Financial Services -
Financial - Credit Services - NASDAQ - US
$ 9.86
3.03 %
$ 10.8 B
Market Cap
25.28
P/E
1. INTRINSIC VALUE
Balance Sheet
SoFi Technologies, Inc.
| Current Assets | 2.54 B |
| Cash & Short-Term Investments | 2.54 B |
| Receivables | 0 |
| Other Current Assets | 0 |
| Non-Current Assets | 33.7 B |
| Long-Term Investments | 0 |
| PP&E | 369 M |
| Other Non-Current Assets | 33.3 B |
| Current Liabilities | 0 |
| Accounts Payable | 0 |
| Short-Term Debt | 0 |
| Other Current Liabilities | 0 |
| Non-Current Liabilities | 29.7 B |
| Long-Term Debt | 3.09 B |
| Other Non-Current Liabilities | 26.6 B |
EFFICIENCY
Earnings Waterfall
SoFi Technologies, Inc.
| Revenue | 2.61 B |
| Cost Of Revenue | -30.8 M |
| Gross Profit | 2.64 B |
| Operating Expenses | 2.5 B |
| Operating Income | 860 M |
| Other Expenses | 361 M |
| Net Income | 499 M |
RATIOS
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis
SoFi Technologies, Inc.
| Net Income | 499 M |
| Depreciation & Amortization | 203 M |
| Capital Expenditures | 0 |
| Stock-Based Compensation | 0 |
| Change in Working Capital | 0 |
| Others | -1.82 B |
| Free Cash Flow | -1.12 B |
Wall Street Analysts Price Targets
SoFi Technologies, Inc.
Wall Street analysts predict an average 1-year price target for SOFI of $10.5 , with forecasts ranging from
a
low of
$7.5 to a high of $14 .
SOFI Lowest Price Target
Wall Street Target
7.5 USD
-23.94%
SOFI Average Price Target
Wall Street Target
10.5 USD
6.49%
SOFI Highest Price Target
Wall Street Target
14 USD
41.99%
4. DIVIDEND
ANALYSIS
SOFI does not distribute dividends.
5. COMPETITION
6. Ownership
Insider Ownership
SoFi Technologies, Inc.
Sold
0-3 MONTHS
1.31 M USD 2
3-6 MONTHS
431 M USD 4
6-9 MONTHS
808 K USD 2
9-12 MONTHS
135 M USD 2
Bought
0 USD 0
0-3 MONTHS
500 K USD 1
3-6 MONTHS
0 USD 0
6-9 MONTHS
797 K USD 1
9-12 MONTHS
7. News
Tariffs to Reverse SOFI Risk Appetite, Spending Cutbacks Add Stress to Loaners
SoFi Technologies (SOFI) muscled a rally in a highly-volatile trading session despite getting its price target getting cut over 50% by Morgan Stanley. Kevin Green warns a pullback is possible with tariffs set to add stress on loan lenders as Americans' pricing power slips.
youtube.com
- 6 days ago
Should You Forget Amazon? Why These Unstoppable Stocks Are Better Buys
There's no denying it: Amazon (AMZN -3.92%) has not only been one of this century's most rewarding stock picks, but also one of the market's biggest-ever winners. Shares are up by more than 250,000% since their 1997 public offering, and that's counting the sizable pullback from January's peak.
fool.com
- 1 week ago
2 No-Brainer Growth Stocks to Buy With $100 Right Now
The market continues to be volatile amid plans by the Trump administration to impose huge new tariffs on imports. The broad-market S&P 500 is down almost 8% so far this year, and the tech-heavy Nasdaq Composite is down by more than 14%.
fool.com
- 1 week ago
Is SoFi Stock a No-Brainer Buy Under $10?
