PFS - Intrinsic Value and Financial Analysis - Provident Financial Services, Inc.

Provident Financial Services, Inc. PFS

Financial Services - Banks - Regional - NYSE - US

Watchlist

$ 21.4

1.04 %

$ 2.79 B

Market Cap

21.19

P/E

BALANCE SHEET

14.2 B ASSETS

Growth Rates

1Year 3.10%

3Years 3.23%

5Years 7.88%

7Years 5.92%

10Years 6.62%

12.5 B LIABILITIES

Growth Rates

1Year 2.74%

3Years 118.45%

5Years 8.40%

7Years 6.14%

10Years 6.81%

1.69 B EQUITY

Growth Rates

1Year 5.81%

3Years 1.44%

5Years 4.46%

7Years 4.39%

10Years 5.28%

BALANCE SHEET DECOMPOSITION

Balance Sheet Decomposition Provident Financial Services, Inc.

14.2 B ASSETS
12.5 B LIABILITIES

Current Assets	239 M
Cash & Short-Term Investments	180 M
Receivables	59 M
Other Current Assets	0
Non-Current Assets	2.58 B
Long-Term Investments	2.05 B
PP&E	71 M
Other Non-Current Assets	458 M

Current Liabilities	0
Accounts Payable	0
Short-Term Debt	0
Other Current Liabilities	0
Non-Current Liabilities	12.5 B
Long-Term Debt	846 M
Other Non-Current Liabilities	11.7 B

