Financial Services -
Financial - Mortgages - NYSE - US
$ 4.93
-10.8 %
$ 13.2 B
Market Cap
37.92
P/E
1. INTRINSIC VALUE
Balance Sheet
UWM Holdings Corporation
| Current Assets | 1.03 B |
| Cash & Short-Term Investments | 610 M |
| Receivables | 418 M |
| Other Current Assets | 0 |
| Non-Current Assets | 263 M |
| Long-Term Investments | 0 |
| PP&E | 263 M |
| Other Non-Current Assets | 0 |
| Current Liabilities | 940 M |
| Accounts Payable | 175 M |
| Short-Term Debt | 500 M |
| Other Current Liabilities | 265 M |
| Non-Current Liabilities | 3 B |
| Long-Term Debt | 3 B |
| Other Non-Current Liabilities | 0 |
EFFICIENCY
Earnings Waterfall
UWM Holdings Corporation
| Revenue | 2.16 B |
| Cost Of Revenue | 0 |
| Gross Profit | 2.16 B |
| Operating Expenses | 307 M |
| Operating Income | 1.86 B |
| Other Expenses | 1.53 B |
| Net Income | 329 M |
RATIOS
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis
UWM Holdings Corporation
| Net Income | 329 M |
| Depreciation & Amortization | 48.8 M |
| Capital Expenditures | 0 |
| Stock-Based Compensation | 24.6 M |
| Change in Working Capital | -4.05 B |
| Others | -6.64 B |
| Free Cash Flow | -6.24 B |
Wall Street Analysts Price Targets
UWM Holdings Corporation
Wall Street analysts predict an average 1-year price target for UWMC of $7.64 , with forecasts ranging from
a
low of
$5 to a high of $10 .
UWMC Lowest Price Target
Wall Street Target
5 USD
1.42%
UWMC Average Price Target
Wall Street Target
7.64 USD
55.03%
UWMC Highest Price Target
Wall Street Target
10 USD
102.84%
4. DIVIDEND
ANALYSIS
1.24%
DIVIDEND YIELD
0.1 USD
DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership
UWM Holdings Corporation
Sold
0-3 MONTHS
0 USD 1
3-6 MONTHS
0 USD 0
6-9 MONTHS
147 M USD 1
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
| Date | Value | Insider | Amount | Avg Price |
|---|---|---|---|---|
|
3 weeks ago
Mar 31, 2025
|
Sell 0
USD
|
Mat Ishbia
President and CEO
|
- 13028909
|
0 USD |
|
1 month ago
Mar 14, 2025
|
Sell 0
USD
|
Mat Ishbia
President and CEO
|
- 29520569
|
0 USD |
|
6 months ago
Oct 10, 2024
|
Sell 0
USD
|
Mat Ishbia
President and CEO
|
- 15763086
|
0 USD |
|
6 months ago
Oct 01, 2024
|
Sell 0
USD
|
Mat Ishbia
President and CEO
|
- 18644798
|
0 USD |
|
7 months ago
Sep 16, 2024
|
Sell 10.1 M
USD
|
Mat Ishbia
President and CEO
|
- 1200000
|
8.45 USD |
|
7 months ago
Sep 13, 2024
|
Sell 91.6 M
USD
|
Mat Ishbia
President and CEO
|
- 10842012
|
8.45 USD |
|
7 months ago
Aug 30, 2024
|
Sell 45.6 M
USD
|
Mat Ishbia
President and CEO
|
- 5000000
|
9.11 USD |
|
1 year ago
Sep 13, 2023
|
Bought
208 K USD
|
Verdun Robert
Director
|
+ 40000
|
5.2 USD |
|
2 years ago
Nov 21, 2022
|
Bought
9.99 K USD
|
Czubak Kelly
Director
|
+ 2439
|
4.095 USD |
|
2 years ago
May 12, 2022
|
Bought
1.01 M USD
|
Elezaj Alex
EVP, Chief Strategy Officer
|
+ 277778
|
3.6362 USD |
|
3 years ago
Feb 02, 2022
|
Sell 34 K
USD
|
Wilner Melinda
EVP, COO
|
- 7135
|
4.765 USD |
|
3 years ago
Feb 02, 2022
|
Sell 30.2 K
USD
|
Forrester Tim
EVP, CFO
|
- 6342
|
4.766 USD |
|
3 years ago
Feb 02, 2022
|
Sell 28.8 K
USD
|
Lawson Laura
EVP, Chief People Officer
|
- 6035
|
4.766 USD |
|
