Financial Services -
Financial - Mortgages - NYSE - US
$ 6.485
-1.29 %
$ 17.3 B
Market Cap
49.88
P/E
1. INTRINSIC VALUE
Balance Sheet
UWM Holdings Corporation
| Current Assets | 1.87 B |
| Cash & Short-Term Investments | 497 M |
| Receivables | 1.37 B |
| Other Current Assets | 0 |
| Non-Current Assets | 4.52 B |
| Long-Term Investments | 110 M |
| PP&E | 275 M |
| Other Non-Current Assets | 4.14 B |
| Current Liabilities | 0 |
| Accounts Payable | 168 M |
| Short-Term Debt | 1.66 B |
| Other Current Liabilities | -1.83 B |
| Non-Current Liabilities | 0 |
| Long-Term Debt | 7.07 B |
| Other Non-Current Liabilities | -7.07 B |
EFFICIENCY
Earnings Waterfall
UWM Holdings Corporation
| Revenue | 2.17 B |
| Cost Of Revenue | 282 M |
| Gross Profit | 1.88 B |
| Operating Expenses | 791 M |
| Operating Income | 1.09 B |
| Other Expenses | 1.11 B |
| Net Income | -13.2 M |
RATIOS
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis
UWM Holdings Corporation
| Net Income | -13.2 M |
| Depreciation & Amortization | 50.1 M |
| Capital Expenditures | -26.4 M |
| Stock-Based Compensation | 13.8 M |
| Change in Working Capital | 1.54 B |
| Others | 115 M |
| Free Cash Flow | 139 M |
Wall Street Analysts Price Targets
UWM Holdings Corporation
Wall Street analysts predict an average 1-year price target for UWMC of $7.64 , with forecasts ranging from
a
low of
$5 to a high of $10 .
UWMC Lowest Price Target
Wall Street Target
5 USD
-22.90%
UWMC Average Price Target
Wall Street Target
7.64 USD
17.85%
UWMC Highest Price Target
Wall Street Target
10 USD
54.20%
4. DIVIDEND
ANALYSIS
1.12%
DIVIDEND YIELD
0.1 USD
DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership
UWM Holdings Corporation
Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
102 M USD 1
6-9 MONTHS
45.6 M USD 1
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
| Date | Value | Insider | Amount | Avg Price |
|---|---|---|---|---|
|
4 months ago
Oct 10, 2024
|
Sell 0
USD
|
Mat Ishbia
President and CEO
|
- 15763086
|
0 USD |
|
5 months ago
Oct 01, 2024
|
Sell 0
USD
|
Mat Ishbia
President and CEO
|
- 18644798
|
0 USD |
|
5 months ago
Sep 16, 2024
|
Sell 10.1 M
USD
|
Mat Ishbia
President and CEO
|
- 1200000
|
8.45 USD |
|
5 months ago
Sep 13, 2024
|
Sell 91.6 M
USD
|
Mat Ishbia
President and CEO
|
- 10842012
|
8.45 USD |
|
6 months ago
Aug 30, 2024
|
Sell 45.6 M
USD
|
Mat Ishbia
President and CEO
|
- 5000000
|
9.11 USD |
|
1 year ago
Sep 13, 2023
|
Bought
208 K USD
|
Verdun Robert
Director
|
+ 40000
|
5.2 USD |
|
2 years ago
Nov 21, 2022
|
Bought
9.99 K USD
|
Czubak Kelly
Director
|
+ 2439
|
4.095 USD |
|
2 years ago
May 12, 2022
|
Bought
1.01 M USD
|
Elezaj Alex
EVP, Chief Strategy Officer
|
+ 277778
|
3.6362 USD |
|
3 years ago
Feb 02, 2022
|
Sell 34 K
USD
|
Wilner Melinda
EVP, COO
|
- 7135
|
4.765 USD |
|
3 years ago
Feb 02, 2022
|
Sell 30.2 K
USD
|
Forrester Tim
EVP, CFO
|
- 6342
|
4.766 USD |
|
3 years ago
Feb 02, 2022
|
Sell 28.8 K
USD
|
Lawson Laura
EVP, Chief People Officer
|
- 6035
|
4.766 USD |
|
3 years ago
Feb 02, 2022
|
Sell 7.56 K
USD
|
Elezaj Alex
EVP, Chief Strategy Officer
|
- 1575
|
4.798 USD |
|
3 years ago
Feb 02, 2022
|
Sell 1.71 K
