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Cullen/Frost Bankers, Inc. CFR
Financial Services - Banks - Regional - NYSE - US
Watchlist
$ 137.03
0.432 %
$ 8.8 B
Market Cap
15.45
P/E
CASH FLOW STATEMENT
990 M OPERATING CASH FLOW
106.65%
Growth Rates
1Year 106.65%
3Years 15.14%
5Years 9.31%
7Years 9.09%
10Years 13.19%
-181 M INVESTING CASH FLOW
80.81%
Growth Rates
1Year 80.81%
3Years 58.47%
5Years 33.46%
7Years 17.07%
10Years 22.39%
738 M FINANCING CASH FLOW
125.66%
Growth Rates
1Year 125.66%
3Years -55.13%
5Years 4.76%
7Years -4.83%
10Years -8.54%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Cullen/Frost Bankers, Inc.
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Net Income 583 M
Depreciation & Amortization 128 M
Capital Expenditures 0
Stock-Based Compensation 19.8 M
Change in Working Capital 230 M
Others 62.7 M
Free Cash Flow 990 M

Cash Flow

Millions
Dec-2024 Dec-2023 Dec-2022 Dec-2021 Dec-2020 Dec-2019 Dec-2018 Dec-2017 Dec-2016 Dec-2015 Dec-2014 Dec-2013 Dec-2012 Dec-2011 Dec-2010 Dec-2009 Dec-2008 Dec-2007 Dec-2006 Dec-2005 Dec-2004 Dec-2003 Dec-2002 Dec-2001 Dec-2000 Dec-1999 Dec-1998 Dec-1997 Dec-1996 Dec-1995 Dec-1994 Dec-1993 Dec-1992 Dec-1991 Dec-1990 Dec-1989
OPERATING CASH FLOW
Net Income 582.5 598.0 579.1 443.1 331.2 443.6 454.9 364.1 304.3 279.3 278.0 237.9 238.0 217.5 208.8 179.0 207.3 212.1 193.6 165.4 141.3 130.5 117.0 80.9 108.8 97.6 75.6 63.5 55.0 46.3 37.4 38.7 17.6 0.2 (8.2) 2.7
Depreciation & Amortization 128.0 76.4 71.3 69.3 64.4 54.1 50.2 47.8 48.2 42.0 39.7 38.5 37.8 37.6 37.6 36.5 33.6 31.4 25.2 26.3 25.9 27.8 31.5 38.3 35.5 37.4 29.1 13.9 25.3 21.0 5.6 11.2 8.8 7.5 8.2 7.0
Deferred Income Tax (11.6) (14.8) (4.9) 7.8 (15.8) 7.6 52.9 (14.5) (11.6) (19.1) (4.1) 3.3 (6.4) 8.1 4.6 (9.9) 11.4 0.9 (1.3) 0.6 5.3 (3.8) (7.8) (7.5) (1.8) (6.1) (5.6) (6.4) (4.0) (1.2) 2.1 (6.4) 0 0 0 0
Stock Based Compensation 19.8 24.6 46.3 36.6 31.8 44.8 13.9 13.0 11.8 12.7 12.5 12.0 12.8 16.0 14.9 12.6 10.2 9.7 9.2 0 1.4 0.8 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Operating Activities 41.0 88.8 90.1 100.2 238.0 126.9 103.2 115.4 98.7 104.4 57.4 45.7 16.4 19.7 40.8 53.6 12.4 (15.1) (16.5) 21.1 2.4 (12.5) 136.7 4.1 (8.1) 10.1 20.8 (24.7) (10.6) (11.9) 1.1 2.5 25.6 18.2 29.0 22.5
Change in Working Capital 229.8 (294.1) (31.4) 15.2 (107.3) (14.0) (112.7) 12.2 (13.5) (25.9) (96.7) (163.7) 1.4 (24.5) 117.8 2.0 (40.4) (37.6) (263.4) (77.5) (47.5) 59.6 (3.0) (16.2) (2.1) 1.6 (3.4) (2.0) (2.0) 31.7 (3.1) (1.6) 2.9 6.6 16.4 (34.9)
Cash From Operations 989.5 478.8 722.6 648.3 524.2 634.1 562.4 538.1 437.8 393.5 286.7 173.6 300.0 274.4 424.5 273.9 234.4 201.3 (53.1) 132.4 128.8 202.4 272.2 97.6 129.7 136.6 115.3 43.8 64.7 85.9 47.1 43.0 54.9 32.5 45.4 (2.7)