3 years ago
Feb 02, 2022
|
Sell 7.56 K
USD
|
Elezaj Alex
EVP, Chief Strategy Officer
|
- 1575
|
4.798 USD |
|
3 years ago
Feb 02, 2022
|
Sell 1.71 K
USD
|
Hubacker Andrew
SVP, CAO
|
- 355
|
4.812 USD |
|
3 years ago
Jun 08, 2021
|
Bought
229 K USD
|
Verdun Robert
Director
|
+ 25000
|
9.15 USD |
|
3 years ago
Jun 07, 2021
|
Bought
228 K USD
|
Verdun Robert
Director
|
+ 25000
|
9.1 USD |
|
4 years ago
Mar 01, 2021
|
Bought
478 K USD
|
Verdun Robert
Director
|
+ 60000
|
7.967 USD |
7. News
United Wholesale Mortgage Intent On Making Technology A Differentiator In Expected Boom
United Wholesale Holdings Corp. is investing heavily in cutting-edge technology and AI to streamline operations and prepare for a potential drop in mortgage rates. CEO Mat Ishbia is optimistic about future growth, citing a surge in employment and readiness to capitalize on lower interest rates. Despite Ishbia's optimism, Seeking Alpha's Quant system rates UWMC shares as overvalued, advising caution due to negative EPS revisions.
seekingalpha.com
- 2 weeks ago
UWM Holdings Corporation Appoints Rami Hasani Chief Financial Officer
PONTIAC, Mich.--(BUSINESS WIRE)-- #UWMC--UWM Holdings Corporation (NYSE: UWMC) (“UWMC,” or the "Company"), has named Rami Hasani as its new Chief Financial Officer. Mr. Andrew Hubacker will be moving into a senior advisor role effective April 1, 2025. Mr. Hasani will assume the position effective April 1, 2025, and will oversee all financial aspects of the company including accounting, internal and external reporting, financial compliance, tax, treasury and liquidity management, and budgeting and forec.
businesswire.com
- 2 weeks ago
UWM Holdings: Record 2024 Performance Sets Stage For Future Gains
In 2024's worst home sales since 1995, UWM smashed records with $96B in purchase loans while doubling its refinance market share to 12%. With a $3.5B profit precedent at 6%, UWM is primed for a $260B refinance origination surge if rates drop, capitalizing on future macroeconomic shifts. Despite a 92% Ishbia family-owned float fueling volatility and short-seller noise, UWM's $2.5B cash pile and committed dividend policy offers investors a great buying opportunity.
seekingalpha.com
- 3 weeks ago
UWM Holdings Corporation (UWMC) Q4 2024 Earnings Call Transcript
UWM Holdings Corporation (NYSE:UWMC ) Q4 2024 Results Conference Call February 26, 2025 11:00 AM ET Company Participants Blake Kolo - Chief Business Officer & Head, Investor Relations Mathew Ishbia - Chairman & Chief Executive Officer Andrew Hubacker - Chief Financial Officer Conference Call Participants Terry Ma - Barclays Eric Hagen - BTIG Derek Sommers - Jefferies Bose George - KBW Brad Capuzzi - Piper Sandler Doug Harter - UBS Jeff Adelson - Morgan Stanley Mikhail Goberman - Citizens Operator Good morning. My name is Regina, and I will be your conference operator today.
seekingalpha.com
- 1 month ago
UWM (UWMC) Q4 Earnings: How Key Metrics Compare to Wall Street Estimates
Although the revenue and EPS for UWM (UWMC) give a sense of how its business performed in the quarter ended December 2024, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.
