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Technology - Software - Infrastructure - NASDAQ - US
$ 5.49
-0.363 %
$ 2.57 B
Market Cap
54.9
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Jun, 21, 2025.

The intrinsic value of one MQ stock under the worst case scenario is HIDDEN Compared to the current market price of 5.49 USD, Marqeta, Inc. is HIDDEN

This DCF valuation model was last updated on Jun, 21, 2025.

The intrinsic value of one MQ stock under the base case scenario is HIDDEN Compared to the current market price of 5.49 USD, Marqeta, Inc. is HIDDEN

This DCF valuation model was last updated on Jun, 21, 2025.

The intrinsic value of one MQ stock under the best case scenario is HIDDEN Compared to the current market price of 5.49 USD, Marqeta, Inc. is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart MQ

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$6.0$6.0$5.5$5.5$5.0$5.0$4.5$4.5$4.0$4.0$3.5$3.5Jan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '2515 Apr15 AprMay '25May '2515 May15 MayJun '25Jun '2515 Jun15 Jun
FINANCIALS
507 M REVENUE
-25.02%
-24.5 M OPERATING INCOME
91.36%
27.3 M NET INCOME
112.24%
58.2 M OPERATING CASH FLOW
175.63%
70.8 M INVESTING CASH FLOW
83.79%
-187 M FINANCING CASH FLOW
28.60%
139 M REVENUE
2.42%
-18.5 M OPERATING INCOME
50.47%
-8.26 M NET INCOME
69.54%
9.99 M OPERATING CASH FLOW
-59.66%
14.9 M INVESTING CASH FLOW
-55.96%
-117 M FINANCING CASH FLOW
-434.02%
Balance Sheet Marqeta, Inc.
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Current Assets 1.25 B
Cash & Short-Term Investments 1.1 B
Receivables 119 M
Other Current Assets 28.3 M
Non-Current Assets 214 M
Long-Term Investments 0
PP&E 40.2 M
Other Non-Current Assets 174 M
75.34 %8.10 %11.87 %Total Assets$1.5b
Current Liabilities 371 M
Accounts Payable 194 M
Short-Term Debt 12.3 M
Other Current Liabilities 165 M
Non-Current Liabilities 7.2 M
Long-Term Debt 870 K
Other Non-Current Liabilities 6.33 M
51.28 %3.27 %43.55 %Total Liabilities$378.2m
EFFICIENCY
Earnings Waterfall Marqeta, Inc.
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Revenue 507 M
Cost Of Revenue 155 M
Gross Profit 352 M
Operating Expenses 376 M
Operating Income -24.5 M
Other Expenses -51.8 M
Net Income 27.3 M
600m600m500m500m400m400m300m300m200m200m100m100m00(100m)(100m)507m(155m)352m(376m)(24m)52m27mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
69.40% GROSS MARGIN
69.40%
-4.83% OPERATING MARGIN
-4.83%
5.38% NET MARGIN
5.38%
2.51% ROE
2.51%
1.86% ROA
1.86%
-2.15% ROIC
-2.15%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Marqeta, Inc.
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60m60m50m50m40m40m30m30m20m20m10m10m00(10m)(10m)(20m)(20m)(30m)(30m)202020202021202120222022202320232024202420252025
Net Income 27.3 M
Depreciation & Amortization 14.2 M
Capital Expenditures -2.42 M
Stock-Based Compensation 137 M
Change in Working Capital 0
Others -144 M
Free Cash Flow 55.8 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Marqeta, Inc.
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Wall Street analysts predict an average 1-year price target for MQ of $5.58 , with forecasts ranging from a low of $4 to a high of $7.5 .
MQ Lowest Price Target Wall Street Target
4 USD -27.14%
MQ Average Price Target Wall Street Target
5.58 USD 1.70%
MQ Highest Price Target Wall Street Target
7.5 USD 36.61%
Price
Max Price Target
Min Price Target
Average Price Target
88777766665555444433Aug '24Aug '24Oct '24Oct '24Nov '24Nov '2420252025Feb '25Feb '25Apr '25Apr '25Jun '25Jun '25Jul '25Jul '25Aug '25Aug '25Oct '25Oct '25Nov '25Nov '2520262026Feb '26Feb '26Apr '26Apr '26Jun '26Jun '26Jul '26Jul '26
4. DIVIDEND ANALYSIS
5. COMPETITION
slide 2 of 5
6. Ownership
Insider Ownership Marqeta, Inc.
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Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
220 K USD 1
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
Marqeta to Power New Klarna Debit Card in the U.S. OAKLAND, Calif.--(BUSINESS WIRE)--Marqeta, Inc. (NASDAQ: MQ), the global modern card issuing platform that enables embedded finance solutions for the world's innovators, today announced it is working with Klarna, the global digital bank and flexible payments provider, to enable the Klarna Card: a new debit card powered by Visa Flexible Credential (VFC) that allows access to built-in flexible payment options. In July 2024, Marqeta became the first issuer processor in the U.S. certified for Visa. businesswire.com - 2 weeks ago
Looking for Earnings Beat? Buy These 5 Top-Ranked Stocks Top-ranked stocks Urban Outfitters (URBN), Tenet Healthcare (THC), Five9 (FIVN), Marqeta (MQ) and Exelixis (EXEL) are likely to beat on the bottom line in their upcoming releases. zacks.com - 3 weeks ago
Marqeta (MQ) Now Trades Above Golden Cross: Time to Buy? After reaching an important support level, Marqeta, Inc. (MQ) could be a good stock pick from a technical perspective. MQ recently experienced a "golden cross" event, which saw its 50-day simple moving average breaking out above its 200-day simple moving average. zacks.com - 1 month ago
Is Marqeta (MQ) Stock Outpacing Its Business Services Peers This Year? Here is how Marqeta (MQ) and AppLovin (APP) have performed compared to their sector so far this year. zacks.com - 1 month ago
Top Mobile Payments Stocks to Add to Your Portfolio Right Now Mobile payments surge as GDOT, MQ, VYX and FOUR roll out innovations to boost volume, streamline checkout, and expand global reach. zacks.com - 1 month ago
Marqeta: Let GAAP Profitability Do Its Magic Business in Europe is booming as Europe TPV more than doubled YoY. Marqeta is also winning migration deals, which lead to immediate volume transfer. Marqeta is showing significant progress in its bottom line. It's way ahead of schedule, in fact. seekingalpha.com - 1 month ago
BILL, Remitly, Marqeta Win Analyst Support As Fintech Growth Picks Up Last week, JP Morgan analyst Tien-tsin Huang hosted 17 payments and processing firms at its Global TMC Conference in Boston. Huang had an Overweight rating on BILL Holdings, Inc BILL with a price target of $55 on Monday. benzinga.com - 1 month ago
Marqeta: A Risky Investment or a Future Leader in Payment Solutions? Explore the exciting world of Marqeta (MQ 2.12%) with our expert analysts in this Motley Fool Scoreboard episode. Check out the video below to gain valuable insights into market trends and potential investment opportunities! fool.com - 1 month ago
Marqeta, Inc. (MQ) Q1 2025 Earnings Call Transcript Marqeta, Inc. (NASDAQ:MQ ) Q1 2025 Earnings Conference Call May 7, 2025 4:30 PM ET Company Participants Mike Milotich - Interim Chief Executive Officer, Chief Financial Officer Stacey Finerman - Vice President, Investor Relations Conference Call Participants Timothy Chiodo - UBS Tien-Tsin Huang - JP Morgan Ramsey El-Assal - Barclays Darrin Peller - Wolfe Research James Faucette - Morgan Stanley Craig Maurer - FT Partners Casey Chan - Bank of America Sanjay Sakhrani - KBW Andrew Bauch - Wells Fargo Operator Ladies and gentlemen, welcome to Marqeta, Inc. First Quarter 2025 Earnings Conference Call. At this time, all participants are in a listen-only mode. seekingalpha.com - 1 month ago
Marqeta (MQ) Q1 Earnings: Taking a Look at Key Metrics Versus Estimates Although the revenue and EPS for Marqeta (MQ) give a sense of how its business performed in the quarter ended March 2025, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers. zacks.com - 1 month ago
Marqeta (MQ) Reports Q1 Loss, Tops Revenue Estimates Marqeta (MQ) came out with a quarterly loss of $0.02 per share versus the Zacks Consensus Estimate of a loss of $0.05. This compares to loss of $0.07 per share a year ago. zacks.com - 1 month ago
Marqeta Reports First Quarter 2025 Financial Results OAKLAND, Calif.--(BUSINESS WIRE)--Marqeta, Inc. (NASDAQ: MQ), the global modern card issuing platform, today reported financial results for the first quarter ended March 31, 2025. The Company reported Total Processing Volume (TPV) of $84 billion, representing a year-over-year increase of 27%. The Company reported Net Revenue of $139 million and Gross Profit of $99 million, representing increases of 18% and 17%, respectively, year-over-year. GAAP Net Loss for the quarter was $8 million and Adjus. businesswire.com - 1 month ago
8. Profile Summary

