Financial Services - Banks - Regional - NYSE - US
$ 16.53
0.243 %
$ 5.94 B
Market Cap
15.17
P/E
F.N.B. Corporation, a financial holding company, provides a range of financial services primarily to consumers, corporations, governments, and small- to medium-sized businesses. The company operates through three segments: Community Banking, Wealth Management, and Insurance. It offers commercial banking solutions, including corporate and small business banking, investment real estate financing, business credit, capital market, and lease financing services. The company also provides consumer banking products and services, such as deposit products, mortgage and consumer lending services, and mobile and online banking services; and wealth management services comprising personal and corporate fiduciary services comprising administration of decedent and trust estates; securities brokerage and investment advisory services, mutual funds, and annuities; and commercial and personal insurance, and reinsurance products, as well as mezzanine financing options for small- to medium-sized businesses.[ Read More ]
The intrinsic value of one FNB stock under the base case scenario is HIDDEN Compared to the current market price of 16.5 USD, F.N.B. Corporation is HIDDEN
2. FUNDAMENTAL
ANALYSIS
Price Chart FNB
FINANCIALS
1.57 B
REVENUE
0
OPERATING INCOME
485 M
NET INCOME
423 M
OPERATING CASH FLOW
-2.26 B
INVESTING CASH FLOW
1.74 B
FINANCING CASH FLOW
412 M
REVENUE
146 M
OPERATING INCOME
182 M
NET INCOME
336 M
OPERATING CASH FLOW
-696 M
INVESTING CASH FLOW
923 M
FINANCING CASH FLOW
Balance Sheet Decomposition
F.N.B. Corporation
| Current Assets | 5.28 B |
| Cash & Short-Term Investments | 3.7 B |
| Receivables | 0 |
| Other Current Assets | 1.58 B |
| Non-Current Assets | 87.2 B |
| Long-Term Investments | 7.16 B |
| PP&E | 461 M |
| Other Non-Current Assets | 79.6 B |
| Current Liabilities | 2.51 B |
| Accounts Payable | 0 |
| Short-Term Debt | 2.51 B |
| Other Current Liabilities | 0 |
| Non-Current Liabilities | 37.6 B |
| Long-Term Debt | 1.97 B |
| Other Non-Current Liabilities | 35.6 B |
EFFICIENCY
Earnings Waterfall
F.N.B. Corporation
| Revenue | 1.57 B |
| Cost Of Revenue | -656 M |
| Gross Profit | 2.23 B |
| Operating Expenses | 1.57 B |
| Operating Income | 0 |
| Other Expenses | -485 M |
| Net Income | 485 M |
RATIOS
141.76%
GROSS MARGIN
0.00%
OPERATING MARGIN
30.87%
NET MARGIN
8.02%
ROE
1.05%
ROA
0.00%
ROIC
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis
F.N.B. Corporation
| Net Income | 485 M |
| Depreciation & Amortization | 78 M |
| Capital Expenditures | -88 M |
| Stock-Based Compensation | 0 |
| Change in Working Capital | 0 |
| Others | -141 M |
| Free Cash Flow | 335 M |
Wall Street Analysts Price Targets
F.N.B. Corporation
Wall Street analysts predict an average 1-year price target for FNB of $17.5 , with forecasts ranging from a low of $17 to a high of $18 .
