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Technology - Software - Infrastructure - NASDAQ - KY
$ 9.35
1.08 %
$ 2.77 B
Market Cap
8.5
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Mar, 3, 2025.

The intrinsic value of one STNE stock under the worst case scenario is HIDDEN Compared to the current market price of 9.35 USD, StoneCo Ltd. is HIDDEN

This DCF valuation model was last updated on Mar, 3, 2025.

The intrinsic value of one STNE stock under the base case scenario is HIDDEN Compared to the current market price of 9.35 USD, StoneCo Ltd. is HIDDEN

This DCF valuation model was last updated on Mar, 3, 2025.

The intrinsic value of one STNE stock under the best case scenario is HIDDEN Compared to the current market price of 9.35 USD, StoneCo Ltd. is HIDDEN

2. FUNDAMENTAL ANALYSIS
FINANCIALS
11.4 B REVENUE
26.04%
5.25 B OPERATING INCOME
31.97%
1.6 B NET INCOME
404.03%
1.65 B OPERATING CASH FLOW
-2.14%
-845 M INVESTING CASH FLOW
54.82%
-149 M FINANCING CASH FLOW
94.71%
3.21 B REVENUE
4.08%
1.54 B OPERATING INCOME
525.96%
543 M NET INCOME
8.95%
-131 M OPERATING CASH FLOW
81.64%
-567 M INVESTING CASH FLOW
-747.89%
-58.3 M FINANCING CASH FLOW
-11.26%
Balance Sheet StoneCo Ltd.
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Current Assets 37.2 B
Cash & Short-Term Investments 5.66 B
Receivables 24.4 B
Other Current Assets 7.14 B
Non-Current Assets 11.5 B
Long-Term Investments 129 M
PP&E 1.66 B
Other Non-Current Assets 9.75 B
Current Liabilities 29.1 B
Accounts Payable 514 M
Short-Term Debt 1.88 B
Other Current Liabilities 26.7 B
Non-Current Liabilities 4.87 B
Long-Term Debt 3.64 B
Other Non-Current Liabilities 1.24 B
EFFICIENCY
Earnings Waterfall StoneCo Ltd.
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Revenue 11.4 B
Cost Of Revenue 2.98 B
Gross Profit 8.38 B
Operating Expenses 8.38 B
Operating Income 5.25 B
Other Expenses 3.65 B
Net Income 1.6 B
RATIOS
73.75% GROSS MARGIN
73.75%
46.22% OPERATING MARGIN
46.22%
14.01% NET MARGIN
14.01%
10.89% ROE
10.89%
3.27% ROA
3.27%
19.90% ROIC
19.90%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis StoneCo Ltd.
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Net Income 1.6 B
Depreciation & Amortization 878 M
Capital Expenditures -1.21 B
Stock-Based Compensation 251 M
Change in Working Capital -3.41 B
Others -1.26 B
Free Cash Flow 437 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets StoneCo Ltd.
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Wall Street analysts predict an average 1-year price target for STNE of $17.3 , with forecasts ranging from a low of $10 to a high of $23 .
STNE Lowest Price Target Wall Street Target
10 USD 6.95%
STNE Average Price Target Wall Street Target
17.3 USD 84.87%
STNE Highest Price Target Wall Street Target
23 USD 145.99%
4. DIVIDEND ANALYSIS
5. COMPETITION
6. Ownership
Insider Ownership StoneCo Ltd.
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Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
Date Value Insider Amount Avg Price
7. News
The Bottom Fishing Club - StoneCo: Playing Brazil's Rebound I own StoneCo Ltd. for its undervaluation, improving technical trading pattern, and the potential for a stronger Brazilian real against the U.S. dollar in 2025. The stock trades at an ultra-low P/E of 8x, and EV to EBITDA ratio of 1.8x, making it a bargain choice in financial services. Technical momentum appears to have turned high over the past week, after many months of bearish action. Price could run higher over the next month or two. seekingalpha.com - 2 weeks ago
StoneCo Ltd. to Announce Fourth Quarter and Fiscal Year 2024 Financial Results on March 18th, 2025 George Town, Grand Cayman--(Newsfile Corp. - February 14, 2025) - StoneCo Ltd. (NASDAQ: STNE) (B3: STOC31) ("Stone") today announces that it will release its fourth quarter and fiscal year 2024 financial results on Tuesday, March 18th, 2025, after the market closes. newsfilecorp.com - 2 weeks ago
StoneCo Ltd. (STNE) Exceeds Market Returns: Some Facts to Consider StoneCo Ltd. (STNE) concluded the recent trading session at $9.37, signifying a +1.52% move from its prior day's close. zacks.com - 2 weeks ago
StoneCo: After A 22% Drop, We Have The Opportunity (Rating Upgrade) Brazil's GDP growth and low unemployment are favorable for StoneCo, despite the country's controversial economic signs and high interest rates. StoneCo's recent financial results were strong, with high margins, good return on capital, and consistent earnings beats, enhancing investor confidence. The company's valuation is attractive, trading below peers, suggesting a potential 18% upside, with momentum in Brazilian assets as a key trigger. So, I am upgrading my recommendation. seekingalpha.com - 3 weeks ago
StoneCo Ltd. (STNE) Stock Slides as Market Rises: Facts to Know Before You Trade StoneCo Ltd. (STNE) concluded the recent trading session at $9.22, signifying a -1.28% move from its prior day's close. zacks.com - 3 weeks ago
StoneCo Ltd. (STNE) Stock Drops Despite Market Gains: Important Facts to Note StoneCo Ltd. (STNE) reachead $9.34 at the closing of the latest trading day, reflecting a -0.53% change compared to its last close. zacks.com - 3 weeks ago
StoneCo Ltd. (STNE) Stock Declines While Market Improves: Some Information for Investors StoneCo Ltd. (STNE) reachead $8.84 at the closing of the latest trading day, reflecting a -0.79% change compared to its last close. zacks.com - 1 month ago
StoneCo Ltd. (STNE) Exceeds Market Returns: Some Facts to Consider In the latest trading session, StoneCo Ltd. (STNE) closed at $8.58, marking a +1.66% move from the previous day. zacks.com - 1 month ago
StoneCo: A Rare Buying Opportunity (Rating Upgrade) StoneCo: A Rare Buying Opportunity (Rating Upgrade) seekingalpha.com - 1 month ago
5 Growth Stocks For 2025 My 2024 picks outperformed the market, but growth stocks are volatile; a 10-year investment horizon is essential for success. For 2025, I recommend SoFi Technologies, Galaxy Digital, Upwork, Kinsale Capital, and MercadoLibre as top growth stock picks for risk-tolerant investors. Growth investing requires finding reasonably valued stocks with long-term growth potential, not undervalued stocks; patience and a long-term mindset are crucial. seekingalpha.com - 1 month ago
StoneCo: Resilient Operations Despite Poor Macroeconomic Environment In 3Q24, STNE's revenue grew 6.91% y/y to R$3.36 billion, with significant increases in payment volume, digital banking deposits, and credit portfolio. Margins slightly deteriorated, with operating margin at 52.79% and EBITDA margin at 60.65%, but net margin expanded due to lower financial expenses. Although Brazil's economy will continue to weigh on the potential of STNE, the company has multiple initiatives to maintain its operational excellence and outperformance. seekingalpha.com - 1 month ago
StoneCo: Time To Be Greedy StoneCo's stock has plummeted 50% over the past year, largely due to rising interest rates in Brazil, not necessarily company-specific issues. Despite the macroeconomic headwinds, StoneCo remains a key financial ecosystem for SMEs in Brazil, offering diverse monetization avenues beyond pure transactions. Q3 2024 results showed a 35% YoY growth in net profit and an 8% YoY increase in revenue, driven by financial services. seekingalpha.com - 1 month ago
8. Profile Summary

