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Financial Services - Banks - Regional - NYSE - US
$ 28.25
-1.01 %
$ 1.83 B
Market Cap
16.29
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Apr, 22, 2025.

The intrinsic value of one HTH stock under the worst case scenario is HIDDEN Compared to the current market price of 28.2 USD, Hilltop Holdings Inc. is HIDDEN

This DCF valuation model was last updated on Apr, 22, 2025.

The intrinsic value of one HTH stock under the base case scenario is HIDDEN Compared to the current market price of 28.2 USD, Hilltop Holdings Inc. is HIDDEN

This DCF valuation model was last updated on Apr, 22, 2025.

The intrinsic value of one HTH stock under the best case scenario is HIDDEN Compared to the current market price of 28.2 USD, Hilltop Holdings Inc. is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart HTH

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$35.0$35.0$34.0$34.0$33.0$33.0$32.0$32.0$31.0$31.0$30.0$30.0$29.0$29.0$28.0$28.0$27.0$27.0Nov '24Nov '2415 Nov15 NovDec '24Dec '2415 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '2515 Apr15 Apr
FINANCIALS
836 M REVENUE
-28.96%
-593 M OPERATING INCOME
-168.98%
123 M NET INCOME
12.37%
274 M OPERATING CASH FLOW
-38.17%
354 M INVESTING CASH FLOW
123.71%
-174 M FINANCING CASH FLOW
47.58%
209 M REVENUE
4.06%
-152 M OPERATING INCOME
0.00%
37.9 M NET INCOME
27.59%
123 M OPERATING CASH FLOW
272.55%
47.4 M INVESTING CASH FLOW
-94.52%
179 M FINANCING CASH FLOW
-51.88%
Balance Sheet Hilltop Holdings Inc.
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Current Assets 2.3 B
Cash & Short-Term Investments 2.3 B
Receivables 1.45 B
Other Current Assets -1.45 B
Non-Current Assets 622 M
Long-Term Investments 2.66 B
PP&E 239 M
Other Non-Current Assets -2.28 B
78.71 %49.72 %91.05 %8.18 %Total Assets$2.9b
Current Liabilities 2.17 B
Accounts Payable 1.33 B
Short-Term Debt 834 M
Other Current Liabilities 0
Non-Current Liabilities 13.2 B
Long-Term Debt 348 M
Other Non-Current Liabilities 12.9 B
8.66 %5.42 %83.66 %Total Liabilities$15.4b
EFFICIENCY
Earnings Waterfall Hilltop Holdings Inc.
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Revenue 836 M
Cost Of Revenue 0
Gross Profit 836 M
Operating Expenses 1.12 B
Operating Income -593 M
Other Expenses -716 M
Net Income 123 M
1b1b800m800m600m600m400m400m200m200m00(200m)(200m)(400m)(400m)(600m)(600m)836m0836m(1b)(593m)716m123mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
100.00% GROSS MARGIN
100.00%
-70.88% OPERATING MARGIN
-70.88%
13.54% NET MARGIN
13.54%
5.17% ROE
5.17%
0.70% ROA
0.70%
-29.80% ROIC
-29.80%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Hilltop Holdings Inc.
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1b1b1b1b800m800m600m600m400m400m200m200m00(200m)(200m)(400m)(400m)(600m)(600m)20162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 123 M
Depreciation & Amortization 19.9 M
Capital Expenditures 0
Stock-Based Compensation 0
Change in Working Capital 108 M
Others 48.3 M
Free Cash Flow 274 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Hilltop Holdings Inc.
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Wall Street analysts predict an average 1-year price target for HTH of $34 , with forecasts ranging from a low of $34 to a high of $34 .
HTH Lowest Price Target Wall Street Target
34 USD 20.35%
HTH Average Price Target Wall Street Target
34 USD 20.35%
HTH Highest Price Target Wall Street Target
34 USD 20.35%
Price
Max Price Target
Min Price Target
Average Price Target
353534343333323231313030292928282727Jun '24Jun '24Jul '24Jul '24Aug '24Aug '24Oct '24Oct '24Nov '24Nov '2420252025Feb '25Feb '25Apr '25Apr '25Jun '25Jun '25Jul '25Jul '25Aug '25Aug '25Oct '25Oct '25Nov '25Nov '2520262026Feb '26Feb '26Apr '26Apr '26
4. DIVIDEND ANALYSIS
0.59% DIVIDEND YIELD
0.18 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
0.700.700.600.600.500.500.400.400.300.300.200.200.100.100.000.000.060.070.080.090.120.150.160.170.180.060.070.080.090.120.150.160.170.060.070.080.090.120.150.160.170.060.240.060.270.070.310.080.350.090.450.120.570.150.630.160.670.170.350.0020162016201720172018201820192019202020202021202120222022202320232024202420252025
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5. COMPETITION
slide 2 of 14
6. Ownership
Insider Ownership Hilltop Holdings Inc.
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Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
1.09 M USD 2
6-9 MONTHS
1.22 M USD 1
9-12 MONTHS
113 K USD 1
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
Hilltop Holdings Inc. Announces First Quarter 2025 Earnings Conference Call and Webcast DALLAS--(BUSINESS WIRE)--Hilltop Holdings Inc. (NYSE: HTH) (“Hilltop”), a Dallas-based financial holding company, will host a live webcast and conference call at 8:00 AM Central (9:00 AM Eastern) on Friday, April 25, 2025. Hilltop President and CEO Jeremy B. Ford and Hilltop CFO William B. Furr will review first quarter 2025 financial results. Interested parties can access the conference call by dialing 800-549-8228 (Toll Free North America) or (+1) 289-819-1520 (International Toll) and then us. businesswire.com - 2 weeks ago
