Financial Services - Financial - Mortgages - NYSE - US
$ 13.99
-0.427 %
$ 866 M
Market Cap
-9.2
P/E
Guild Holdings Company, a mortgage company, originates, sells, and services residential mortgage loans in the United States. The company operates approximately 260 branches with licenses in 49 states. It originates residential mortgages through retail and correspondent channels. The company was incorporated in 1960 and is headquartered in San Diego, California.[ Read More ]
The intrinsic value of one GHLD stock under the base case scenario is HIDDEN Compared to the current market price of 14 USD, Guild Holdings Company is HIDDEN
2. FUNDAMENTAL
ANALYSIS
Price Chart GHLD
FINANCIALS
718 M
REVENUE
0
OPERATING INCOME
-39 M
NET INCOME
-91.7 M
OPERATING CASH FLOW
-137 M
INVESTING CASH FLOW
209 M
FINANCING CASH FLOW
159 M
REVENUE
-88.5 M
OPERATING INCOME
-67 M
NET INCOME
-604 M
OPERATING CASH FLOW
562 M
INVESTING CASH FLOW
45.3 M
FINANCING CASH FLOW
Balance Sheet Decomposition
Guild Holdings Company
| Current Assets | 166 M |
| Cash & Short-Term Investments | 137 M |
| Receivables | 0 |
| Other Current Assets | 28.7 M |
| Non-Current Assets | 1.45 B |
| Long-Term Investments | 771 K |
| PP&E | 81.2 M |
| Other Non-Current Assets | 1.37 B |
| Current Liabilities | 132 M |
| Accounts Payable | 32.6 M |
| Short-Term Debt | 52.7 M |
| Other Current Liabilities | 47 M |
| Non-Current Liabilities | 1.13 B |
| Long-Term Debt | 474 M |
| Other Non-Current Liabilities | 657 M |
EFFICIENCY
Earnings Waterfall
Guild Holdings Company
| Revenue | 718 M |
| Cost Of Revenue | 40.2 M |
| Gross Profit | 678 M |
| Operating Expenses | 664 M |
| Operating Income | 0 |
| Other Expenses | 39 M |
| Net Income | -39 M |
RATIOS
94.40%
GROSS MARGIN
0.00%
OPERATING MARGIN
-5.43%
NET MARGIN
-3.30%
ROE
-1.06%
ROA
0.00%
ROIC
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis
Guild Holdings Company
| Net Income | -39 M |
| Depreciation & Amortization | 36 M |
| Capital Expenditures | -5.51 M |
| Stock-Based Compensation | 8.66 M |
| Change in Working Capital | -170 M |
| Others | -85.5 M |
| Free Cash Flow | -97.2 M |
Wall Street Analysts Price Targets
Guild Holdings Company
Wall Street analysts predict an average 1-year price target for GHLD of $16.5 , with forecasts ranging from a low of $12 to a high of $19 .
GHLD Lowest Price Target
Wall Street Target
12 USD
-14.22%
GHLD Average Price Target
Wall Street Target
16.5 USD
17.94%
GHLD Highest Price Target
Wall Street Target
19 USD
35.81%
4. DIVIDEND ANALYSIS
0.00%
DIVIDEND YIELD
0.5 USD
DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership
Guild Holdings Company
Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
84.1 K USD 1
6-9 MONTHS
0 USD 0
9-12 MONTHS
42.8 K USD 2
Bought
0 USD 0
0-3 MONTHS
320 K USD 9
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
| Date | Value | Insider | Amount | Avg Price |
|---|---|---|---|---|
|
5 months ago
Jun 06, 2024
|
Bought 26.4 K USD
|
KRAMER DESIREE AMBER
CFO |
+ 1635.547
|
16.1206 USD |
|
5 months ago
Jun 06, 2024
|
Bought 32 K USD
|
Neylan David Manuel
President and COO |
+ 1984.046
|
16.1206 USD |
|
5 months ago
Jun 06, 2024
|
Bought 58.5 K USD
|
Schmidt Terry Lynn
CEO |
+ 3629.642
|
16.1206 USD |
|
5 months ago
Jun 06, 2024
|
Bought 80.6 K USD
|
McGarry Mary Ann
director, 10 percent owner: |
+ 4998.2941
|
16.1206 USD |
|
5 months ago
Jun 06, 2024
|
Bought 28.2 K USD
|
Marcon Martha E.
