image
MFA Financial, Inc. MFA
Real Estate - REIT - Mortgage - NYSE - US
Watchlist
$ 9.365
-5.35 %
$ 961 M
Market Cap
11.44
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on May, 7, 2025.

The intrinsic value of one MFA stock under the worst case scenario is HIDDEN Compared to the current market price of 9.37 USD, MFA Financial, Inc. is HIDDEN

MFA Intrinsic Value
HIDDEN
SHOW

This DCF valuation model was last updated on May, 7, 2025.

The intrinsic value of one MFA stock under the base case scenario is HIDDEN Compared to the current market price of 9.37 USD, MFA Financial, Inc. is HIDDEN

MFA Intrinsic Value
HIDDEN
SHOW

This DCF valuation model was last updated on May, 7, 2025.

The intrinsic value of one MFA stock under the best case scenario is HIDDEN Compared to the current market price of 9.37 USD, MFA Financial, Inc. is HIDDEN

MFA Intrinsic Value
HIDDEN
SHOW
2. FUNDAMENTAL ANALYSIS

Price Chart MFA

image
1M 4%
6M -10%
1Y -2%
3Y 8%
5Y 149%
All
$11.0$11.0$10.5$10.5$10.0$10.0$9.5$9.5$9.0$9.0$8.5$8.5$8.0$8.015 Nov15 NovDec '24Dec '2415 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '2515 Apr15 AprMay '25May '25
FINANCIALS
253 M REVENUE
8.04%
Growth Rates
1Year 8.04%
3Years -9.15%
5Years -10.11%
7Years -5.40%
10Years -3.44%
-144 M OPERATING INCOME
-208.35%
Growth Rates
1Year -208.35%
3Years -12.88%
5Years -6.67%
7Years -16.67%
10Years -19.84%
119 M NET INCOME
48.76%
Growth Rates
1Year 48.76%
3Years -28.69%
5Years -20.61%
7Years -13.24%
10Years -9.21%
200 M OPERATING CASH FLOW
84.04%
Growth Rates
1Year 84.04%
3Years 18.49%
5Years -1.50%
7Years 1.85%
10Years -2.43%
-425 M INVESTING CASH FLOW
72.60%
Growth Rates
1Year 72.60%
3Years 41.92%
5Years 17.85%
7Years -3.05%
10Years -6.86%
338 M FINANCING CASH FLOW
-76.48%
Growth Rates
1Year -76.48%
3Years -40.83%
5Years -18.95%
7Years 11.83%
10Years 8.73%
32.7 M REVENUE
-90.15%
Growth Rates
1Year 8.04%
3Years -9.15%
5Years -10.11%
7Years -5.40%
10Years -3.44%
-132 M OPERATING INCOME
-72.78%
Growth Rates
1Year -208.35%
3Years -12.88%
5Years -6.67%
7Years -16.67%
10Years -19.84%
5.82 M NET INCOME
-87.91%
Growth Rates
1Year 48.76%
3Years -28.69%
5Years -20.61%
7Years -13.24%
10Years -9.21%
111 M OPERATING CASH FLOW
1088.53%
Growth Rates
1Year 84.04%
3Years 18.49%
5Years -1.50%
7Years 1.85%
10Years -2.43%
-242 M INVESTING CASH FLOW
-269.04%
Growth Rates
1Year 72.60%
3Years 41.92%
5Years 17.85%
7Years -3.05%
10Years -6.86%
229 M FINANCING CASH FLOW
295.32%
Growth Rates
1Year -76.48%
3Years -40.83%
5Years -18.95%
7Years 11.83%
10Years 8.73%
Balance Sheet MFA Financial, Inc.
image
Current Assets 339 M
Cash & Short-Term Investments 339 M
Receivables 0
Other Current Assets 0
Non-Current Assets 1.66 B
Long-Term Investments 1.55 B
PP&E 35.5 M
Other Non-Current Assets 65.9 M
16.99 %77.93 %3.30 %Total Assets$2.0b
Current Liabilities 132 M
Accounts Payable 33 M
Short-Term Debt 0
Other Current Liabilities 99.1 M
Non-Current Liabilities 6.02 B
Long-Term Debt 6.02 B
Other Non-Current Liabilities 0
97.85 %Total Liabilities$6.2b
EFFICIENCY
Earnings Waterfall MFA Financial, Inc.
image
Revenue 253 M
Cost Of Revenue 0
Gross Profit 253 M
Operating Expenses 253 M
Operating Income -144 M
Other Expenses -263 M
Net Income 119 M
300m300m250m250m200m200m150m150m100m100m50m50m00(50m)(50m)(100m)(100m)(150m)(150m)253m0253m(253m)(144m)263m119mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
