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Security National Financial Corporation SNFCA
Financial Services - Financial - Mortgages - NASDAQ - US
Watchlist
$ 10.56
0.19 %
$ 255 M
Market Cap
11.23
P/E
1. INTRINSIC VALUE

Security National Financial Corporation engages in the life insurance, cemetery and mortuary, and mortgage businesses. The company's Life Insurance segment is involved in selling and servicing lines of life insurance, annuity products, and accident and health insurance. It offers various life insurance products, including funeral plans and interest-sensitive life insurance, as well as other traditional life, accident, and health insurance products; annuity products comprising single and flexible premium deferred annuities, and immediate annuities; and diver's accident policies. This segment also cedes and assumes various risks with various authorized unaffiliated reinsurers pursuant to reinsurance treaties. Its Cemetery and Mortuary segment operates eleven mortuaries and five cemeteries in Utah; one cemetery in California; and four mortuaries and one cemetery in New Mexico.[ Read More ]

The intrinsic value of one SNFCA stock under the base case scenario is HIDDEN Compared to the current market price of 10.6 USD, Security National Financial Corporation is HIDDEN

SNFCA Intrinsic Value
HIDDEN
SHOW
2. FUNDAMENTAL ANALYSIS

Price Chart SNFCA

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FINANCIALS
318 M REVENUE
-18.40%
Growth Rates
1Year -18.40%
3Years -12.87%
5Years 2.64%
7Years 0.52%
10Years 3.99%
-27.2 K OPERATING INCOME
-0.04%
Growth Rates
1Year -0.04%
3Years -0.02%
5Years -0.02%
7Years -0.02%
10Years -0.03%
14.5 M NET INCOME
-43.58%
Growth Rates
1Year -43.58%
3Years -36.12%
5Years -7.74%
7Years 0.21%
10Years 6.69%
53.9 M OPERATING CASH FLOW
-58.70%
Growth Rates
1Year -58.70%
3Years 34.18%
5Years 50.36%
7Years 2.98%
10Years 3.93%
14.6 M INVESTING CASH FLOW
139.31%
Growth Rates
1Year 139.31%
3Years -26.06%
5Years -25.42%
7Years 12.37%
10Years 9.33%
-62 M FINANCING CASH FLOW
38.70%
Growth Rates
1Year 38.70%
3Years -23.23%
5Years -27.55%
7Years -31.55%
10Years -48.83%
88.3 B REVENUE
102793.48%
Growth Rates
1Year -18.40%
3Years -12.87%
5Years 2.64%
7Years 0.52%
10Years 3.99%
87.4 B OPERATING INCOME
0.00%
Growth Rates
1Year -0.04%
3Years -0.02%
5Years -0.02%
7Years -0.02%
10Years -0.03%
6.86 B NET INCOME
94275.98%
Growth Rates
1Year -43.58%
3Years -36.12%
5Years -7.74%
7Years 0.21%
10Years 6.69%
34.9 B OPERATING CASH FLOW
205638.20%
Growth Rates
1Year -58.70%
3Years 34.18%
5Years 50.36%
7Years 2.98%
10Years 3.93%
15.8 B INVESTING CASH FLOW
135041.48%
Growth Rates
1Year 139.31%
3Years -26.06%
5Years -25.42%
7Years 12.37%
10Years 9.33%
-1.68 B FINANCING CASH FLOW
-65060.43%
Growth Rates
1Year 38.70%
3Years -23.23%
5Years -27.55%
7Years -31.55%
10Years -48.83%
Balance Sheet Decomposition Security National Financial Corporation
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Current Assets 152 M
Cash & Short-Term Investments 163 M
Receivables 0
Other Current Assets -10.9 M
Non-Current Assets 1.3 B
Long-Term Investments 0
PP&E 0
Other Non-Current Assets 1.3 B
Current Liabilities 82.6 M
Accounts Payable 2.94 M
Short-Term Debt 12.7 M
Other Current Liabilities 67 M
Non-Current Liabilities 1.02 B
Long-Term Debt 99.7 M
Other Non-Current Liabilities 920 M
EFFICIENCY
Earnings Waterfall Security National Financial Corporation
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Revenue 318 M
Cost Of Revenue 0
Gross Profit 318 M
Operating Expenses 319 M
Operating Income -27.2 K
Other Expenses -14.5 M
Net Income 14.5 M
RATIOS
100.00% GROSS MARGIN
100.00%
Averages
1Year 100.00%
3Years 100.00%
5Years 100.00%
7Years 100.00%
10Years 100.00%
-0.01% OPERATING MARGIN
-0.01%
Averages
1Year -0.01%
3Years 6.21%
5Years 4.56%
7Years 5.65%
10Years 5.88%
4.55% NET MARGIN
4.55%
Averages
1Year 4.55%
3Years 6.51%
5Years 6.98%
7Years 6.83%
10Years 6.03%
4.63% ROE
4.63%
Averages
1Year 4.63%
3Years 8.86%
5Years 10.64%
7Years 10.76%
10Years 10.58%
1.02% ROA
1.02%
Averages
1Year 1.02%
3Years 1.78%
5Years 1.95%
7Years 1.89%
10Years 1.78%
-0.01% ROIC
-0.01%
Averages
1Year -0.01%
3Years 3.99%
5Years 3.06%
7Years 5.39%
10Years 6.02%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Security National Financial Corporation
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Net Income 14.5 M
Depreciation & Amortization 2.94 M
Capital Expenditures -1.11 M
Stock-Based Compensation 2.81 M
Change in Working Capital 27.7 M
Others 36.1 M
Free Cash Flow 52.8 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Security National Financial Corporation
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SNFCA has no price targets from Wall Street.
4. DIVIDEND ANALYSIS
0.00% DIVIDEND YIELD
0.0267 USD DIVIDEND PER SHARE
5. COMPETITION