Director |
+ 1747.33
|
16.1206 USD |
|
5 months ago
Jun 06, 2024
|
Bought 32 K USD
|
Duffy Patrick Joseph
director, 10 percent owner: |
+ 1985.305
|
16.1206 USD |
|
5 months ago
Jun 06, 2024
|
Bought 23.2 K USD
|
Meyer Michael Charles
Director |
+ 1436.48
|
16.1206 USD |
|
5 months ago
Jun 06, 2024
|
Bought 12.5 K USD
|
Bryant Edward JR
Director |
+ 776.02
|
16.1206 USD |
|
5 months ago
Jun 06, 2024
|
Bought 9.5 K USD
|
Messinger Gioia
Director |
+ 589.122
|
16.1206 USD |
|
5 months ago
May 21, 2024
|
Sell 84.1 K USD
|
Bryant Edward JR
Director |
- 6000
|
14.0136 USD |
|
6 months ago
May 15, 2024
|
Bought 16.9 K USD
|
Meyer Michael Charles
Director |
+ 1122
|
15.0697 USD |
|
11 months ago
Dec 07, 2023
|
Sell 30.9 K USD
|
Bryant Edward JR
Director |
- 2500
|
12.37 USD |
|
11 months ago
Dec 08, 2023
|
Sell 11.9 K USD
|
Marcon Martha E.
Director |
- 930
|
12.75 USD |
|
1 year ago
Jun 02, 2023
|
Sell 88.8 K USD
|
Bryant Edward JR
Director |
- 8572
|
10.36 USD |
|
2 years ago
Sep 12, 2022
|
Sell 47.2 K USD
|
Bryant Edward JR
Director |
- 4000
|
11.8 USD |
|
4 years ago
Oct 26, 2020
|
Sell 7.46 M USD
|
McGarry Strategic Enterprises, LLC
10 percent owner |
- 532240
|
14.025 USD |
|
4 years ago
Oct 26, 2020
|
Sell 161 K USD
|
Klika Lisa Irene
See Remarks |
- 11445
|
14.025 USD |
|
4 years ago
Oct 26, 2020
|
Sell 7.46 M USD
|
McGarry Mary Ann
CHIEF EXECUTIVE OFFICER |
- 532240
|
14.025 USD |
|
4 years ago
Oct 26, 2020
|
Sell 161 K USD
|
Horn Barrett
See Remarks |
- 11463
|
14.025 USD |
|
4 years ago
Oct 26, 2020
|
Sell 268 K USD
|
Neylan David Manuel
See Remarks |
- 19076
|
14.025 USD |
|
4 years ago
Oct 26, 2020
|
Sell 161 K USD
|
Elwell Desiree Amber
See Remarks |
- 11445
|
14.025 USD |
|
4 years ago
Oct 26, 2020
|
Sell 68.7 M USD
|
McCarthy Partners, LLC
Director |
- 4900272
|
14.025 USD |
|
4 years ago
Oct 26, 2020
|
Sell 68.7 M USD
|
Duffy Patrick Joseph
Director |
- 4900272
|
14.025 USD |
|
4 years ago
Oct 26, 2020
|
Sell 4.03 M USD
|
Schmidt Terry Lynn
PRESIDENT |
- 287174
|
14.025 USD |
7. News
New York Times Tech Guild to return to work, negotiations will go on
The New York Times Tech Guild is ending a week-long strike that started one day before the U.S. presidential election and will return to work on Tuesday, it said in a post on X on Monday.
reuters.com
- 5 days ago
Guild Holdings Company (GHLD) Q3 2024 Earnings Call Transcript
Guild Holdings Company (NYSE:GHLD ) Q3 2024 Earnings Conference Call November 6, 2024 5:00 PM ET Company Participants Nikki Sacks - Investor Relations Terry Schmidt - Chief Executive Officer David Neylan - President Amber Kramer - Chief Financial Officer Conference Call Participants Eric Hagen - BTIG Derek Sommers - Jefferies Giuliano Bologna - Compass Point Operator Good afternoon, ladies and gentlemen, and welcome to the Guild Holdings Company Third Quarter 2024 Earnings Conference Call. At this time, all participants are in a listen-only mode.
seekingalpha.com
- 1 week ago
Guild Holdings Company (GHLD) Misses Q3 Earnings and Revenue Estimates
Guild Holdings Company (GHLD) came out with quarterly earnings of $0.51 per share, missing the Zacks Consensus Estimate of $0.52 per share. This compares to earnings of $0.48 per share a year ago.
