Financial Services -
Banks - Regional - NYSE - US
$ 106.15
-0.72 %
$ 6.82 B
Market Cap
11.97
P/E
1. INTRINSIC VALUE
Balance Sheet
Cullen/Frost Bankers, Inc.
| Current Assets | 15.8 B |
| Cash & Short-Term Investments | 15.8 B |
| Receivables | 0 |
| Other Current Assets | 0 |
| Non-Current Assets | 1.25 B |
| Long-Term Investments | 0 |
| PP&E | 1.25 B |
| Other Non-Current Assets | 0 |
| Current Liabilities | 0 |
| Accounts Payable | 0 |
| Short-Term Debt | 0 |
| Other Current Liabilities | 0 |
| Non-Current Liabilities | 223 M |
| Long-Term Debt | 223 M |
| Other Non-Current Liabilities | 0 |
EFFICIENCY
Earnings Waterfall
Cullen/Frost Bankers, Inc.
| Revenue | 2.39 B |
| Cost Of Revenue | 0 |
| Gross Profit | 2.39 B |
| Operating Expenses | 2.06 B |
| Operating Income | -1.56 B |
| Other Expenses | -2.15 B |
| Net Income | 583 M |
RATIOS
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis
Cullen/Frost Bankers, Inc.
| Net Income | 583 M |
| Depreciation & Amortization | 128 M |
| Capital Expenditures | 0 |
| Stock-Based Compensation | 19.8 M |
| Change in Working Capital | 230 M |
| Others | 62.7 M |
| Free Cash Flow | 990 M |
Wall Street Analysts Price Targets
Cullen/Frost Bankers, Inc.
Wall Street analysts predict an average 1-year price target for CFR of $127 , with forecasts ranging from
a
low of
$104 to a high of $149 .
CFR Lowest Price Target
Wall Street Target
104 USD
-2.03%
CFR Average Price Target
Wall Street Target
127 USD
19.54%
CFR Highest Price Target
Wall Street Target
149 USD
40.37%
4. DIVIDEND
ANALYSIS
0.72%
DIVIDEND YIELD
0.95 USD
DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership
Cullen/Frost Bankers, Inc.
Sold
0-3 MONTHS
1.6 M USD 1
3-6 MONTHS
5.74 M USD 3
6-9 MONTHS
956 K USD 2
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
6 Dividend Growth Stocks I'm Buying As Tariffs Crush The Economy
President Trump's tariffs are not negotiating tactics, but a protectionist move aimed at reversing globalization and boosting U.S. manufacturing, causing market selloffs. The tariffs will harm U.S. consumers and businesses, raising prices and potentially leading to a recession, with an average household impact of $3,800 annually. Big Tech stocks have been hit the hardest by the tariff threat, with the Nasdaq down nearly 16% and the Magnificent 7 down over 20%.
seekingalpha.com
- 2 weeks ago
5 Relatively Secure And Cheap Dividend Stocks, Yields Up To 8% (April 2025)
This article is part of our monthly series where we highlight five large-cap, relatively safe, dividend-paying companies offering significant discounts to their historical norms. The market is volatile with economic uncertainties, but investing consistently in solid dividend-paying stocks with reasonable valuations is a good idea. We go over our filtering process to select just five conservative DGI stocks from more than 7,500 companies that are traded on U.S. exchanges, including OTC networks.
seekingalpha.com
- 2 weeks ago
FOR 16TH CONSECUTIVE YEAR, FROST BANK RANKS HIGHEST IN THE J.D. POWER RETAIL BANKING SATISFACTION STUDY IN TEXAS
SAN ANTONIO , March 28, 2025 /PRNewswire/ -- For the 16th consecutive year, Frost Bank received the highest ranking for retail banking customer satisfaction in Texas, according to the J.D. Power 2025 U.S. Retail Banking Satisfaction Study℠.
prnewswire.com
- 3 weeks ago
FHN or CFR: Which Is the Better Value Stock Right Now?
Investors interested in stocks from the Banks - Southwest sector have probably already heard of First Horizon National (FHN) and Cullen/Frost Bankers (CFR). But which of these two companies is the best option for those looking for undervalued stocks?
zacks.com
- 3 weeks ago
Bet on These 5 Stocks With Robust Sales Growth for Exceptional Returns
Against heightened market volatility, the traditional stock picking method - sales growth - is apt. Stocks like DRI, MIDD, INTU, CFR & AEP are worth buying.
zacks.com
- 1 month ago
FHN or CFR: Which Is the Better Value Stock Right Now?
