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Technology - Software - Infrastructure - NASDAQ - KY
$ 8.56
1.66 %
$ 2.46 B
Market Cap
8.15
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Jan, 17, 2025.

The intrinsic value of one STNE stock under the worst case scenario is HIDDEN Compared to the current market price of 8.56 USD, StoneCo Ltd. is HIDDEN

This DCF valuation model was last updated on Jan, 17, 2025.

The intrinsic value of one STNE stock under the base case scenario is HIDDEN Compared to the current market price of 8.56 USD, StoneCo Ltd. is HIDDEN

This DCF valuation model was last updated on Jan, 17, 2025.

The intrinsic value of one STNE stock under the best case scenario is HIDDEN Compared to the current market price of 8.56 USD, StoneCo Ltd. is HIDDEN

2. FUNDAMENTAL ANALYSIS
FINANCIALS
11.4 B REVENUE
26.04%
5.25 B OPERATING INCOME
31.97%
1.6 B NET INCOME
404.03%
1.65 B OPERATING CASH FLOW
-2.14%
-845 M INVESTING CASH FLOW
54.82%
-149 M FINANCING CASH FLOW
94.71%
3.21 B REVENUE
4.08%
1.54 B OPERATING INCOME
525.96%
543 M NET INCOME
8.95%
-131 M OPERATING CASH FLOW
81.64%
-567 M INVESTING CASH FLOW
-747.89%
-58.3 M FINANCING CASH FLOW
-11.26%
Balance Sheet StoneCo Ltd.
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Current Assets 37.2 B
Cash & Short-Term Investments 5.66 B
Receivables 24.4 B
Other Current Assets 7.14 B
Non-Current Assets 11.5 B
Long-Term Investments 129 M
PP&E 1.66 B
Other Non-Current Assets 9.75 B
Current Liabilities 29.1 B
Accounts Payable 514 M
Short-Term Debt 1.88 B
Other Current Liabilities 26.7 B
Non-Current Liabilities 4.87 B
Long-Term Debt 3.64 B
Other Non-Current Liabilities 1.24 B
EFFICIENCY
Earnings Waterfall StoneCo Ltd.
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Revenue 11.4 B
Cost Of Revenue 2.98 B
Gross Profit 8.38 B
Operating Expenses 8.38 B
Operating Income 5.25 B
Other Expenses 3.65 B
Net Income 1.6 B
RATIOS
73.75% GROSS MARGIN
73.75%
46.22% OPERATING MARGIN
46.22%
14.01% NET MARGIN
14.01%
10.89% ROE
10.89%
3.27% ROA
3.27%
21.36% ROIC
21.36%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis StoneCo Ltd.
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Net Income 1.6 B
Depreciation & Amortization 878 M
Capital Expenditures -1.21 B
Stock-Based Compensation 251 M
Change in Working Capital -3.41 B
Others -1.26 B
Free Cash Flow 437 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets StoneCo Ltd.
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Wall Street analysts predict an average 1-year price target for STNE of $19.4 , with forecasts ranging from a low of $16.5 to a high of $23 .
STNE Lowest Price Target Wall Street Target
16.5 USD 92.76%
STNE Average Price Target Wall Street Target
19.4 USD 126.34%
STNE Highest Price Target Wall Street Target
23 USD 168.69%
4. DIVIDEND ANALYSIS
5. COMPETITION
6. Ownership
Insider Ownership StoneCo Ltd.
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Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
Date Value Insider Amount Avg Price
7. News
StoneCo: Resilient Operations Despite Poor Macroeconomic Environment In 3Q24, STNE's revenue grew 6.91% y/y to R$3.36 billion, with significant increases in payment volume, digital banking deposits, and credit portfolio. Margins slightly deteriorated, with operating margin at 52.79% and EBITDA margin at 60.65%, but net margin expanded due to lower financial expenses. Although Brazil's economy will continue to weigh on the potential of STNE, the company has multiple initiatives to maintain its operational excellence and outperformance. seekingalpha.com - 1 week ago
StoneCo: Time To Be Greedy StoneCo's stock has plummeted 50% over the past year, largely due to rising interest rates in Brazil, not necessarily company-specific issues. Despite the macroeconomic headwinds, StoneCo remains a key financial ecosystem for SMEs in Brazil, offering diverse monetization avenues beyond pure transactions. Q3 2024 results showed a 35% YoY growth in net profit and an 8% YoY increase in revenue, driven by financial services. seekingalpha.com - 1 week ago
StoneCo Plunges 26% in 3 Months: Should You Stay Away From the Stock? STNE saw a decline in TPV in key accounts and a rise in NPL. Yet, growth in banking clients and credit portfolio expansion hint at future recovery. zacks.com - 2 weeks ago
Wall Street Analysts Think StoneCo (STNE) Is a Good Investment: Is It? When deciding whether to buy, sell, or hold a stock, investors often rely on analyst recommendations. Media reports about rating changes by these brokerage-firm-employed (or sell-side) analysts often influence a stock's price, but are they really important? zacks.com - 2 weeks ago
StoneCo Plunges 55% in a Year: Buy Now or Wait for a Cheaper Deal? STNE benefits from strong growth in MSMB and an expanding credit portfolio despite increased competition and macro uncertainties. zacks.com - 4 weeks ago
StoneCo (STNE) Is Considered a Good Investment by Brokers: Is That True? When deciding whether to buy, sell, or hold a stock, investors often rely on analyst recommendations. Media reports about rating changes by these brokerage-firm-employed (or sell-side) analysts often influence a stock's price, but are they really important? zacks.com - 1 month ago
Will STNE Stock Aid From the New $2B Share Repurchase Program? StoneCo announces a new share repurchase program worth R$ 2 billion to boost shareholder value. zacks.com - 1 month ago
StoneCo: Understanding Stock Pullback (Rating Upgrade) StoneCo's stock has dropped over 22% post-Q3 results, attributed to macroeconomic headwinds and market-driven factors, presenting a potential buying opportunity for patient investors. Higher interest rates in Brazil and rising inflation are impacting StoneCo's financial services segment, delaying visible improvements in financial performance. Company-specific issues include a maturing payments acquiring business, slower client growth, and the overpaid acquisition of Linx software, affecting investor sentiment. seekingalpha.com - 1 month ago
STNE or PYCR: Which Is the Better Value Stock Right Now? Investors interested in Internet - Software stocks are likely familiar with StoneCo Ltd. (STNE) and Paycor HCM, Inc. (PYCR). zacks.com - 1 month ago
StoneCo. Announces New Share Repurchase Program of up to R$ 2 billion George Town, Grand Cayman--(Newsfile Corp. - November 21, 2024) - StoneCo Ltd. (NASDAQ: STNE) (B3: STOC31) ("Stone" or "the Company") announced that its Board of Directors, pursuant to written resolutions dated November 21st, 2024, has authorized a share repurchase program, under which Stone may repurchase up to R$ 2 billion in outstanding Class A common shares. newsfilecorp.com - 1 month ago
StoneCo: I Keep My 'Buy' Despite The Heavy Dip StoneCo Ltd. is a "Buy" despite recent stock underperformance, driven by strong Q3 FY2024 earnings and promising long-term growth prospects. STNE's Q3 FY2024 highlights include a 7% YoY revenue increase, a 35% YoY adjusted EBIT growth, and a 43% YoY rise in adjusted EPS. I think the stock's decline is attributed to macroeconomic concerns, not company performance, making it an attractive buy at current valuations. seekingalpha.com - 1 month ago
Down 90%, Should You Buy StoneCo Stock Right Now? Down 90%, Should You Buy StoneCo Stock Right Now? fool.com - 1 month ago
8. Profile Summary

