Technology -
Software - Infrastructure - NASDAQ - US
$ 69.19
1.2 %
$ 22.3 B
Market Cap
-364.16
P/E
1. INTRINSIC VALUE
Balance Sheet
Affirm Holdings, Inc.
| Current Assets | 2.51 B |
| Cash & Short-Term Investments | 2.14 B |
| Receivables | 353 M |
| Other Current Assets | 16.5 M |
| Non-Current Assets | 7.01 B |
| Long-Term Investments | 5.5 B |
| PP&E | 450 M |
| Other Non-Current Assets | 1.05 B |
| Current Liabilities | 159 M |
| Accounts Payable | 41 M |
| Short-Term Debt | 16.7 M |
| Other Current Liabilities | 102 M |
| Non-Current Liabilities | 6.66 B |
| Long-Term Debt | 6.6 B |
| Other Non-Current Liabilities | 65.1 M |
EFFICIENCY
Earnings Waterfall
Affirm Holdings, Inc.
| Revenue | 2.32 B |
| Cost Of Revenue | 845 M |
| Gross Profit | 1.48 B |
| Operating Expenses | 2.09 B |
| Operating Income | -616 M |
| Other Expenses | -98.1 M |
| Net Income | -518 M |
RATIOS
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis
Affirm Holdings, Inc.
| Net Income | -518 M |
| Depreciation & Amortization | 169 M |
| Capital Expenditures | -159 M |
| Stock-Based Compensation | 345 M |
| Change in Working Capital | -62.4 M |
| Others | 610 M |
| Free Cash Flow | 291 M |
Wall Street Analysts Price Targets
Affirm Holdings, Inc.
Wall Street analysts predict an average 1-year price target for AFRM of $54.7 , with forecasts ranging from
a
low of
$20 to a high of $82 .
AFRM Lowest Price Target
Wall Street Target
20 USD
-71.09%
AFRM Average Price Target
Wall Street Target
54.7 USD
-20.89%
AFRM Highest Price Target
Wall Street Target
82 USD
18.51%
4. DIVIDEND
ANALYSIS
AFRM does not distribute dividends.
5. COMPETITION
6. Ownership
Insider Ownership
Affirm Holdings, Inc.
Sold
0-3 MONTHS
1.02 M USD 3
3-6 MONTHS
3.24 M USD 3
6-9 MONTHS
96.7 M USD 7
9-12 MONTHS
7.01 M USD 4
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
Why Affirm Holdings (AFRM) is a Top Momentum Stock for the Long-Term
Wondering how to pick strong, market-beating stocks for your investment portfolio? Look no further than the Zacks Style Scores.
zacks.com
- 2 weeks ago
Affirm Holdings (AFRM) Laps the Stock Market: Here's Why
Affirm Holdings (AFRM) closed at $69.19 in the latest trading session, marking a +1.2% move from the prior day.
zacks.com
- 2 weeks ago
Rumors of the demise of the American consumer are exaggerated, says Affirm CEO Max Levchin
Max Levchin, Affirm CEO, joins 'Closing Bell Overtime' to talk the health of consumer credit, the inclusion of Buy Now Pay Later loans in FICO scores, and more.
youtube.com
- 2 weeks ago
Can Xsolla Help Affirm Gain an Edge in Gaming Payments?
AFRM partners with Xsolla to embed flexible BNPL options in gaming checkouts, targeting a tech-savvy audience.
zacks.com
- 3 weeks ago
Looking for Fintech Growth? Here's How Affirm and SoFi Stack Up
AFRM edges ahead of SOFI with stronger earnings momentum, liquidity and a deepening capital partner network.
zacks.com
- 3 weeks ago
Affirm Holdings, Inc. (AFRM) is Attracting Investor Attention: Here is What You Should Know
Zacks.com users have recently been watching Affirm Holdings (AFRM) quite a bit. Thus, it is worth knowing the facts that could determine the stock's prospects.
zacks.com
- 3 weeks ago
Is Affirm Holdings (AFRM) a Buy as Wall Street Analysts Look Optimistic?
