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Technology - Software - Infrastructure - NASDAQ - US
$ 3.79
2.16 %
$ 1.91 B
Market Cap
75.8
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one MQ stock under the worst case scenario is HIDDEN Compared to the current market price of 3.79 USD, Marqeta, Inc. is HIDDEN

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one MQ stock under the base case scenario is HIDDEN Compared to the current market price of 3.79 USD, Marqeta, Inc. is HIDDEN

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one MQ stock under the best case scenario is HIDDEN Compared to the current market price of 3.79 USD, Marqeta, Inc. is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart MQ

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$6.0$6.0$5.5$5.5$5.0$5.0$4.5$4.5$4.0$4.0$3.5$3.5$3.0$3.015 Oct15 OctNov '24Nov '2415 Nov15 NovDec '24Dec '2415 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '25
FINANCIALS
507 M REVENUE
-25.02%
-24.5 M OPERATING INCOME
91.36%
27.3 M NET INCOME
112.24%
58.2 M OPERATING CASH FLOW
175.63%
70.8 M INVESTING CASH FLOW
83.79%
-187 M FINANCING CASH FLOW
28.60%
136 M REVENUE
6.11%
-37.4 M OPERATING INCOME
11.38%
-27.1 M NET INCOME
5.32%
24.8 M OPERATING CASH FLOW
239.99%
33.7 M INVESTING CASH FLOW
247.73%
-21.9 M FINANCING CASH FLOW
60.39%
Balance Sheet Marqeta, Inc.
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Current Assets 1.25 B
Cash & Short-Term Investments 1.1 B
Receivables 30 M
Other Current Assets 117 M
Non-Current Assets 214 M
Long-Term Investments 0
PP&E 40.2 M
Other Non-Current Assets 174 M
75.34 %7.99 %11.87 %Total Assets$1.5b
Current Liabilities 371 M
Accounts Payable 527 K
Short-Term Debt 0
Other Current Liabilities 370 M
Non-Current Liabilities 7.2 M
Long-Term Debt 870 K
Other Non-Current Liabilities 6.33 M
97.96 %Total Liabilities$378.2m
EFFICIENCY
Earnings Waterfall Marqeta, Inc.
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Revenue 507 M
Cost Of Revenue 155 M
Gross Profit 352 M
Operating Expenses 376 M
Operating Income -24.5 M
Other Expenses -51.8 M
Net Income 27.3 M
600m600m500m500m400m400m300m300m200m200m100m100m00(100m)(100m)507m(155m)352m(376m)(24m)52m27mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
69.40% GROSS MARGIN
69.40%
-4.83% OPERATING MARGIN
-4.83%
5.38% NET MARGIN
5.38%
2.51% ROE
2.51%
1.86% ROA
1.86%
-2.18% ROIC
-2.18%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Marqeta, Inc.
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60m60m50m50m40m40m30m30m20m20m10m10m00(10m)(10m)(20m)(20m)(30m)(30m)202020202021202120222022202320232024202420252025
Net Income 27.3 M
Depreciation & Amortization 14.2 M
Capital Expenditures -2.42 M
Stock-Based Compensation 137 M
Change in Working Capital 0
Others -120 M
Free Cash Flow 55.8 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Marqeta, Inc.
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Wall Street analysts predict an average 1-year price target for MQ of $5.5 , with forecasts ranging from a low of $4 to a high of $7 .
MQ Lowest Price Target Wall Street Target
4 USD 5.54%
MQ Average Price Target Wall Street Target
5.5 USD 45.12%
MQ Highest Price Target Wall Street Target
7 USD 84.70%
Price
Max Price Target
Min Price Target
Average Price Target
777766665555444433May '24May '24Jul '24Jul '24Aug '24Aug '24Oct '24Oct '24Nov '24Nov '2420252025Feb '25Feb '25Apr '25Apr '25Jun '25Jun '25Jul '25Jul '25Aug '25Aug '25Oct '25Oct '25Nov '25Nov '2520262026Feb '26Feb '26Apr '26Apr '26
4. DIVIDEND ANALYSIS
5. COMPETITION
slide 2 of 5
6. Ownership
Insider Ownership Marqeta, Inc.
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Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
220 K USD 1
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
Ingo Payments Selects Marqeta as Issuer Processor for Enhanced Embedded Banking Platform ALPHARETTA, Ga.--(BUSINESS WIRE)-- #cardissuing--Ingo Payments selects Marqeta as issuer processor to power instant account issuing and ecosystem-driven embedded banking solutions for clients. businesswire.com - 1 week ago
Marqeta to Announce First Quarter 2025 Results on May 7, 2025 OAKLAND, Calif.--(BUSINESS WIRE)--Marqeta, Inc. (NASDAQ: MQ), the global modern card issuing platform that enables embedded finance solutions, today announced that it will host a conference call and webcast to discuss first quarter 2025 financial results on Wednesday, May 7, 2025 at 4:30 pm ET. Hosting the call will be Mike Milotich, Interim Chief Executive Office and Chief Financial Officer. A press release with the first quarter 2025 financial results will be issued after the market closes th. businesswire.com - 2 weeks ago
