image
Technology - Software - Infrastructure - NASDAQ - KY
$ 10.62
0.378 %
$ 2.91 B
Market Cap
-11.93
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one STNE stock under the worst case scenario is HIDDEN Compared to the current market price of 10.6 USD, StoneCo Ltd. is HIDDEN

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one STNE stock under the base case scenario is HIDDEN Compared to the current market price of 10.6 USD, StoneCo Ltd. is HIDDEN

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one STNE stock under the best case scenario is HIDDEN Compared to the current market price of 10.6 USD, StoneCo Ltd. is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart STNE

image
$12.0$12.0$11.5$11.5$11.0$11.0$10.5$10.5$10.0$10.0$9.5$9.5$9.0$9.0$8.5$8.5$8.0$8.0$7.5$7.515 Oct15 OctNov '24Nov '2415 Nov15 NovDec '24Dec '2415 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '25
FINANCIALS
12.7 B REVENUE
12.10%
6.11 B OPERATING INCOME
16.39%
-1.51 B NET INCOME
-94.17%
0 OPERATING CASH FLOW
0.00%
0 INVESTING CASH FLOW
100.00%
0 FINANCING CASH FLOW
100.00%
3.49 B REVENUE
8.63%
1.69 B OPERATING INCOME
9.59%
-2.92 B NET INCOME
-538.21%
-301 M OPERATING CASH FLOW
-128.81%
-479 M INVESTING CASH FLOW
15.44%
2 B FINANCING CASH FLOW
3525.41%
Balance Sheet StoneCo Ltd.
image
Current Assets 46 B
Cash & Short-Term Investments 14.6 B
Receivables 29.6 B
Other Current Assets 1.79 B
Non-Current Assets 8.85 B
Long-Term Investments 108 M
PP&E 1.83 B
Other Non-Current Assets 6.91 B
26.55 %54.04 %3.27 %3.35 %12.60 %Total Assets$54.8b
Current Liabilities 33.5 B
Accounts Payable 672 M
Short-Term Debt 4.97 B
Other Current Liabilities 27.9 B
Non-Current Liabilities 9.45 B
Long-Term Debt 7.93 B
Other Non-Current Liabilities 1.53 B
11.56 %64.89 %18.44 %3.55 %Total Liabilities$43.0b
EFFICIENCY
Earnings Waterfall StoneCo Ltd.
image
Revenue 12.7 B
Cost Of Revenue 3.39 B
Gross Profit 9.35 B
Operating Expenses 3.24 B
Operating Income 6.11 B
Other Expenses 7.62 B
Net Income -1.51 B
14b14b12b12b10b10b8b8b6b6b4b4b2b2b00(2b)(2b)13b(3b)9b(3b)6b(8b)(2b)RevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
73.40% GROSS MARGIN
73.40%
47.99% OPERATING MARGIN
47.99%
-11.83% NET MARGIN
-11.83%
-12.80% ROE
-12.80%
-2.75% ROA
-2.75%
34.49% ROIC
34.49%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis StoneCo Ltd.
image
3b3b2b2b1b1b00(1b)(1b)(2b)(2b)(3b)(3b)(4b)(4b)201720172018201820192019202020202021202120222022202320232024202420252025
Net Income -1.51 B
Depreciation & Amortization 682 M
Capital Expenditures 0
Stock-Based Compensation 0
Change in Working Capital 0
Others 1.51 B
Free Cash Flow 0
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets StoneCo Ltd.
image
Wall Street analysts predict an average 1-year price target for STNE of $12.8 , with forecasts ranging from a low of $5.7 to a high of $17 .
STNE Lowest Price Target Wall Street Target
5.7 USD -46.33%
STNE Average Price Target Wall Street Target
12.8 USD 20.53%
STNE Highest Price Target Wall Street Target
17 USD 60.08%
Price
Max Price Target
Min Price Target
Average Price Target
18181616141412121010886644May '24May '24Jul '24Jul '24Aug '24Aug '24Oct '24Oct '24Nov '24Nov '2420252025Feb '25Feb '25Apr '25Apr '25Jun '25Jun '25Jul '25Jul '25Aug '25Aug '25Oct '25Oct '25Nov '25Nov '2520262026Feb '26Feb '26Apr '26Apr '26
4. DIVIDEND ANALYSIS
5. COMPETITION
slide 2 of 13
6. Ownership
Insider Ownership StoneCo Ltd.
image
Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
StoneCo Ltd. (STNE) Recently Broke Out Above the 200-Day Moving Average After reaching an important support level, StoneCo Ltd. (STNE) could be a good stock pick from a technical perspective. zacks.com - 2 weeks ago
StoneCo Ltd. (STNE) Outperforms Broader Market: What You Need to Know The latest trading day saw StoneCo Ltd. (STNE) settling at $10.57, representing a +0.86% change from its previous close. zacks.com - 2 weeks ago
STNE or PYCR: Which Is the Better Value Stock Right Now? Investors looking for stocks in the Internet - Software sector might want to consider either StoneCo Ltd. (STNE) or Paycor HCM, Inc. (PYCR). zacks.com - 3 weeks ago
StoneCo Ltd. (STNE) Exceeds Market Returns: Some Facts to Consider In the most recent trading session, StoneCo Ltd. (STNE) closed at $11.32, indicating a +1.98% shift from the previous trading day. zacks.com - 3 weeks ago
Why StoneCo Stock Surged This Week StoneCo (STNE -0.54%) stock rose higher this week thanks to better-than-expected quarterly results. The Brazil-based fintech company's share price gained 14.2% across the week's trading, according to data from S&P Global Market Intelligence. fool.com - 4 weeks ago
StoneCo Q4: Results Improving, But Pay Attention To This Indicator StoneCo reported strong revenue growth of 11% YoY and 7.5% QoQ, driven by financial revenues and a significant increase in processed volumes with micro, small, and medium-sized companies. Despite some cost pressures, margins were maintained with a gross margin increase of 0.8% YoY. The credit portfolio grew fourfold, though NPLs remain a concern. StoneCo achieved an adjusted net income of BRL 665.6 million in Q4 2024, up 18.1% YoY, and projected further growth in 2025 with a focus on capital returns. seekingalpha.com - 1 month ago
StoneCo Ltd. (STNE) Q4 2024 Earnings Call Transcript StoneCo Ltd. (NASDAQ:STNE ) Q4 2024 Earnings Conference Call March 18, 2025 5:00 PM ET Company Participants Pedro Zinner - Chief Executive Officer Lia Matos - Strategy and Marketing Officer Mateus Scherer - Chief Financial and Investor Relations Officer Roberta Noronha - Head, Investor Relations Conference Call Participants Eduardo Rosman - BTG Mario Pierry - Bank of America Tito Labarta - Goldman Sachs Daniel Vaz - Safra Renato Meloni - Autonomous Research Yuri Fernandes - JP Morgan Jamie Friedman - Susquehanna Operator Good evening, everyone. seekingalpha.com - 1 month ago
StoneCo Ltd. (STNE) Tops Q4 Earnings and Revenue Estimates StoneCo Ltd. (STNE) came out with quarterly earnings of $0.39 per share, beating the Zacks Consensus Estimate of $0.32 per share. zacks.com - 1 month ago
StoneCo Reports Fourth Quarter and Fiscal Year 2024 Results George Town, Grand Cayman--(Newsfile Corp. - March 18, 2025) - StoneCo Ltd. (Nasdaq: STNE) ("Stone" or the "Company") today reported its financial results for the fourth quarter and fiscal year ended in December 31, 2024, in a Earnings Release and Presentation which is now posted to the company's Investor Relations website https://investors.stone.co/. newsfilecorp.com - 1 month ago
StoneCo Q4 Preview: A Low Bar And A High Reward Play StoneCo's 4Q24 expectations are modest, with softer guidance for Fiscal 2025 due to Brazil's economic challenges. High inflation and interest rate hikes in Brazil are affecting StoneCo's performance and outlook. StoneCo's current valuation, with a forward P/E ratio of 7.7x, suggests it's undervalued. seekingalpha.com - 1 month ago
Here's Why StoneCo Ltd. (STNE) Fell More Than Broader Market In the closing of the recent trading day, StoneCo Ltd. (STNE) stood at $9.18, denoting a -0.86% change from the preceding trading day. zacks.com - 1 month ago
Brazil's Totvs exits competitive process to buy StoneCo's Linx Brazilian software company Totvs said on Thursday it has decided to withdraw from the competitive process to buy StoneCo's unit Linx, according to a securities filing. reuters.com - 1 month ago
8. Profile Summary

