Financial Services - Financial - Mortgages - NYSE - CN
$ 1.06
-2.75 %
$ 72.7 M
Market Cap
4.24
P/E
CNFinance Holdings Limited, through its subsidiaries, provides home equity loan services in the People's Republic of China. It offers micro credit loan services for micro and small-enterprise owners; and loan lending agency services for financial institutions. The company also provides bridge loan products, which are unsecured short-term loans to pay off borrowers' existing loans secured by real property. It operates a network of 63 branches and sub-branches, which included 14 branches and sub-branches in the Pearl River Delta region, 7 branches and sub-branches in the Yangtze River Delta region, and 42 branches and sub-branches in other areas in approximately 50 cities in China.[ Read More ]
The intrinsic value of one CNF stock under the base case scenario is HIDDEN Compared to the current market price of 1.06 USD, CNFinance Holdings Limited is HIDDEN
2. FUNDAMENTAL
ANALYSIS
Price Chart CNF
FINANCIALS
845 M
REVENUE
564 M
OPERATING INCOME
165 M
NET INCOME
1.71 B
OPERATING CASH FLOW
-2.48 B
INVESTING CASH FLOW
1.01 B
FINANCING CASH FLOW
177 M
REVENUE
129 M
OPERATING INCOME
18.5 M
NET INCOME
0
OPERATING CASH FLOW
0
INVESTING CASH FLOW
0
FINANCING CASH FLOW
Balance Sheet Decomposition
CNFinance Holdings Limited
| Current Assets | 2 B |
| Cash & Short-Term Investments | 2 B |
| Receivables | 0 |
| Other Current Assets | 0 |
| Non-Current Assets | 14.8 B |
| Long-Term Investments | 452 M |
| PP&E | 36 M |
| Other Non-Current Assets | 14.3 B |
| Current Liabilities | 0 |
| Accounts Payable | 0 |
| Short-Term Debt | 0 |
| Other Current Liabilities | 0 |
| Non-Current Liabilities | 18.8 B |
| Long-Term Debt | 8.27 B |
| Other Non-Current Liabilities | 10.5 B |
EFFICIENCY
Earnings Waterfall
CNFinance Holdings Limited
| Revenue | 845 M |
| Cost Of Revenue | 276 M |
| Gross Profit | 568 M |
| Operating Expenses | 280 M |
| Operating Income | 564 M |
| Other Expenses | 400 M |
| Net Income | 165 M |
RATIOS
67.27%
GROSS MARGIN
66.84%
OPERATING MARGIN
19.49%
NET MARGIN
4.11%
ROE
1.01%
ROA
3.69%
ROIC
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis
CNFinance Holdings Limited
| Net Income | 165 M |
| Depreciation & Amortization | 1.75 M |
| Capital Expenditures | -115 M |
| Stock-Based Compensation | 7.52 M |
| Change in Working Capital | 77 M |
| Others | 1.55 B |
| Free Cash Flow | 1.59 B |
Wall Street Analysts Price Targets
CNFinance Holdings Limited
CNF has no price targets from Wall Street.
