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Financial Services - Banks - Regional - NASDAQ - US
$ 23.4
-1.65 %
$ 4.89 B
Market Cap
9.81
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on May, 8, 2025.

The intrinsic value of one COLB stock under the worst case scenario is HIDDEN Compared to the current market price of 23.4 USD, Columbia Banking System, Inc. is HIDDEN

This DCF valuation model was last updated on May, 8, 2025.

The intrinsic value of one COLB stock under the base case scenario is HIDDEN Compared to the current market price of 23.4 USD, Columbia Banking System, Inc. is HIDDEN

This DCF valuation model was last updated on May, 8, 2025.

The intrinsic value of one COLB stock under the best case scenario is HIDDEN Compared to the current market price of 23.4 USD, Columbia Banking System, Inc. is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart COLB

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$32.0$32.0$30.0$30.0$28.0$28.0$26.0$26.0$24.0$24.0$22.0$22.0$20.0$20.015 Nov15 NovDec '24Dec '2415 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '2515 Apr15 AprMay '25May '25
FINANCIALS
2.76 B REVENUE
54.45%
2.74 B OPERATING INCOME
326.88%
534 M NET INCOME
53.04%
659 M OPERATING CASH FLOW
-1.64%
115 M INVESTING CASH FLOW
-77.17%
-1.06 B FINANCING CASH FLOW
-248.29%
714 M REVENUE
46.50%
138 M OPERATING INCOME
-40.11%
143 M NET INCOME
-1.99%
256 M OPERATING CASH FLOW
280.61%
-122 M INVESTING CASH FLOW
-36.23%
-366 M FINANCING CASH FLOW
-5.35%
Balance Sheet Columbia Banking System, Inc.
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Current Assets 497 M
Cash & Short-Term Investments 497 M
Receivables 0
Other Current Assets 0
Non-Current Assets 2.46 B
Long-Term Investments 0
PP&E 460 M
Other Non-Current Assets 2 B
16.81 %15.56 %67.63 %Total Assets$3.0b
Current Liabilities 39.2 B
Accounts Payable 0
Short-Term Debt 0
Other Current Liabilities 39.2 B
Non-Current Liabilities 126 M
Long-Term Debt 126 M
Other Non-Current Liabilities 0
99.68 %Total Liabilities$39.3b
EFFICIENCY
Earnings Waterfall Columbia Banking System, Inc.
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Revenue 2.76 B
Cost Of Revenue 0
Gross Profit 2.76 B
Operating Expenses 11 M
Operating Income 2.74 B
Other Expenses 2.21 B
Net Income 534 M
3b3b3b3b2b2b2b2b1b1b500m500m003b03b(11m)3b(2b)534mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
100.00% GROSS MARGIN
100.00%
99.60% OPERATING MARGIN
99.60%
19.37% NET MARGIN
19.37%
10.43% ROE
10.43%
1.03% ROA
1.03%
-5.62% ROIC
-5.62%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Columbia Banking System, Inc.
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1b1b1b1b800m800m600m600m400m400m200m200m00(200m)(200m)20162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 534 M
Depreciation & Amortization 71.4 M
Capital Expenditures 0
Stock-Based Compensation 20.4 M
Change in Working Capital 0
Others -37.9 M
Free Cash Flow 623 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Columbia Banking System, Inc.
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Wall Street analysts predict an average 1-year price target for COLB of $28.3 , with forecasts ranging from a low of $24 to a high of $36 .
COLB Lowest Price Target Wall Street Target
24 USD 2.56%
COLB Average Price Target Wall Street Target
28.3 USD 21.08%
COLB Highest Price Target Wall Street Target
36 USD 53.85%
Price
Max Price Target
Min Price Target
Average Price Target
36363434323230302828262624242222202018181616Jun '24Jun '24Jul '24Jul '24Aug '24Aug '24Oct '24Oct '24Nov '24Nov '2420252025Feb '25Feb '25Apr '25Apr '25Jun '25Jun '25Jul '25Jul '25Aug '25Aug '25Oct '25Oct '25Nov '25Nov '2520262026Feb '26Feb '26Apr '26Apr '26
4. DIVIDEND ANALYSIS
1.44% DIVIDEND YIELD
0.36 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
1.601.601.401.401.201.201.001.000.800.800.600.600.400.400.200.200.000.000.30.380.220.220.420.50.280.30.30.360.360.340.370.220.260.420.280.280.30.360.360.340.390.220.260.280.280.280.30.360.360.361.340.391.530.220.880.41.140.281.400.281.340.31.140.31.200.361.380.361.440.362015201520162016201720172018201820192019202020202021202120222022202320232024202420252025
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5. COMPETITION
slide 2 of 16
6. Ownership
Insider Ownership Columbia Banking System, Inc.
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Sold
0-3 MONTHS
116 K USD 1
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
PACIFIC PREMIER INVESTOR ALERT by the Former Attorney General of Louisiana: Kahn Swick & Foti, LLC Investigates Adequacy of Price and Process in Proposed Sale of Pacific Premier Bancorp, Inc. - PPBI NEW YORK & NEW ORLEANS--(BUSINESS WIRE)--Former Attorney General of Louisiana Charles C. Foti, Jr., Esq. and the law firm of Kahn Swick & Foti, LLC (“KSF”) are investigating the proposed sale of Pacific Premier Bancorp, Inc. (NasdaqGS: PPBI) to Columbia Banking System, Inc. (NasdaqGS: COLB). Under the terms of the proposed transaction, shareholders of Pacific will receive 0.9150 of a share of Columbia for each share of Pacific that they own. KSF is seeking to determine whether this consider. businesswire.com - 3 weeks ago