In this video, I will talk about recent updates regarding SoFi Technologies (SOFI -10.53%). Watch the short video to learn more, consider subscribing, and click the special offer link below.
fool.com
- 1 week ago
SoFi Schedules Conference Call to Discuss Q1 2025 Results
SAN FRANCISCO--(BUSINESS WIRE)--SoFi Technologies, Inc. (NASDAQ: SOFI), a member-centric, one-stop shop for digital financial services that helps members borrow, save, spend, invest and protect their money, today announced plans to host a conference call to discuss financial and operating results for the first quarter of 2025 on Tuesday, April 29, 2025, at 8 a.m. Eastern Time. SoFi also plans to release its first quarter 2025 results on the investor relations section of its website at https://i.
businesswire.com
- 1 week ago
SoFi Stock Risk Analysis and Update to My Recommendation to Buy the Stock
SoFi Technologies (SOFI -13.61%) is at greater risk due to its exposure to a riskier segment of the lending market.
fool.com
- 1 week ago
Why SoFi Stock Fell 20% in March
SoFi Technologies (SOFI 3.32%) stock fell 20% in March according to data provided by S&P Global Market Intelligence. The market's been in turmoil due to President Donald Trump's tariff plans, and riskier growth stocks typically bear the brunt of volatility when the market's in flux.
fool.com
- 1 week ago
SoFi Technologies: Buy, Sell, or Hold?
SoFi Technologies (SOFI 2.37%) remains an up-and-coming star in the financial sector. Users are flocking to the digital bank's do-it-all super app, and cross-selling opportunities are driving substantial growth that could have legacy brick-and-mortar banks looking over their shoulders.
fool.com
- 1 week ago
Power Ranking Our Top Stock Picks of 2025
Subscribers to Chart of the Week received this commentary on Sunday, March 30.
schaeffersresearch.com
- 1 week ago
SoFi Technologies: Be Greedy When Others Are Fearful
SoFi Technologies stock has surged ~32% since late February 2024, outperforming the S&P 500 index despite recent market dips. SOFI's impressive growth in membership and product additions, coupled with a shift towards a fee-based revenue model, supports its valuation and GARP status. The firm's strong EPS growth, margin expansion, and optimistic management guidance suggest a potential fair value of ~$14/share, offering an 18% upside.
seekingalpha.com
- 1 week ago
Here's Why SoFi Is a Screaming Buy Before April 28
Financial technology company SoFi (SOFI -3.03%) has made tremendous progress. Among other achievements, it has tripled its customer base over the past three years alone.
fool.com
- 1 week ago
Wonderful News for SoFi and PayPal Stock Investors
In this video, I will talk about the recent updates regarding SoFi and PayPal (PYPL -4.07%). Watch the short video to learn more, consider subscribing, and click the special offer link below.
fool.com
- 2 weeks ago
8. Profile
Summary
SoFi Technologies, Inc. SOFI
COUNTRY
US
INDUSTRY
Financial - Credit Services
MARKET CAP
$ 10.8 B
Dividend Yield
0.00%
Description
SoFi Technologies, Inc. provides digital financial services. It operates through three segments: Lending, Technology Platform, and Financial Services. The company's lending and financial services and products allows its members to borrow, save, spend, invest, and protect their money. It offers student loans; personal loans for debt consolidation and home improvement projects; and home loans. The company also provides cash management, investment, and technology services. In addition, it operates Galileo, a technology platform that offers services to financial and non-financial institutions; and Apex, a technology enabled platform that provides investment custody and clearing brokerage services, as well as Technisys, a cloud-based digital multi-product core banking platform. The company was founded in 2011 and is headquartered in San Francisco, California.
Contact
234 1st Street, San Francisco, CA, 94105
https://www.sofi.com
IPO
Date
Jan. 4, 2021
Employees
5000
Officers
Ms. Lauren Stafford Webb
Chief Marketing Officer
Mr. William F. Tanona C.F.A.
Senior Vice President of Corporate Development & Strategic Partnerships
Mr. Jeremy Rishel
Chief Technology Officer
Mr. Christopher Lapointe
Chief Financial Officer
Ms. Diane Tucker
Senior Vice President of Global Operations
Paulina Gutierrez
Investor Relations
Mr. Stephen Simcock
General Counsel
Mr. George Thompson Hutton
Independent Non Executive Chairman
Mr. Anthony J. Noto
Chief Executive Officer & Director
Mr. Derek Jensen White
Chief Executive Officer of Galileo Financial Technologies & Head of SoFi International