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PennyMac Mortgage Investment Trust PMT
Real Estate - REIT - Mortgage - NYSE - US
Watchlist
$ 12.65
-1.64 %
$ 1.1 B
Market Cap
13.57
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on May, 7, 2025.

The intrinsic value of one PMT stock under the worst case scenario is HIDDEN Compared to the current market price of 12.7 USD, PennyMac Mortgage Investment Trust is HIDDEN

PMT Intrinsic Value
HIDDEN
SHOW

This DCF valuation model was last updated on May, 7, 2025.

The intrinsic value of one PMT stock under the base case scenario is HIDDEN Compared to the current market price of 12.7 USD, PennyMac Mortgage Investment Trust is HIDDEN

PMT Intrinsic Value
HIDDEN
SHOW

This DCF valuation model was last updated on May, 7, 2025.

The intrinsic value of one PMT stock under the best case scenario is HIDDEN Compared to the current market price of 12.7 USD, PennyMac Mortgage Investment Trust is HIDDEN

PMT Intrinsic Value
HIDDEN
SHOW
2. FUNDAMENTAL ANALYSIS

Price Chart PMT

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1M -3%
6M 3%
1Y -5%
3Y 18%
5Y 108%
All
$14.5$14.5$14.0$14.0$13.5$13.5$13.0$13.0$12.5$12.5$12.0$12.0$11.5$11.515 Nov15 NovDec '24Dec '2415 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '2515 Apr15 AprMay '25May '25
FINANCIALS
14.7 M REVENUE
-97.97%
Growth Rates
1Year -97.97%
3Years -43.78%
5Years -41.94%
7Years -28.78%
10Years -23.71%
-3.66 M OPERATING INCOME
-0.66%
Growth Rates
1Year -0.66%
3Years -2.66%
5Years -0.38%
7Years 36.82%
10Years 23.94%
160 M NET INCOME
-19.76%
Growth Rates
1Year -19.76%
3Years 41.24%
5Years -6.68%
7Years 4.50%
10Years -1.92%
-2.7 B OPERATING CASH FLOW
-201.68%
Growth Rates
1Year -201.68%
3Years 1.40%
5Years 1.97%
7Years -44.44%
10Years -22.13%
1.36 B INVESTING CASH FLOW
6361.60%
Growth Rates
1Year 6361.60%
3Years 7.57%
5Years 31.49%
7Years 10.37%
10Years 47.47%
1.43 B FINANCING CASH FLOW
224.48%
Growth Rates
1Year 224.48%
3Years -6.10%
5Years -17.46%
7Years 20.37%
10Years 13.97%
3.92 M REVENUE
-94.39%
Growth Rates
1Year -97.97%
3Years -43.78%
5Years -41.94%
7Years -28.78%
10Years -23.71%
-6.04 M OPERATING INCOME
98.52%
Growth Rates
1Year -0.66%
3Years -2.66%
5Years -0.38%
7Years 36.82%
10Years 23.94%
9.68 M NET INCOME
-78.94%
Growth Rates
1Year -19.76%
3Years 41.24%
5Years -6.68%
7Years 4.50%
10Years -1.92%
-594 M OPERATING CASH FLOW
63.33%
Growth Rates
1Year -201.68%
3Years 1.40%
5Years 1.97%
7Years -44.44%
10Years -22.13%
40.2 M INVESTING CASH FLOW
-85.74%
Growth Rates
1Year 6361.60%
3Years 7.57%
5Years 31.49%
7Years 10.37%
10Years 47.47%
0 FINANCING CASH FLOW
0.00%
Growth Rates
1Year 224.48%
3Years -6.10%
5Years -17.46%
7Years 20.37%
10Years 13.97%
Balance Sheet PennyMac Mortgage Investment Trust
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Current Assets 338 M
Cash & Short-Term Investments 338 M
Receivables 0
Other Current Assets 0
Non-Current Assets 8.03 B
Long-Term Investments 4.17 B
PP&E 0
Other Non-Current Assets 3.87 B
4.03 %49.77 %46.19 %Total Assets$8.4b
Current Liabilities 367 M
Accounts Payable 173 M
Short-Term Debt 0
Other Current Liabilities 194 M
Non-Current Liabilities 8.77 B
Long-Term Debt 0
Other Non-Current Liabilities 8.77 B
95.98 %Total Liabilities$9.1b
EFFICIENCY
Earnings Waterfall PennyMac Mortgage Investment Trust
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Revenue 14.7 M
Cost Of Revenue 12.8 M
Gross Profit 1.94 M
Operating Expenses 5.61 M
Operating Income -3.66 M
Other Expenses -164 M
Net Income 160 M
180m180m160m160m140m140m120m120m100m100m80m80m60m60m40m40m20m20m00(20m)(20m)15m(13m)2m(6m)(4m)164m160mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
13.20% GROSS MARGIN
13.20%
Averages
1Year 13.20%
3Years 40.38%
5Years -23.75%
7Years -6.14%
10Years 3.81%
-24.89% OPERATING MARGIN
-24.89%
Averages
1Year -24.89%
3Years 32.82%
5Years 45.15%
7Years 69.66%
10Years 27.26%
1093.49% NET MARGIN
1093.49%
Averages
1Year 1093.49%
3Years 349.97%
5Years 233.35%
7Years 192.73%
10Years 158.68%
8.30% ROE
8.30%
Averages
1Year 8.30%
3Years 4.92%
5Years 3.89%
7Years 5.49%
10Years 5.77%
1.12% ROA
1.12%
Averages
1Year 1.12%
3Years 0.70%
5Years 0.60%
7Years 0.98%
10Years 1.17%
-0.05% ROIC
-0.05%
Averages
1Year -0.05%
3Years 0.81%
5Years 0.78%
7Years 23.63%
10Years 14.12%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis PennyMac Mortgage Investment Trust
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2b2b2b2b1b1b500m500m00(500m)(500m)(1b)(1b)(1b)(1b)(2b)(2b)(2b)(2b)(3b)(3b)20162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 160 M
Depreciation & Amortization 0
Capital Expenditures 0
Stock-Based Compensation -1.85 M
Change in Working Capital 0
Others -3.38 B
Free Cash Flow -2.73 B
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets PennyMac Mortgage Investment Trust
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Wall Street analysts predict an average 1-year price target for PMT of $15 , with forecasts ranging from a low of $14 to a high of $18 .
PMT Lowest Price Target Wall Street Target
14 USD 10.67%
PMT Average Price Target Wall Street Target
15 USD 18.58%
PMT Highest Price Target Wall Street Target
18 USD 42.29%
Price
Max Price Target
Min Price Target
Average Price Target
18181717161615151414131312121111Jun '24Jun '24Jul '24Jul '24Aug '24Aug '24Oct '24Oct '24Nov '24Nov '2420252025Feb '25Feb '25Apr '25Apr '25Jun '25Jun '25Jul '25Jul '25Aug '25Aug '25Oct '25Oct '25Nov '25Nov '2520262026Feb '26Feb '26Apr '26Apr '26
4. DIVIDEND ANALYSIS
0.00% DIVIDEND YIELD
0.4 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
1.801.801.601.601.401.401.201.201.001.000.800.800.600.600.400.400.200.200.000.000.610.470.470.470.470.250.470.470.40.40.40.610.470.470.470.470.40.470.470.40.40.471.690.471.410.471.410.471.410.471.410.471.120.471.410.471.410.471.270.471.270.40.800.470.470.470.470.470.470.470.470.40.400.40.400.40.400.40.400.40.402015201520162016201720172018201820192019202020202021202120222022202320232024202420252025