Columbia Banking System, Inc. (COLB) Q1 2025 Earnings Call Transcript Columbia Banking System, Inc. (NASDAQ:COLB ) Q1 2025 Earnings Conference Call April 23, 2025 5:00 PM ET Company Participants Clint Stein - President & Chief Executive Officer Ronald Farnsworth - Executive Vice President & Chief Financial Officer Jacque Bohlen - Investor Relations, Director Steve Gardner - Chairman & Chief Executive Officer, Pacific Premier Frank Namdar - Executive Vice President & Chief Credit Officer Tory Nixon - President, Commercial Banking of Umpqua Bank Chris Merrywell - President, Consumer Banking of Umpqua Bank Conference Call Participants Chris McGratty - KBW David Feaster - Raymond James Matthew Clark - Piper Sandler Timur Braziler - Wells Fargo Jon Arfstrom - RBC Capital Markets Jared Shaw - Barclays Jeff Rulis - D.A. Davidson Anthony Elian - JPMorgan Andrew Terrell - Stephens Nick Holowko - UBS Operator Good day and thank you for standing by. seekingalpha.com - 3 weeks ago
$HAREHOLDER ALERT: The M&A Class Action Firm Investigates the Merger of Columbia Banking System, Inc. - COLB NEW YORK , April 24, 2025 /PRNewswire/ -- Monteverde & Associates PC (the "M&A Class Action Firm"), has recovered millions of dollars for shareholders and is recognized as a Top 50 Firm in the 2024 ISS Securities Class Action Services Report. We are headquartered at the Empire State Building in New York City and are investigating Columbia Banking System, Inc. (NASDAQ: COLB ), relating to the proposed merger with Pacific Premier Bancorp, Inc. Under the terms of the agreement, Pacific Premier stockholders will be given 0.9150 of a share of Columbia common stock for each Pacific Premier share they own. prnewswire.com - 3 weeks ago
Out Of 70 Graham Value All-Stars, These 16 'Safer' Stocks Stand Out For April The Value Score identifies large-cap stocks offering high intrinsic value relative to their price, helping investors find undervalued companies with strong assets and profits. The Ben Graham Formula highlights ultra-stable stocks with strong earnings, dividends, and low valuations, ideal for long-term, defensive investing. 24 out of 69 April Graham All-Star-Value (GASV) Dividend stocks offer “safer” dividends with yields lower than their free cash flow yields. And 16 show IDEAL annual dividends (from $1K invested). seekingalpha.com - 3 weeks ago
COLB Stock Alert: Halper Sadeh LLC Is Investigating Whether the Merger of Columbia Banking System, Inc. Is Fair to Shareholders NEW YORK--(BUSINESS WIRE)--Halper Sadeh LLC, an investor rights law firm, is investigating whether the merger of Columbia Banking System, Inc. (NASDAQ: COLB) and Pacific Premier Bancorp, Inc. is fair to Columbia shareholders. Upon closing of the proposed transaction, Columbia shareholders will own approximately 70% of Columbia's outstanding shares of common stock. Halper Sadeh encourages Columbia shareholders to click here to learn more about their legal rights and options or contact Daniel Sad. businesswire.com - 3 weeks ago
Columbia Banking (COLB) Q1 Earnings: Taking a Look at Key Metrics Versus Estimates The headline numbers for Columbia Banking (COLB) give insight into how the company performed in the quarter ended March 2025, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals. zacks.com - 3 weeks ago
Columbia Banking (COLB) Tops Q1 Earnings and Revenue Estimates Columbia Banking (COLB) came out with quarterly earnings of $0.67 per share, beating the Zacks Consensus Estimate of $0.63 per share. This compares to earnings of $0.65 per share a year ago. zacks.com - 3 weeks ago
COLUMBIA BANKING SYSTEM, INC. REPORTS FIRST QUARTER 2025 RESULTS TACOMA, Wash. , April 23, 2025 /PRNewswire/ -- $87 million $140 million $0.41 $0.67 Net income Operating net income 1 Earnings per diluted common share Operating earnings per diluted common share 1   CEO Commentary "Our consistent, repeatable performance in 2024 carried through to the first quarter of 2025," said Clint Stein, President and CEO. prnewswire.com - 3 weeks ago
Columbia Banking System to Acquire Pacific Premier Bancorp, Expanding the Premier Business Bank in the West Natural Combination of the Western Region's Leading Business Banks Builds Market Presence and Drives Financial Performance TACOMA, Wash. and IRVINE, Calif. prnewswire.com - 3 weeks ago
Exploring Analyst Estimates for Columbia Banking (COLB) Q1 Earnings, Beyond Revenue and EPS Evaluate the expected performance of Columbia Banking (COLB) for the quarter ended March 2025, looking beyond the conventional Wall Street top-and-bottom-line estimates and examining some of its key metrics for better insight. zacks.com - 4 weeks ago
Should Value Investors Buy Columbia Banking System (COLB) Stock? Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks. zacks.com - 1 month ago
After Plunging -13.49% in 4 Weeks, Here's Why the Trend Might Reverse for Columbia Banking (COLB) The heavy selling pressure might have exhausted for Columbia Banking (COLB) as it is technically in oversold territory now. In addition to this technical measure, strong agreement among Wall Street analysts in revising earnings estimates higher indicates that the stock is ripe for a trend reversal. zacks.com - 1 month ago
8. Profile Summary