4. DIVIDEND ANALYSIS
0.00%
DIVIDEND YIELD
0 USD
DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership
CNFinance Holdings Limited
Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
| Date | Value | Insider | Amount | Avg Price |
|---|---|---|---|---|
|
19 years ago
Nov 10, 2005
|
Sell 33.2 K USD
|
Pileggi Jennifer
SVP, General Counsel & Sec |
- 567
|
58.48 USD |
|
19 years ago
Nov 10, 2005
|
Sell 145 K USD
|
Pileggi Jennifer
SVP, General Counsel & Sec |
- 2500
|
57.88 USD |
|
19 years ago
Feb 08, 2005
|
Sell 60.1 K USD
|
Pileggi Jennifer
SVP, General Counsel & Sec |
- 1300
|
46.2 USD |
|
19 years ago
Feb 01, 2005
|
Sell 141 K USD
|
WILLIFORD JOHN H
President and CEO-MWW |
- 2986
|
47.15 USD |
|
19 years ago
Jan 31, 2005
|
Sell 47.1 K USD
|
WILLIFORD JOHN H
President and CEO-MWW |
- 1000
|
47.08 USD |
|
19 years ago
Jan 31, 2005
|
Sell 9.44 K USD
|
WILLIFORD JOHN H
President and CEO-MWW |
- 200
|
47.175 USD |
|
19 years ago
Jan 27, 2005
|
Sell 747 K USD
|
WILLIFORD JOHN H
President and CEO-MWW |
- 15867
|
47.0826 USD |
|
19 years ago
Jan 26, 2005
|
Sell 85.5 K USD
|
WILLIFORD JOHN H
President and CEO-MWW |
- 1800
|
47.5011 USD |
|
19 years ago
Jan 27, 2005
|
Sell 1.22 M USD
|
WILLIFORD JOHN H
President and CEO-MWW |
- 25867
|
47.0502 USD |
|
20 years ago
Apr 23, 2004
|
Sell 22.9 K USD
|
WILLIFORD JOHN H
President and CEO-MWW |
- 618
|
37 USD |
|
20 years ago
Apr 23, 2004
|
Sell 114 K USD
|
WILLIFORD JOHN H
President and CEO-MWW |
- 3082
|
36.913 USD |
|
20 years ago
Apr 23, 2004
|
Sell 108 K USD
|
WILLIFORD JOHN H
President and CEO-MWW |
- 2900
|
37.21 USD |
|
20 years ago
Apr 23, 2004
|
Sell 127 K USD
|
WILLIFORD JOHN H
President and CEO-MWW |
- 3400
|
37.25 USD |
|
20 years ago
Apr 23, 2004
|
Sell 370 K USD
|
WILLIFORD JOHN H
President and CEO-MWW |
- 10000
|
37.02 USD |
|
20 years ago
Apr 27, 2004
|
Sell 186 K USD
|
QUESNEL GREGORY L
President and CEO |
- 5000
|
37.2502 USD |
|
20 years ago
Apr 27, 2004
|
Sell 373 K USD
|
QUESNEL GREGORY L
President and CEO |
- 10000
|
37.2515 USD |
|
20 years ago
Apr 27, 2004
|
Sell 306 K USD
|
QUESNEL GREGORY L
President and CEO |
- 8100
|
37.78 USD |
|
20 years ago
Apr 27, 2004
|
Sell 71.8 K USD
|
QUESNEL GREGORY L
President and CEO |
- 1900
|
37.812 USD |
|
20 years ago
Apr 27, 2004
|
Sell 332 K USD
|
QUESNEL GREGORY L
President and CEO |
- 8800
|
37.72 USD |
|
20 years ago
Apr 27, 2004
|
Sell 45.3 K USD
|
QUESNEL GREGORY L
President and CEO |
- 1200
|
37.76 USD |
|
20 years ago
Apr 27, 2004
|
Sell 6.24 K USD
|
QUESNEL GREGORY L
President and CEO |
- 166
|
37.59 USD |
|
20 years ago
Apr 27, 2004
|
Sell 23.5 K USD
|
QUESNEL GREGORY L
President and CEO |
- 623
|
37.67 USD |
|
20 years ago
Apr 27, 2004
|
Sell 187 K USD
|
QUESNEL GREGORY L
President and CEO |
- 5000
|
37.4984 USD |
|
20 years ago
Apr 27, 2004
|
Sell 372 K USD
|
QUESNEL GREGORY L
President and CEO |
- 10000
|
37.176 USD |
|
20 years ago
Apr 26, 2004
|
Sell 89 K USD
|
WILLIFORD JOHN H
President and CEO-MWW |
- 2400
|
37.1 USD |
|
20 years ago
Apr 23, 2004
|
Sell 281 K USD
|
WILLIFORD JOHN H
President and CEO-MWW |
- 7600
|
37.01 USD |
|
20 years ago
Apr 23, 2004
|
Sell 308 K USD
|
WILLIFORD JOHN H
President and CEO-MWW |
- 8329
|
36.981 USD |
|
20 years ago
Apr 23, 2004
|
Sell 245 K USD
|
WILLIFORD JOHN H
President and CEO-MWW |
- 6600
|
37.05 USD |
7. News
CNFinance to Hold an Extraordinary General Meeting on November 29, 2024
GUANGZHOU, China , Oct. 30, 2024 /PRNewswire/ -- CNFinance Holdings Limited (NYSE: CNF) ("CNFinance" or the "Company"), a leading home equity loan service provider in China, today announced that it will hold an Extraordinary General Meeting of Shareholders (the "EGM") at 44/F, Tower G, NO. 16 Zhujiang Dong Road, Tianhe District, Guangzhou City, Guangdong Province, People's Republic of China, at 10:00 AM ( Hong Kong Time) on November 29, 2024.
