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Financial Services - Banks - Regional - NASDAQ - US
$ 57.18
1.17 %
$ 1.97 B
Market Cap
11.72
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one BANR stock under the worst case scenario is HIDDEN Compared to the current market price of 57.2 USD, Banner Corporation is HIDDEN

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one BANR stock under the base case scenario is HIDDEN Compared to the current market price of 57.2 USD, Banner Corporation is HIDDEN

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one BANR stock under the best case scenario is HIDDEN Compared to the current market price of 57.2 USD, Banner Corporation is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart BANR

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$76.0$76.0$74.0$74.0$72.0$72.0$70.0$70.0$68.0$68.0$66.0$66.0$64.0$64.0$62.0$62.0$60.0$60.0$58.0$58.0$56.0$56.015 Oct15 OctNov '24Nov '2415 Nov15 NovDec '24Dec '2415 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '25
FINANCIALS
603 M REVENUE
-2.82%
260 M OPERATING INCOME
14.28%
169 M NET INCOME
-8.02%
293 M OPERATING CASH FLOW
13.99%
-51.2 M INVESTING CASH FLOW
-26.65%
325 M FINANCING CASH FLOW
174.33%
159 M REVENUE
4.09%
70.7 M OPERATING INCOME
26.80%
46.4 M NET INCOME
2.74%
99.3 M OPERATING CASH FLOW
73.48%
-66.5 M INVESTING CASH FLOW
30.17%
-9.67 M FINANCING CASH FLOW
-3.68%
Balance Sheet Banner Corporation
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Current Assets 502 M
Cash & Short-Term Investments 502 M
Receivables 60.9 M
Other Current Assets -60.9 M
Non-Current Assets 15.7 B
Long-Term Investments 0
PP&E 165 M
Other Non-Current Assets 15.5 B
3.10 %95.89 %Total Assets$16.2b
Current Liabilities 258 M
Accounts Payable 0
Short-Term Debt 0
Other Current Liabilities 258 M
Non-Current Liabilities 14.2 B
Long-Term Debt 148 M
Other Non-Current Liabilities 14 B
97.19 %Total Liabilities$14.4b
EFFICIENCY
Earnings Waterfall Banner Corporation
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Revenue 603 M
Cost Of Revenue 1.92 M
Gross Profit 601 M
Operating Expenses 341 M
Operating Income 260 M
Other Expenses 90.6 M
Net Income 169 M
700m700m600m600m500m500m400m400m300m300m200m200m100m100m00603m(2m)601m(341m)260m(91m)169mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
99.68% GROSS MARGIN
99.68%
43.04% OPERATING MARGIN
43.04%
28.01% NET MARGIN
28.01%
9.52% ROE
9.52%
1.04% ROA
1.04%
1.31% ROIC
1.31%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Banner Corporation
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350m350m300m300m250m250m200m200m150m150m100m100m50m50m00(50m)(50m)(100m)(100m)20162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 169 M
Depreciation & Amortization 0
Capital Expenditures 0
Stock-Based Compensation 10 M
Change in Working Capital 0
Others 107 M
Free Cash Flow 279 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Banner Corporation
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Wall Street analysts predict an average 1-year price target for BANR of $66.5 , with forecasts ranging from a low of $65 to a high of $69 .
BANR Lowest Price Target Wall Street Target
65 USD 13.68%
BANR Average Price Target Wall Street Target
66.5 USD 16.30%
BANR Highest Price Target Wall Street Target
69 USD 20.67%
Price
Max Price Target
Min Price Target
Average Price Target
808075757070656560605555505045454040May '24May '24Jul '24Jul '24Aug '24Aug '24Oct '24Oct '24Nov '24Nov '2420252025Feb '25Feb '25Apr '25Apr '25Jun '25Jun '25Jul '25Jul '25Aug '25Aug '25Oct '25Oct '25Nov '25Nov '2520262026Feb '26Feb '26Apr '26Apr '26
4. DIVIDEND ANALYSIS
0.72% DIVIDEND YIELD
0.48 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
3.003.002.502.502.002.001.501.501.001.000.500.500.000.000.230.250.381.410.410.440.480.480.480.180.210.250.350.410.410.410.440.480.480.180.211.250.850.410.410.410.440.480.480.180.770.180.850.232.110.252.860.381.610.411.670.411.710.411.770.441.880.481.440.480.482015201520162016201720172018201820192019202020202021202120222022202320232024202420252025
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5. COMPETITION
slide 2 of 5
6. Ownership
Insider Ownership Banner Corporation
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Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
113 K USD 1
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
Banner Corporation Announces First Quarter 2025 Conference Call and Webcast WALLA WALLA, Wash.--(BUSINESS WIRE)--Banner Corporation (NASDAQ: BANR) (“Banner”), the parent company of Banner Bank, today announced that it will report its first quarter results after the market closes on Wednesday, April 16, 2025. Management will host a conference call on Thursday, April 17, 2025, at 8:00 a.m. PT (11:00 a.m. ET) to discuss the results. The call will also be broadcast live via the internet. Interested investors may listen to the call live at www.bannerbank.com. Investment pro. businesswire.com - 3 weeks ago
J.D. Power Ranks Banner Bank Highest in the Northwest for Retail Customer Satisfaction WALLA WALLA, Wash.--(BUSINESS WIRE)--The Banner Bank leadership team is pleased to announce the Bank ranked highest in the Northwest region for customer satisfaction in the just-released J.D. Power U.S. Retail Banking Satisfaction Study. This is the fifth time* in the past decade Banner Bank has earned this recognition. “It is an incredible honor to receive this recognition by J.D. Power because it is based on the opinions of our clients,” said Mark Grescovich, President & CEO of Banner Ban. businesswire.com - 3 weeks ago
Banner (BANR) Upgraded to Strong Buy: What Does It Mean for the Stock? Banner (BANR) has been upgraded to a Zacks Rank #1 (Strong Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term. zacks.com - 3 weeks ago
Zacks Industry Outlook Banner, Berkshire Hills Bancorp and Heritage Financial Banner, Berkshire Hills Bancorp and Heritage Financial have been highlighted in this Industry Outlook article. zacks.com - 4 weeks ago
Banner Bank Named Among the 100 Best Banks in America for Ninth Consecutive Year WALLA WALLA, Wash.--(BUSINESS WIRE)--Forbes names Banner Bank one of the 100 Best Banks in America for the ninth consecutive year. businesswire.com - 1 month ago
3 Savings & Loan Stocks Worth Buying Amid Industry Challenges Stocks in the Zacks Savings and Loan industry like BANR, BHLB and HFWA will be affected by weak asset quality. Modest loan demand growth will aid. zacks.com - 1 month ago
3 Things That Need to Happen for Nvidia to Have Another Banner Year in 2025 Nvidia  (NASDAQ:NVDA) remains among the most dominant market forces investors can't afford to ignore. 247wallst.com - 2 months ago
Lenders Maintain Optimism After a Banner Year for Leveraged Credit WASHINGTON, Feb. 10, 2025 (GLOBE NEWSWIRE) -- FTI Consulting, Inc. (NYSE: FCN) today announced the results of its 2025 Leveraged Loan Market Survey , which found that lenders expect a continued stable lending environment supported by easing interest rates, plentiful lending capital, slowing inflation and an improved climate for large corporate borrowers in the year ahead. globenewswire.com - 2 months ago
Banner (BANR) Upgraded to Strong Buy: Here's Why Banner (BANR) has been upgraded to a Zacks Rank #1 (Strong Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term. zacks.com - 2 months ago
What Makes Banner (BANR) a Strong Momentum Stock: Buy Now? Does Banner (BANR) have what it takes to be a top stock pick for momentum investors? Let's find out. zacks.com - 2 months ago
Banner Corporation (BANR) Q4 2024 Earnings Conference Call Transcript Banner Corporation (NASDAQ:BANR ) Q4 2024 Earnings Conference Call January 23, 2025 11:00 AM ET Company Participants Mark Grescovich - President and Chief Executive Officer Rich Arnold - Head of Investor Relations Jill Rice - Chief Credit Officer Robert Butterfield - Chief Financial Officer Conference Call Participants Jeff Rulis - D.A. Davidson Andrew Terrell - Stephens, Inc David Feaster - Raymond James Andrew Liesch - Piper Sandler Kelly Motta - KBW Operator Hello, everyone, and welcome to the Banner Corporation's Fourth Quarter 2024 Conference Call and Webcast. seekingalpha.com - 2 months ago
Compared to Estimates, Banner (BANR) Q4 Earnings: A Look at Key Metrics Although the revenue and EPS for Banner (BANR) give a sense of how its business performed in the quarter ended December 2024, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers. zacks.com - 2 months ago
8. Profile Summary