StoneCo Ltd. STNE

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COUNTRY KY
INDUSTRY Software - Infrastructure
MARKET CAP $ 2.46 B
Dividend Yield 0.00%
Description StoneCo Ltd. provides financial technology solutions to merchants and integrated partners to conduct electronic commerce across in-store, online, and mobile channels in Brazil. It distributes its solutions, principally through proprietary Stone Hubs, which offer hyper-local sales and services; and technology and solutions to digital merchants through sales and technical personnel and software vendors, as well as sells solutions to brick-and-mortar and digital merchants through sales team. As of December 31, 2021, the company served approximately 1,766,100 clients primarily small-and-medium-sized businesses; and marketplaces, e-commerce platforms, and integrated software vendors. StoneCo Ltd. was founded in 2000 and is headquartered in George Town, the Cayman Islands. StoneCo Ltd. operates as a subsidiary of HR Holdings, LLC.
Contact Harbour Place, George Town, KY1-1002 https://www.stone.co
IPO Date Oct. 25, 2018
Employees 7239
Officers Mr. Fabio Vieira Kapitanovas Chief People & Operating Officer Ms. Roberta Noronha Head of Investor Relations Ms. Lia Machado de Matos Chief Strategy & Marketing Officer Mr. Vinicius Do Nascimento Carrasco Ph.D. Chief Economist & Regulatory Affairs Officer Mr. Sandro de Oliveira Bassili Chief Operating Officer of Software Mr. Pedro Zinner Chief Executive Officer Ms. Tatiana Malamud Chief Legal & Compliance Officer Mr. Andre Monteiro D'Almeida Monteiro Chief Risk Officer Mr. Mateus Scherer Schwening Chief Financial Officer & Investor Relations Officer Mr. Marcus Felipe Montenegro Carvalho da Fontoura Chief Technology Officer