prnewswire.com
- 2 weeks ago
“IDEMITSU IFG Plantech Racing” was adopted for use in the “MAZDA SPIRIT RACING ROADSTER CNF concept” racing car that competed in the “SUZUKA S Endurance Race” and completed the course
TOKYO--(BUSINESS WIRE)--A new engine oil, “IDEMITSU IFG Plantech Racing” developed by Idemitsu Kosan Co., Ltd. (Head Office: Chiyoda-ku, Tokyo; Representative Director, President and Chief Executive Officer: Shunichi Kito; hereinafter referred to as “Idemitsu”) was adopted for use in the “MAZDA SPIRIT RACING ROADSTER CNF concept” racing car that participated in the ST-Q Class*1 of the SUZUKA Super Taikyu race (held on September 28-29). IDEMITSU IFG Plantech Racing was adopted as an oil with rac.
businesswire.com
- 1 month ago
CNFinance Announces First Half of 2024 Unaudited Financial Results
GUANGZHOU, China , Aug. 27, 2024 /PRNewswire/ -- CNFinance Holdings Limited (NYSE: CNF) ("CNFinance" or the "Company"), a leading home equity loan service provider in China, today announced its unaudited financial results for the first half of 2024 ended June 30, 2024. First Half of 2024 Operational and Financial Highlights Total outstanding loan principal[1] was RMB16.0 billion (US$2.2 billion) as of June 30, 2024, representing an increase of 9.6% from RMB14.6 billion as of June 30, 2023.
prnewswire.com
- 2 months ago
CNFinance to Report the First Half of 2024 Financial Results on Tuesday, August 27, 2024
GUANGZHOU, China , Aug. 21, 2024 /PRNewswire/ -- CNFinance Holdings Limited (NYSE: CNF) ("CNFinance" or the "Company"), a leading home equity loan service provider in China, today announced that it will report its unaudited financial results for the first half of 2024, before U.S. markets open on Tuesday, August 27, 2024. CNFinance's management will host an earnings conference call at 8:00 AM U.S. Eastern Time on Tuesday, August 27, 2024 (8:00 PM Beijing/ Hong Kong Time on Tuesday, August 27, 2024).
prnewswire.com
- 2 months ago
CNFinance Announces Expansion of Share Repurchase Program
GUANGZHOU, China , May 27, 2024 /PRNewswire/ -- CNFinance Holdings Limited (NYSE: CNF) ("CNFinance" or the "Company"), a leading home equity loan service provider in China, today announced its board of directors has increased its share repurchase authorization to US$30.0 million, expanding the USD$20.0 million share repurchase authorization granted in March 2022, commencing on May 27, 2024. In March 2022, the Company's board of directors authorized a share repurchase program under which the Company may repurchase up to US$20.0 million of its ordinary shares in the form of American depositary shares ("ADSs") during a period of up to 12 months.
prnewswire.com
- 5 months ago
CNFinance to Hold Annual General Meeting on June 7, 2024
GUANGZHOU, China , May 24, 2024 /PRNewswire/ -- CNFinance Holdings Limited (NYSE: CNF) ("CNFinance" or the "Company"), a leading home equity loan service provider in China, today announced that it will hold its annual general meeting of shareholders (the "AGM") at 44/F, Tower G, No. 16 Zhujiang Dong Road, Tianhe District, Guangzhou City, Guangdong Province 510620, People's Republic of China on June 7, 2024 at 9:30 a.m.
