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Affirm Holdings, Inc. AFRM
Technology - Software - Infrastructure - NASDAQ - US
Watchlist
$ 64.75
0.935 %
$ 20.6 B
Market Cap
-104.44
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Mar, 2, 2025.

The intrinsic value of one AFRM stock under the worst case scenario is HIDDEN Compared to the current market price of 64.8 USD, Affirm Holdings, Inc. is HIDDEN

AFRM Intrinsic Value
HIDDEN
SHOW

This DCF valuation model was last updated on Mar, 2, 2025.

The intrinsic value of one AFRM stock under the base case scenario is HIDDEN Compared to the current market price of 64.8 USD, Affirm Holdings, Inc. is HIDDEN

AFRM Intrinsic Value
HIDDEN
SHOW

This DCF valuation model was last updated on Mar, 2, 2025.

The intrinsic value of one AFRM stock under the best case scenario is HIDDEN Compared to the current market price of 64.8 USD, Affirm Holdings, Inc. is HIDDEN

AFRM Intrinsic Value
HIDDEN
SHOW
2. FUNDAMENTAL ANALYSIS

Price Chart AFRM

image
1M 6%
6M 55.0%
1Y 70%
3Y 81%
5Y --%
All
FINANCIALS
2.32 B REVENUE
46.29%
Growth Rates
1Year 46.29%
3Years 38.71%
5Years 54.44%
7Years 0.00%
10Years 0.00%
-616 M OPERATING INCOME
48.72%
Growth Rates
1Year 48.72%
3Years -23.56%
5Years -43.40%
7Years 0.00%
10Years 0.00%
-518 M NET INCOME
47.45%
Growth Rates
1Year 47.45%
3Years -6.31%
5Years -33.86%
7Years 0.00%
10Years 0.00%
450 M OPERATING CASH FLOW
3595.41%
Growth Rates
1Year 3595.41%
3Years 63.00%
5Years 48.15%
7Years 0.00%
10Years 0.00%
-1.33 B INVESTING CASH FLOW
19.84%
Growth Rates
1Year 19.84%
3Years -9.04%
5Years -30.23%
7Years 0.00%
10Years 0.00%
913 M FINANCING CASH FLOW
-32.36%
Growth Rates
1Year -32.36%
3Years -29.24%
5Years 10.21%
7Years 0.00%
10Years 0.00%
866 M REVENUE
24.04%
Growth Rates
1Year 46.29%
3Years 38.71%
5Years 54.44%
7Years 0.00%
10Years 0.00%
-4.32 M OPERATING INCOME
96.74%
Growth Rates
1Year 48.72%
3Years -23.56%
5Years -43.40%
7Years 0.00%
10Years 0.00%
80.4 M NET INCOME
180.18%
Growth Rates
1Year 47.45%
3Years -6.31%
5Years -33.86%
7Years 0.00%
10Years 0.00%
312 M OPERATING CASH FLOW
58.49%
Growth Rates
1Year 3595.41%
3Years 63.00%
5Years 48.15%
7Years 0.00%
10Years 0.00%
-89.1 M INVESTING CASH FLOW
84.51%
Growth Rates
1Year 19.84%
3Years -9.04%
5Years -30.23%
7Years 0.00%
10Years 0.00%
144 M FINANCING CASH FLOW
-69.05%
Growth Rates
1Year -32.36%
3Years -29.24%
5Years 10.21%
7Years 0.00%
10Years 0.00%
Balance Sheet Affirm Holdings, Inc.
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Current Assets 2.51 B
Cash & Short-Term Investments 2.14 B
Receivables 353 M
Other Current Assets 16.5 M
Non-Current Assets 7.73 B
Long-Term Investments 5.5 B
PP&E 450 M
Other Non-Current Assets 1.78 B
Current Liabilities 125 M
Accounts Payable 41 M
Short-Term Debt 16.7 M
Other Current Liabilities 67.2 M
Non-Current Liabilities 6.66 B
Long-Term Debt 6.6 B
Other Non-Current Liabilities 65.1 M
EFFICIENCY
Earnings Waterfall Affirm Holdings, Inc.
image
Revenue 2.32 B
Cost Of Revenue 845 M
Gross Profit 1.48 B
Operating Expenses 2.09 B
Operating Income -616 M
Other Expenses -98.1 M
Net Income -518 M
RATIOS
63.62% GROSS MARGIN
63.62%
Averages
1Year 63.62%
3Years 55.30%
5Years 58.84%
7Years 0.00%
10Years 0.00%
-26.51% OPERATING MARGIN
-26.51%
Averages
1Year -26.51%
3Years -53.72%
5Years -42.69%
7Years 0.00%
10Years 0.00%
-22.29% NET MARGIN
-22.29%
Averages
1Year -22.29%
3Years -45.59%
5Years -41.67%
7Years 0.00%
10Years 0.00%
-18.95% ROE
-18.95%
Averages
1Year -18.95%
3Years -28.28%
5Years -14.17%
7Years 0.00%
10Years 0.00%
-5.44% ROA
-5.44%
Averages
1Year -5.44%
3Years -9.22%
5Years -8.91%
7Years 0.00%
10Years 0.00%
-6.10% ROIC
-6.10%
Averages
1Year -6.10%
3Years -10.88%
5Years -9.03%
7Years 0.00%
10Years 0.00%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Affirm Holdings, Inc.
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Net Income -518 M
Depreciation & Amortization 169 M
Capital Expenditures -159 M
Stock-Based Compensation 345 M
Change in Working Capital -62.4 M
Others 610 M
Free Cash Flow 291 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Affirm Holdings, Inc.
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Wall Street analysts predict an average 1-year price target for AFRM of $49.3 , with forecasts ranging from a low of $20 to a high of $82 .
AFRM Lowest Price Target Wall Street Target
20 USD -69.11%
AFRM Average Price Target Wall Street Target
49.3 USD -23.81%
AFRM Highest Price Target Wall Street Target
82 USD 26.64%
4. DIVIDEND ANALYSIS
5. COMPETITION

