Financial Services -
Banks - Regional - NASDAQ - US
$ 28.89
1.33 %
$ 884 M
Market Cap
8.6
P/E
1. INTRINSIC VALUE
Balance Sheet
Amalgamated Financial Corp.
| Current Assets | 1.75 B |
| Cash & Short-Term Investments | 1.69 B |
| Receivables | 61.2 M |
| Other Current Assets | 0 |
| Non-Current Assets | 6.51 B |
| Long-Term Investments | 6.25 B |
| PP&E | 20.6 M |
| Other Non-Current Assets | 240 M |
| Current Liabilities | 7.18 B |
| Accounts Payable | 0 |
| Short-Term Debt | 0 |
| Other Current Liabilities | 7.18 B |
| Non-Current Liabilities | 369 M |
| Long-Term Debt | 334 M |
| Other Non-Current Liabilities | 34.5 M |
EFFICIENCY
Earnings Waterfall
Amalgamated Financial Corp.
| Revenue | 435 M |
| Cost Of Revenue | 129 M |
| Gross Profit | 306 M |
| Operating Expenses | 161 M |
| Operating Income | 145 M |
| Other Expenses | 38.9 M |
| Net Income | 106 M |
RATIOS
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis
Amalgamated Financial Corp.
| Net Income | 106 M |
| Depreciation & Amortization | 5.43 M |
| Capital Expenditures | -1.78 M |
| Stock-Based Compensation | 5.53 M |
| Change in Working Capital | -26.9 M |
| Others | 7.18 M |
| Free Cash Flow | 122 M |
Wall Street Analysts Price Targets
Amalgamated Financial Corp.
Wall Street analysts predict an average 1-year price target for AMAL of $36.8 , with forecasts ranging from
a
low of
$28 to a high of $42 .
AMAL Lowest Price Target
Wall Street Target
28 USD
-3.08%
AMAL Average Price Target
Wall Street Target
36.8 USD
27.38%
AMAL Highest Price Target
Wall Street Target
42 USD
45.38%
4. DIVIDEND
ANALYSIS
0.49%
DIVIDEND YIELD
0.14 USD
DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership
Amalgamated Financial Corp.
Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
4.99 M USD 5
6-9 MONTHS
49.5 M USD 6
9-12 MONTHS
17.9 M USD 6
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
Amalgamated Financial Remains Appealing
Amalgamated Financial continues to grow its balance sheet, with impressive deposit and loan growth, and declining debt levels. Despite recent profitability weakness and higher price-to-book multiples, the bank remains attractively valued on a price-to-earnings basis. Asset quality is a standout, with strong return on assets and equity, exceeding industry benchmarks and peers.
seekingalpha.com
- 1 month ago
Amalgamated Bank Advances Climate Leadership with C-PACE Financing for 205kW Solar Energy and Roofing Project in New Bedford
NEW BEDFORD, Mass., June 10, 2025 (GLOBE NEWSWIRE) -- Amalgamated Bank, a subsidiary of Amalgamated Financial Corp. (Nasdaq: AMAL), today announced the successful closing of a Commercial Property Assessed Clean Energy ("C-PACE") financing under the PACE Massachusetts Program using Allectrify's FASTPACE Platform.
globenewswire.com
- 1 month ago
Amalgamated Bank Joins Nearly $1 Billion Aggregate Financing with Greenbacker's 674 MW Cider Solar Farm, Powering New York's Largest Solar Project to Date
NEW YORK, June 04, 2025 (GLOBE NEWSWIRE) -- Amalgamated Bank, a subsidiary of Amalgamated Financial Corp. (Nasdaq: AMAL), today announced the successful closing of a $15 million commitment as part of a nearly $1 billion aggregate financing to support the construction and operation of Greenbacker Renewable Energy Company LLC's (“Greenbacker”) utility-scale 674 MWdc (megawatts of direct current) “Cider” solar farm, the largest solar project in New York State.
globenewswire.com
- 2 months ago
Is the Options Market Predicting a Spike in Amalgamated Financial Stock?
Investors need to pay close attention to AMAL stock based on the movements in the options market lately.
zacks.com
- 2 months ago
Amalgamated Financial Corp. (AMAL) Q1 2025 Earnings Call Transcript
Amalgamated Financial Corp. (NASDAQ:AMAL ) Q1 2025 Earnings Call April 24, 2025 11:00 AM ET Company Participants Jason Darby - Chief Financial Officer Priscilla Brown - President and Chief Executive Officer Sam Brown - Chief Banking Officer Conference Call Participants Mark Fitzgibbon - Piper Sandler Chris O'Connell - KBW Operator Good morning, ladies and gentlemen, and welcome to the Amalgamated Financial First Quarter 2025 Earnings Call. [Operator Instructions] As a reminder, this conference call is being recorded.