Balance Sheet

Millions

	Dec-2023	Dec-2022	Dec-2021	Dec-2020	Dec-2019	Dec-2018	Dec-2017	Dec-2016	Dec-2015	Dec-2014	Dec-2013	Dec-2012	Dec-2011	Dec-2010	Dec-2009	Dec-2008	Dec-2007	Dec-2006	Dec-2005	Dec-2004	Dec-2003	Dec-2002	Dec-2001
ASSETS
Cash & Cash Equivalents	180.2	186.5	712.5	532.4	186.7	142.7	190.8	144.3	102.2	103.8	101.2	103.8	68.6	51.3	120.8	68.5	83.7	89.4	107.4	121.2	106.2	101.4	107.4
Short Term Investments	1 690.1	1 803.5	2 057.9	1 105.5	976.9	1 063.1	1 037.8	1 040.4	964.5	1 074.4	1 157.6	1 264.0	1.1	0.9	2.9	2.2	38.9	2.7	9.9	26.5	69.6	0	0
Receivables	59.0	51.9	42.0	46.5	29.0	31.5	29.6	27.1	25.8	25.2	23.0	24.0	24.7	25.3	25.8	23.9	24.7	21.7	23.2	23.9	16.8	15.8	15.3
Inventory	0	(263.9)	(789.1)	(602.7)	(235.4)	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Current Assets	0	0	0	0	0	6 469.1	6 588.0	6 253.1	5 865.6	5 278.7	4 267.6	3 844.4	4 854.4	4 592.7	4 581.1	4 695.9	4 484.1	3 959.1	3 921.3	3 928.5	2 421.5	2 183.9	0
Total Current Assets	239.2	2 042.0	2 812.3	1 684.3	1 192.7	7 706.3	7 846.3	7 464.9	6 958.2	6 482.0	5 549.4	5 236.2	4 949.8	4 671.1	4 730.7	4 788.3	4 592.5	4 070.2	4 051.8	4 073.6	2 544.6	2 301.1	122.7
PP&E	71.0	79.8	80.6	75.9	55.2	58.1	63.2	84.1	89.0	93.0	66.4	66.1	66.3	74.3	76.3	75.8	79.1	59.8	60.9	64.6	46.7	44.0	42.2
Intangible Assets	14.3	17.3	19.8	23.2	437.0	418.2	420.3	422.9	426.3	404.4	356.4	357.9	360.7	354.2	11.8	514.7	520.7	429.7	435.8	443.1	23.9	0	0
Goodwill	443.6	443.6	444.4	443.0	420.6	411.6	411.6	411.6	411.6	392.8	352.6	352.6	353.3	346.3	346.3	498.8	0	0	0	0	0	0	0
Long Term Investments	2 054.5	2 192.6	2 495.3	1 557.4	1 431.4	1 543.1	1 515.5	1 528.6	1 438.2	1 543.9	1 515.1	1 623.5	1 725.5	1 725.8	1 671.2	1 167.8	1 167.0	1 183.2	1 503.8	1 852.0	1 669.6	1 548.7	607.7
Other Long Term Assets	(2 583.4)	(126.7)	(55.6)	(51.7)	(35.6)	(40.0)	(40.1)	(61.7)	8 318.5	7 942.7	6 984.3	(424.0)	(4.8)	(0.9)	0	2.2	520.7	429.7	435.8	443.1	23.9	25.4	(677.7)
Other Assets	11 388.2	9 008.2	7 928.8	9 135.9	6 692.3	0	0	0	0	0	0	0	0	0	0	5.5	0	0	0	0	0	0	2 069.3
Total Assets	14 210.8	13 783.4	13 781.2	12 919.7	9 808.6	9 725.8	9 845.3	9 500.5	8 911.7	8 523.4	7 487.3	7 283.7	7 097.4	6 824.5	6 836.2	6 554.3	6 359.4	5 743.0	6 052.4	6 433.3	4 284.9	3 919.2	2 869.7
LIABILITIES
Accounts Payable	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Short Term Debt	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	188.4	0	0	0	0	0
Other Current Liabilities	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	(188.4)	0	0	0	0	0
Total Current Liabilities	0	9 839.0	9 524.0	8 282.1	6 241.1	6 033.6	5 965.9	5 380.8	0	0	0	0	0	0	0	0	0	188.4	0	0	0	0	0
Long Term Debt	845.5	1 249.9	520.3	1 101.2	1 064.4	1 321.0	1 599.3	1 456.1	1 446.3	1 263.3	957.6	507.6	548.3	989.2	1 017.9	1 267.8	0	299.4	996.6	1 193.2	736.3	323.1	195.8
Deferred Tax Income	0	44.5	32.6	21.6	16.8	13.6	34.2	16.8	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Liabilities	11 674.7	10 935.9	11 563.8	10 198.8	7 330.3	0	0	0	0	0	0	2 106.2	(548.3)	(989.2)	(1 017.9)	(1 267.8)	0	(299.4)	(996.6)	(1 193.2)	(736.3)	(323.1)	(195.8)
Total Liabilities	12 520.2	12 185.7	637.1	1 201.1	1 125.1	8 366.8	8 546.6	8 248.7	7 715.6	7 379.3	6 476.6	6 302.4	6 144.9	5 902.8	5 951.6	5 530.6	5 358.6	4 723.8	4 976.1	5 296.5	3 467.8	3 593.2	2 577.6
EQUITY
Common Stock	0.8	0.8	0.8	0.8	0.8	0.8	0.8	0.8	0.8	0.8	0.8	0.8	0.8	0.8	0.8	0.8	0.8	0.8	0.8	0.8	0.6	0	0
Retained Earnings	974.5	918.2	814.5	718.1	695.3	651.1	586.1	550.8	507.7	465.3	427.8	389.5	363.0	332.5	307.8	454.4	437.5	425.0	395.6	358.7	324.2	314.1	287.5
Other Accumulative Comprehensive Income/Loss	(146.0)	(165.0)	6.9	17.7	3.8	(12.3)	(7.5)	(3.4)	(2.5)	29 K	(4.9)	7.7	9.6	14.8	7.7	4.6	(63.3)	(77.6)	(117.5)	(183.5)	(114.3)	11.9	4.6
Total Equity	1 690.6	1 597.7	1 697.1	1 619.8	1 413.8	1 359.0	1 298.7	1 251.8	1 196.1	1 144.1	1 010.8	981.2	952.5	921.7	884.6	1 023.7	1 000.8	1 019.2	1 076.3	1 136.8	817.1	326.0	292.1
Total Liabilities and Equity	14 210.8	13 783.4	13 781.2	12 919.7	9 808.6	9 725.8	9 845.3	9 500.5	8 911.7	8 523.4	7 487.3	7 283.7	7 097.4	6 824.5	6 836.2	6 554.3	6 359.4	5 743.0	6 052.4	6 433.3	4 284.9	3 919.2	2 869.7
SHARES OUTSTANDING
Common Shares Outstanding	74.8	74.7	76.5	69.5	64.6	64.9	64.4	63.6	62.9	60.4	57.2	57.1	56.9	56.6	56.3	56.0	59.1	61.0	66.1	61.6	57.8	61.5	61.5

Balance Sheet

Premium Plan

Unlimited Plan