USD
|
Hubacker Andrew
SVP, CAO
|
- 355
|
4.812 USD |
|
3 years ago
Jun 08, 2021
|
Bought
229 K USD
|
Verdun Robert
Director
|
+ 25000
|
9.15 USD |
|
3 years ago
Jun 07, 2021
|
Bought
228 K USD
|
Verdun Robert
Director
|
+ 25000
|
9.1 USD |
|
4 years ago
Mar 01, 2021
|
Bought
478 K USD
|
Verdun Robert
Director
|
+ 60000
|
7.967 USD |
7. News
UWM Holdings Corporation Announces Q4 2024 and Full Year 2024 Earnings Conference Call
PONTIAC, Mich.--(BUSINESS WIRE)-- #UWMC--UWM Holdings Corporation (NYSE:UWMC), the publicly traded indirect parent of United Wholesale Mortgage (UWM), the #1 overall mortgage lender, wholesale and purchase mortgage lender in the U.S., will announce its fourth quarter 2024 and full year 2024 financial results on Wednesday, February 26, 2025. A press release with financial highlights will be available on the company's Investor Relations website https://investors.uwm.com in the earnings release section. U.
businesswire.com
- 2 weeks ago
UWM Holdings: 6.5% Dividend While Waiting For Refinancing Boom
UWMC dominates the broker channel market, aiming to exceed 50% market share, with substantial growth in purchase originations despite high interest rates. Proprietary tech investments enhance efficiency and scalability, positioning UWMC to capitalize on refinancing volume spikes when interest rates decline. Key risks include prolonged high mortgage rates, increased broker channel competition, and potential dividend or buyback issues.
seekingalpha.com
- 1 month ago
Why one of the biggest U.S. mortgage lenders expects housing demand to double in 2025
Home buyers are expected to see more for-sale listings and lower mortgage rates in 2025.
marketwatch.com
- 2 months ago
UWM Holdings Corporation Announces Pricing of Upsized Offering of $800 Million of 6.625% Senior Notes Due 2030
PONTIAC, Mich.--(BUSINESS WIRE)-- #UWMC--UWM Holdings Corporation (NYSE: UWMC) (“UWMC”) announced today that its direct subsidiary, UWM Holdings, LLC (“UWM Holdings”), priced its offering of $800 million aggregate principal amount of 6.625% senior notes due 2030 (the “Notes”). The aggregate principal amount of the offering was increased from the previously announced offering size of $500 million. The Notes will be guaranteed on a senior unsecured basis by UWM Holdings' wholly-owned subsidiary, United W.
businesswire.com
- 2 months ago
UWM Holdings Corporation Announces Offering of Senior Notes Due 2030
PONTIAC, Mich.--(BUSINESS WIRE)-- #UWMC--UWM Holdings Corporation (NYSE: UWMC) (“UWMC”) announced today that its direct subsidiary, UWM Holdings, LLC (“UWM Holdings”), has commenced a private offering of $500 million aggregate principal amount of senior notes due 2030 (the “Notes”). The Notes will be guaranteed on a senior unsecured basis by UWM Holdings' wholly-owned subsidiary, United Wholesale Mortgage, LLC (“United Wholesale Mortgage”), and will rank pari passu in right of payment with United Whole.
businesswire.com
- 2 months ago
United Wholesale Mortgage CEO talks mortgage refinancing demand
Mat Ishbia, United Wholesale Mortgage CEO, joins 'Closing Bell Overtime' to talk mortgage rates, refinancing demand, and more.