Marqeta and Spendesk Financial Services Join Forces to Offer Modern and Efficient Expense Management for Over 4,000 SMBs Across Europe LONDON--(BUSINESS WIRE)--Marqeta (NASDAQ: MQ), the global modern card issuing platform that enables embedded finance solutions for the world's innovators, today announced that it has become the issuer processor for Spendesk Financial Services (SFS) in Europe, the payment institution powering and fully owned by Spendesk. Spendesk, Europe's leading spend management and procurement solution, leverages this combined technology to enable its medium-sized business customers to monitor budgets, custom. businesswire.com - 1 month ago
Stock Picks From Seeking Alpha's February 2025 New Analysts In February, twenty-three new analysts joined Seeking Alpha, offering diverse stock picks and insights, from biotech to automotive and energy sectors. Analysts provided ratings from Strong Sell to Strong Buy, with detailed justifications based on market trends, company fundamentals, and sector-specific challenges. Key investment theses include bearish views on German automotive and LNG sectors, while bullish on biotech, fintech, and energy companies. seekingalpha.com - 1 month ago
Marqeta, Inc. (MQ) Q4 2024 Earnings Call Transcript Marqeta, Inc. (NASDAQ:MQ ) Q4 2024 Earnings Conference Call February 26, 2025 4:30 PM ET Company Participants Stacey Finerman - Vice President of Investor Relations Mike Milotich - Interim Chief Executive Officer & Chief Financial Officer Conference Call Participants Tien-Tsin Huang - JPMorgan Timothy Chiodo - UBS Darrin Peller - Wolfe Research Andrew Bauch - Wells Fargo Sanjay Sakhrani - KBW Chris Kennedy - William Blair Operator Ladies and gentlemen, welcome to Marqeta, Inc.'s Fourth Quarter 2024 Earnings Conference Call. At this time, all participants are in a listen-only mode. seekingalpha.com - 1 month ago
Marqeta (MQ) Reports Q4 Loss, Tops Revenue Estimates Marqeta (MQ) came out with a quarterly loss of $0.05 per share versus the Zacks Consensus Estimate of a loss of $0.06. This compares to loss of $0.08 per share a year ago. zacks.com - 1 month ago
Marqeta's Q4 Revenue Beats, EPS Meets Marqeta (MQ -6.65%), a financial services company known for its innovative credit and payment card issuing platform, reported solid fourth-quarter results on Feb. 26. Revenue increased 14% to $136 million, surpassing analyst predictions of $132 million. fool.com - 1 month ago
Countdown to Marqeta (MQ) Q4 Earnings: A Look at Estimates Beyond Revenue and EPS Besides Wall Street's top -and-bottom-line estimates for Marqeta (MQ), review projections for some of its key metrics to gain a deeper understanding of how the company might have fared during the quarter ended December 2024. zacks.com - 1 month ago
Marqeta: Slightly Overvalued, Downtrend May Not Be Over Yet Marqeta's stock dropped 40% after lowering Q4'24 guidance, but the company's shift from Block dependency and growing customer base show potential for recovery. Despite revenue growth, Marqeta's net income remains negative, though free cash flow and low debt levels indicate financial stability. Regulatory scrutiny and compliance costs pose short-term challenges, but high TVP and revenue growth suggest a positive mid to long-term outlook. seekingalpha.com - 1 month ago
MARQETA ALERT: Bragar Eagel & Squire, P.C. is Investigating Marqeta, Inc. on Behalf of Long-Term Stockholders and Encourages Investors to Contact the Firm NEW YORK, Feb. 10, 2025 (GLOBE NEWSWIRE) -- Bragar Eagel & Squire, P.C., a nationally recognized shareholder rights law firm, is investigating potential claims against Marqeta, Inc. (NASDAQ:MQ) on behalf of long-term stockholders following a class action complaint that was filed against Marqeta on December 9, 2024 with a Class Period from May 7, 2024 to November 4, 2024. Our investigation concerns whether the board of directors of Marqeta have breached their fiduciary duties to the company. globenewswire.com - 2 months ago
Levi & Korsinsky Notifies Shareholders of Marqeta, Inc.(MQ) of a Class Action Lawsuit and an Upcoming Deadline NEW YORK, NY / ACCESS Newswire / February 7, 2025 / If you suffered a loss on your Marqeta, Inc. (NASDAQ:MQ) investment and want to learn about a potential recovery under the federal securities laws, follow the link below for more information: https://zlk.com/pslra-1/marqeta-inc-lawsuit-submission-form?prid=128045&wire=1 or contact Joseph E. Levi, Esq. accessnewswire.com - 2 months ago
Lost Money on Marqeta, Inc.(MQ)? Join Class Action Suit Seeking Recovery – Contact Levi & Korsinsky NEW YORK, Feb. 07, 2025 (GLOBE NEWSWIRE) -- Levi & Korsinsky, LLP notifies investors in Marqeta, Inc. ("Marqeta" or the "Company") (NASDAQ: MQ) of a class action securities lawsuit. globenewswire.com - 2 months ago
8. Profile Summary

