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Technology - Software - Infrastructure - NASDAQ - UY
$ 8.06
-0.371 %
$ 2.3 B
Market Cap
20.67
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one DLO stock under the worst case scenario is HIDDEN Compared to the current market price of 8.06 USD, DLocal Limited is HIDDEN

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one DLO stock under the base case scenario is HIDDEN Compared to the current market price of 8.06 USD, DLocal Limited is HIDDEN

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one DLO stock under the best case scenario is HIDDEN Compared to the current market price of 8.06 USD, DLocal Limited is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart DLO

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$14.0$14.0$13.0$13.0$12.0$12.0$11.0$11.0$10.0$10.0$9.0$9.0$8.0$8.015 Oct15 OctNov '24Nov '2415 Nov15 NovDec '24Dec '2415 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '25
FINANCIALS
746 M REVENUE
14.70%
140 M OPERATING INCOME
-21.80%
120 M NET INCOME
-32.55%
-32.8 M OPERATING CASH FLOW
-11.17%
-17.8 M INVESTING CASH FLOW
79.03%
-68.6 M FINANCING CASH FLOW
48.77%
204 M REVENUE
10.08%
42.3 M OPERATING INCOME
2.75%
29.7 M NET INCOME
10.83%
-141 M OPERATING CASH FLOW
-356.66%
-24.1 M INVESTING CASH FLOW
-1190.94%
31.6 M FINANCING CASH FLOW
557.74%
Balance Sheet DLocal Limited
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Current Assets 1.07 B
Cash & Short-Term Investments 554 M
Receivables 497 M
Other Current Assets 21.7 M
Non-Current Assets 98.4 M
Long-Term Investments 0
PP&E 7.02 M
Other Non-Current Assets 91.4 M
47.34 %42.41 %7.81 %Total Assets$1.2b
Current Liabilities 678 M
Accounts Payable 598 M
Short-Term Debt 51.6 M
Other Current Liabilities 28.2 M
Non-Current Liabilities 4.72 M
Long-Term Debt 2.86 M
Other Non-Current Liabilities 1.86 M
87.61 %7.56 %4.14 %Total Liabilities$682.3m
EFFICIENCY
Earnings Waterfall DLocal Limited
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Revenue 746 M
Cost Of Revenue 451 M
Gross Profit 295 M
Operating Expenses 154 M
Operating Income 140 M
Other Expenses 20.1 M
Net Income 120 M
800m800m700m700m600m600m500m500m400m400m300m300m200m200m100m100m00746m(451m)295m(154m)141m(20m)120mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
39.50% GROSS MARGIN
39.50%
18.83% OPERATING MARGIN
18.83%
16.14% NET MARGIN
16.14%
24.63% ROE
24.63%
10.28% ROA
10.28%
20.55% ROIC
20.55%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis DLocal Limited
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300m300m250m250m200m200m150m150m100m100m50m50m00(50m)(50m)202020202021202120222022202320232024202420252025
Net Income 120 M
Depreciation & Amortization 17.4 M
Capital Expenditures -1.7 M
Stock-Based Compensation 23.8 M
Change in Working Capital -157 M
Others -31.7 M
Free Cash Flow -34.5 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets DLocal Limited
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Wall Street analysts predict an average 1-year price target for DLO of $9.67 , with forecasts ranging from a low of $8 to a high of $14 .
DLO Lowest Price Target Wall Street Target
8 USD -0.74%
DLO Average Price Target Wall Street Target
9.67 USD 19.93%
DLO Highest Price Target Wall Street Target
14 USD 73.70%
Price
Max Price Target
Min Price Target
Average Price Target
15151414131312121111101099887766May '24May '24Jul '24Jul '24Aug '24Aug '24Oct '24Oct '24Nov '24Nov '2420252025Feb '25Feb '25Apr '25Apr '25Jun '25Jun '25Jul '25Jul '25Aug '25Aug '25Oct '25Oct '25Nov '25Nov '2520262026Feb '26Feb '26Apr '26Apr '26
4. DIVIDEND ANALYSIS
5. COMPETITION
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6. Ownership
Insider Ownership DLocal Limited
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9-12 MONTHS
7. News
dLocal Announces CFO Transition due to Health Reasons MONTEVIDEO, Uruguay, March 25, 2025 (GLOBE NEWSWIRE) -- dLocal (Nasdaq: DLO), a leading cross-border payments platform, announced today that Mark Ortiz will step down from his role as Chief Financial Officer due to an unforeseen health issue that requires attention. The transition will take effect once the company has filed its annual report on Form 20-F including the 2024 annual audited financial statements (and in any event, no later than May 1, 2025). globenewswire.com - 3 weeks ago