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5. COMPETITION
slide 2 of 15
6. Ownership
Insider Ownership PennyMac Mortgage Investment Trust
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Sold
0-3 MONTHS
211 K USD 1
3-6 MONTHS
0 USD 0
6-9 MONTHS
519 K USD 1
9-12 MONTHS
0 USD 0
Bought
50.3 K USD 1
0-3 MONTHS
11.9 K USD 1
3-6 MONTHS
11.6 K USD 1
6-9 MONTHS
39 K USD 1
9-12 MONTHS
7. News
PennyMac Mortgage (PMT) Reports Q1 Loss, Lags Revenue Estimates PennyMac Mortgage (PMT) came out with a quarterly loss of $0.01 per share versus the Zacks Consensus Estimate of $0.38. This compares to earnings of $0.39 per share a year ago. zacks.com - 3 weeks ago
PennyMac Mortgage Investment Trust (PMT) Q1 2025 Earnings Call Transcript PennyMac Mortgage Investment Trust (NYSE:PMT ) Q1 2025 Earnings Conference Call April 22, 2025 6:00 PM ET Company Participants David Spector - Chairman & Chief Executive Officer Dan Perotti - Chief Financial Officer Conference Call Participants Bose George - KBW Jason Weaver - Jones Trading Doug Harter - UBS Trevor Cranston - Citizens JMP Eric Hagen - BTIG Operator Good afternoon, and welcome to PennyMac Mortgage Investment Trust First Quarter 2025 Earnings Call. Additional earnings materials, including the presentation slides that will be referred to in this call are available on PennyMac Mortgage Investment Trust website at pmt.pennymac.com. seekingalpha.com - 3 weeks ago
PennyMac Mortgage Investment Trust Reports First Quarter 2025 Results WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--PennyMac Mortgage Investment Trust (NYSE: PMT) today reported net loss attributable to common shareholders of $0.8 million, or $(0.01) per common share on a diluted basis for the first quarter of 2025, on net investment income of $44.5 million. PMT previously announced a cash dividend for the first quarter of 2025 of $0.40 per common share of beneficial interest, which was declared on March 6, 2025, and will be paid on April 25, 2025, to common shareho. businesswire.com - 3 weeks ago
Focusing On Lower Risk Shares (And Updated Charts For High-Yield Stocks) Market volatility has increased, making it challenging to predict future Treasury rates and impacting the frequency of my article publications. Price-to-book ratios reveal bargains. Preferred shares offer lower risk and high yields; recent trades in DX-C and EFC-B have been profitable. seekingalpha.com - 4 weeks ago
PennyMac Mortgage Investment Trust Announces Date for Release of First Quarter 2025 Results WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--PennyMac Mortgage Investment Trust (NYSE: PMT) will announce results for the quarter ended March 31, 2025, in a news release to be issued after the market close on Tuesday, April 22, 2025. Management will host a conference call and live audio webcast at 6:00 p.m. Eastern Time to review the results. The release, webcast, and accompanying materials will be available online at pmt.pennymac.com. A replay of the webcast will be available shortly after its c. businesswire.com - 1 month ago
PennyMac Mortgage (PMT) Stock Jumps 5.7%: Will It Continue to Soar? PennyMac Mortgage (PMT) witnessed a jump in share price last session on above-average trading volume. The latest trend in earnings estimate revisions for the stock doesn't suggest further strength down the road. zacks.com - 1 month ago
Floating Preferreds Have Monstrous Yields Due To Timing Phenomenon Floating rate preferreds, initially created in a zero interest rate environment, now yield around 10% due to the timing phenomenon and changes in interest rates. Key factors for analysis include company stability, size of preferred issue relative to common equity, discount/premium to par value, and adjustment above SOFR. Risks include rapid yield curve fluctuations and potential Fed rate cuts, which could lower SOFR and subsequently reduce yields on floating rate preferreds. seekingalpha.com - 1 month ago
Let's Talk Mortgage REITs (But Not For Too Long) A bunch of mortgage REITs were severely overvalued. Now they are less overvalued. But some others are actually bargains. Tons of charts because images are fun. Ellington Financial's higher price-to-book ratio may be due to lower volatility in the total economic return by period. Digital Realty Trust deserves to be mocked. I am reporting for duty! seekingalpha.com - 1 month ago
15% Yields Want To Mug Your Dividends Agency mortgage REITs are achieving exceptional price-to-book ratios. You want a high dividend yield? Great. But don't pay a huge premium in the share price. It's a great time for investors to capture some gains in this sector. seekingalpha.com - 2 months ago
PennyMac Mortgage (PMT) Crossed Above the 20-Day Moving Average: What That Means for Investors PennyMac Mortgage (PMT) is looking like an interesting pick from a technical perspective, as the company reached a key level of support. Recently, PMT crossed above the 20-day moving average, suggesting a short-term bullish trend. zacks.com - 2 months ago
Preferreds/Bond Weekly Review: Couple Of New Issues We take a look at the action in preferreds and baby bonds through the first week of March and highlight some of the key themes we are watching. Most preferreds sectors declined due to rising Treasury yields and wider spreads, reflecting weaker risk sentiment and lower equity prices. PennyMac Mortgage Investment Trust issued a new 9% 2030 bond, trading at an 8.35% yield, offering a stable book value profile. seekingalpha.com - 2 months ago
Why Investors Need to Take Advantage of These 2 Finance Stocks Now Finding stocks expected to beat quarterly earnings estimates becomes an easier task with our Zacks Earnings ESP. zacks.com - 2 months ago
8. Profile Summary