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PennyMac Financial Services, Inc., through its subsidiaries, engages in the mortgage banking and investment management activities in the United States. It operates through three segments: Production, Servicing, and Investment Management.

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Overvalued 41.10%

CNFinance Holdings Limited, through its subsidiaries, provides home equity loan services in the People's Republic of China. It offers micro credit loan services for micro and small-enterprise owners; and loan lending agency services for financial institutions.

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8.86 USD
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Undervalued 736.03%

Mr. Cooper Group Inc. provides servicing, origination, and transaction-based services related to single-family residences in the United States. The company operates through two segments: Servicing and Originations.

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Overvalued 97.71%

Velocity Financial, Inc. operates as a real estate finance company in the United States. It primarily originates and manages investor loans secured by 1–4 unit residential rental and small commercial properties.

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VEL
Undervalued 198.73%
6. Ownership
Insider Ownership Security National Financial Corporation
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Sold
0-3 MONTHS
28.7 K USD 2
3-6 MONTHS
3.66 K USD 1
6-9 MONTHS
3.39 K USD 1
9-12 MONTHS
167 K USD 2
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
Date Value Insider Amount Avg Price
2 weeks ago
Oct 31, 2024
Sell 24.4 K USD
Overbaugh Jason G.
VP & Nat Mark Dir of Life Ins
- 2500
 9.78 USD
1 month ago
Oct 02, 2024
Sell 4.22 K USD
FULLER GILBERT A
Director
- 460
 9.18 USD
4 months ago
Jul 02, 2024
Sell 3.66 K USD
FULLER GILBERT A
Director
- 460
 7.96 USD
7 months ago
Apr 02, 2024
Sell 3.39 K USD
FULLER GILBERT A
Director
- 460
 7.36 USD
10 months ago
Jan 02, 2024
Sell 3.66 K USD
FULLER GILBERT A
Director
- 405
 9.04 USD
10 months ago
Jan 02, 2024
Sell 3.66 K USD
FULLER GILBERT A
Director
- 405
 9.04 USD
11 months ago
Dec 11, 2023
Sell 134 K USD
Stephens Jeffrey Russell
Gen. Counsel & Corp. Sec
- 15000
 8.9 USD
11 months ago
Dec 12, 2023
Sell 26.2 K USD
FULLER GILBERT A
Director
- 3000
 8.72 USD
1 year ago
Oct 03, 2023
Sell 3.08 K USD
FULLER GILBERT A
Director
- 405
 7.61 USD
1 year ago
Jul 20, 2023
Sell 17.5 K USD
MOODY H. CRAIG
Director
- 2013
 8.7 USD
1 year ago
Jul 20, 2023
Sell 8.32 K USD
MOODY H. CRAIG
Director
- 987
 8.43 USD
1 year ago
Jul 20, 2023
Sell 17.5 K USD
MOODY H. CRAIG
Director
- 2013
 8.7 USD
1 year ago
Jul 20, 2023
Sell 8.32 K USD
MOODY H. CRAIG
Director
- 987
 8.43 USD
1 year ago
Jul 03, 2023
Sell 3.62 K USD
FULLER GILBERT A
Director
- 405
 8.93 USD
1 year ago
Apr 03, 2023
Sell 2.66 K USD
FULLER GILBERT A
Director
- 405
 6.58 USD
7. News
Security National Financial Corporation Reports Financial Results for the Quarter Ended June 30, 2024 SALT LAKE CITY, Aug. 14, 2024 (GLOBE NEWSWIRE) -- Security National Financial Corporation (SNFC) (NASDAQ symbol "SNFCA") announced financial results for the quarter ended June 30, 2024. globenewswire.com - 3 months ago
Security National Financial Corporation Announces Stock Dividend SALT LAKE CITY, June 24, 2024 (GLOBE NEWSWIRE) -- Security National Financial Corporation (NASDAQ: SNFCA) announces that on June 21, 2024, its Board of Directors has authorized a 5% stock dividend for stockholders of record on July 5, 2024. The stock dividend will be issued on July 12, 2024. globenewswire.com - 4 months ago