seekingalpha.com
- 3 months ago
Amalgamated Financial (AMAL) Meets Q1 Earnings Estimates
Amalgamated Financial (AMAL) came out with quarterly earnings of $0.88 per share, in line with the Zacks Consensus Estimate. This compares to earnings of $0.83 per share a year ago.
zacks.com
- 3 months ago
Amalgamated Financial Corp. Reports First Quarter 2025 Financial Results; $446 Million Total Deposit Growth; Strong Margin at 3.55%
Common Equity Tier 1 Capital Ratio of 14.27% | Tangible Common Equity Ratio of 8.73% Common Equity Tier 1 Capital Ratio of 14.27% | Tangible Common Equity Ratio of 8.73%
globenewswire.com
- 3 months ago
Amalgamated Financial Corp. Declares Regular Quarterly Dividend
NEW YORK, April 22, 2025 (GLOBE NEWSWIRE) -- Amalgamated Financial Corp. (“Amalgamated” or the “Company”) (Nasdaq: AMAL) today announced that its Board of Directors has declared a regular dividend to common stockholders of $0.14 per share, payable by the Company on May 22, 2025, to stockholders of record on May 6, 2025. The amount and timing of any future dividend payments to stockholders will be subject to the discretion of the Board of Directors.
globenewswire.com
- 3 months ago
Amalgamated Financial (AMAL) Could Be a Great Choice
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Amalgamated Financial (AMAL) have what it takes?
zacks.com
- 3 months ago
Amalgamated Financial Corp. Announces First Quarter 2025 Earnings Conference Call
NEW YORK, April 14, 2025 (GLOBE NEWSWIRE) -- Amalgamated Financial Corp. (“Amalgamated” or the “Company”) (Nasdaq: AMAL) today announced that its first quarter 2025 financial results will be released before market open on Thursday, April 24, 2025. The Company will host a conference call at 11:00 a.m. Eastern Time on the same day to discuss the financial results.
globenewswire.com
- 3 months ago
Are You Looking for a High-Growth Dividend Stock?
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Amalgamated Financial (AMAL) have what it takes?
zacks.com
- 4 months ago
Amalgamated Bank Partners with Allectrify to Close First Adjustable-Rate C-PACE Transaction in Oklahoma County
OKLAHOMA CITY, April 02, 2025 (GLOBE NEWSWIRE) -- Amalgamated Bank, a subsidiary of Amalgamated Financial Corp. (Nasdaq: AMAL), today announced the successful closing on the first adjustable-rate financing under the Oklahoma County C-PACE Program for the Alley North Office development, using Allectrify's FASTPACE Platform for C-PACE financing.
globenewswire.com
- 4 months ago
8. Profile
Summary
Amalgamated Financial Corp. AMAL
COUNTRY
US
INDUSTRY
Banks - Regional
MARKET CAP
$ 884 M
Dividend Yield
0.49%
Description
Amalgamated Financial Corp. operates as the bank holding company for Amalgamated Bank that provides commercial and retail banking, investment management, and trust and custody services for commercial and retail customers in the United States. The company accepts various deposit products, including non-interest bearing accounts, interest-bearing demand products, savings accounts, money market accounts, NOW accounts, and certificates of deposit. It also provides various commercial loans comprising commercial and industrial, multifamily mortgage, and commercial real estate loans; and retail loans, such as residential real estate, and consumer and other loans. In addition, the company offers online banking, bill payment, online cash management, and safe deposit box rental services; debit and ATM cards; and trust, custody, and investment management services comprising asset safekeeping, corporate actions, income collections, proxy, account transition, asset transfers, and conversion management services. Further, it provides investment products, such as equity, fixed-income, real estate, and alternative investment products; and brokerage, asset management, and insurance products. The company operates through its three branch offices across New York City, one branch office in Washington, D.C., one branch office in San Francisco, one commercial office in Boston, and digital banking platform. Amalgamated Financial Corp. was founded in 1923 and is headquartered in New York, New York.
Contact
275 Seventh Avenue, New York City, NY, 10001
https://www.amalgamatedbank.com
IPO
Date
Aug. 9, 2018
Employees
429
Officers
Mr. Sean Searby
Executive Vice President & Chief Information and Operations Officer
Mr. Tyrone Graham
Executive Vice President & Chief Human Resources Officer
Ms. Leslie S. Veluswamy
Executive Vice President & Chief Accounting Officer
Mr. Edgar Romney Jr.
Senior Vice President & Chief Strategy and Administrative Officer
Ms. Mandy Tenner J.D.
Executive Vice President & Chief Legal Officer
Mr. Adrian Glace
Senior Vice President & Chief Technology Officer
Mr. Jason M. Darby CPA
Chief Financial Officer & Senior Executive Vice President
Ms. Priscilla Sims Brown
President, Chief Executive Officer & Director
Ms. Eleanor Innes
Senior Vice President & Chief Investment Officer
Mr. Sam D. Brown
Senior EVice President & Chief Banking Officer