Marqeta, Inc. MQ

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COUNTRY US
INDUSTRY Software - Infrastructure
MARKET CAP $ 2.57 B
Dividend Yield 0.00%
Description Marqeta, Inc. operates a cloud-based open application programming interface platform that delivers card issuing and transaction processing services to developers, technical product managers, and visionary entrepreneurs. It offers its solutions in various verticals, including commerce disruptors, digital banks, tech giants, and financial institutions. As of December 31, 2021, the company had approximately 200 customers. Marqeta, Inc. was incorporated in 2010 and is headquartered in Oakland, California.
Contact 180 Grand Avenue, Oakland, CA, 94612 https://www.marqeta.com
IPO Date June 9, 2021
Employees 854
Officers Mr. Fouzi Husaini Chief Technology & Artificial Intelligence Officer Ms. Stacey Finerman Vice President of Investor Relations Mr. Jason M. Gardner Founder & Non Executive Director Mr. Alan Richard Carlisle Chief Compliance Officer Mr. Todd Pollak Chief Revenue Officer Ms. Heather Gantt-Evans Chief Information Security Officer Ms. Crystal Sumner J.D. Chief Administrative Officer, General Counsel & Corporate Secretary Ms. Karna Crawford Chief Marketing Officer Mr. Marcin Glogowski Senior Vice President, MD of Europe & Chief Executive Officer of UK Mr. Michael Milotich Chief Financial Officer & Interim Chief Executive Officer