prnewswire.com
- 5 months ago
CNFinance Files Annual Report on Form 20-F for Fiscal Year 2023
GUANGZHOU, China , April 26, 2024 /PRNewswire/ -- CNFinance Holdings Limited (NYSE: CNF) ("CNFinance" or the "Company"), a leading home equity loan service provider in China, today announced that it filed its annual report on Form 20-F for the fiscal year ended December 31, 2023 with the U.S. Securities and Exchange Commission ("SEC") on April 26, 2024. The annual report can be accessed on the Company's investor relations website at http://ir.cashchina.cn as well as the SEC's website at http://www.sec.gov.
prnewswire.com
- 6 months ago
CNFinance Holdings Limited (CNF) Q4 2023 Earnings Call Transcript
CNFinance Holdings Limited (CNF) Q4 2023 Earnings Call Transcript
seekingalpha.com
- 7 months ago
CNFinance Announces Fourth Quarter and Fiscal Year 2023 Unaudited Financial Results
GUANGZHOU, China , March 28, 2024 /PRNewswire/ -- CNFinance Holdings Limited (NYSE: CNF) ("CNFinance" or the "Company"), a leading home equity loan service provider in China, today announced its unaudited financial results for the fourth quarter and fiscal year ended December 31, 2023. Fourth Quarter 2023 Operational and Financial Highlights Total outstanding loan principal[1] was RMB16.0 billion (US$2.2 billion) as of December 31, 2023, representing an increase of 17.6% from RMB13.6 billion as of December 31, 2022.
prnewswire.com
- 7 months ago
CNFinance to Report Fourth Quarter and Fiscal Year of 2023 Financial Results on Thursday, March 28, 2024
GUANGZHOU, China, March 22, 2024 /PRNewswire/ -- CNFinance Holdings Limited (NYSE: CNF) ("CNFinance" or the "Company"), a leading home equity loan service provider in China, today announced that it will report its unaudited financial results for the fourth quarter and fiscal year ended December 31, 2023, before U.S. markets open on Thursday, March 28, 2024. CNFinance's management will host an earnings conference call at 8:00 AM U.S. Eastern Time on Thursday, March 28, 2024 (8:00 PM Beijing/ Hong Kong Time on Thursday, March 28, 2024).
prnewswire.com
- 7 months ago
7 Penny Stocks to Buy and Hold Forever for Multibagger Gains
Searching for multibagger gains among penny stocks can feel like sifting through buckets of glitter to find rare diamonds. The big question is — are you seeing glitter or real diamonds shine?
investorplace.com
- 8 months ago
CNFinance Holdings Limited (CNF) Q3 2023 Earnings Call Transcript
CNFinance Holdings Limited (NYSE:CNF ) Q3 2023 Earnings Conference Call November 29, 2023 8:00 AM ET Company Participants Jun Qian - Director and Vice President Jing Li - Acting Chief Financial Officer, Assistant President Conference Call Participants William Gregozeski - Greenridge Global Operator Good day, and welcome to the CNFinance Holdings Limited Third Quarter of 2023 Financial Results Conference Call. All participants will be in listen-only mode.
seekingalpha.com
- 11 months ago
8. Profile Summary
CNFinance Holdings Limited CNF
COUNTRY
CN
INDUSTRY
Financial - Mortgages
MARKET CAP
$ 72.7 M
Dividend Yield
0.00%
Description
CNFinance Holdings Limited, through its subsidiaries, provides home equity loan services in the People's Republic of China. It offers micro credit loan services for micro and small-enterprise owners; and loan lending agency services for financial institutions. The company also provides bridge loan products, which are unsecured short-term loans to pay off borrowers' existing loans secured by real property. It operates a network of 63 branches and sub-branches, which included 14 branches and sub-branches in the Pearl River Delta region, 7 branches and sub-branches in the Yangtze River Delta region, and 42 branches and sub-branches in other areas in approximately 50 cities in China. CNFinance Holdings Limited was founded in 1999 and is headquartered in Guangzhou, the People's Republic of China.
Contact
Tower G, Guangzhou, 510620
https://www.cashchina.cn
IPO Date
Nov. 7, 2018
Employees
897
Officers
Ms. Jing Li
Acting Chief Financial Officer, Assistant President and Head of Department of Finance & Internal Control
Mr. Zhai Bin
Chairman & Chief Executive Officer
Mr. Jun Qian
Vice President & Director
Mr. Christian Arnell
Investor Relations Officer, Christensen IR