StoneCo Ltd. STNE

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COUNTRY KY
INDUSTRY Software - Infrastructure
MARKET CAP $ 2.77 B
Dividend Yield 0.00%
Description StoneCo Ltd. provides financial technology solutions to merchants and integrated partners to conduct electronic commerce across in-store, online, and mobile channels in Brazil. It distributes its solutions, principally through proprietary Stone Hubs, which offer hyper-local sales and services; and technology and solutions to digital merchants through sales and technical personnel and software vendors, as well as sells solutions to brick-and-mortar and digital merchants through sales team. As of December 31, 2021, the company served approximately 1,766,100 clients primarily small-and-medium-sized businesses; and marketplaces, e-commerce platforms, and integrated software vendors. StoneCo Ltd. was founded in 2000 and is headquartered in George Town, the Cayman Islands. StoneCo Ltd. operates as a subsidiary of HR Holdings, LLC.
Contact Harbour Place, George Town, KY1-1002 https://www.stone.co
IPO Date Oct. 25, 2018
Employees 7239
Officers Mr. Sandro de Oliveira Bassili Chief Operating Officer of Software Mr. Fabio Vieira Kapitanovas Chief People & Operating Officer Ms. Lia Machado de Matos Chief Strategy & Marketing Officer Mr. Vinicius Do Nascimento Carrasco Ph.D. Chief Economist & Regulatory Affairs Officer Ms. Roberta Noronha Head of Investor Relations Mr. Andre Monteiro D'Almeida Monteiro Chief Risk Officer Mr. Pedro Zinner Chief Executive Officer Mr. Mateus Scherer Schwening Chief Financial Officer & Investor Relations Officer Mr. Marcus Felipe Montenegro Carvalho da Fontoura Chief Technology Officer Ms. Tatiana Malamud Chief Legal & Compliance Officer