Investors looking for stocks in the Banks - Southwest sector might want to consider either First Horizon National (FHN) or Cullen/Frost Bankers (CFR). But which of these two stocks presents investors with the better value opportunity right now?
zacks.com
- 1 month ago
Best Momentum Stocks to Buy for February 10th
BSX, ENVA and CFR made it to the Zacks Rank #1 (Strong Buy) momentum stocks list on February 10, 2025.
zacks.com
- 2 months ago
Cullen/Frost Bankers: Near-Term Earnings Growth Likely To Be Muted
Cullen/Frost has clocked in a good return since my last piece, outperforming the wider regional bank space as well as certain other Texan banks. Frost is still in expansion mode, with new branch openings contributing to relatively high cost growth guidance this year. While the near-term earnings outlook looks soft, these shares have re-rated back toward their historical average valuation marks. Prospective investors can afford to stay on the sidelines here.
seekingalpha.com
- 2 months ago
FHN vs. CFR: Which Stock Is the Better Value Option?
Investors interested in stocks from the Banks - Southwest sector have probably already heard of First Horizon National (FHN) and Cullen/Frost Bankers (CFR). But which of these two stocks offers value investors a better bang for their buck right now?
zacks.com
- 2 months ago
Cullen/Frost Tops on Q4 Earnings on Higher NII & Non-Interest Income
CFR's fourth-quarter 2024 results benefit from increased NII and non-interest income. A decline in expenses is an added advantage.
zacks.com
- 2 months ago
Cullen/Frost Bankers, Inc. (CFR) Q4 2024 Earnings Call Transcript
Cullen/Frost Bankers, Inc. (CFR) Q4 2024 Earnings Conference Call January 30, 2024 2:00 PM ET Company Participants A.B. Mendez - SVP, Director of IR Phillip Green - Chairman and CEO Jerry Salinas - Group EVP, CFO Dan Geddes - Incoming CFO Conference Call Participants Manan Gosalia - Morgan Stanley William Jones - KBW Benjamin Gerlinger - Citi Peter Winter - D.A.
seekingalpha.com
- 2 months ago
Cullen/Frost (CFR) Q4 Earnings: Taking a Look at Key Metrics Versus Estimates
Although the revenue and EPS for Cullen/Frost (CFR) give a sense of how its business performed in the quarter ended December 2024, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.
zacks.com
- 2 months ago
8. Profile
Summary
Cullen/Frost Bankers, Inc. CFR
COUNTRY
US
INDUSTRY
Banks - Regional
MARKET CAP
$ 6.82 B
Dividend Yield
0.72%
Description
Cullen/Frost Bankers, Inc. operates as the bank holding company for Frost Bank that offers commercial and consumer banking services in Texas. It operates in two segments, Banking and Frost Wealth Advisors. The company offers commercial banking services to corporations and other business clients, including financing for industrial and commercial properties, interim construction related to industrial and commercial properties, equipment, inventories and accounts receivables, and acquisitions; commercial leasing; and treasury management services. It also provides consumer banking services, such as checking accounts, savings programs, automated-teller machines (ATMs), overdraft facilities, installment and real estate loans, home equity loans and lines of credit, drive-in and night deposit services, safe deposit facilities, and brokerage services. In addition, the company offers international banking services comprising deposits, loans, letters of credit, foreign collections, funds, and foreign exchange services. Further, it acts as a correspondent for approximately 171 financial institutions; offers trust, investment, agency, and custodial services for individual and corporate clients; provides capital market services that include sales and trading, new issue underwriting, money market trading, advisory, and securities safekeeping and clearance; and supports international business activities. Additionally, the company offers insurance and securities brokerage services; and holds securities for investment purposes, as well as investment management services to Frost-managed mutual funds, institutions, and individuals. It operates approximately 157 financial centers and 1,650 ATMs. The company serves energy, manufacturing, services, construction, retail, telecommunications, healthcare, military, and transportation industries. Cullen/Frost Bankers, Inc. was founded in 1868 and is headquartered in San Antonio, Texas.
Contact
111 West Houston Street, San Antonio, TX, 78205
https://www.frostbank.com
IPO
Date
March 17, 1980
Employees
5854
Officers
Ms. Carole Kilpatrick
Senior Vice President of Private Client Services for Allen Financial Center
Mr. Daniel J. Geddes
Group Executive Vice President & Chief Financial Officer
Mr. Matthew B. Henson
Executive Vice President & Chief Accounting Officer
Mr. Robert A. Berman
Group Executive Vice President of Research & Strategy
Mr. Phillip D. Green J.D.
Chairman of the Board & Chief Executive Officer
Mr. Paul H. Bracher
President, Group Executive Vice President & Chief Banking Officer
Mr. Coolidge E. Rhodes Jr.
Group Executive Vice President, General Counsel & Corporate Secretary
Mr. A. B. Mendez C.F.A.
Director of Investor Relations
Mr. Jimmy M. Stead
Group Executive Vice President and Chief Consumer Banking Officer & Technology Officer
Ms. Annette Alonzo
Group Executive Vice President & Chief Human Resources Officer