FNB Lowest Price Target
Wall Street Target
17 USD
2.84%
FNB Average Price Target
Wall Street Target
17.5 USD
5.87%
FNB Highest Price Target
Wall Street Target
18 USD
8.89%
4. DIVIDEND ANALYSIS
0.86%
DIVIDEND YIELD
0.12 USD
DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership
F.N.B. Corporation
Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
87.5 K USD 1
6-9 MONTHS
0 USD 0
9-12 MONTHS
| Date | Value | Insider | Amount | Avg Price |
|---|---|---|---|---|
|
6 months ago
Apr 23, 2024
|
Bought 33.7 K USD
|
CAMPBELL WILLIAM B
Director |
+ 2500
|
13.485 USD |
|
8 months ago
Feb 28, 2024
|
Bought 20.3 K USD
|
CAMPBELL WILLIAM B
Director |
+ 1500
|
13.5157 USD |
|
8 months ago
Feb 26, 2024
|
Bought 33.5 K USD
|
CAMPBELL WILLIAM B
Director |
+ 2500
|
13.409 USD |
|
1 year ago
Feb 24, 2023
|
Bought 4.92 K USD
|
Bena Pamela A
Director |
+ 350
|
14.07 USD |
|
1 year ago
Feb 15, 2023
|
Sell 73.1 K USD
|
GUERRIERI GARY L
Chief Credit Officer |
- 5000
|
14.611 USD |
|
1 year ago
Jan 26, 2023
|
Bought 25.6 K USD
|
CAMPBELL WILLIAM B
Director |
+ 1900
|
13.495 USD |
|
2 years ago
Nov 09, 2022
|
Bought 6.99 K USD
|
Bena Pamela A
Director |
+ 500
|
13.979 USD |
|
2 years ago
Oct 21, 2022
|
Sell 401 K USD
|
MALONE DAVID J
Director |
- 29600
|
13.55 USD |
|
2 years ago
Sep 06, 2022
|
Bought 9.67 K USD
|
CAMPBELL WILLIAM B
director: |
+ 850
|
11.3774 USD |
|
2 years ago
Aug 30, 2022
|
Bought 17.9 K USD
|
CAMPBELL WILLIAM B
director: |
+ 1500
|
11.963 USD |
|
2 years ago
Aug 19, 2022
|
Sell 652 K USD
|
ORIE JAMES
Chief Legal Officer |
- 51167
|
12.7477 USD |
|
2 years ago
Jul 27, 2022
|
Bought 9.43 K USD
|
Bena Pamela A
director: |
+ 800
|
11.79 USD |
|
2 years ago
May 17, 2022
|
Bought 11.6 K USD
|
Mencini Frank C
director: |
+ 1000
|
11.61 USD |
|
2 years ago
Apr 25, 2022
|
Bought 9.64 K USD
|
Bena Pamela A
director: |
+ 800
|
12.05 USD |
|
2 years ago
Feb 02, 2022
|
Bought 7.81 K USD
|
CAMPBELL WILLIAM B
Director |
+ 600
|
13.02 USD |
|
2 years ago
Feb 02, 2022
|
Bought 18.2 K USD
|
CAMPBELL WILLIAM B
Director |
+ 1400
|
13.025 USD |
|
2 years ago
Jan 25, 2022
|
Bought 10 K USD
|
Bena Pamela A
Director |
+ 775
|
12.8999 USD |
|
2 years ago
Jan 25, 2022
|
Bought 10 K USD
|
Bena Pamela A
Director |
+ 775
|
12.8999 USD |
|
3 years ago
Oct 27, 2021
|
Bought 9.45 K USD
|
Bena Pamela A
Director |
+ 800
|
11.81 USD |
|
3 years ago
Jul 30, 2021
|
Bought 11.5 K USD
|
CAMPBELL WILLIAM B
Director |
+ 1000
|
11.545 USD |
|
3 years ago
Jul 30, 2021
|
Bought 21.1 K USD
|
CAMPBELL WILLIAM B
Director |
+ 1827
|
11.5479 USD |
|
3 years ago
Jul 28, 2021
|
Bought 9.11 K USD
|
Bena Pamela A
Director |
+ 800
|
11.3895 USD |
|
3 years ago
May 11, 2021
|
Bought 10.7 K USD
|
Bena Pamela A
Director |
+ 800
