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Financial Services - Banks - Regional - NASDAQ - US
$ 30.88
-0.771 %
$ 6.47 B
Market Cap
13.31
P/E
1. INTRINSIC VALUE

Columbia Banking System, Inc. operates as the bank holding company for Columbia State Bank that provides a range of banking services to small and medium-sized businesses, professionals, and individuals in the United States. It offers personal banking products and services, including noninterest and interest-bearing checking, savings, money market, and certificate of deposit accounts; home mortgages for purchases and refinances, home equity loans and lines of credit, and other personal loans; debit and credit cards; and digital banking services. The company also provides business banking products and services, such as checking, savings, interest-bearing money market, and certificate of deposit accounts; agricultural, asset-based, builder, and other commercial real estate loans, as well as loans guaranteed by the small business administration; and professional banking, treasury management, merchant card, and international banking services.[ Read More ]

The intrinsic value of one COLB stock under the base case scenario is HIDDEN Compared to the current market price of 30.9 USD, Columbia Banking System, Inc. is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart COLB

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FINANCIALS
1.78 B REVENUE
225.79%
643 M OPERATING INCOME
66.45%
349 M NET INCOME
3.55%
670 M OPERATING CASH FLOW
-37.11%
502 M INVESTING CASH FLOW
114.20%
-304 M FINANCING CASH FLOW
-30.34%
496 M REVENUE
-33.24%
199 M OPERATING INCOME
-7.46%
146 M NET INCOME
21.67%
52.3 M OPERATING CASH FLOW
-65.20%
338 M INVESTING CASH FLOW
4248.84%
-348 M FINANCING CASH FLOW
-26.70%
Balance Sheet Decomposition Columbia Banking System, Inc.
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Current Assets 2.16 B
Cash & Short-Term Investments 2.16 B
Receivables 0
Other Current Assets 0
Non-Current Assets 57 B
Long-Term Investments 8.91 B
PP&E 455 M
Other Non-Current Assets 47.6 B
Current Liabilities 0
Accounts Payable 0
Short-Term Debt 0
Other Current Liabilities 0
Non-Current Liabilities 47.2 B
Long-Term Debt 4.47 B
Other Non-Current Liabilities 42.7 B
EFFICIENCY
Earnings Waterfall Columbia Banking System, Inc.
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Revenue 1.78 B
Cost Of Revenue 0
Gross Profit 1.78 B
Operating Expenses 2 B
Operating Income 643 M
Other Expenses 294 M
Net Income 349 M
RATIOS
100.00% GROSS MARGIN
100.00%
36.04% OPERATING MARGIN
36.04%
19.55% NET MARGIN
19.55%
6.98% ROE
6.98%
0.67% ROA
0.67%
5.08% ROIC
5.08%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Columbia Banking System, Inc.
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Net Income 349 M
Depreciation & Amortization 144 M
Capital Expenditures 0
Stock-Based Compensation 18.1 M
Change in Working Capital -119 M
Others 146 M
Free Cash Flow 670 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Columbia Banking System, Inc.
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Wall Street analysts predict an average 1-year price target for COLB of $26.5 , with forecasts ranging from a low of $20 to a high of $36 .