23 Upcoming Dividend Increases, Including 2 Kings Excited to announce dividend hikes for 23 companies, including dividend kings SJW Group and California Water Service Group, with 5% and 7.1% increases. Companies with consistent dividend growth indicate financial health, attracting investors and boosting stock prices, leading to long-term wealth accumulation. Investment strategy focuses on stocks with rising dividends and outperforming benchmarks, using data from U.S. Dividend Champions and NASDAQ. seekingalpha.com - 2 months ago
Hilltop Holdings Inc. (HTH) Q4 2024 Earnings Call Transcript Hilltop Holdings Inc. (NYSE:HTH ) Q4 2024 Earnings Conference Call January 31, 2025 9:00 AM ET Company Participants Matt Dunn - IR Jeremy Ford - President and CEO Will Furr - CFO Conference Call Participants Michael Rose - Raymond James Stephen Scouten - Piper Sandler Woody Lay - KBW Operator Good morning ladies and gentlemen, and welcome to the Hilltop Holdings Fourth Quarter 2024 Earnings Conference Call and Webcast. At this time, all lines are in a listen-only mode. seekingalpha.com - 2 months ago
Hilltop Holdings Stock Rises as Q4 Earnings Beat on Higher Fee Income HTH's fourth-quarter results top estimates on the back of higher non-interest income and provision reversals. Yet, lower NII and higher expenses remain woes. zacks.com - 3 months ago
Compared to Estimates, Hilltop Holdings (HTH) Q4 Earnings: A Look at Key Metrics The headline numbers for Hilltop Holdings (HTH) give insight into how the company performed in the quarter ended December 2024, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals. zacks.com - 3 months ago
Hilltop Holdings (HTH) Beats Q4 Earnings and Revenue Estimates Hilltop Holdings (HTH) came out with quarterly earnings of $0.55 per share, beating the Zacks Consensus Estimate of $0.28 per share. This compares to earnings of $0.44 per share a year ago. zacks.com - 3 months ago
Hilltop Holdings Inc. Announces Financial Results for Fourth Quarter and Full Year 2024 DALLAS--(BUSINESS WIRE)--Hilltop Holdings Inc. (NYSE: HTH) (“Hilltop”) today announced financial results for the fourth quarter and full year 2024. Hilltop produced income to common stockholders of $35.5 million, or $0.55 per diluted share, for the fourth quarter of 2024, compared to $28.7 million, or $0.44 per diluted share, for the fourth quarter of 2023. Income to common stockholders for the full year 2024 was $113.2 million, or $1.74 per diluted share, compared to $109.6 million, or $1.69 p. businesswire.com - 3 months ago
Hilltop Opportunity Partners Announces Agreement to Sell Its Interest in Moser Energy Systems DALLAS--(BUSINESS WIRE)--Hilltop Opportunity Partners, the merchant bank subsidiary of Hilltop Holdings Inc. (NYSE: HTH), today announced that its portfolio company, Moser Holdings, LLC, entered into a definitive agreement to sell all of the capital stock of Moser Acquisition, Inc., a wholly owned subsidiary of Moser Holdings, LLC, to Atlas Energy Solutions Inc. (“Atlas”). Moser Energy Systems, a wholly owned subsidiary of Moser Acquisition, Inc., is a leading provider of distributed power solu. businesswire.com - 3 months ago
Hilltop Holdings (HTH) Expected to Beat Earnings Estimates: Should You Buy? Hilltop Holdings (HTH) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations. zacks.com - 3 months ago
Hilltop Holdings Inc. Announces Fourth Quarter and Full Year 2024 Earnings Conference Call and Webcast DALLAS--(BUSINESS WIRE)--Hilltop Holdings Inc. (NYSE: HTH) (“Hilltop”), a Dallas-based financial holding company, will host a live webcast and conference call at 8:00 AM Central (9:00 AM Eastern) on Friday, January 31, 2025. Hilltop President and CEO Jeremy B. Ford and Hilltop CFO William B. Furr will review fourth quarter and full year 2024 financial results. Interested parties can access the conference call by dialing 800-549-8228 (Toll Free North America) or (+1) 289-819-1520 (International. businesswire.com - 3 months ago
Will Hilltop Holdings (HTH) Beat Estimates Again in Its Next Earnings Report? Hilltop Holdings (HTH) has an impressive earnings surprise history and currently possesses the right combination of the two key ingredients for a likely beat in its next quarterly report. zacks.com - 3 months ago
HTH Shares Hit 52-Week Low: Time to Buy the Dip or Cut Your Losses? Hilltop Holdings Inc. HTH shares touched a new 52-week low of $27.85 during Friday's trading session. Over the past year, the stock has declined 18.7%, underperforming the industry, Zacks Finance sector and S&P 500 index. zacks.com - 3 months ago
8. Profile Summary

