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Financial Services - Banks - Regional - NASDAQ - US
$ 52.565
-0.192 %
$ 2.98 B
Market Cap
11.95
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Jun, 6, 2025.

The intrinsic value of one WSFS stock under the worst case scenario is HIDDEN Compared to the current market price of 52.6 USD, WSFS Financial Corporation is HIDDEN

This DCF valuation model was last updated on Jun, 6, 2025.

The intrinsic value of one WSFS stock under the base case scenario is HIDDEN Compared to the current market price of 52.6 USD, WSFS Financial Corporation is HIDDEN

This DCF valuation model was last updated on Jun, 6, 2025.

The intrinsic value of one WSFS stock under the best case scenario is HIDDEN Compared to the current market price of 52.6 USD, WSFS Financial Corporation is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart WSFS

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$60.0$60.0$58.0$58.0$56.0$56.0$54.0$54.0$52.0$52.0$50.0$50.0$48.0$48.0$46.0$46.0$44.0$44.015 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '2515 Apr15 AprMay '25May '2515 May15 MayJun '25Jun '25
FINANCIALS
1.04 B REVENUE
12.66%
341 M OPERATING INCOME
-6.47%
263 M NET INCOME
-2.06%
220 M OPERATING CASH FLOW
-7.22%
-66.7 M INVESTING CASH FLOW
79.55%
-91.2 M FINANCING CASH FLOW
-26.46%
332 M REVENUE
27.18%
87.2 M OPERATING INCOME
-8.92%
64.2 M NET INCOME
-0.36%
59 M OPERATING CASH FLOW
1774.88%
224 M INVESTING CASH FLOW
366.33%
-119 M FINANCING CASH FLOW
-251.00%
Balance Sheet WSFS Financial Corporation
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Current Assets 4.32 B
Cash & Short-Term Investments 4.23 B
Receivables 732 M
Other Current Assets -648 M
Non-Current Assets 1.07 B
Long-Term Investments 4.54 B
PP&E 86 M
Other Non-Current Assets -3.56 B
78.51 %13.58 %84.27 %Total Assets$5.4b
Current Liabilities 13.5 B
Accounts Payable 38.2 M
Short-Term Debt 0
Other Current Liabilities 13.5 B
Non-Current Liabilities 384 M
Long-Term Debt 384 M
Other Non-Current Liabilities 0
96.96 %Total Liabilities$13.9b
EFFICIENCY
Earnings Waterfall WSFS Financial Corporation
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Revenue 1.04 B
Cost Of Revenue 0
Gross Profit 1.04 B
Operating Expenses 1.04 B
Operating Income 341 M
Other Expenses 77.9 M
Net Income 263 M
1b1b1b1b800m800m600m600m400m400m200m200m001b01b(1b)341m(78m)263mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
100.00% GROSS MARGIN
100.00%
32.70% OPERATING MARGIN
32.70%
25.25% NET MARGIN
25.25%
10.18% ROE
10.18%
1.27% ROA
1.27%
-3.20% ROIC
-3.20%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis WSFS Financial Corporation
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500m500m450m450m400m400m350m350m300m300m250m250m200m200m150m150m100m100m50m50m0020162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 263 M
Depreciation & Amortization 39.7 M
Capital Expenditures -14.3 M
Stock-Based Compensation 0
Change in Working Capital -40.9 M
Others -35.1 M
Free Cash Flow 206 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets WSFS Financial Corporation
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Wall Street analysts predict an average 1-year price target for WSFS of $56.3 , with forecasts ranging from a low of $51 to a high of $62 .
WSFS Lowest Price Target Wall Street Target
51 USD -2.98%
WSFS Average Price Target Wall Street Target
56.3 USD 7.08%
WSFS Highest Price Target Wall Street Target
62 USD 17.95%
Price
Max Price Target
Min Price Target
Average Price Target
6262606058585656545452525050484846464444Jul '24Jul '24Aug '24Aug '24Oct '24Oct '24Nov '24Nov '2420252025Feb '25Feb '25Apr '25Apr '25Jun '25Jun '25Jul '25Jul '25Aug '25Aug '25Oct '25Oct '25Nov '25Nov '2520262026Feb '26Feb '26Apr '26Apr '26Jun '26Jun '26
4. DIVIDEND ANALYSIS
0.29% DIVIDEND YIELD
0.17 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
0.700000000.700000000.600000000.600000000.500000000.500000000.400000000.400000000.300000000.300000000.200000000.200000000.100000000.100000000.000000000.000000000.049999950.060.070.090.110.120.120.130.150.150.150.049999950.060.070.110.120.120.130.130.150.150.170.050.060.070.110.120.120.130.150.150.150.060.210.070.250.090.300.110.420.120.470.120.480.130.510.150.560.150.600.150.600.322015201520162016201720172018201820192019202020202021202120222022202320232024202420252025
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5. COMPETITION
slide 2 of 16
6. Ownership
Insider Ownership WSFS Financial Corporation
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Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
397 K USD 1
6-9 MONTHS
467 K USD 1
9-12 MONTHS
1.2 M USD 2
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
WSFS Financial Corporation (WSFS) Q1 2025 Earnings Call Transcript WSFS Financial Corporation (NASDAQ:WSFS ) Q1 2025 Earnings Conference Call April 25, 2025 1:00 PM ET Company Participants David Burg - CFO Rodger Levenson - Chairman, President & CEO Conference Call Participants Russell Gunther - Stephens Frank Schiraldi - Piper Sandler Manuel Navas - DA Davidson Kelly Motta - KBW Operator Thank you for standing by. Welcome to the WSFS Financial Corporation First Quarter 2025 Earnings Call. seekingalpha.com - 1 month ago
