSFS Bank, the primary subsidiary of WSFS Financial Corporation (Nasdaq: WSFS), announced today current WSFS Chairman, President, and CEO, Rodger Levenson, joins former WSFS Chairman, President, and CEO, Mark Turner, and former WSFS Chairman, President, and CEO, Marvin “Skip” Schoenhals at the 2025 Wharton Leadership Conference to highlight the bank's legacy and how they've successfully navigated CEO succession across three generations dating back to 1990. A f. businesswire.com - 1 month ago
WSFS Financial Corporation (WSFS) Q1 2025 Earnings Call Transcript WSFS Financial Corporation (NASDAQ:WSFS ) Q1 2025 Earnings Conference Call April 25, 2025 1:00 PM ET Company Participants David Burg - CFO Rodger Levenson - Chairman, President & CEO Conference Call Participants Russell Gunther - Stephens Frank Schiraldi - Piper Sandler Manuel Navas - DA Davidson Kelly Motta - KBW Operator Thank you for standing by. Welcome to the WSFS Financial Corporation First Quarter 2025 Earnings Call. seekingalpha.com - 3 months ago
Compared to Estimates, WSFS (WSFS) Q1 Earnings: A Look at Key Metrics While the top- and bottom-line numbers for WSFS (WSFS) give a sense of how the business performed in the quarter ended March 2025, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values. zacks.com - 3 months ago
WSFS Financial (WSFS) Q1 Earnings Top Estimates WSFS Financial (WSFS) came out with quarterly earnings of $1.13 per share, beating the Zacks Consensus Estimate of $1.04 per share. This compares to earnings of $1.11 per share a year ago. zacks.com - 3 months ago
WSFS Reports 1Q 2025 EPS of $1.12, ROA of 1.29% and NIM of 3.88%; Board Approved 13% Dividend Increase and Additional 10% Share Repurchase Authorization WILMINGTON, Del.--(BUSINESS WIRE)--WSFS Financial Corporation (Nasdaq: WSFS), the parent company of WSFS Bank, today announced its financial results for the first quarter of 2025. Selected financial results and metrics are as follows: (Dollars in millions, except per share data)     1Q 2025       4Q 2024       1Q 2024     Net interest income   $ 175.2     $ 178.2     $ 175.3     Fee revenue     80.9       83.3       75.9     Total net revenue     256.1       261.5       251.1     Provision for. businesswire.com - 3 months ago
Unveiling WSFS (WSFS) Q1 Outlook: Wall Street Estimates for Key Metrics Besides Wall Street's top -and-bottom-line estimates for WSFS (WSFS), review projections for some of its key metrics to gain a deeper understanding of how the company might have fared during the quarter ended March 2025. zacks.com - 3 months ago
8. Profile Summary

WSFS Financial Corporation WSFS

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COUNTRY US
INDUSTRY Banks - Regional
MARKET CAP $ 3.3 B
Dividend Yield 0.29%
Description WSFS Financial Corporation operates as the savings and loan holding company for the Wilmington Savings Fund Society, FSB that provides various banking services in the United States. It operates through three segments: WSFS Bank, Cash Connect, and Wealth Management. It offers various deposit products, including savings accounts, demand deposits, interest-bearing demand deposits, money market deposit accounts, and certificates of deposit, as well as accepts jumbo certificates of deposit from individuals, businesses, and municipalities. The company also provides a range of loans, which comprise fixed and adjustable rate residential loans; commercial real estate mortgage loans; commercial construction loans to developers; commercial loans for working capital, financing equipment and real estate acquisitions, business expansion, and other business purposes; and consumer credit products, such as home improvement, automobile, and other secured and unsecured personal installment loans, as well as home equity lines and unsecured lines of credit, and government-insured reverse mortgages. In addition, it offers various third-party investment and insurance products, such as single-premium annuities, whole life policies, and securities; investment advisory services to high net worth individuals and institutions; mortgage and title services; and leases small equipment and fixed assets, as well as cash management, trust, and wealth management services. Further, the company provides ATM vault cash, smart safe, and other cash logistics services; and online reporting and ATM cash management, predictive cash ordering and reconcilement services, armored carrier management, loss protection, ATM processing equipment sales, and deposit safe cash logistics services. As of December 31, 2020, it operated 112 offices, including 52 in Pennsylvania, 42 in Delaware, 16 in New Jersey, 1 in Virginia, and 1 in Nevada. The company was founded in 1832 and is headquartered in Wilmington, Delaware.
Contact 500 Delaware Avenue, Wilmington, DE, 19801 https://www.wsfsbank.com
IPO Date Nov. 26, 1986
Employees 2336
Officers Mr. Rodger Levenson Chairman, President & Chief Executive Officer Mr. David Burg Executive Vice President & Chief Financial Officer Ms. Shilpa Kumar Senior Vice President & Head of Corporate Finance Mr. Allan Matyger Executive Vice President & Chief Information Officer Ms. Lisa Washington Senior Vice President, Secretary & Chief Legal Officer Ms. Lynn Hobson Senior Vice President & Chief Marketing Officer Ms. Lisa M. Brubaker Executive Vice President & Chief Human Resources Officer Ms. Shari A. Kruzinski Executive Vice President & Chief Consumer Banking Officer Mr. Arthur J. Bacci Executive Vice President & Chief Operating Officer Mr. Charles K. Mosher CPA Senior Vice President & Chief Accounting Officer