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Ready Capital Corporation RC
Real Estate - REIT - Mortgage - NYSE - US
Watchlist
$ 5.02
1.01 %
$ 863 M
Market Cap
-1.99
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Mar, 31, 2025.

The intrinsic value of one RC stock under the worst case scenario is HIDDEN Compared to the current market price of 5.02 USD, Ready Capital Corporation is HIDDEN

RC Intrinsic Value
HIDDEN
SHOW

This DCF valuation model was last updated on Mar, 31, 2025.

The intrinsic value of one RC stock under the base case scenario is HIDDEN Compared to the current market price of 5.02 USD, Ready Capital Corporation is HIDDEN

RC Intrinsic Value
HIDDEN
SHOW

This DCF valuation model was last updated on Mar, 31, 2025.

The intrinsic value of one RC stock under the best case scenario is HIDDEN Compared to the current market price of 5.02 USD, Ready Capital Corporation is HIDDEN

RC Intrinsic Value
HIDDEN
SHOW
2. FUNDAMENTAL ANALYSIS

Price Chart RC

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1M 1%
6M -46%
1Y -58.0%
3Y -101%
5Y 120%
All
$7.5$7.5$7.0$7.0$6.5$6.5$6.0$6.0$5.5$5.5$5.0$5.0$4.5$4.515 Oct15 OctNov '24Nov '2415 Nov15 NovDec '24Dec '2415 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 Mar
FINANCIALS
-102 M REVENUE
-8.88%
Growth Rates
1Year -8.88%
3Years -8.16%
5Years -11.15%
7Years -7.56%
10Years -11.79%
-412 M OPERATING INCOME
-46.85%
Growth Rates
1Year -46.85%
3Years -47.44%
5Years -50.03%
7Years -34.47%
10Years -54.63%
-430 M NET INCOME
-122.53%
Growth Rates
1Year -122.53%
3Years -54.53%
5Years -46.44%
7Years -39.72%
10Years -31.46%
286 M OPERATING CASH FLOW
429.75%
Growth Rates
1Year 429.75%
3Years 117.69%
5Years 49.49%
7Years -2.92%
10Years 51.35%
1.54 B INVESTING CASH FLOW
50.57%
Growth Rates
1Year 50.57%
3Years 42.49%
5Years 26.71%
7Years 35.39%
10Years 48.10%
-1.88 B FINANCING CASH FLOW
-65.87%
Growth Rates
1Year -65.87%
3Years -26.04%
5Years -19.61%
7Years -50.72%
10Years -64.68%
27 M REVENUE
-51.99%
Growth Rates
1Year -8.88%
3Years -8.16%
5Years -11.15%
7Years -7.56%
10Years -11.79%
-298 M OPERATING INCOME
-946.09%
Growth Rates
1Year -46.85%
3Years -47.44%
5Years -50.03%
7Years -34.47%
10Years -54.63%
-298 M NET INCOME
-14307.60%
Growth Rates
1Year -122.53%
3Years -54.53%
5Years -46.44%
7Years -39.72%
10Years -31.46%
29.2 M OPERATING CASH FLOW
-90.67%
Growth Rates
1Year 429.75%
3Years 117.69%
5Years 49.49%
7Years -2.92%
10Years 51.35%
537 M INVESTING CASH FLOW
65.66%
Growth Rates
1Year 50.57%
3Years 42.49%
5Years 26.71%
7Years 35.39%
10Years 48.10%
-608 M FINANCING CASH FLOW
5.90%
Growth Rates
1Year -65.87%
3Years -26.04%
5Years -19.61%
7Years -50.72%
10Years -64.68%
Balance Sheet Ready Capital Corporation
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Current Assets 144 M
Cash & Short-Term Investments 144 M
Receivables 248 M
Other Current Assets -248 M
Non-Current Assets 503 M
Long-Term Investments 288 M
PP&E 7.36 M
Other Non-Current Assets 208 M
22.22 %38.26 %44.56 %32.08 %Total Assets$647.1m
Current Liabilities 438 M
Accounts Payable 53.3 M
Short-Term Debt 317 M
Other Current Liabilities 67.5 M
Non-Current Liabilities 7.76 B
Long-Term Debt 17.8 M
Other Non-Current Liabilities 7.74 B
3.87 %94.44 %Total Liabilities$8.2b
EFFICIENCY
Earnings Waterfall Ready Capital Corporation
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Revenue -102 M
Cost Of Revenue 0
Gross Profit -102 M
Operating Expenses 27.4 M
Operating Income -412 M
Other Expenses 18.4 M
Net Income -430 M
(100m)(100m)(150m)(150m)(200m)(200m)(250m)(250m)(300m)(300m)(350m)(350m)(400m)(400m)(450m)(450m)(102m)0(102m)(27m)(412m)(18m)(430m)RevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
100.00% GROSS MARGIN
100.00%
Averages
1Year 100.00%
3Years 94.26%
5Years 89.48%
7Years 86.65%
10Years 77.12%
404.85% OPERATING MARGIN
404.85%
Averages
1Year 404.85%
3Years 205.79%
5Years 137.16%
7Years 93.11%
10Years 56.26%
436.05% NET MARGIN
436.05%
Averages
1Year 436.05%
3Years 169.30%
5Years 113.13%
7Years 93.29%
10Years 71.85%
-24.14% ROE
-24.14%
Averages
1Year -24.14%
3Years -0.01%
5Years 3.57%
7Years 5.36%
10Years 5.44%
-4.38% ROA
-4.38%
Averages
1Year -4.38%
3Years 0.01%
5Years 0.50%
7Years 0.85%
10Years 0.94%
-62.44% ROIC
-62.44%
Averages
1Year -62.44%
3Years 28.88%
5Years 26.59%
7Years 21.99%
10Years 15.40%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Ready Capital Corporation
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500m500m00(500m)(500m)(1b)(1b)(1b)(1b)(2b)(2b)(2b)(2b)(3b)(3b)(3b)(3b)(4b)(4b)20162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income -430 M