StoneCo Ltd. STNE

image
COUNTRY KY
INDUSTRY Software - Infrastructure
MARKET CAP $ 2.91 B
Dividend Yield 0.00%
Description StoneCo Ltd. provides financial technology solutions to merchants and integrated partners to conduct electronic commerce across in-store, online, and mobile channels in Brazil. It distributes its solutions, principally through proprietary Stone Hubs, which offer hyper-local sales and services; and technology and solutions to digital merchants through sales and technical personnel and software vendors, as well as sells solutions to brick-and-mortar and digital merchants through sales team. As of December 31, 2021, the company served approximately 1,766,100 clients primarily small-and-medium-sized businesses; and marketplaces, e-commerce platforms, and integrated software vendors. StoneCo Ltd. was founded in 2000 and is headquartered in George Town, the Cayman Islands. StoneCo Ltd. operates as a subsidiary of HR Holdings, LLC.
Contact Harbour Place, George Town, KY1-1002 https://www.stone.co
IPO Date Oct. 25, 2018
Employees 7239
Officers Ms. Roberta Noronha Head of Investor Relations Mr. Mateus Scherer Schwening Chief Financial Officer & Investor Relations Officer Mr. Fabio Vieira Kapitanovas Chief People & Operating Officer Ms. Lia Machado de Matos Chief Strategy & Marketing Officer Mr. Pedro Zinner Chief Executive Officer Raul Renteria Chief Technology Officer Ms. Tatiana Malamud Chief Legal & Compliance Officer Mr. Andre Monteiro D'Almeida Monteiro Chief Risk Officer Mr. Mateus Costa Biselli Chief Client Officer of Small & Medium Merchant Business Mr. Rodrigo Cury Head of Banking