COLB Lowest Price Target Wall Street Target
20 USD -35.23%
COLB Average Price Target Wall Street Target
26.5 USD -14.18%
COLB Highest Price Target Wall Street Target
36 USD 16.58%
4. DIVIDEND ANALYSIS
1.38% DIVIDEND YIELD
0.36 USD DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership Columbia Banking System, Inc.
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Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
1.08 M USD 13
9-12 MONTHS
Date Value Insider Amount Avg Price
9 months ago
Feb 06, 2024
Bought 49.6 K USD
SEATON ELIZABETH WHITEHEAD
Director
+ 2685
18.48 USD
9 months ago
Feb 01, 2024
Bought 19.3 K USD
Lund Randal Lee
Director
+ 1000
19.2876 USD
9 months ago
Jan 31, 2024
Bought 101 K USD
MACHUCA LUIS
Director
+ 4889
20.5846 USD
9 months ago
Feb 01, 2024
Bought 38.6 K USD
Deer Aaron James
Chief Strategy/Innovation Offc
+ 2000
19.3241 USD
9 months ago
Jan 31, 2024
Bought 74.8 K USD
Nixon Torran B
Senior Executive VP
+ 3650
20.4936 USD
9 months ago
Jan 30, 2024
Bought 62.8 USD
EERKES CRAIG D
Director
+ 3
20.9258 USD
9 months ago
Jan 30, 2024
Bought 793 USD
EERKES CRAIG D
Director
+ 38
20.88 USD
9 months ago
Jan 30, 2024
Bought 2.09 K USD
EERKES CRAIG D
Director
+ 100
20.8799 USD
9 months ago
Jan 30, 2024
Bought 41.6 K USD
EERKES CRAIG D
Director
+ 2000
20.8175 USD
9 months ago
Jan 30, 2024
Bought 105 K USD
Merrywell Christopher
Senior Executive VP
+ 5000
21.0899 USD
9 months ago
Jan 30, 2024
Bought 2.1 K USD
Stein Clint
President, CEO
+ 100
20.9599 USD
9 months ago
Jan 30, 2024
Bought 165 K USD
Stein Clint
President, CEO
+ 7890
20.96 USD
9 months ago
Jan 30, 2024
Bought 31.6 K USD
Stein Clint
President, CEO
+ 1510
20.955 USD
9 months ago
Jan 30, 2024
Bought 21.1 K USD
Numata S Mae Fujita
Director
+ 1000
21.0893 USD
9 months ago
Jan 30, 2024
Bought 21.1 K USD
Numata S Mae Fujita
Director
+ 1000
21.085 USD
9 months ago
Jan 30, 2024
Bought 8.43 K USD
Numata S Mae Fujita
Director
+ 400
21.085 USD
9 months ago
Jan 30, 2024
Bought 75 K USD
Finkelstein Mark A
Director
+ 3592
20.87 USD
9 months ago
Jan 29, 2024
Bought 99.2 K USD
Forrest Eric
Director
+ 4750
20.8936 USD
9 months ago
Jan 29, 2024
Bought 51.8 K USD
FARNSWORTH RON L
Chief Financial Officer
+ 2500
20.71 USD
9 months ago
Jan 29, 2024
Bought 175 K USD
SCHULTZ JOHN F
Director
+ 8559
20.395 USD
1 year ago
Jun 30, 2023
Bought 15.6 K USD
BARUFFI KUMI YAMAMOTO
General Counsel, Corporate Sec
+ 854
18.25 USD
1 year ago
Jun 30, 2023
Bought 15.6 K USD
Deer Aaron James
Chief Strategy/Innovation Offc
+ 854
18.25 USD
1 year ago
May 24, 2023
Bought 50 K USD
EERKES CRAIG D
Director
+ 2381
21.01 USD
1 year ago
Dec 30, 2022
Bought 6.23 K USD
BARUFFI KUMI YAMAMOTO
EVP General Counsel
+ 232
26.84 USD
1 year ago
Dec 30, 2022
Bought 7.09 K USD
Lawson David C
EVP Chief H.R. Officer
+ 264
26.84 USD
2 years ago
Jun 30, 2022
Bought 6.99 K USD
Lawson David C
EVP & Chief H.R. Officer
+ 271
25.79 USD
2 years ago
Jun 30, 2022
Bought 11.5 K USD
BARUFFI KUMI YAMAMOTO
EVP and General Counsel
+ 446
25.79 USD
2 years ago
Jun 30, 2022
Bought 19.3 K USD
Deer Aaron James
EVP Chief Financial Officer
+ 748
25.79 USD
2 years ago
Jun 10, 2022
Bought 48.3 K USD
EERKES CRAIG D
director:
+ 1694
28.52 USD
2 years ago
May 02, 2022
Bought 84 K USD
Deer Aaron James
EVP Chief Financial Officer
+ 3000
28 USD
2 years ago
Feb 24, 2022
Bought 100 K USD
Deer Aaron James
EVP Chief Financial Officer
+ 3000
33.453 USD
2 years ago
Jan 04, 2022
Bought 3.42 K USD
Lawson David C
EVP & Chief H.R. Officer
+ 116
29.45 USD
2 years ago
Jan 04, 2022
Bought 5.48 K USD
BARUFFI KUMI YAMAMOTO
EVP and General Counsel
+ 186
29.45 USD
2 years ago
Nov 26, 2021
Bought 110 K USD
HULBERT TOM
Director
+ 3400
32.24 USD
2 years ago
Nov 26, 2021
Bought 38.9 K USD
HULBERT TOM
Director
+ 1206
32.23 USD
2 years ago
Nov 26, 2021
Bought 22.4 K USD
HULBERT TOM
Director
+ 696
32.22 USD
2 years ago
Nov 26, 2021
Bought 25.6 K USD
HULBERT TOM
Director
+ 796
32.21 USD
2 years ago
Nov 26, 2021
Bought 76.2 K USD
HULBERT TOM
Director
+ 2366
32.2 USD
2 years ago
Nov 26, 2021
Bought 4.28 K USD
HULBERT TOM
Director
+ 133
32.19 USD
2 years ago
Nov 26, 2021
Bought 37.1 K USD
HULBERT TOM
Director
+ 1153
32.18 USD
2 years ago
Nov 26, 2021
Bought 3.22 K USD
HULBERT TOM
Director
+ 100
32.17 USD
2 years ago
Nov 26, 2021
Bought 18.9 K USD
HULBERT TOM
Director
+ 589