DLocal: Take Rate Disappointment Isn't A Disaster DLocal's Q4 report caused the stock to crash -31%. Payment volume continued to grow rapidly and even accelerated in Q4, but a continued take rate decline seems to have disappointed the market. DLocal still guides for rapid earnings growth in 2025 as TPV continues to scale, making the market crash a clear overreaction in my opinion. seekingalpha.com - 1 month ago
1 Growth Stock Down 30% You Don't Want to Miss Out On In this video, I will cover DLocal's (DLO 4.66%) fourth-quarter earnings, why the stock crashed, and why I remain bullish. Watch the short video to learn more, consider subscribing, and click the special offer link below. fool.com - 1 month ago
Why DLocal Stock Got Hammered Today Shares of financial technology (fintech) company DLocal (DLO -31.24%) got hammered on Friday after the company reported financial results for the fourth quarter of 2024. The Uruguayan company's take rates are falling, unsettling investors. fool.com - 1 month ago
Why DLocal Shares Plunged This Week Shares of payment platform DLocal (DLO -29.60%) were down 29% this week at 12:30 p.m. ET, according to data provided by S&P Global Market Intelligence. fool.com - 1 month ago
DLocal's TPV Surges 51% Amid Revenue Miss Digital payments specialist DLocal (DLO -28.73%) reported mixed fourth-quarter 2024 earnings on Thursday, Feb. 27. The company achieved a record gross profit and maintained solid growth in total payment volumes (TPV), increasing by a noteworthy 51% year over year. fool.com - 1 month ago
DLocal Limited (DLO) Q4 2024 Earnings Call Transcript DLocal Limited. (NASDAQ:DLO ) Q4 2024 Earnings Conference Call February 27, 2025 5:00 PM ET Company Participants Mirele Aragão - Head of Investor Relations Pedro Arnt - Chief Executive Officer Maria Oldham - SVP Corporate Development, IR & Strategic Finance Mark Ortiz - Chief Financial Officer Sergio Fogel - President and chief Strategy Officer Conference Call Participants Tito Labarta - Goldman Sachs Guilherme Grespan - JPMorgan James Friedman - SIG Group Neha Agarwala - HSBC Cassie Chan - BofA Operator Good day, and thank you for standing by. seekingalpha.com - 1 month ago
DLocal (DLO) Q4 Earnings Match Estimates DLocal (DLO) came out with quarterly earnings of $0.15 per share, in line with the Zacks Consensus Estimate. This compares to earnings of $0.14 per share a year ago. zacks.com - 1 month ago
Fintech dLocal posts fourth-quarter net profit up 4% Uruguayan fintech dLocal on Thursday announced a fourth-quarter net profit of $29.7 million, up 4% from a year earlier but landing below the $44.7 million estimate of analysts polled by LSEG, with the boost partly driven by stronger volumes in Egypt. reuters.com - 1 month ago
dLocal Reports 2024 Fourth Quarter Financial Results Full Year 2024 results US$25.6 billion Total Payment Volume, up 45% year-over-year Revenue of US$746 million, up 15% year-over-year 113% Net Revenue Retention Rate Gross Profit of US$295 million, up 6% year-over-year Adjusted EBITDA of US$189 million, down 7% year-over-year globenewswire.com - 1 month ago
What Makes DLocal (DLO) a New Buy Stock DLocal (DLO) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #2 (Buy). zacks.com - 1 month ago
PAGS vs. DLO: Which Stock Is the Better Value Option? Investors with an interest in Financial Transaction Services stocks have likely encountered both PagSeguro Digital Ltd. (PAGS) and DLocal (DLO). zacks.com - 1 month ago
8. Profile Summary

DLocal Limited DLO

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COUNTRY UY
INDUSTRY Software - Infrastructure
MARKET CAP $ 2.3 B
Dividend Yield 0.00%
Description DLocal Limited operates a payments platform in the United States, Europe, China, and internationally. Its payments platform enables merchants to get paid and to make payments online. The company serves commerce, streaming, ride-hailing, financial services, advertising, software as a service, travel, e-learning, on-demand delivery, gaming, and crypto industries. DLocal Limited was founded in 2016 and is headquartered in Montevideo, Uruguay.
Contact Dr. Luis Bonavita 1294, Montevideo, 11300 https://www.dlocal.com
IPO Date June 3, 2021
Employees 1095
Officers Ms. Gabriela Vieira General Counsel Mr. Alberto Almeida Chief Technology Officer Mr. John O'Brien Chief Revenue Officer Mr. Sergio Enrique Fogel Kaplan President, Chief Strategy Officer & Director Soledad Nager Head of Investor Relations Mr. Carlos J. Menendez Chief Operating Officer Mr. Mark Ortiz Chief Financial Officer Mr. Pedro Arnt Chief Executive Officer & Director