Depreciation & Amortization 0
Capital Expenditures 0
Stock-Based Compensation 8.12 M
Change in Working Capital -135 M
Others 709 M
Free Cash Flow 286 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Ready Capital Corporation
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Wall Street analysts predict an average 1-year price target for RC of $7.5 , with forecasts ranging from a low of $5.5 to a high of $9 .
RC Lowest Price Target Wall Street Target
5.5 USD 9.56%
RC Average Price Target Wall Street Target
7.5 USD 49.40%
RC Highest Price Target Wall Street Target
9 USD 79.28%
Price
Max Price Target
Min Price Target
Average Price Target
99998888777766665555May '24May '24Jul '24Jul '24Aug '24Aug '24Oct '24Oct '24Nov '24Nov '2420252025Feb '25Feb '25Apr '25Apr '25Jun '25Jun '25Jul '25Jul '25Aug '25Aug '25Oct '25Oct '25Nov '25Nov '2520262026Feb '26Feb '26
4. DIVIDEND ANALYSIS
3.91% DIVIDEND YIELD
0.125 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
1.800001.800001.600001.600001.400001.400001.200001.200001.000001.000000.800000.800000.600000.600000.400000.400000.200000.200000.000000.000000.380120.380120.370.370.380120.40.30.420.40.30.1250.380120.380120.370.380120.380120.250.10.420.420.260.140.30.380120.380120.370.380120.380120.30.420.420.360.250.380121.520.31.440.351.460.371.500.380121.520.380121.330.351.170.421.680.41.580.31.110.250.520.302015201520162016201720172018201820192019202020202021202120222022202320232024202420252025
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5. COMPETITION
slide 2 of 10
6. Ownership
Insider Ownership Ready Capital Corporation
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Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
704 K USD 6
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
82.9 K USD 1
9-12 MONTHS
7. News
SHAREHOLDER ACTION REMINDER: Faruqi & Faruqi, LLP Investigates Claims on Behalf of Investors of Ready Capital Faruqi & Faruqi, LLP Securities Litigation Partner  James (Josh) Wilson Encourages Investors Who Suffered Losses Exceeding $50,000 In Ready Capital To Contact Him Directly To Discuss Their Options NEW YORK CITY, NY / ACCESS Newswire / March 23, 2025 / If you suffered losses exceeding $50,000 in Ready Capital between November 7, 2024 and March 2, 2025 and would like to discuss your legal rights, call Faruqi & Faruqi partner Josh Wilson directly at 877-247-4292 or 212-983-9330 (Ext. 1310). [You may also click here for additional information] Faruqi & Faruqi, LLP, a leading national securities law firm, is investigating potential claims against Ready Capital Corporation ("Ready Capital" or the "Company") (NYSE:RC) and reminds investors of the May 5, 2025 deadline to seek the role of lead plaintiff in a federal securities class action that has been filed against the Company. accessnewswire.com - 1 week ago
Levi & Korsinsky Notifies Shareholders of Ready Capital Corporation(RC) of a Class Action Lawsuit and an Upcoming Deadline NEW YORK, NY / ACCESS Newswire / March 23, 2025 / If you suffered a loss on your Ready Capital Corporation (NYSE:RC) investment and want to learn about a potential recovery under the federal securities laws, follow the link below for more information: https://zlk.com/pslra-1/ready-capital-corporation-lawsuit-submission-form?prid=138018&wire=1 or contact Joseph E. Levi, Esq. accessnewswire.com - 1 week ago
Ready Capital Corporation Securities Fraud Class Action Lawsuit Pending: Contact Levi & Korsinsky Before May 5, 2025 to Discuss Your Rights - RC NEW YORK, NY / ACCESS Newswire / March 23, 2025 / If you suffered a loss on your Ready Capital Corporation (NYSE:RC) investment and want to learn about a potential recovery under the federal securities laws, follow the link below for more information: https://zlk.com/pslra-1/ready-capital-corporation-lawsuit-submission-form?prid=137980&wire=1 or contact Joseph E. Levi, Esq. accessnewswire.com - 1 week ago
RC SHAREHOLDER ALERT: Bronstein, Gewirtz and Grossman, LLC Announces that Ready Capital Corporation Shareholders with Losses Have Opportunity to Lead Class Action Lawsuit! NEW YORK, NY / ACCESS Newswire / March 23, 2025 / Bronstein, Gewirtz & Grossman, LLC, a nationally recognized law firm, notifies investors that a class action lawsuit has been filed against Ready Capital Corporation ("Ready Capital" or "the Company") (NYSE:RC) and certain of its officers. Class Definition This lawsuit seeks to recover damages against Defendants for alleged violations of the federal securities laws on behalf of all persons and entities that purchased or otherwise acquired Ready Capital securities between November 7, 2024 and March 2, 2025, both dates inclusive (the "Class Period"). accessnewswire.com - 1 week ago