zacks.com
- 1 week ago
Guild Holdings Company (GHLD) Reports Next Week: Wall Street Expects Earnings Growth
Guild (GHLD) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
zacks.com
- 2 weeks ago
Guild (GHLD) Loses -14.23% in 4 Weeks, Here's Why a Trend Reversal May be Around the Corner
The heavy selling pressure might have exhausted for Guild (GHLD) as it is technically in oversold territory now. In addition to this technical measure, strong agreement among Wall Street analysts in revising earnings estimates higher indicates that the stock is ripe for a trend reversal.
zacks.com
- 2 weeks ago
Guild Holdings Company Announces Third Quarter 2024 Earnings Webcast and Conference Call Details
SAN DIEGO--(BUSINESS WIRE)--Guild Holdings Company (NYSE: GHLD), a growth-oriented mortgage company that employs a relationship-based loan sourcing strategy to execute on its mission of delivering the promise of homeownership, today announced that it will release results for the third quarter ended September 30, 2024 after the market close on Wednesday, November 6, 2024. Management will host a webcast and conference call at 5:00 p.m. Eastern Time on November 6, 2024 to discuss the financial thi.
businesswire.com
- 3 weeks ago
Robinhood strategist discusses retail trading and risk
As the third quarter earnings season approaches, with Big Banks set to kick it all off on Friday, Robinhood (HOOD) head of investment strategy Stephanie Guild joins Catalysts to discuss retail trading trends ahead of this crucial period. Guild observes a clear pattern among Robinhood customers: "They trim their winnings and buy the stocks that have been dipping.
youtube.com
- 1 month ago
Plunge in Mortgage Rates Spurs Refinancing Surge - Consider PFSI, VEL, GHLD
With refinancing activities surging as homeowners seek interest rate relief, stocks such as PennyMac, Velocity Financial and Guild are poised to gain.
zacks.com
- 1 month ago
New York Times Tech Guild approves strike, CWA union says
The New York Times Tech Guild has authorized a strike with 95% in favor, the Communications Workers of America union said on Thursday.
reuters.com
- 1 month ago
Buy 3 Top Stocks on the Verge of a Breakout: GHLD, DDI, TZOO
American Guild (GHLD), DoubleDown Interactive (DDI) and Travelzoo (TZOO) have been selected as the breakout stocks for today.
zacks.com
- 2 months ago
Surging Earnings Estimates Signal Upside for Guild (GHLD) Stock
Guild (GHLD) shares have started gaining and might continue moving higher in the near term, as indicated by solid earnings estimate revisions.
zacks.com
- 2 months ago
Guild Esports unveils custom-built Fortnite map in collaboration with Sky Broadband
Guild Esports PLC (LSE:GILD, OTCQB:GULDF) has launched a new marketing campaign in collaboration with its official premium partner Sky Broadband. The campaign features 'Sky City', a custom-built map within the popular video game Fortnite, developed by Guild Studios, the creative and production division of Guild Esports, with support from UMI Games.
proactiveinvestors.co.uk
- 3 months ago
8. Profile Summary
Guild Holdings Company GHLD
COUNTRY
US
INDUSTRY
Financial - Mortgages
MARKET CAP
$ 866 M
Dividend Yield
0.00%
Description
Guild Holdings Company, a mortgage company, originates, sells, and services residential mortgage loans in the United States. The company operates approximately 260 branches with licenses in 49 states. It originates residential mortgages through retail and correspondent channels. The company was incorporated in 1960 and is headquartered in San Diego, California.
Contact
5887 Copley Drive, San Diego, CA, 92111
https://www.guildmortgage.com
IPO Date
Oct. 22, 2020
Employees
4200
Officers
Mr. David Manuel Neylan
President & Chief Operating Officer
Mr. Mike Huber
Senior Vice President & General Counsel
Mr. Barrett Hart Horn
Executive Vice President of Growth Champion
Ms. Desiree A. Kramer
Senior Vice President & Chief Financial Officer
Mr. Adam O'Daniel
Senior Vice President & Chief Marketing Officer
Mr. Dave Robertson
Senior Vice President & Chief HR Officer
Ms. Kat Foster
Senior Vice President & Director of Credit Risk
Ms. Terry Lynn Schmidt
Chief Executive Officer & Director
Mr. Kurt Reheiser
Executive Vice President & Chief Information Officer
Ms. Bella Guerrero
Secretary, Senior Vice President & Chief Compliance Officer