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. Its platform aggregates consumer demand for loans and connects it to its network of the company's AI-enabled bank partners.

image
285 USD
UPST
Undervalued 328.18%

SoFi Technologies, Inc. provides digital financial services. It operates through three segments: Lending, Technology Platform, and Financial Services. The company's lending and financial services and products allows its members to borrow, save, spend, invest, and protect their money.

image
-73.9 USD
SOFI
Overvalued 615.49%

Roblox Corporation develops and operates an online entertainment platform. The company offers Roblox Studio, a free toolset that allows developers and creators to build, publish, and operate 3D experiences, and other content; Roblox Client, an application that allows users to explore 3D digital world; Roblox Education for learning experiences; and Roblox Cloud, which provides services and infrastructure that power the human co-experience platform.

image
77 USD
RBLX
Undervalued 19.23%

Robinhood Markets, Inc. operates financial services platform in the United States. Its platform allows users to invest in stocks, exchange-traded funds (ETFs), options, gold, and cryptocurrencies.

image
-8.21 USD
HOOD
Overvalued 116.53%

Snowflake Inc. provides a cloud-based data platform in the United States and internationally. The company's platform offers Data Cloud, which enables customers to consolidate data into a single source of truth to drive meaningful business insights, build data-driven applications, and share data.

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244 USD
SNOW
Undervalued 37.53%
6. Ownership
Insider Ownership Affirm Holdings, Inc.
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Sold
0-3 MONTHS
40.2 M USD 6
3-6 MONTHS
64.6 M USD 5
6-9 MONTHS
794 K USD 1
9-12 MONTHS
944 K USD 1
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
Date Value Insider Amount Avg Price
2 weeks ago
Feb 14, 2025
Sell 400 K USD
Quarles Christa S
Director
- 5000
 80 USD
4 weeks ago
Feb 03, 2025
Sell 29 K USD
Rabois Keith
Director
- 500
 57.93 USD
4 weeks ago
Feb 03, 2025
Sell 105 K USD
Rabois Keith
Director
- 1800
 58.52 USD
4 weeks ago
Feb 03, 2025
Sell 337 K USD
Rabois Keith
Director
- 5623
 60 USD
4 weeks ago
Feb 03, 2025
Sell 495 K USD
Rabois Keith
Director
- 8163
 60.68 USD
1 month ago
Jan 03, 2025
Sell 19.1 K USD
O'Hare Robert
Chief Financial Officer
- 300
 63.83 USD
1 month ago
Jan 03, 2025
Sell 139 K USD
O'Hare Robert
Chief Financial Officer
- 2128
 65.19 USD
1 month ago
Jan 03, 2025
Sell 52.9 K USD
O'Hare Robert
Chief Financial Officer
- 799
 66.23 USD
1 month ago
Jan 02, 2025
Sell 146 K USD
O'Hare Robert
Chief Financial Officer
- 2358
 61.87 USD
1 month ago
Jan 02, 2025
Sell 249 K USD
O'Hare Robert
Chief Financial Officer
- 3983
 62.46 USD
1 month ago
Jan 02, 2025
Sell 12.7 K USD
O'Hare Robert
Chief Financial Officer
- 200
 63.49 USD
1 month ago
Jan 02, 2025
Sell 464 K USD
Rabois Keith
Director
- 7500
 61.87 USD
1 month ago
Jan 02, 2025
Sell 420 K USD
Rabois Keith
Director
- 6723
 62.51 USD
1 month ago
Jan 02, 2025
Sell 118 K USD
Rabois Keith
Director
- 1863
 63.41 USD
2 months ago
Dec 16, 2024
Sell 28.1 K USD
Watson Noel Bertram
Director
- 400
 70.27 USD
2 months ago
Dec 16, 2024
Sell 42.9 K USD