Hilltop Holdings Inc. HTH

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COUNTRY US
INDUSTRY Banks - Regional
MARKET CAP $ 1.83 B
Dividend Yield 0.59%
Description Hilltop Holdings Inc. provides business and consumer banking, and financial products and services. It operates through three segments: Banking, Broker-Dealer, and Mortgage Origination. The Banking segment offers savings, checking, interest-bearing checking, and money market accounts; certificates of deposit; lines and letters of credit, home improvement and equity loans, loans for purchasing and carrying securities, equipment loans and leases, agricultural and commercial real estate loans, and other loans; and commercial and industrial loans, and term and construction finance. This segment also provides treasury management, wealth management, asset management, check cards, safe deposit boxes, online banking, bill pay, trust, and overdraft services; and estate planning, management and administration, investment portfolio management, employee benefit accounts, and individual retirement accounts, as well as automated teller machines. The Broker-Dealer segment offers public finance services that assist public entities in originating, syndicating, and distributing securities of municipalities and political subdivisions; specialized advisory and investment banking services; advice and guidance to arbitrage rebate compliance, portfolio management, and local government investment pool administration; structured finance services, which include advisory services for derivatives and commodities; sells, trades in, and underwrites U.S. government and government agency bonds, corporate bonds, and municipal bonds, as well as mortgage-backed, asset-backed, and commercial mortgage-backed securities and structured products. This segment also provides asset and liability management advisory, clearing, retail, and securities lending services. The Mortgage Origination segment offers mortgage, jumbo, Federal Housing Administration, Veterans Affairs, and United States Department of Agriculture loans. Hilltop Holdings Inc. was founded in 1998 and is headquartered in Dallas, Texas.
Contact 6565 Hillcrest Avenue, Dallas, TX, 75205 https://www.hilltop-holdings.com
IPO Date Feb. 19, 2004
Employees 3616
Officers Mr. Keith Edward Bornemann Executive Vice President & Chief Accounting Officer Mr. Darren Eugene Parmenter Executive Vice President & Chief Administrative Officer Mr. Wayne Becker Corporate Treasurer & Chief Investment Officer Mr. David Rhodes Chief Information Officer Mr. Corey G. Prestidge J.D. Executive Vice President, General Counsel & Secretary Ms. Jennifer Sterns Director of Marketing & Communications Mr. Jeremy Blue Ford President, Chief Executive Officer & Director Mr. Martin Bradley Winges President & Chief Executive Officer of Hilltop Securities Inc. Mr. Stephen B. Thompson President & Chief Executive Officer of PrimeLending Mr. William B. Furr Executive Vice President & Chief Financial Officer