Levi & Korsinsky Reminds Shareholders of a Lead Plaintiff Deadline of May 5, 2025 in Ready Capital Lawsuit RC NEW YORK, NY / ACCESS Newswire / March 22, 2025 / If you suffered a loss on your Ready Capital Corporation (NYSE:RC) investment and want to learn about a potential recovery under the federal securities laws, follow the link below for more information: https://zlk.com/pslra-1/ready-capital-corporation-lawsuit-submission-form?prid=137959&wire=1 or contact Joseph E. Levi, Esq. accessnewswire.com - 1 week ago
Class Action Filed Against Ready Capital Corporation (RC) - May 5, 2025 Deadline to Join - Contact Levi & Korsinsky NEW YORK, NY / ACCESS Newswire / March 22, 2025 / If you suffered a loss on your Ready Capital Corporation (NYSE:RC) investment and want to learn about a potential recovery under the federal securities laws, follow the link below for more information: https://zlk.com/pslra-1/ready-capital-corporation-lawsuit-submission-form?prid=137926&wire=1 or contact Joseph E. Levi, Esq. accessnewswire.com - 1 week ago
RC Investors Have Opportunity to Lead Ready Capital Corporation Securities Fraud Lawsuit NEW YORK , March 22, 2025 /PRNewswire/ -- Why: Rosen Law Firm, a global investor rights law firm, announces that a shareholder filed a class action on behalf of purchasers of common stock of Ready Capital Corporation (NYSE: RC) between November 7, 2024 and March 2, 2025, both dates inclusive (the "Class Period"). A class action lawsuit has already been filed. prnewswire.com - 1 week ago
RC CLASS ACTION NEWS: Lose Money on Ready Capital? Investors are Reminded to Contact BFA Law before May 5 Deadline (NYSE:RC) NEW YORK, March 22, 2025 (GLOBE NEWSWIRE) -- Leading securities law firm Bleichmar Fonti & Auld LLP announces that a lawsuit has been filed against Ready Capital Corporation (NYSE: RC) and certain of the Company's senior executives for potential violations of the federal securities laws. If you invested in Ready Capital, you are encouraged to obtain additional information by visiting https://www.bfalaw.com/cases-investigations/ready-capital-corporation. globenewswire.com - 1 week ago
READY CAPITAL SHAREHOLDER ALERT: CLAIMSFILER REMINDS INVESTORS WITH LOSSES IN EXCESS OF $100,000 of Lead Plaintiff Deadline in Class Action Lawsuit Against Ready Capital Corporation - RC NEW ORLEANS , March 21, 2025 /PRNewswire/ -- ClaimsFiler, a FREE shareholder information service, reminds investors that they have until May 5, 2025 to file lead plaintiff applications in a securities class action lawsuit against Ready Capital Corporation (the "Company") (NYSE: RC), if they purchased the Company's shares between November 7, 2024 and March 2, 2025, inclusive (the "Class Period"). This action is pending in the United States District Court for the Southern District of New York. prnewswire.com - 1 week ago
Levi & Korsinsky Reminds Ready Capital Investors of the Pending Class Action Lawsuit with a Lead Plaintiff Deadline of May 5, 2025 - RC NEW YORK, NY / ACCESS Newswire / March 21, 2025 / If you suffered a loss on your Ready Capital Corporation (NYSE:RC) investment and want to learn about a potential recovery under the federal securities laws, follow the link below for more information: https://zlk.com/pslra-1/ready-capital-corporation-lawsuit-submission-form?prid=137919&wire=1 or contact Joseph E. Levi, Esq. accessnewswire.com - 2 weeks ago
Class Action Filed Against Ready Capital Corporation (RC) - May 5, 2025 Deadline to Join - Contact Levi & Korsinsky NEW YORK, NY / ACCESS Newswire / March 21, 2025 / If you suffered a loss on your Ready Capital Corporation (NYSE:RC) investment and want to learn about a potential recovery under the federal securities laws, follow the link below for more information: https://zlk.com/pslra-1/ready-capital-corporation-lawsuit-submission-form?prid=137891&wire=1 or contact Joseph E. Levi, Esq. accessnewswire.com - 2 weeks ago
RC INVESTOR ALERT: Bronstein, Gewirtz & Grossman LLC Announces that Ready Capital Corporation Investors with Substantial Losses Have Opportunity to Lead Class Action Lawsuit NEW YORK, March 21, 2025 (GLOBE NEWSWIRE) -- Attorney Advertising -- Bronstein, Gewirtz & Grossman, LLC, a nationally recognized law firm, notifies investors that a class action lawsuit has been filed against Ready Capital Corporation (“Ready Capital” or “the Company”) (NYSE: RC) and certain of its officers. globenewswire.com - 2 weeks ago
8. Profile Summary