Watson Noel Bertram
Director
- 600
 71.57 USD
2 months ago
Dec 16, 2024
Sell 72.5 K USD
Watson Noel Bertram
Director
- 1000
 72.53 USD
2 months ago
Dec 16, 2024
Sell 36.6 K USD
Watson Noel Bertram
Director
- 500
 73.11 USD
2 months ago
Dec 12, 2024
Sell 324 K USD
Rabois Keith
Director
- 4749
 68.2 USD
2 months ago
Dec 12, 2024
Sell 575 K USD
Rabois Keith
Director
- 8337
 69 USD
2 months ago
Dec 12, 2024
Sell 182 K USD
Rabois Keith
Director
- 2600
 70.01 USD
2 months ago
Dec 12, 2024
Sell 28.5 K USD
Rabois Keith
Director
- 400
 71.24 USD
2 months ago
Dec 13, 2024
Sell 34.3 K USD
Quarles Christa S
Director
- 500
 68.56 USD
2 months ago
Dec 13, 2024
Sell 115 K USD
Quarles Christa S
Director
- 1653
 69.78 USD
2 months ago
Dec 13, 2024
Sell 31.1 K USD
Quarles Christa S
Director
- 440
 70.75 USD
2 months ago
Dec 12, 2024
Sell 6.89 M USD
Linford Michael
Chief Operating Officer
- 101088
 68.17 USD
2 months ago
Dec 12, 2024
Sell 15.3 M USD
Linford Michael
Chief Operating Officer
- 222507
 68.96 USD
2 months ago
Dec 12, 2024
Sell 4.53 M USD
Linford Michael
Chief Operating Officer
- 64653
 70 USD
2 months ago
Dec 12, 2024
Sell 835 K USD
Linford Michael
Chief Operating Officer
- 11752
 71.03 USD
2 months ago
Dec 04, 2024
Sell 6.72 M USD
Michalek Libor
President
- 93371
 72 USD
3 months ago
Dec 02, 2024
Sell 744 K USD
O'Hare Robert
Chief Financial Officer
- 10932
 68.05 USD
3 months ago
Dec 02, 2024
Sell 62 K USD
O'Hare Robert
Chief Financial Officer
- 900
 68.91 USD
3 months ago
Dec 02, 2024
Sell 70.3 K USD
O'Hare Robert
Chief Financial Officer
- 1000
 70.27 USD
3 months ago
Dec 02, 2024
Sell 7.08 K USD
O'Hare Robert
Chief Financial Officer
- 100
 70.75 USD
3 months ago
Dec 02, 2024
Sell 74.3 K USD
O'Hare Robert
Chief Financial Officer
- 1033
 71.89 USD
3 months ago
Dec 02, 2024
Sell 478 K USD
Michalek Libor
President
- 6629
 72.08 USD
3 months ago
Nov 29, 2024
Sell 199 K USD
Michalek Libor
President
- 2847
 70 USD
3 months ago
Nov 22, 2024
Sell 6.81 M USD
Michalek Libor
President
- 100000
 68.09 USD
3 months ago
Nov 22, 2024
Sell 57.5 K USD
Michalek Libor
President
- 821
 70 USD
3 months ago
Nov 25, 2024
Sell 6.74 M USD
Michalek Libor
President
- 96332
 70.01 USD
3 months ago
Nov 25, 2024
Sell 5.53 M USD
O'Hare Robert
Chief Financial Officer
- 79039
 70.01 USD
3 months ago
Nov 21, 2024
Sell 1.94 M USD
O'Hare Robert
Chief Financial Officer
- 29840
 65.01 USD
3 months ago
Nov 22, 2024
Sell 785 K USD
O'Hare Robert
Chief Financial Officer
- 11218
 70 USD
3 months ago
Nov 21, 2024
Sell 758 K USD
Michalek Libor
President
- 11847
 64 USD
3 months ago
Nov 20, 2024
Sell 4.94 M USD
Michalek Libor
President
- 77105
 64.08 USD
3 months ago
Nov 21, 2024
Sell 6.6 M USD
Michalek Libor
President
- 100000
 66.01 USD
3 months ago
Nov 18, 2024
Sell 6.2 M USD
Michalek Libor
President
- 100000
 62 USD
3 months ago
Nov 19, 2024
Sell 707 K USD
Michalek Libor
President
- 11048
 64 USD
3 months ago
Nov 11, 2024
Sell 11 M USD
Adkins Katherine
Chief Legal Officer
- 200000
 55.053 USD
3 months ago
Nov 11, 2024
Sell 5.55 M USD
O'Hare Robert
Chief Financial Officer
- 100938
 55 USD
5 months ago
Sep 17, 2024
Sell 2.1 M USD
Adkins Katherine
Chief Legal Officer
- 46600
 45.0013 USD
5 months ago
Sep 16, 2024
Sell 274 K USD
Adkins Katherine
Chief Legal Officer
- 6084
 45 USD