|
13.3595 USD |
|
3 years ago
Jan 25, 2021
|
Bought 5.14 K USD
|
Bena Pamela A
Director |
+ 500
|
10.29 USD |
|
3 years ago
Dec 02, 2020
|
Bought 27.4 K USD
|
Dively Mary Jo
Director |
+ 3000
|
9.12 USD |
|
4 years ago
Oct 29, 2020
|
Bought 14.4 K USD
|
Bena Pamela A
Director |
+ 2000
|
7.22 USD |
|
4 years ago
Oct 29, 2020
|
Bought 14.4 K USD
|
Bena Pamela A
Director |
+ 2000
|
7.22 USD |
|
4 years ago
Oct 27, 2020
|
Bought 14.8 K USD
|
Mencini Frank C
Director |
+ 2000
|
7.409 USD |
|
4 years ago
Sep 14, 2020
|
Bought 2.19 K USD
|
Dively Mary Jo
Director |
+ 300
|
7.29 USD |
|
4 years ago
Jul 23, 2020
|
Bought 19.1 K USD
|
Bena Pamela A
Director |
+ 2500
|
7.629 USD |
|
4 years ago
May 14, 2020
|
Bought 12.2 K USD
|
Mencini Frank C
Director |
+ 2000
|
6.1 USD |
|
4 years ago
May 14, 2020
|
Bought 130 K USD
|
DELIE VINCENT J JR
Chairman, President, & CEO |
+ 20000
|
6.5 USD |
|
4 years ago
May 14, 2020
|
Bought 131 K USD
|
Calabrese Vincent J
Chief Financial Officer |
+ 20000
|
6.56 USD |
|
4 years ago
May 12, 2020
|
Bought 14.7 K USD
|
Bena Pamela A
Director |
+ 2000
|
7.336 USD |
|
4 years ago
Mar 13, 2020
|
Bought 47.4 K USD
|
Robinson Barry C
Chief Consumer Banking Officer |
+ 6000
|
7.9015 USD |
|
4 years ago
Mar 12, 2020
|
Bought 23.2 K USD
|
HORMELL ROBERT A
Director |
+ 3000
|
7.75 USD |
|
4 years ago
Mar 12, 2020
|
Bought 74.7 K USD
|
DELIE VINCENT J JR
Chairman, President, & CEO |
+ 10000
|
7.4704 USD |
|
4 years ago
Mar 11, 2020
|
Bought 42 K USD
|
Dively Mary Jo
Director |
+ 5000
|
8.4062 USD |
|
4 years ago
Mar 09, 2020
|
Bought 16.8 K USD
|
Mencini Frank C
Director |
+ 2000
|
8.4081 USD |
|
4 years ago
Mar 09, 2020
|
Bought 2.52 K USD
|
HORMELL ROBERT A
Director |
+ 300
|
8.4 USD |
|
4 years ago
Mar 10, 2020
|
Bought 20.7 K USD
|
STRIMBU WILLIAM J
Director |
+ 2400
|
8.62 USD |
|
4 years ago
Mar 09, 2020
|
Bought 82.9 K USD
|
DELIE VINCENT J JR
Chairman, President, & CEO |
+ 10000
|
8.29 USD |
|
4 years ago
Mar 04, 2020
|
Bought 150 K USD
|
CHIAFULLO JAMES D
Director |
+ 15000
|
9.98 USD |
|
4 years ago
Feb 27, 2020
|
Bought 10.6 K USD
|
Bena Pamela A
Director |
+ 1000
|
10.5856 USD |
|
4 years ago
Jan 31, 2020
|
Bought 23.8 K USD
|
CAMPBELL WILLIAM B
Director |
+ 2000
|
11.9229 USD |
|
4 years ago
Jan 24, 2020
|
Bought 6.03 K USD
|
Bena Pamela A
Director |
+ 500
|
12.0699 USD |
|
5 years ago
Oct 24, 2019
|
Bought 6.03 K USD
|
Bena Pamela A
Director |
+ 500
|
12.0676 USD |
|
5 years ago
Aug 13, 2019
|
Bought 22.1 K USD
|
Mencini Frank C
Director |
+ 2000
|
11.07 USD |
|
5 years ago
Aug 13, 2019
|
Bought 3.3 K USD
|
CHIAFULLO JAMES D
Director |
+ 300
|
10.99 USD |
|
5 years ago
Aug 12, 2019
|
Bought 32.5 K USD
|
CHIAFULLO JAMES D
Director |
+ 3000
|
10.848 USD |