PennyMac Mortgage Investment Trust PMT

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COUNTRY US
INDUSTRY REIT - Mortgage
MARKET CAP $ 1.1 B
Dividend Yield 0.00%
Description PennyMac Mortgage Investment Trust, a specialty finance company, primarily invests in mortgage-related assets in the United States. The company's Credit Sensitive Strategies segment invests in credit risk transfer (CRT) agreements, CRT securities, distressed loans, real estate, and non-agency subordinated bonds. Its Interest Rate Sensitive Strategies segment engages in investing in mortgage servicing rights, excess servicing spreads, and agency and senior non-agency mortgage-backed securities (MBS), as well as related interest rate hedging activities. The company's Correspondent Production segment is involved in purchasing, pooling, and reselling newly originated prime credit residential loans directly or in the form of MBS. PNMAC Capital Management, LLC acts as the manager of PennyMac Mortgage Investment Trust. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its shareholders. PennyMac Mortgage Investment Trust was founded in 2009 and is headquartered in Westlake Village, California.
Contact 3043 Townsgate Road, Westlake Village, CA, 91361 https://www.pennymacmortgageinvestmenttrust.com
IPO Date July 30, 2009
Employees 7
Officers Mr. Scott Bridges Senior Managing Director of Consumer Direct Lending Division Mr. Derek W. Stark J.D. Senior MD, Chief Legal Officer & Secretary Ms. Abbie Tidmore Senior MD & Chief Revenue Officer Mr. David A. Spector Chairman of the Board & Chief Executive Officer Mr. Mark E. Elbaum Senior MD & Chief Capital Markets Officer Mr. Douglas Edward Jones President, Chief Mortgage Banking Officer & Director Mr. James Follette Senior MD & Chief Digital Officer Mr. Kevin Chamberlain Executive Vice President of Investor Relations Mr. Gregory L. Hendry Chief Accounting Officer Mr. Daniel Stanley Perotti Senior MD & Chief Financial Officer