5 months ago
Sep 18, 2024
Sell 3.7 M USD
Adkins Katherine
Chief Legal Officer
- 82316
 45.0001 USD
5 months ago
Sep 13, 2024
Sell 106 K USD
Watson Noel Bertram
Director
- 2500
 42.44 USD
5 months ago
Sep 12, 2024
Sell 576 K USD
Quarles Christa S
Director
- 14400
 40.02 USD
7 months ago
Aug 01, 2024
Sell 161 K USD
Rabois Keith
Director
- 6081
 26.4123 USD
7 months ago
Aug 01, 2024
Sell 43.8 K USD
Rabois Keith
Director
- 1600
 27.3713 USD
7 months ago
Aug 01, 2024
Sell 45.1 K USD
Rabois Keith
Director
- 1594
 28.2979 USD
8 months ago
Jul 01, 2024
Sell 277 K USD
Rabois Keith
Director
- 9276
 29.89 USD
8 months ago
Jun 03, 2024
Sell 264 K USD
Rabois Keith
Director
- 9176
 28.8164 USD
8 months ago
Jun 03, 2024
Sell 2.98 K USD
Rabois Keith
Director
- 100
 29.8 USD
10 months ago
May 01, 2024
Sell 216 K USD
Rabois Keith
Director
- 6776
 31.811 USD
10 months ago
May 01, 2024
Sell 65.6 K USD
Rabois Keith
Director
- 2000
 32.806 USD
10 months ago
May 01, 2024
Sell 16.7 K USD
Rabois Keith
Director
- 500
 33.478 USD
11 months ago
Apr 01, 2024
Sell 291 K USD
Rabois Keith
Director
- 8276
 35.16 USD
11 months ago
Apr 01, 2024
Sell 32.7 K USD
Rabois Keith
Director
- 900
 36.35 USD
11 months ago
Apr 01, 2024
Sell 3.71 K USD
Rabois Keith
Director
- 100
 37.13 USD
11 months ago
Mar 14, 2024
Sell 112 K USD
Rabois Keith
Director
- 3376
 33.2904 USD
11 months ago
Mar 14, 2024
Sell 117 K USD
Rabois Keith
Director
- 3400
 34.4838 USD
11 months ago
Mar 14, 2024
Sell 70.6 K USD
Rabois Keith
Director
- 2000
 35.2945 USD
11 months ago
Mar 14, 2024
Sell 11.1 K USD
Rabois Keith
Director
- 300
 37.03 USD
11 months ago
Mar 14, 2024
Sell 7.64 K USD
Rabois Keith
Director
- 200
 38.195 USD
1 year ago
Dec 27, 2023
Sell 3.38 M USD
Linford Michael
Chief Financial Officer
- 65000
 52 USD
1 year ago
Dec 19, 2023
Sell 3.25 M USD
Linford Michael
Chief Financial Officer
- 65000
 50 USD
1 year ago
Dec 11, 2023
Sell 5.25 M USD
GIC Private Ltd
10 percent owner
- 135008
 38.8856 USD
1 year ago
Dec 11, 2023
Sell 57.1 M USD
GIC Private Ltd
10 percent owner
- 1438263
 39.6786 USD
1 year ago
Dec 11, 2023
Sell 45.6 M USD
GIC Private Ltd
10 percent owner
- 1133161
 40.2532 USD
1 year ago
Dec 11, 2023
Sell 4.64 M USD
GIC Private Ltd
10 percent owner
- 111866
 41.4622 USD
1 year ago
Dec 11, 2023
Sell 3.74 M USD
GIC Private Ltd
10 percent owner
- 88293
 42.3688 USD
1 year ago
Jul 05, 2023
Sell 3.14 M USD
GIC Private Ltd
10 percent owner
- 203905
 15.42 USD
1 year ago
Apr 03, 2023
Sell 193 K USD
Rabois Keith
Director
- 17286
 11.1484 USD
2 years ago
Mar 01, 2023
Sell 211 K USD
Rabois Keith
Director
- 16587
 12.739 USD
2 years ago
Mar 01, 2023
Sell 9.37 K USD
Rabois Keith
Director
- 700
 13.3871 USD
2 years ago
Feb 01, 2023
Sell 175 K USD
Rabois Keith
Director
- 10800
 16.1948 USD
2 years ago
Feb 01, 2023
Sell 78.2 K USD
Rabois Keith
Director
- 4487
 17.4192 USD
2 years ago
Feb 01, 2023
Sell 35.7 K USD
Rabois Keith
Director
- 2000
 17.8635 USD
2 years ago
Jan 03, 2023
Sell 149 K USD
Rabois Keith
Director
- 16287
 9.1301 USD
2 years ago
Jan 03, 2023
Sell 10.1 K USD
Rabois Keith
Director
- 1000
 10.07 USD
2 years ago
Dec 01, 2022
Sell 247 K USD
Rabois Keith
Director
- 17287
 14.2682 USD
2 years ago
Nov 01, 2022
Sell 283 K USD
Rabois Keith
Director
- 14269
 19.8491 USD
2 years ago
Nov 01, 2022
Sell 58.9 K USD