|
5 years ago
Aug 09, 2019
|
Bought 27.8 K USD
|
MOTLEY DAVID L
Director |
+ 2500
|
11.1196 USD |
|
5 years ago
Aug 09, 2019
|
Bought 27.8 K USD
|
MOTLEY DAVID L
Director |
+ 2500
|
11.1196 USD |
|
5 years ago
Jul 31, 2019
|
Bought 6.11 K USD
|
Bena Pamela A
Director |
+ 500
|
12.2174 USD |
|
5 years ago
May 06, 2019
|
Bought 49.4 K USD
|
Dively Mary Jo
Director |
+ 4000
|
12.3564 USD |
|
5 years ago
Apr 29, 2019
|
Bought 6.04 K USD
|
Bena Pamela A
Director |
+ 500
|
12.0796 USD |
7. News
F.N.B. Corporation Declares Cash Dividend of $0.12 on Common Stock
PITTSBURGH , Nov. 12, 2024 /PRNewswire/ -- F.N.B. Corporation (NYSE: FNB) announced its Board of Directors declared a quarterly cash dividend of $0.12 per share on its common stock.
prnewswire.com
- 4 days ago
Kelly Trombetta Joins First National Bank as Chief Operational Risk Officer
PITTSBURGH , Oct. 31, 2024 /PRNewswire/ -- First National Bank, the largest subsidiary of F.N.B. Corporation (NYSE: FNB), announced today it has hired Kelly Trombetta as Chief Operational Risk Officer.
prnewswire.com
- 2 weeks ago
F.N.B. Corp Q3 Earnings Lag on Lower NII & Higher Costs, Stock Dips (Revised)
FNB's third-quarter 2024 results miss estimates due to a lower NII and higher expenses. Yet, higher non-interest income and lower provisions remain positives.
zacks.com
- 3 weeks ago
F.N.B. Corporation (FNB) Q3 2024 Earnings Call Transcript
F.N.B. Corporation (NYSE:FNB ) Q3 2024 Earnings Conference Call October 18, 2024 8:30 AM ET Company Participants Lisa Hajdu - Manager, Investor Relations Vince Delie - Chairman, President and Chief Executive Officer Gary Guerrieri - Chief Credit Officer Vince Calabrese - Chief Financial Officer Conference Call Participants Frank Schiraldi - Piper Sandler Russell Gunther - Stephens Timur Braziler - Wells Fargo Daniel Tamayo - Raymond James Kelly Motta - KBW Brian Martin - Janney Montgomery Manuel Navas - D.A. Davidson Operator Good morning, and welcome to the F.N.B.
seekingalpha.com
- 4 weeks ago
F.N.B. Corp Q3 Earnings Miss on Lower NII & Expense Hike, Stock Dips
FNB's third-quarter 2024 results are affected by a lower NII and higher expenses. Higher non-interest income and lower provisions are positives.
zacks.com
- 4 weeks ago
F.N.B. (FNB) Reports Q3 Earnings: What Key Metrics Have to Say
Although the revenue and EPS for F.N.B. (FNB) give a sense of how its business performed in the quarter ended September 2024, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.
zacks.com
- 4 weeks ago
F.N.B. (FNB) Q3 Earnings Lag Estimates
F.N.B. (FNB) came out with quarterly earnings of $0.34 per share, missing the Zacks Consensus Estimate of $0.36 per share. This compares to earnings of $0.40 per share a year ago.