youtube.com
- 3 months ago
UWM Holdings Corporation (UWMC) Q3 2024 Earnings Call Transcript
UWM Holdings Corporation (NYSE:UWMC ) Q3 2024 Earnings Conference Call November 7, 2024 10:00 AM ET Company Participants Blake Kolo - Chief Business Officer & Head, Investor Relations Mathew Ishbia - Chairman & Chief Executive Officer Andrew Hubacker - Chief Financial Officer Conference Call Participants Derek Sommers – Jefferies Bose George – KBW Eric Hagen – BTIG Jeffrey Adelson - Morgan Stanley Terry Ma – Barclays Brad Capuzzi - Piper Sandler Doug Harter – UBS Douglas Harter – UBS Jordan Jay - Philly Financial Operator Good morning. My name is Christina and I will be your conference operator today.
seekingalpha.com
- 3 months ago
UWM (UWMC) Q3 Earnings: Taking a Look at Key Metrics Versus Estimates
While the top- and bottom-line numbers for UWM (UWMC) give a sense of how the business performed in the quarter ended September 2024, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.
zacks.com
- 3 months ago
UWM Holdings Corporation (UWMC) Q3 Earnings Lag Estimates
UWM Holdings Corporation (UWMC) came out with quarterly earnings of $0.01 per share, missing the Zacks Consensus Estimate of $0.08 per share. This compares to earnings of $0.29 per share a year ago.
zacks.com
- 3 months ago
UWM Holdings: Paving The Path To Success In The Mortgage Lending Industry
UWMC is outpacing the S&P 500 with a 22% return YTD in 2024, positioning its share price to move higher with the next rate cut cycle. UWM's ability to excel in both purchase and refinance markets has fueled its growth, demonstrating resilience through the rate cycle and aligning itself for an oncoming refinancing & purchasing surge. While bullish on UWM's long-term, housing market softening, recession indicators, and the company's elevated payout ratio need improvement to ensure sustainable profitability for the company.
seekingalpha.com
- 5 months ago
HELOC demand from homeowners surging as Fed cuts interest rates
Mortgage lenders are reporting an uptick in interest from homeowners looking for ways to extract equity from their houses through home-equity lines of credit as mortgage rates are poised to fall.
marketwatch.com
- 5 months ago
Mark Cuban Foundation and United Wholesale Mortgage Bring Free AI Bootcamp to Pontiac Teens
PONTIAC, Mich., Sept. 17, 2024 (GLOBE NEWSWIRE) -- Time is running out to apply to participate in the Mark Cuban Foundation Artificial Intelligence (AI) Bootcamp hosted by United Wholesale Mortgage (UWM) in Pontiac, Applications for the no-cost bootcamp are closing September 30.
globenewswire.com
- 5 months ago
8. Profile
Summary
UWM Holdings Corporation UWMC
COUNTRY
US
INDUSTRY
Financial - Mortgages
MARKET CAP
$ 17.3 B
Dividend Yield
1.12%
Description
UWM Holdings Corporation engages in the residential mortgage lending business in the United States. The company originates mortgage loans through wholesale channel. It originates primarily conforming and government loans. UWM Holdings Corporation was founded in 1986 and is headquartered in Pontiac, Michigan.
Contact
585 South Boulevard East, Pontiac, MI, 48341
https://www.uwm.com
IPO
Date
May 1, 2020
Employees
6700
Officers
Mr. Jeff Midbo
Senior Vice President & Chief Compliance Officer
Mr. Allen Beydoun
Executive Vice President of Sales
Ms. Melinda Wilner
Executive Vice President, Chief Operating Officer & Director
Ms. Laura Lawson
Executive Vice President, Chief People Officer & Director
Mr. Andrew Hubacker CPA
Executive Vice President, Chief Accounting Officer & Chief Financial Officer
Mr. Alex Elezaj
Executive Vice President, Chief Strategy Officer & Director
Mr. Blake Kolo CFE, CFF, CPA, CVA
Chief Business Officer & Head of Investor Relations
Mr. Adam Wolfe J.D.
Senior Vice President, Chief Legal Officer & Secretary
Mr. Mathew R. Ishbia
Chairman, President & Chief Executive Officer
Mr. Jason Bressler
Chief Technology Officer