Ready Capital Corporation RC

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COUNTRY US
INDUSTRY REIT - Mortgage
MARKET CAP $ 863 M
Dividend Yield 3.91%
Description Ready Capital Corporation operates as a real estate finance company in the United States. The company acquires, originates, manages, services, and finances small to medium balance commercial (SBC) loans, small business administration (SBA) loans, residential mortgage loans, and mortgage backed securities collateralized primarily by SBC loans, or other real estate-related investments. It operates through three segments: SBC Lending and Acquisitions; Small Business Lending; and Residential Mortgage Banking. The SBC Lending and Acquisitions segment, through its subsidiary, ReadyCap Commercial, LLC, originate SBC loans secured by stabilized or transitional investor properties using various loan origination channels. The Small Business Lending segment, through its subsidiary, ReadyCap Lending, LLC, acquires, originates, and services owner-occupied loans guaranteed by the SBA under its SBA Section 7(a) Program. The Residential Mortgage Banking segment, through its subsidiary, GMFS, LLC, originates residential mortgage loans. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was formerly known as Sutherland Asset Management Corporation and changed its name to Ready Capital Corporation in September 2018. Ready Capital Corporation was founded in 2007 and is headquartered in New York, New York.
Contact 1251 Avenue of the Americas, New York, NY, 10020 https://www.readycapital.com
IPO Date Feb. 8, 2013
Employees 475
Officers Mr. Andrew Ahlborn CPA Chief Financial Officer & Secretary Mr. Jack Jay Ross CPA President & Director David A. Cohen MD & Co-Head of the National Bridge Lending Platform Mr. Gary T. Taylor Chief Operating Officer Mr. Alex Ovalle MD & Head of Construction Lending and Syndications Mr. Adam Zausmer Chief Credit Officer Mr. Thomas Edward Capasse Chairman, Chief Executive Officer & Chief Investment Officer Mr. Brian Dunn Director of Finance Division