The recommendations of Wall Street analysts are often relied on by investors when deciding whether to buy, sell, or hold a stock. Media reports about these brokerage-firm-employed (or sell-side) analysts changing their ratings often affect a stock's price.
zacks.com
- 3 weeks ago
Will Affirm's Auto Move With Shopmonkey Fuel More Repeat Users?
AFRM partners with Shopmonkey to bring pay-over-time options to auto repairs, targeting repeat users and steady spending.
zacks.com
- 3 weeks ago
Xsolla and Affirm partner to help game developers offer players a smarter, more flexible way to pay
LOS ANGELES--(BUSINESS WIRE)--Xsolla, a global leader in video game commerce, today announced a new partnership with Affirm (NASDAQ: AFRM), the payment network that empowers consumers and helps merchants drive growth. Through this partnership, Affirm's transparent and flexible payment options are now available to game developers using Xsolla's payments tools in the U.S., with plans to expand to Canada and the UK in the coming months. Xsolla powers checkouts for thousands of game developers, and.
businesswire.com
- 3 weeks ago
Affirm: Set For A Breakout (Rating Upgrade)
Affirm Holdings is nearing GAAP operating profitability, driven by strong gross merchandise volume growth and improving customer monetization. The expanding BNPL and e-commerce markets provide a significant run-way for Affirm's continued growth and valuation upside. Affirm's high valuation is justified by its rapid progress toward profitability and the potential for further revaluation as the business scales.
seekingalpha.com
- 3 weeks ago
Affirm Forms Pay-Later Deal With Car Repair Platform Shopmokey
Auto shop management platform Shopmonkey has added Affirm as a pay-later provider. [contact-form-7] This arrangement, announced Wednesday (June 25), makes Affirm a default payment method for car repair shops that use Shopmonkey's payment processing solution, letting them offer pay-over-time financing.
pymnts.com
- 3 weeks ago
Can Strategic Funding Deals Keep Affirm Ahead in the BNPL Space?
AFRM extends its key funding deal with MSC through 2027, reinforcing growth and stability in the BNPL market.
zacks.com
- 3 weeks ago
8. Profile
Summary
Affirm Holdings, Inc. AFRM
COUNTRY
US
INDUSTRY
Software - Infrastructure
MARKET CAP
$ 22.3 B
Dividend Yield
0.00%
Description
Affirm Holdings, Inc. operates a platform for digital and mobile-first commerce in the United States and Canada. The company's platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. Its payments network and partnership with an originating bank, enables consumers to pay for a purchase over time with terms ranging from one to forty-eight months. As of June 30, 2021, the company had approximately 29,000 merchants integrated on its platform covering small businesses, large enterprises, direct-to-consumer brands, brick-and-mortar stores, and companies. Its merchants represent a range of industries, including sporting goods and outdoors, furniture and homewares, travel, apparel, accessories, consumer electronics, and jewelry. The company was founded in 2012 and is headquartered in San Francisco, California.
Contact
650 California Street, San Francisco, CA, 94108
https://www.affirm.com
IPO
Date
Jan. 13, 2021
Employees
2006
Officers
Mr. Libor Michalek
President & Director
Mr. Michael A. Linford
Chief Operating Officer
Ms. Brooke E. Major-Reid
Chief Capital Officer
Ms. Katherine Adkins Esq.
Chief Legal & Compliance Officer and Secretary
Mr. Robert W. O'Hare
Chief Financial Officer
Ms. Siphelele Jiyane
Chief Accounting Officer
Dr. Wayne Pommen Ph.D.
Chief Revenue Officer
Pat Suh
Senior Vice President of Revenue
Mr. Zane Keller C.F.A., CFA
Head of Investor Relations
Mr. Max Roth Levchin
Founder, Chief Executive Officer & Chairman