Financial Services -
Financial - Mortgages - NYSE - US
$ 94.99
0.0421 %
$ 4.91 B
Market Cap
14.57
P/E
1. INTRINSIC VALUE
Balance Sheet
PennyMac Financial Services, Inc.
| Current Assets | 16.1 B |
| Cash & Short-Term Investments | 659 M |
| Receivables | 14.5 B |
| Other Current Assets | 919 M |
| Non-Current Assets | 9.97 B |
| Long-Term Investments | 944 K |
| PP&E | 49.5 M |
| Other Non-Current Assets | 9.92 B |
| Current Liabilities | 10.3 B |
| Accounts Payable | 477 M |
| Short-Term Debt | 8.69 B |
| Other Current Liabilities | 1.16 B |
| Non-Current Liabilities | 11.9 B |
| Long-Term Debt | 11.9 B |
| Other Non-Current Liabilities | 70 M |
EFFICIENCY
Earnings Waterfall
PennyMac Financial Services, Inc.
| Revenue | 1.59 B |
| Cost Of Revenue | 38 M |
| Gross Profit | 1.56 B |
| Operating Expenses | 655 M |
| Operating Income | 901 M |
| Other Expenses | 590 M |
| Net Income | 311 M |
RATIOS
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis
PennyMac Financial Services, Inc.
| Net Income | 311 M |
| Depreciation & Amortization | 69.7 M |
| Capital Expenditures | -22.1 M |
| Stock-Based Compensation | 20.9 M |
| Change in Working Capital | -210 M |
| Others | -4.85 B |
| Free Cash Flow | -4.56 B |
Wall Street Analysts Price Targets
PennyMac Financial Services, Inc.
Wall Street analysts predict an average 1-year price target for PFSI of $119 , with forecasts ranging from
a
low of
$110 to a high of $125 .
PFSI Lowest Price Target
Wall Street Target
110 USD
15.80%
PFSI Average Price Target
Wall Street Target
119 USD
25.28%
PFSI Highest Price Target
Wall Street Target
125 USD
31.59%
4. DIVIDEND
ANALYSIS
0.30%
DIVIDEND YIELD
0.3 USD
DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership
PennyMac Financial Services, Inc.
Sold
0-3 MONTHS
3.45 M USD 5
3-6 MONTHS
18.6 M USD 6
6-9 MONTHS
8.54 M USD 4
9-12 MONTHS
6.51 M USD 4
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
PennyMac Financial Services, Inc. Announces Upsizing and Pricing of Private Offering of $850 Million of Senior Notes
WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--PennyMac Financial Services, Inc. (NYSE: PFSI) and its subsidiaries (the “Company”) today announced the pricing of its previously announced offering of $850 million aggregate principal amount of 6.875% Senior Notes due 2032 (the “Notes”). The offering size was increased from the previously announced offering size of $650 million aggregate principal amount of Notes. The Notes will bear interest at 6.875% per annum and will mature on May 15, 2032. Intere.
businesswire.com
- 1 month ago
PennyMac Financial Services, Inc. Announces Proposed Private Offering of $650 Million of Senior Notes
WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--PennyMac Financial Services, Inc. (NYSE: PFSI) and its subsidiaries (the “Company”) today announced that it intends to offer $650 million aggregate principal amount of Senior Notes due 2032 (the “Notes”). The Notes will be fully and unconditionally guaranteed on an unsecured senior basis by the Company's existing and future wholly owned domestic subsidiaries, other than certain excluded subsidiaries. Proceeds from the offering, together with cash on ha.
businesswire.com
- 1 month ago
PennyMac Financial Services, Inc. (PFSI) Q1 2025 Earnings Call Transcript
PennyMac Financial Services, Inc. (NYSE:PFSI ) Q1 2025 Earnings Conference Call April 22, 2025 5:00 PM ET Company Participants David Spector - Chairman and CEO Daniel Perotti - Chief Financial Officer Conference Call Participants Michael Kaye - Wells Fargo Doug Harter - UBS Crispin Love - Piper Sandler Bose George - KBW Eric Hagen - BTIG Shanna Qiu - Barclays Operator Good afternoon and welcome to PennyMac Financial Services Inc., First Quarter 2025 Earnings Call. Additional earnings materials, including presentation slides that will be referred to in this call, are available on PennyMac Financial website at pfsi.pennymac.com.
seekingalpha.com
- 1 month ago
PennyMac (PFSI) Q1 Earnings: Taking a Look at Key Metrics Versus Estimates
While the top- and bottom-line numbers for PennyMac (PFSI) give a sense of how the business performed in the quarter ended March 2025, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.
zacks.com
- 1 month ago
PennyMac Financial (PFSI) Q1 Earnings and Revenues Lag Estimates
PennyMac Financial (PFSI) came out with quarterly earnings of $1.42 per share, missing the Zacks Consensus Estimate of $2.99 per share. This compares to earnings of $2.48 per share a year ago.
zacks.com
- 1 month ago
PennyMac Financial Services, Inc. Reports First Quarter 2025 Results
WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--PennyMac Financial Services, Inc. (NYSE: PFSI) today reported net income of $76.3 million for the first quarter of 2025, or $1.42 per share on a diluted basis, on revenue of $430.9 million. Book value per share increased to $75.57 from $74.54 at December 31, 2024. PFSI's Board of Directors declared a first quarter cash dividend of $0.30 per share, payable on May 23, 2025, to common stockholders of record as of May 14, 2025. First Quarter 2025 Highlight.