INVESTING CASH FLOW
Capital Expenditures 0 (158.6) (102.5) (65.8) (95.4) (206.7) (79.3) (34.1) (53.6) (147.1) (132.0) (39.6) (24.9) (26.7) (16.8) (78.3) (59.9) (21.1) (27.3) (18.1) (15.4) (12.5) (40.9) (17.5) (25.2) (20.3) (18.8) (15.0) (12.2) (6.4) (16.4) (13.3) (11.7) (10.4) (5.9) (16.9)
Other Items (180.9) (784.1) (8 174.8) (2 459.2) (1 535.6) (1 180.0) (1 834.0) (636.5) (1 320.3) (1 091.8) (2 150.1) (346.3) (2 130.6) (2 428.6) (383.0) (841.1) (1 169.4) (440.2) (341.7) (403.6) (618.0) (607.2) (248.3) (626.2) (360.8) 42.6 (653.9) (236.3) (65.7) (73.3) (224.7) 1.8 90.5 (44.7) 78.8 (135.4)
Cash From Investing Activities (180.9) (942.8) (8 277.3) (2 525.0) (1 631.0) (1 386.8) (1 913.3) (670.6) (1 374.0) (1 238.9) (2 282.1) (385.9) (2 155.5) (2 455.3) (399.8) (919.4) (1 229.3) (461.3) (368.9) (421.7) (633.4) (619.7) (289.2) (643.7) (386.0) 22.3 (672.7) (251.3) (77.9) (79.7) (241.1) (11.5) 78.8 (55.1) 72.9 (152.3)
FINANCING CASH FLOW
Common Stock Repurchased (60.9) (42.7) (4.4) (3.9) (165.8) (68.8) (101.0) (101.5) (1.3) (101.2) (1.5) (144.6) (0.4) (2.0) (1.0) (0.8) (23.1) 0 0 (15.0) 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Total Debt Repaid 0 (570.9) 1 945.6 636.3 421.7 327.8 219.7 169.3 83.5 90.4 84.7 107.2 (161.2) 96.5 (25.3) (591.2) 132.5 39.4 86.4 227.9 206.4 (404.8) 505.8 90.9 29.7 27.9 89.4 (31.9) 76.3 (267.6) 0 40.2 32.9 (54.2) (148.3) (16.3)
Dividends Paid (6.7) (239.0) (216.5) (195.9) (182.6) (185.1) (173.5) (152.2) (143.0) (140.2) (135.2) (126.3) (116.9) (112.2) (108.0) (102.1) (98.2) (90.8) (73.4) (61.5) (53.8) (48.5) (44.7) (43.3) (39.6) (36.0) (30.5) (21.5) (18.1) (12.7) (7.4) (1.7) 0 0 0 0
Other Financing Activities 805.9 (2 024.3) 1 275.2 7 734.4 7 379.7 511.1 308.5 1 128.6 1 546.8 222.5 1 855.4 1 551.7 2 751.3 2 285.3 1 205.5 1 821.3 1 024.4 150.2 (97.8) 721.7 36.8 440.7 508.4 600.3 546.4 (117.6) 454.2 145.1 246.4 374.7 (59.4) (66.3) 3.4 (111.5) (102.4) 129.3
Cash From Financing Activities 738.3 (2 876.9) 2 999.9 8 170.9 7 607.5 585.1 253.7 1 044.1 1 486.1 72.8 1 803.4 1 243.5 2 472.9 2 267.5 1 074.8 1 129.6 1 035.8 11.9 (46.8) 908.9 160.2 (8.4) 950.3 637.7 493.3 (144.7) 517.6 76.8 304.2 94.4 142.4 (25.6) 40.2 (163.4) (248.6) 115.3
CHANGE IN CASH
Net Change In Cash 1 547.0 (3 340.9) (4 554.9) 6 294.1 6 500.7 (167.6) (1 097.3) 911.6 549.9 (772.6) (192.0) 1 031.1 617.4 86.6 1 099.5 484.1 40.8 (248.1) (468.8) 619.6 (344.4) (425.7) 933.2 91.6 237.0 14.3 517.6 76.8 304.2 94.4 142.4 (25.6) 40.2 (163.4) (248.6) 115.3
FREE CASH FLOW
Free Cash Flow 989.5 320.2 620.1 582.4 428.8 427.4 483.1 504.0 384.2 246.3 154.7 134.0 275.1 247.7 407.7 195.7 174.5 180.2 (80.4) 114.3 113.4 189.8 231.3 80.2 104.4 116.3 96.5 28.8 52.5 79.5 30.7 29.7 43.2 22.1 39.5 (19.6)