Security National Financial Corporation Introduces its new Loyalty Sales Division SALT LAKE CITY, May 16, 2024 (GLOBE NEWSWIRE) -- Security National Financial Corporation (SNFC) (NASDAQ symbol "SNFCA") announced a new sales division within Security National Life Insurance Company (SNL). globenewswire.com - 6 months ago
Security National Financial Corporation Reports Financial Results for the Quarter Ended March 31, 2024 SALT LAKE CITY, May 14, 2024 (GLOBE NEWSWIRE) -- Security National Financial Corporation (SNFC) (NASDAQ symbol "SNFCA") announced financial results for the quarter ended March 31, 2024. globenewswire.com - 6 months ago
Security National Financial Corporation Reports Financial Results for the Year Ended December 31, 2023 SALT LAKE CITY, April 01, 2024 (GLOBE NEWSWIRE) -- Security National Financial Corporation (SNFC) (NASDAQ symbol "SNFCA") announced financial results for the year ended December 31, 2023. globenewswire.com - 7 months ago
Security National Financial Corporation Reports Financial Results for the Quarter Ended September 30, 2023 SALT LAKE CITY, Nov. 14, 2023 (GLOBE NEWSWIRE) -- Security National Financial Corporation (SNFC) (NASDAQ symbol "SNFCA") announced financial results for the quarter ended September 30, 2023. globenewswire.com - 1 year ago
Security National Financial Corporation Reports Financial Results for the Quarter Ended June 30, 2023 SALT LAKE CITY, Aug. 14, 2023 (GLOBE NEWSWIRE) -- Security National Financial Corporation (SNFC) (NASDAQ symbol "SNFCA") announced financial results for the quarter ended June 30, 2023. globenewswire.com - 1 year ago
Security National Financial Corporation set to join Russell 3000® Index SALT LAKE CITY, June 27, 2023 (GLOBE NEWSWIRE) -- Security National Financial Corporation (SNFCA) joined the broad-market Russell 3000® Index at the conclusion of the 2023 Russell indexes annual reconstitutions, effective after the US market opened on June 26, 2023. globenewswire.com - 1 year ago
Security National Financial Corporation Announces Stock Dividend SALT LAKE CITY, June 26, 2023 (GLOBE NEWSWIRE) -- Security National Financial Corporation (NASDAQ: SNFCA) announces that on June 23, 2023, its Board of Directors has authorized a 5% stock dividend for stockholders of record on July 7, 2023. The stock dividend will be issued on July 14, 2023. globenewswire.com - 1 year ago
Security National Financial Corporation Reports Financial Results for the Quarter Ended March 31, 2023 SALT LAKE CITY, May 15, 2023 (GLOBE NEWSWIRE) -- Security National Financial Corporation (SNFC) (NASDAQ symbol "SNFCA") announced financial results for the quarter ended March 31, 2023. globenewswire.com - 1 year ago
Security National Financial Corporation Reports Financial Results for the Year Ended December 31, 2022 SALT LAKE CITY, April 03, 2023 (GLOBE NEWSWIRE) -- Security National Financial Corporation (SNFC) (NASDAQ symbol "SNFCA") announced financial results for the year ended December 31, 2022. globenewswire.com - 1 year ago
Security National Financial Corporation Reports Financial Results for the Quarter Ended September 30, 2022 SALT LAKE CITY, Nov. 14, 2022 (GLOBE NEWSWIRE) -- Security National Financial Corporation (SNFC) (NASDAQ symbol "SNFCA") announced financial results for the quarter ended September 30, 2022. globenewswire.com - 2 years ago
8. Profile Summary