Marqeta, Inc. MQ

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COUNTRY US
INDUSTRY Software - Infrastructure
MARKET CAP $ 1.91 B
Dividend Yield 0.00%
Description Marqeta, Inc. operates a cloud-based open application programming interface platform that delivers card issuing and transaction processing services to developers, technical product managers, and visionary entrepreneurs. It offers its solutions in various verticals, including commerce disruptors, digital banks, tech giants, and financial institutions. As of December 31, 2021, the company had approximately 200 customers. Marqeta, Inc. was incorporated in 2010 and is headquartered in Oakland, California.
Contact 180 Grand Avenue, Oakland, CA, 94612 https://www.marqeta.com
IPO Date June 9, 2021
Employees 854
Officers Mr. Alan Richard Carlisle Chief Compliance Officer Mr. Marcin Glogowski Senior Vice President, MD of Europe & Chief Executive Officer of UK Mr. Jason M. Gardner Founder & Non Executive Director Mr. Michael Milotich Chief Financial Officer & Interim Chief Executive Officer Ms. Heather Gantt-Evans Chief Information Security Officer Ms. Karna Crawford Chief Marketing Officer Ms. Crystal Sumner J.D. Chief Administrative Officer, General Counsel & Corporate Secretary Mr. Todd Pollak Chief Revenue Officer Mr. Fouzi Husaini Chief Technology & Artificial Intelligence Officer Ms. Stacey Finerman Vice President of Investor Relations