Compared to Estimates, WSFS (WSFS) Q1 Earnings: A Look at Key Metrics While the top- and bottom-line numbers for WSFS (WSFS) give a sense of how the business performed in the quarter ended March 2025, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values. zacks.com - 1 month ago
WSFS Financial (WSFS) Q1 Earnings Top Estimates WSFS Financial (WSFS) came out with quarterly earnings of $1.13 per share, beating the Zacks Consensus Estimate of $1.04 per share. This compares to earnings of $1.11 per share a year ago. zacks.com - 1 month ago
WSFS Reports 1Q 2025 EPS of $1.12, ROA of 1.29% and NIM of 3.88%; Board Approved 13% Dividend Increase and Additional 10% Share Repurchase Authorization WILMINGTON, Del.--(BUSINESS WIRE)--WSFS Financial Corporation (Nasdaq: WSFS), the parent company of WSFS Bank, today announced its financial results for the first quarter of 2025. Selected financial results and metrics are as follows: (Dollars in millions, except per share data)     1Q 2025       4Q 2024       1Q 2024     Net interest income   $ 175.2     $ 178.2     $ 175.3     Fee revenue     80.9       83.3       75.9     Total net revenue     256.1       261.5       251.1     Provision for. businesswire.com - 1 month ago
Unveiling WSFS (WSFS) Q1 Outlook: Wall Street Estimates for Key Metrics Besides Wall Street's top -and-bottom-line estimates for WSFS (WSFS), review projections for some of its key metrics to gain a deeper understanding of how the company might have fared during the quarter ended March 2025. zacks.com - 1 month ago
Bears are Losing Control Over WSFS (WSFS), Here's Why It's a 'Buy' Now WSFS (WSFS) witnesses a hammer chart pattern, indicating support found by the stock after losing some value lately. This coupled with an upward trend in earnings estimate revisions could mean a trend reversal for the stock in the near term. zacks.com - 2 months ago
WSFS Names Kate McGlinchey, Senior Vice President, Chief Compliance Officer WILMINGTON, Del.--(BUSINESS WIRE)--WSFS Bank, the primary subsidiary of WSFS Financial Corporation (Nasdaq: WSFS), has named Kate McGlinchey as Senior Vice President, Chief Compliance Officer. Reporting to WSFS Executive Vice President and Chief Risk Officer, Christine Davis, McGlinchey will lead the design and execution of the bank's Compliance Management, Fraud, and Bank Secrecy Act (BSA) and Anti-Money Laundering (AML) programs. Her responsibilities cover all risk areas of the organization,. businesswire.com - 2 months ago
WSFS Financial Corporation Announces First Quarter 2025 Earnings Release Date and Conference Call WILMINGTON, Del.--(BUSINESS WIRE)--WSFS Financial Corporation (Nasdaq: WSFS), the parent company of WSFS Bank, expects to report its first quarter earnings at the end of business on Thursday, April 24, 2025. Management will conduct a conference call to review this information at 1:00 p.m. Eastern Time (ET) on Friday, April 25, 2025. Interested parties can register in advance here or access the conference call live at investors.wsfsbank.com. Earnings release and supplemental materials will be av. businesswire.com - 2 months ago
WSFS (WSFS) Moves 7.0% Higher: Will This Strength Last? WSFS (WSFS) saw its shares surge in the last session with trading volume being higher than average. The latest trend in earnings estimate revisions may not translate into further price increase in the near term. zacks.com - 2 months ago
Down -6.9% in 4 Weeks, Here's Why You Should You Buy the Dip in WSFS (WSFS) WSFS (WSFS) has become technically an oversold stock now, which implies exhaustion of the heavy selling pressure on it. This, combined with strong agreement among Wall Street analysts in revising earnings estimates higher, indicates a potential trend reversal for the stock in the near term. zacks.com - 2 months ago
WSFS CARES Foundation Provided $2.7 Million in Charitable Grants and Contributions in 2024 WILMINGTON, Del.--(BUSINESS WIRE)--The WSFS CARES Foundation, the charitable giving arm of WSFS Financial Corporation (Nasdaq: WSFS), announced it provided grants and donations totaling more than $2.7 million to more than 323 community organizations located across Delaware, New Jersey and Pennsylvania in 2024. In addition to the grants, Team WSFS, the WSFS corporate volunteer program, volunteered more than 33,000 hours during 2024. This included the second annual “We Stand for Service Day” in J. businesswire.com - 2 months ago
WSFS Announced First-Quarter Call of $70 Million Legacy Bryn Mawr Trust Subordinated Debt WILMINGTON, Del.--(BUSINESS WIRE)--WSFS Financial Corporation (NASDAQ: WSFS), the parent company of WSFS Bank, announced today that it has called the $70 million of fixed-to-floating rate subordinated notes due 2027 (the 2027 Notes) acquired from Bryn Mawr Trust. The 2027 Notes were repaid using operating cash flows of the Company. “We are pleased to announce our payoff of the 2027 Notes,” said David Burg, WSFS' Executive Vice President and Chief Financial Officer. “Our strong capital and liqui. businesswire.com - 2 months ago
8. Profile Summary