Security National Financial Corporation SNFCA

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COUNTRY US
INDUSTRY Financial - Mortgages
MARKET CAP $ 255 M
Dividend Yield 0.00%
Description Security National Financial Corporation engages in the life insurance, cemetery and mortuary, and mortgage businesses. The company's Life Insurance segment is involved in selling and servicing lines of life insurance, annuity products, and accident and health insurance. It offers various life insurance products, including funeral plans and interest-sensitive life insurance, as well as other traditional life, accident, and health insurance products; annuity products comprising single and flexible premium deferred annuities, and immediate annuities; and diver's accident policies. This segment also cedes and assumes various risks with various authorized unaffiliated reinsurers pursuant to reinsurance treaties. Its Cemetery and Mortuary segment operates eleven mortuaries and five cemeteries in Utah; one cemetery in California; and four mortuaries and one cemetery in New Mexico. This segment also offers plots, interment vaults, mausoleum crypts, markers, caskets, urns, and other death care related products; and provides professional services of funeral directors, opening and closing of graves, use of chapels and viewing rooms, and use of automobiles and clothing. The company's Mortgages segment originates and underwrites residential and commercial loans for new construction, existing homes, and real estate projects primarily in Florida, Nevada, Texas, and Utah. It offers residential mortgage lending services to real estate brokers and builders, as well as directly with consumers. Security National Financial Corporation was founded in 1965 and is headquartered in Salt Lake City, Utah.
Contact 433 West Ascension Way, Salt Lake City, UT, 84123 https://www.securitynational.com
IPO Date Aug. 12, 1987
Employees 1227
Officers Mr. Jeffrey Russell Stephens Senior General Counsel & Corporate Secretary Mackay D. Moore F.S.A., MAAA Vice President of Actuarial Services Mr. Adam George Quist Vice President of Memorial Services, Assistant Secretary, General Counsel & Director Mr. Scott Andrew Quist Vice President, General Counsel & Director Mr. Scott Milton Quist Chairman, President & Chief Executive Officer Mr. Matthew G. Bagley General Counsel Mr. Jeffrey P. Adams Controller Mr. Jason Gary Overbaugh Vice President, National Marketing Director of Life Insurance & Director Mr. Thayne D. Atkinson Vice President & Chief Information Officer