Rabois Keith
Director
- 2818
 20.9021 USD
2 years ago
Nov 01, 2022
Sell 4.31 K USD
Rabois Keith
Director
- 200
 21.545 USD
2 years ago
Apr 29, 2022
Bought 117 K USD
GIC Private Ltd
10 percent owner
+ 3898
 30 USD
2 years ago
Apr 28, 2022
Bought 845 K USD
GIC Private Ltd
10 percent owner
+ 28038
 30.13 USD
2 years ago
Apr 27, 2022
Bought 5.38 M USD
GIC Private Ltd
10 percent owner
+ 181864
 29.6 USD
2 years ago
Apr 25, 2022
Bought 6.39 M USD
GIC Private Ltd
10 percent owner
+ 200000
 31.95 USD
2 years ago
Apr 25, 2022
Bought 16.1 M USD
GIC Private Ltd
10 percent owner
+ 500000
 32.29 USD
2 years ago
Apr 22, 2022
Bought 2.38 M USD
GIC Private Ltd
10 percent owner
+ 76400
 31.16 USD
2 years ago
Apr 22, 2022
Bought 8.44 M USD
GIC Private Ltd
10 percent owner
+ 270000
 31.26 USD
2 years ago
Apr 22, 2022
Bought 2.59 M USD
GIC Private Ltd
10 percent owner
+ 80000
 32.4 USD
2 years ago
Apr 22, 2022
Bought 12.2 M USD
GIC Private Ltd
10 percent owner
+ 373600
 32.63 USD
2 years ago
Apr 21, 2022
Bought 21.6 M USD
GIC Private Ltd
10 percent owner
+ 650000
 33.2 USD
2 years ago
Apr 21, 2022
Bought 769 K USD
GIC Private Ltd
10 percent owner
+ 23600
 32.57 USD
2 years ago
Apr 21, 2022
Bought 3.8 M USD
GIC Private Ltd
10 percent owner
+ 110000
 34.56 USD
2 years ago
Apr 21, 2022
Bought 10.2 M USD
GIC Private Ltd
10 percent owner
+ 308138
 33.22 USD
2 years ago
Apr 20, 2022
Bought 23.3 M USD
GIC Private Ltd
10 percent owner
+ 669175
 34.89 USD
2 years ago
Apr 20, 2022
Bought 7.25 M USD
GIC Private Ltd
10 percent owner
+ 207722
 34.91 USD
2 years ago
Apr 20, 2022
Bought 173 K USD
GIC Private Ltd
10 percent owner
+ 4993
 34.66 USD
2 years ago
Apr 19, 2022
Bought 4.69 M USD
GIC Private Ltd
10 percent owner
+ 134197
 34.98 USD
3 years ago
Nov 15, 2021
Sell 1.63 M USD
Philips Jeremy
Director
- 10868
 150 USD
3 years ago
Nov 15, 2021
Sell 15 K USD
Philips Jeremy
Director
- 100
 150.01 USD
4 years ago
Jan 13, 2021
Bought 40.9 K USD
GIC Private Ltd
10 percent owner
+ 835
 49 USD
4 years ago
Jan 13, 2021
Bought 186 K USD
GIC Private Ltd
10 percent owner
+ 3800
 49 USD
4 years ago
Jan 13, 2021
Sell 362 K USD
GIC Private Ltd
10 percent owner
- 3800
 95.3846 USD
4 years ago
Jan 13, 2021
Bought 377 K USD
GIC Private Ltd
10 percent owner
+ 7700
 49 USD
4 years ago
Jan 13, 2021
Sell 79.4 K USD
GIC Private Ltd
10 percent owner
- 835
 95.1324 USD
4 years ago
Jan 15, 2021
Bought 3.68 M USD
Founders Fund V Management, LLC
10 percent owner
+ 75000
 49 USD
4 years ago
Jan 13, 2021
Bought 3.45 M USD
Khosla Ventures IV, L.P.
10 percent owner
+ 70493
 49 USD
4 years ago
Jan 13, 2021
Bought 221 K USD
Khosla Ventures IV, L.P.
10 percent owner
+ 4507
 49 USD
4 years ago
Jan 13, 2021
Bought 3.64 M USD
Philips Jeremy
Director
+ 74243
 49 USD
4 years ago
Jan 13, 2021
Bought 37.1 K USD
Philips Jeremy
Director
+ 757
 49 USD
7. News
Here is What to Know Beyond Why Affirm Holdings, Inc. (AFRM) is a Trending Stock Affirm Holdings (AFRM) has been one of the stocks most watched by Zacks.com users lately. So, it is worth exploring what lies ahead for the stock. zacks.com - 1 week ago
Buy 5 Business Services Stocks as U.S. CEO Confidence Hits 3-Year High Five business services stocks have strong growth potential for 2025 and 2026. These are: AFRM, V, PLTR, APP, CTAS. zacks.com - 1 week ago