Banner Corporation BANR

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COUNTRY US
INDUSTRY Banks - Regional
MARKET CAP $ 1.97 B
Dividend Yield 0.72%
Description Banner Corporation operates as the bank holding company for Banner Bank that provide commercial banking and financial products and services to individuals, businesses, and public sector entities in the United States. It accepts various deposit instruments, including interest-bearing and non-interest-bearing checking accounts, money market deposit accounts, regular savings accounts, and certificates of deposit, as well as treasury management services and retirement savings plans. The company also provides commercial real estate loans, including owner-occupied, investment properties, and multifamily residential real estate loans; construction, land, and land development loans; residential mortgage loans; commercial business loans; agricultural loans; and consumer and other loans, such as home equity lines of credit, automobile, and boat and recreational vehicle loans, as well as loans secured by deposit accounts. In addition, it engages in the mortgage banking operations through the origination and sale of one-to four-family and multi-family residential loans, as well as small business administration loans. Further, the company provides electronic and digital banking services. As of December 31, 2021, it operated 150 branch offices and 18 loan production offices located in Washington, Oregon, California, Idaho, and Utah. Banner Corporation was founded in 1890 and is headquartered in Walla Walla, Washington.
Contact 10 South First Avenue, Walla Walla, WA, 99362 https://www.bannerbank.com
IPO Date Nov. 1, 1995
Employees 1956
Officers Mr. Scott Newman Executive Vice President & Chief Audit Executive Mr. James M. Costa Executive Vice President, Chief Operating Officer & Chief Risk Officer of Banner Bank Ms. Cynthia D. Purcell Executive Vice President and Chief Strategy & Administration Officer of Banner Bank Mr. Robert G. Butterfield Executive Vice President, Chief Financial Officer & Treasurer Mr. Rich Arnold Head of Investor Relations Mr. James P. G. McLean Executive Vice President & Commercial Real Estate Executive of Banner Bank Mr. Mark J. Grescovich President, Chief Executive Officer & Director Ms. Sherrey Luetjen Executive Vice President, General Counsel, Ethics Officer & Secretary