zacks.com
- 4 weeks ago
F.N.B. Corporation Reports Third Quarter 2024 Earnings
Deposit Growth of $1.8 billion, or 5%, Linked-Quarter and Tangible Book Value per Share (non-GAAP) Growth of 15% from the Year-Ago Quarter PITTSBURGH , Oct. 17, 2024 /PRNewswire/ -- F.N.B. Corporation (NYSE: FNB) reported earnings for the third quarter of 2024 with net income available to common stockholders of $110.1 million, or $0.30 per diluted common share.
prnewswire.com
- 4 weeks ago
How To Earn $500 A Month From FNB Corp. Stock Ahead Of Q3 Earnings Results
FNB Corp. FNB will release earnings results for its third quarter after the closing bell on Thursday, Oct. 17,
benzinga.com
- 1 month ago
F.N.B. Corporation Receives National Culture Excellence Awards
Also Earns Third Consecutive Top Workplace Award in Charlotte, NC PITTSBURGH , Oct. 16, 2024 /PRNewswire/ -- First National Bank, the largest subsidiary of F.N.B. Corporation (NYSE: FNB), recently built on its collection of awards for superior employee experience, with four Top Workplaces National Culture Excellence honors and a regional Top Workplaces award for Charlotte, NC.
prnewswire.com
- 1 month ago
Seeking Clues to F.N.B. (FNB) Q3 Earnings?
Evaluate the expected performance of F.N.B. (FNB) for the quarter ended September 2024, looking beyond the conventional Wall Street top-and-bottom-line estimates and examining some of its key metrics for better insight.
zacks.com
- 1 month ago
F.N.B. (FNB) Expected to Beat Earnings Estimates: What to Know Ahead of Q3 Release
F.N.B. (FNB) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
zacks.com
- 1 month ago
8. Profile Summary
F.N.B. Corporation FNB
COUNTRY
US
INDUSTRY
Banks - Regional
MARKET CAP
$ 5.94 B
Dividend Yield
0.86%
Description
F.N.B. Corporation, a financial holding company, provides a range of financial services primarily to consumers, corporations, governments, and small- to medium-sized businesses. The company operates through three segments: Community Banking, Wealth Management, and Insurance. It offers commercial banking solutions, including corporate and small business banking, investment real estate financing, business credit, capital market, and lease financing services. The company also provides consumer banking products and services, such as deposit products, mortgage and consumer lending services, and mobile and online banking services; and wealth management services comprising personal and corporate fiduciary services comprising administration of decedent and trust estates; securities brokerage and investment advisory services, mutual funds, and annuities; and commercial and personal insurance, and reinsurance products, as well as mezzanine financing options for small- to medium-sized businesses. As of December 31, 2021, it operated 334 banking offices in Pennsylvania, Ohio, Maryland, West Virginia, North Carolina, South Carolina, Washington, D.C., and Virginia. F.N.B. Corporation was founded in 1864 and is headquartered in Pittsburgh, Pennsylvania.
Contact
One North Shore Center, Pittsburgh, PA, 15212
https://www.fnb-online.com
IPO Date
Sept. 2, 1986
Employees
4008
Officers
Mr. Thomas M. Whitesel
Chief Risk Officer
Mr. James G. Orie Esq.
Chief Legal Officer & Corporate Secretary
Mr. Vincent J. Delie Jr.
Chairman, President & Chief Executive Officer
Mr. Vincent J. Calabrese Jr.
Chief Financial Officer
Mr. David Bryant Mitchell II
Chief Wholesale Banking Officer
Mr. James L. Dutey
Principal Accounting Officer, Corporate Controller & Senior Vice President
Mr. Jeffrey J. Culp
Senior Vice President of Commercial Banking
Mr. Barry C. Robinson
Chief Consumer Banking Officer
Mr. Gary Lee Guerrieri
Chief Credit Officer
Ms. Jennifer M. Reel
Chief Communications Officer