32.16 USD
2 years ago
Nov 26, 2021
Bought 15.2 K USD
HULBERT TOM
Director
+ 472
32.15 USD
2 years ago
Nov 26, 2021
Bought 3.21 K USD
HULBERT TOM
Director
+ 100
32.14 USD
2 years ago
Nov 26, 2021
Bought 1.99 K USD
HULBERT TOM
Director
+ 62
32.13 USD
3 years ago
Jul 06, 2021
Bought 6.01 K USD
Lawson David C
EVP & Chief H.R. Officer
+ 190
31.64 USD
3 years ago
Jul 06, 2021
Bought 22.5 K USD
Deer Aaron James
EVP Chief Financial Officer
+ 711
31.64 USD
3 years ago
Jul 06, 2021
Bought 9.62 K USD
BARUFFI KUMI YAMAMOTO
EVP and General Counsel
+ 304
31.64 USD
3 years ago
Feb 15, 2021
Bought 22.5 K USD
Deer Aaron James
EVP Chief Financial Officer
+ 935
24.06 USD
3 years ago
Jan 07, 2021
Bought 4.31 K USD
Stein Clint
PRESIDENT, CEO & DIRECTOR
+ 179
24.06 USD
3 years ago
Jan 07, 2021
Bought 3.3 K USD
Lawson David C
EVP & Chief H.R. Officer
+ 137
24.06 USD
3 years ago
Jan 07, 2021
Bought 5.27 K USD
BARUFFI KUMI YAMAMOTO
EVP and General Counsel
+ 219
24.06 USD
4 years ago
Aug 10, 2020
Sell 94.9 K USD
McDonald Andy
EVP & CCO
- 3073
30.8958 USD
4 years ago
Jul 02, 2020
Bought 8.6 K USD
BARUFFI KUMI YAMAMOTO
EVP and General Counsel
+ 337
25.51 USD
4 years ago
Jul 02, 2020
Bought 6.38 K USD
Stein Clint
PRESIDENT, CEO & DIRECTOR
+ 250
25.51 USD
4 years ago
Jul 02, 2020
Bought 5.61 K USD
Lawson David C
EVP & Chief H.R. Officer
+ 220
25.51 USD
4 years ago
May 12, 2020
Bought 87.9 K USD
HULBERT TOM
Director
+ 4000
21.97 USD
4 years ago
May 11, 2020
Bought 4.04 K USD
HULBERT TOM
Director
+ 175
23.09 USD
4 years ago
May 11, 2020
Bought 19 K USD
HULBERT TOM
Director
+ 825
23.08 USD
4 years ago
May 07, 2020
Bought 22.9 K USD
EERKES CRAIG D
Director
+ 1000
22.93 USD
4 years ago
Mar 10, 2020
Bought 28.3 K USD
EERKES CRAIG D
Director
+ 1000
28.27 USD
7. News
Columbia Banking System Announces $0.36 Per Common Share Dividend TACOMA, Wash. , Nov. 15, 2024 /PRNewswire/ -- Columbia Banking System, Inc. ("Columbia" Nasdaq: COLB), parent company of Umpqua Bank, today announced its Board of Directors has approved a quarterly cash dividend in the amount of $0.36 per common share, payable December 16, 2024, to shareholders of record as of November 29, 2024. prnewswire.com - 1 day ago
5 Value Stocks With Exciting EV-to-EBITDA Ratios to Scoop Up We have screened value stocks NOMD, LOCO, KBH, COLB and PAM based on the EV-to-EBITDA ratio, which gives the true picture of valuation and earnings potential. zacks.com - 1 week ago
Are You Looking for a Top Momentum Pick? Why Columbia Banking (COLB) is a Great Choice Does Columbia Banking (COLB) have what it takes to be a top stock pick for momentum investors? Let's find out. zacks.com - 2 weeks ago
Columbia Banking System, Inc. (COLB) Q3 2024 Earnings Call Transcript Columbia Banking System, Inc. (NASDAQ:COLB ) Q3 2024 Results Conference Call October 25, 2024 11:30 AM ET Company Participants Jacquelynne Bohlen - IR, Director Clint Stein - President and CEO Ronald Farnsworth - EVP and CFO Frank Namdar - EVP and Chief Credit Officer Torran Nixon - President, Commercial Banking of Umpqua Bank Christopher Merrywell - President, Consumer Banking of Umpqua Bank Conference Call Participants Anthony Elian - JPMorgan Chris McGratty - KBW Timur Braziler - Wells Fargo Andrew Terrell - Stephens Jon Arfstrom - RBC Capital Markets David Feaster - Raymond James Matthew Clark - Piper Sandler Operator Welcome to the Columbia Banking System Third Quarter 2024 Earnings Conference Call. [Operator Instructions] Please be advised that today's conference is being recorded. seekingalpha.com - 3 weeks ago
Columbia Banking (COLB) Reports Q3 Earnings: What Key Metrics Have to Say Although the revenue and EPS for Columbia Banking (COLB) give a sense of how its business performed in the quarter ended September 2024, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers. zacks.com - 3 weeks ago
Columbia Banking (COLB) Tops Q3 Earnings and Revenue Estimates Columbia Banking (COLB) came out with quarterly earnings of $0.69 per share, beating the Zacks Consensus Estimate of $0.61 per share. This compares to earnings of $0.79 per share a year ago. zacks.com - 3 weeks ago
Ahead of Columbia Banking (COLB) Q3 Earnings: Get Ready With Wall Street Estimates for Key Metrics Get a deeper insight into the potential performance of Columbia Banking (COLB) for the quarter ended September 2024 by going beyond Wall Street's top -and-bottom-line estimates and examining the estimates for some of its key metrics. zacks.com - 3 weeks ago