businesswire.com
- 1 month ago
Curious about PennyMac (PFSI) Q1 Performance? Explore Wall Street Estimates for Key Metrics
Looking beyond Wall Street's top -and-bottom-line estimate forecasts for PennyMac (PFSI), delve into some of its key metrics to gain a deeper insight into the company's potential performance for the quarter ended March 2025.
zacks.com
- 1 month ago
PennyMac Financial Services, Inc. Announces Date for Release of First Quarter 2025 Results
WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--PennyMac Financial Services, Inc. (NYSE: PFSI) will announce results for the quarter ended March 31, 2025, in a news release to be issued after the market close on Tuesday, April 22, 2025. Management will also host a conference call and live audio webcast at 5:00 p.m. Eastern Time to review the results. The release, webcast, and accompanying materials will be available online at pfsi.pennymac.com. A replay of the webcast will be available shortly after.
businesswire.com
- 2 months ago
Pennymac Hires Isaac Boltansky as Managing Director, Head of Public Policy
WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--PennyMac Financial Services, Inc. (NYSE: PFSI) (Pennymac), one of the largest publicly-traded residential mortgage companies in the country, today announced the appointment of Isaac Boltansky as Managing Director, Head of Public Policy. "Pennymac is pleased to welcome Isaac to our strong team of industry professionals. In moments of industry transformation, it is critical to have leaders who understand the ecosystem with the expertise to shape the futu.
businesswire.com
- 3 months ago
Pennymac Debuts New “Bring It Home” Video Series to Support the Aspiration of Homeownership
WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--PennyMac Financial Services, Inc. (NYSE: PFSI) (Pennymac) announced today the launch of “Bring It Home,” a new video series where home loan experts from Pennymac share valuable industry insights to help consumers make informed decisions throughout their homeownership journey. “We assembled some of Pennymac's most experienced mortgage professionals to share their expertise in our ‘Bring It Home' series,” said Doug Jones, President and Chief Mortgage Ban.
businesswire.com
- 4 months ago
3 Mortgage & Related Services Stocks to Watch Despite Industry Woes
While volatile mortgage rates and declining purchase originations will likely hurt the Zacks Mortgage & Related Services industry, companies like PFSI, TREE and FOA are well-poised to navigate the challenges.
zacks.com
- 4 months ago
PennyMac Financial Services, Inc. Announces Upsizing and Pricing of Private Offering of $850 Million of Senior Notes
WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--PennyMac Financial Services, Inc. (NYSE: PFSI) and its subsidiaries (the “Company”) today announced the pricing of its previously announced offering of $850 million aggregate principal amount of 6.875% Senior Notes due 2033 (the “Notes”). The offering size was increased from the previously announced offering size of $650 million aggregate principal amount of Notes. The Notes will bear interest at 6.875% per annum and will mature on February 15, 2033. I.
businesswire.com
- 4 months ago
8. Profile
Summary
PennyMac Financial Services, Inc. PFSI
COUNTRY
US
INDUSTRY
Financial - Mortgages
MARKET CAP
$ 4.91 B
Dividend Yield
0.30%
Description
PennyMac Financial Services, Inc., through its subsidiaries, engages in the mortgage banking and investment management activities in the United States. It operates through three segments: Production, Servicing, and Investment Management. The Production segment is involved in the origination, acquisition, and sale of loans. It sources first-lien residential conventional and government-insured or guaranteed mortgage loans. The Servicing segment engages in the servicing of newly originated loans, and execution and management of early buyout transactions and servicing of loans. It performs loan administration, collection, and default management activities, including the collection and remittance of loan payments, response to customer inquiries, accounting for principal and interest, holding custodial funds for the payment of property taxes and insurance premiums, counseling delinquent borrowers, and supervising foreclosures and property dispositions, as well as administers loss mitigation activities, such as modification and forbearance programs. The Investment Management segment is involved in sourcing, performing diligence, bidding, and closing investment asset acquisitions; managing correspondent production activities for PennyMac Mortgage Investment Trust; and managing acquired assets. PennyMac Financial Services, Inc. was founded in 2008 and is headquartered in Westlake Village, California.
Contact
3043 Townsgate Road, Westlake Village, CA, 91361
https://ir.pennymacfinancial.com
IPO
Date
May 9, 2013
Employees
4457
Officers
Mr. Mike Hogan
Senior MD & Chief Information Officer
Ms. Susan Hallock Smith
Senior MD & Chief Marketing Officer
Ms. Jenny Rhodes
Senior MD & Chief Human Resources Officer
Mr. Kevin Chamberlain
Managing Director of Investor Relations
Mr. Daniel Stanley Perotti
Senior MD & Chief Financial Officer
Mr. Derek W. Stark J.D.
Senior MD, Chief Legal Officer & Secretary
Mr. Gregory L. Hendry
Chief Accounting Officer
Mr. James Follette
Senior MD & Chief Digital Officer
Mr. David A. Spector
Chief Executive Officer & Chairman
Mr. Douglas Edward Jones
President, Chief Mortgage Banking Officer & Director