3 Growth Stocks That Could Go Even Higher in 2025 and Beyond Many high-growth stocks rallied over the past year in expectation of lower interest rates, boosting their stock prices and their valuations in the process. But because of those gains, some investors might be wary of chasing those highfliers now, especially as the real potential for new tariffs and trade conflicts threaten to end the current bull market (which started in October 2022). fool.com - 1 week ago
Affirm and Shopify Expand Pay-Later Pact to Canada and UK Buy now, pay later (BNPL) network Affirm has expanded its partnership with eCommerce infrastructure company Shopify. The renewed agreement, announced Thursday (Feb. 20), makes Affirm the exclusive pay-over-time provider for Shopify's Shop Pay Installments program in the U.S. and Shopify's home country of Canada, with plans to expand into the U.K. pymnts.com - 1 week ago
Affirm Hits Profitability—Here's What Investors Should Watch The "No Buy” trend of 2025 making waves on social media encourages being frugal while not succumbing to high-interest credit cards. This trend is favorable for buy now, pay later (BNPL) services like Affirm Holdings Inc. NASDAQ: AFRM. marketbeat.com - 1 week ago
NCLA Asks the Supreme Court to Affirm President's Absolute Power to Fire Executive Branch Officials Scott Bessent, Secretary of the Treasury, et al. v. Hampton Dellinger Scott Bessent, Secretary of the Treasury, et al. v. Hampton Dellinger globenewswire.com - 1 week ago
Affirm Holdings, Inc. (AFRM) Hit a 52 Week High, Can the Run Continue? Affirm Holdings (AFRM) is at a 52-week high, but can investors hope for more gains in the future? We take a look at the company's fundamentals for clues. zacks.com - 2 weeks ago
Upstart and Affirm Rally, BILL Plummets on Earnings as FinTech IPO Index Adds 2.4% The past five days of stock market trading have been whipsawed by the latest inflation report, speculation over whether or not the Fed will stand pat on interest rates, and of course, the continuing inflow of earnings reports, though the pace of those quarterly disclosures is slowing a bit. pymnts.com - 2 weeks ago
Is Affirm Holdings (AFRM) a Buy as Wall Street Analysts Look Optimistic? The recommendations of Wall Street analysts are often relied on by investors when deciding whether to buy, sell, or hold a stock. Media reports about these brokerage-firm-employed (or sell-side) analysts changing their ratings often affect a stock's price. zacks.com - 2 weeks ago
Should You Buy Affirm While It's Below $85? The credit card industry is under attack. Buy Now, Pay Later is proving popular among young spenders, led by companies like Affirm (AFRM 0.35%), who recently wowed Wall Street with stellar earnings for its most recent quarter (ending December 31, 2024). fool.com - 2 weeks ago
The Zacks Analyst Blog Visa, PayPal, American Express, Affirm and Fidelity National Information Services Visa, PayPal, American Express, Affirm and Fidelity National Information Services are included in this Analyst Blog. zacks.com - 2 weeks ago
Affirm Holdings (AFRM) Is Up 23.17% in One Week: What You Should Know Does Affirm Holdings (AFRM) have what it takes to be a top stock pick for momentum investors? Let's find out. zacks.com - 2 weeks ago
8. Profile Summary