zacks.com
- 1 month ago
UWM Holdings Corporation (UWMC) Reports Break-Even Earnings for Q4
UWM Holdings Corporation (UWMC) reported break-even quarterly earnings per share versus the Zacks Consensus Estimate of $0.07. This compares to loss of $0.23 per share a year ago.
zacks.com
- 1 month ago
Exploring Analyst Estimates for UWM (UWMC) Q4 Earnings, Beyond Revenue and EPS
Get a deeper insight into the potential performance of UWM (UWMC) for the quarter ended December 2024 by going beyond Wall Street's top -and-bottom-line estimates and examining the estimates for some of its key metrics.
zacks.com
- 1 month ago
UWM Holdings Corporation Announces Q4 2024 and Full Year 2024 Earnings Conference Call
PONTIAC, Mich.--(BUSINESS WIRE)-- #UWMC--UWM Holdings Corporation (NYSE:UWMC), the publicly traded indirect parent of United Wholesale Mortgage (UWM), the #1 overall mortgage lender, wholesale and purchase mortgage lender in the U.S., will announce its fourth quarter 2024 and full year 2024 financial results on Wednesday, February 26, 2025. A press release with financial highlights will be available on the company's Investor Relations website https://investors.uwm.com in the earnings release section. U.
businesswire.com
- 2 months ago
UWM Holdings: 6.5% Dividend While Waiting For Refinancing Boom
UWMC dominates the broker channel market, aiming to exceed 50% market share, with substantial growth in purchase originations despite high interest rates. Proprietary tech investments enhance efficiency and scalability, positioning UWMC to capitalize on refinancing volume spikes when interest rates decline. Key risks include prolonged high mortgage rates, increased broker channel competition, and potential dividend or buyback issues.
seekingalpha.com
- 2 months ago
Why one of the biggest U.S. mortgage lenders expects housing demand to double in 2025
Home buyers are expected to see more for-sale listings and lower mortgage rates in 2025.
marketwatch.com
- 4 months ago
UWM Holdings Corporation Announces Pricing of Upsized Offering of $800 Million of 6.625% Senior Notes Due 2030
PONTIAC, Mich.--(BUSINESS WIRE)-- #UWMC--UWM Holdings Corporation (NYSE: UWMC) (“UWMC”) announced today that its direct subsidiary, UWM Holdings, LLC (“UWM Holdings”), priced its offering of $800 million aggregate principal amount of 6.625% senior notes due 2030 (the “Notes”). The aggregate principal amount of the offering was increased from the previously announced offering size of $500 million. The Notes will be guaranteed on a senior unsecured basis by UWM Holdings' wholly-owned subsidiary, United W.
businesswire.com
- 4 months ago
UWM Holdings Corporation Announces Offering of Senior Notes Due 2030
PONTIAC, Mich.--(BUSINESS WIRE)-- #UWMC--UWM Holdings Corporation (NYSE: UWMC) (“UWMC”) announced today that its direct subsidiary, UWM Holdings, LLC (“UWM Holdings”), has commenced a private offering of $500 million aggregate principal amount of senior notes due 2030 (the “Notes”). The Notes will be guaranteed on a senior unsecured basis by UWM Holdings' wholly-owned subsidiary, United Wholesale Mortgage, LLC (“United Wholesale Mortgage”), and will rank pari passu in right of payment with United Whole.
businesswire.com
- 4 months ago
8. Profile
Summary
UWM Holdings Corporation UWMC
COUNTRY
US
INDUSTRY
Financial - Mortgages
MARKET CAP
$ 13.2 B
Dividend Yield
1.24%
Description
UWM Holdings Corporation engages in the residential mortgage lending business in the United States. The company originates mortgage loans through wholesale channel. It originates primarily conforming and government loans. UWM Holdings Corporation was founded in 1986 and is headquartered in Pontiac, Michigan.
Contact
585 South Boulevard East, Pontiac, MI, 48341
https://www.uwm.com
IPO
Date
May 1, 2020
Employees
9100
Officers
Ms. Laura Lawson
Executive Vice President, Chief People Officer & Director
Mr. Alex Elezaj
Executive Vice President, Chief Strategy Officer & Director
Mr. Mathew R. Ishbia
Chairman, President & Chief Executive Officer