Columbia Banking System, Inc. COLB

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COUNTRY US
INDUSTRY Banks - Regional
MARKET CAP $ 4.89 B
Dividend Yield 1.44%
Description Columbia Banking System, Inc. operates as the bank holding company for Columbia State Bank that provides a range of banking services to small and medium-sized businesses, professionals, and individuals in the United States. It offers personal banking products and services, including noninterest and interest-bearing checking, savings, money market, and certificate of deposit accounts; home mortgages for purchases and refinances, home equity loans and lines of credit, and other personal loans; debit and credit cards; and digital banking services. The company also provides business banking products and services, such as checking, savings, interest-bearing money market, and certificate of deposit accounts; agricultural, asset-based, builder, and other commercial real estate loans, as well as loans guaranteed by the small business administration; and professional banking, treasury management, merchant card, and international banking services. In addition, it offers wealth management solutions that include financial planning services, such as asset allocation, net worth analysis, estate planning and preservation, education funding, and wealth transfer; long-term care, and life and disability insurance solutions; individual retirement solutions comprising retirement planning, retirement income strategies, and traditional and Roth individual retirement accounts; and business solutions, which comprise business retirement plans, key person insurance, business succession planning, and deferred compensation plans to individuals, families, and professional businesses. Further, the company provides fiduciary, investment, and administrative trust services, such as personal and special needs trusts, estate settlement, and investment agency and charitable management. It operates a network of 153 branch locations, including 68 in the state of Washington, 59 in Oregon, 15 in Idaho, and 11 in California. The company was founded in 1993 and is headquartered in Tacoma, Washington.
Contact 1301 A Street, Tacoma, WA, 98402-2156 https://www.columbiabank.com
IPO Date June 16, 1992
Employees 4721
Officers Mr. Andrew H. Ognall Executive Vice President & Chief Human Resources Officer Mr. Christopher M. Merrywell Senior Executive Vice President Mr. Clint E. Stein CPA President, Chief Executive Officer & Director Ms. Kumi Yamamoto Baruffi Executive Vice President, General Counsel & Corporate Secretary Mr. Drew K. Anderson CPA Executive Vice President & Chief Administrative Officer Mr. Torran B. Nixon Senior Executive Vice President Mr. David Moore Devine Executive Vice President & Chief Marketing Officer Mr. Ronald L. Farnsworth Jr., CPA Executive Vice President & Chief Financial Officer Ms. Lisa M. White Executive Vice President, Principal Accounting Officer & Corporate Controller Ms. Jacquelynne Bohlen C.F.A. Head of Investor Relations