Columbia Banking (COLB) Could Be a Great Choice Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Columbia Banking (COLB) have what it takes? zacks.com - 4 weeks ago
Wall Street's Most Accurate Analysts Give Their Take On 3 Financials Stocks Delivering High-Dividend Yields During times of turbulence and uncertainty in the markets, many investors turn to dividend-yielding stocks. These are often companies that have high free cash flows and reward shareholders with a high dividend payout. benzinga.com - 4 weeks ago
Pick These 5 Bargain Stocks With Exciting EV-to-EBITDA Ratios We have screened bargain stocks PAM, NOMD, KBH, COLB and SLGN based on the EV-to-EBITDA ratio, which gives the true picture of valuation and earnings potential. zacks.com - 4 weeks ago
Earnings Preview: Columbia Banking (COLB) Q3 Earnings Expected to Decline Columbia Banking (COLB) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations. zacks.com - 1 month ago
Are You Looking for a High-Growth Dividend Stock? Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Columbia Banking (COLB) have what it takes? zacks.com - 1 month ago
8. Profile Summary

Columbia Banking System, Inc. COLB

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COUNTRY US
INDUSTRY Banks - Regional
MARKET CAP $ 6.47 B
Dividend Yield 1.38%
Description Columbia Banking System, Inc. operates as the bank holding company for Columbia State Bank that provides a range of banking services to small and medium-sized businesses, professionals, and individuals in the United States. It offers personal banking products and services, including noninterest and interest-bearing checking, savings, money market, and certificate of deposit accounts; home mortgages for purchases and refinances, home equity loans and lines of credit, and other personal loans; debit and credit cards; and digital banking services. The company also provides business banking products and services, such as checking, savings, interest-bearing money market, and certificate of deposit accounts; agricultural, asset-based, builder, and other commercial real estate loans, as well as loans guaranteed by the small business administration; and professional banking, treasury management, merchant card, and international banking services. In addition, it offers wealth management solutions that include financial planning services, such as asset allocation, net worth analysis, estate planning and preservation, education funding, and wealth transfer; long-term care, and life and disability insurance solutions; individual retirement solutions comprising retirement planning, retirement income strategies, and traditional and Roth individual retirement accounts; and business solutions, which comprise business retirement plans, key person insurance, business succession planning, and deferred compensation plans to individuals, families, and professional businesses. Further, the company provides fiduciary, investment, and administrative trust services, such as personal and special needs trusts, estate settlement, and investment agency and charitable management. It operates a network of 153 branch locations, including 68 in the state of Washington, 59 in Oregon, 15 in Idaho, and 11 in California. The company was founded in 1993 and is headquartered in Tacoma, Washington.
Contact 1301 A Street, Tacoma, WA, 98402-2156 https://www.columbiabank.com
IPO Date June 16, 1992
Employees 5114
Officers Ms. Kumi Yamamoto Baruffi Executive Vice President, General Counsel & Corporate Secretary Mr. Aaron James Deer Executive Vice President & Chief Strategy & Innovation Officer Mr. Ronald L. Farnsworth Jr., CPA Executive Vice President & Chief Financial Officer Mr. Drew K. Anderson CPA Executive Vice President & Chief Administrative Officer Mr. David Moore Devine Executive Vice President & Chief Marketing Officer Ms. Lisa White Executive Vice President, Principal Accounting Officer & Corporate Controller Ms. Jacquelynne Bohlen C.F.A. Head of Investor Relations Mr. Torran B. Nixon Senior Executive Vice President Mr. Cort Lane O'Haver Executive Chairman Mr. Christopher M. Merrywell Senior Executive Vice President