WSFS Financial Corporation WSFS

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COUNTRY US
INDUSTRY Banks - Regional
MARKET CAP $ 2.98 B
Dividend Yield 0.29%
Description WSFS Financial Corporation operates as the savings and loan holding company for the Wilmington Savings Fund Society, FSB that provides various banking services in the United States. It operates through three segments: WSFS Bank, Cash Connect, and Wealth Management. It offers various deposit products, including savings accounts, demand deposits, interest-bearing demand deposits, money market deposit accounts, and certificates of deposit, as well as accepts jumbo certificates of deposit from individuals, businesses, and municipalities. The company also provides a range of loans, which comprise fixed and adjustable rate residential loans; commercial real estate mortgage loans; commercial construction loans to developers; commercial loans for working capital, financing equipment and real estate acquisitions, business expansion, and other business purposes; and consumer credit products, such as home improvement, automobile, and other secured and unsecured personal installment loans, as well as home equity lines and unsecured lines of credit, and government-insured reverse mortgages. In addition, it offers various third-party investment and insurance products, such as single-premium annuities, whole life policies, and securities; investment advisory services to high net worth individuals and institutions; mortgage and title services; and leases small equipment and fixed assets, as well as cash management, trust, and wealth management services. Further, the company provides ATM vault cash, smart safe, and other cash logistics services; and online reporting and ATM cash management, predictive cash ordering and reconcilement services, armored carrier management, loss protection, ATM processing equipment sales, and deposit safe cash logistics services. As of December 31, 2020, it operated 112 offices, including 52 in Pennsylvania, 42 in Delaware, 16 in New Jersey, 1 in Virginia, and 1 in Nevada. The company was founded in 1832 and is headquartered in Wilmington, Delaware.
Contact 500 Delaware Avenue, Wilmington, DE, 19801 https://www.wsfsbank.com
IPO Date Nov. 26, 1986
Employees 2336
Officers Mr. Rodger Levenson Chairman, President & Chief Executive Officer Mr. David Burg Executive Vice President & Chief Financial Officer Ms. Shilpa Kumar Senior Vice President & Head of Corporate Finance Mr. Allan Matyger Executive Vice President & Chief Information Officer Ms. Lisa Washington Senior Vice President, Secretary & Chief Legal Officer Ms. Lynn Hobson Senior Vice President & Chief Marketing Officer Ms. Lisa M. Brubaker Executive Vice President & Chief Human Resources Officer Ms. Shari A. Kruzinski Executive Vice President & Chief Consumer Banking Officer Mr. Arthur J. Bacci Executive Vice President & Chief Operating Officer Mr. Charles K. Mosher CPA Senior Vice President & Chief Accounting Officer