Affirm Holdings, Inc. AFRM

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COUNTRY US
INDUSTRY Software - Infrastructure
MARKET CAP $ 20.6 B
Dividend Yield 0.00%
Description Affirm Holdings, Inc. operates a platform for digital and mobile-first commerce in the United States and Canada. The company's platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. Its payments network and partnership with an originating bank, enables consumers to pay for a purchase over time with terms ranging from one to forty-eight months. As of June 30, 2021, the company had approximately 29,000 merchants integrated on its platform covering small businesses, large enterprises, direct-to-consumer brands, brick-and-mortar stores, and companies. Its merchants represent a range of industries, including sporting goods and outdoors, furniture and homewares, travel, apparel, accessories, consumer electronics, and jewelry. The company was founded in 2012 and is headquartered in San Francisco, California.
Contact 650 California Street, San Francisco, CA, 94108 https://www.affirm.com
IPO Date Jan. 13, 2021
Employees 2006
Officers Mr. Robert W. O'Hare Chief Financial Officer Siphelele Jiyane Chief Accounting Officer Mr. Libor Michalek President & Director Mr. Zane Keller C.F.A., CFA Head of Investor Relations Mr. Michael A. Linford Chief Operating Officer Ms. Brooke E. Major-Reid Chief Capital Officer Dr. Wayne Pommen Ph.D. Chief Revenue Officer Ms. Katherine Adkins Esq. Chief Legal & Compliance Officer and Secretary Pat Suh Senior Vice President of Revenue Mr. Max Roth Levchin Founder, Chief Executive Officer & Chairman