100.00% GROSS MARGIN
100.00%
Averages
1Year 100.00%
3Years 86.27%
5Years 109.54%
7Years 97.47%
10Years 91.87%
-56.99% OPERATING MARGIN
-56.99%
Averages
1Year -56.99%
3Years -52.09%
5Years 12.69%
7Years 43.54%
10Years 37.52%
47.16% NET MARGIN
47.16%
Averages
1Year 47.16%
3Years -14.96%
5Years 34.97%
7Years 49.91%
10Years 61.10%
6.47% ROE
6.47%
Averages
1Year 6.47%
3Years -0.58%
5Years -3.14%
7Years 0.61%
10Years 3.50%
1.05% ROA
1.05%
Averages
1Year 1.05%
3Years -0.31%
5Years -1.43%
7Years -0.27%
10Years 0.59%
-7.71% ROIC
-7.71%
Averages
1Year -7.71%
3Years -13.24%
5Years 6.83%
7Years 2.85%
10Years 2.15%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis MFA Financial, Inc.
image
400m400m350m350m300m300m250m250m200m200m150m150m100m100m50m50m0020162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 119 M
Depreciation & Amortization 3.2 M
Capital Expenditures 0
Stock-Based Compensation 0
Change in Working Capital 16.6 M
Others 80.9 M
Free Cash Flow 200 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets MFA Financial, Inc.
image
Wall Street analysts predict an average 1-year price target for MFA of $14.6 , with forecasts ranging from a low of $12.5 to a high of $18 .
MFA Lowest Price Target Wall Street Target
12.5 USD 33.48%
MFA Average Price Target Wall Street Target
14.6 USD 55.72%
MFA Highest Price Target Wall Street Target
18 USD 92.21%
Price
Max Price Target
Min Price Target
Average Price Target
1818171716161515141413131212111110109988Jun '24Jun '24Jul '24Jul '24Aug '24Aug '24Oct '24Oct '24Nov '24Nov '2420252025Feb '25Feb '25Apr '25Apr '25Jun '25Jun '25Jul '25Jul '25Aug '25Aug '25Oct '25Oct '25Nov '25Nov '2520262026Feb '26Feb '26Apr '26Apr '26
4. DIVIDEND ANALYSIS
4.25% DIVIDEND YIELD
0.36 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
3.503.503.003.002.502.502.002.001.501.501.001.000.500.500.000.000.80.80.80.80.80.80.30.440.350.350.360.80.80.80.80.80.40.440.350.350.80.80.80.80.80.20.40.440.350.350.83.200.83.200.83.200.83.200.83.200.31.700.441.580.351.580.351.400.351.050.362015201520162016201720172018201820192019202020202021202120222022202320232024202420252025
Download SVG
Download PNG
Download CSV
5. COMPETITION
slide 2 of 11
6. Ownership
Insider Ownership MFA Financial, Inc.
image
Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
MFA Financial, Inc. (MFA) Q1 2025 Earnings Call Transcript MFA Financial, Inc. (NYSE:MFA ) Q1 2025 Earnings Conference Call May 6, 2025 11:00 AM ET Company Participants Hal Schwartz - General Counsel Craig Knutson - CEO Bryan Wulfsohn - President & CIO Mike Roper - CFO Conference Call Participants Bose George - KBW Doug Harter - UBS Steve Delaney - Citizens JMP Securities Jason Stewart - Janney Montgomery Scott Eric Hagen - BTIG Operator Greetings, and welcome to the MFA Financial First Quarter 2025 Financial Results Conference Call. At this time, all participants are in a listen-only mode. seekingalpha.com - 1 week ago
MFA Financial (MFA) Q1 Earnings and Revenues Miss Estimates MFA Financial (MFA) came out with quarterly earnings of $0.29 per share, missing the Zacks Consensus Estimate of $0.39 per share. This compares to earnings of $0.35 per share a year ago. zacks.com - 1 week ago
MFA Financial, Inc. Announces First Quarter 2025 Financial Results NEW YORK--(BUSINESS WIRE)--MFA Financial, Inc. (NYSE:MFA) today provided its financial results for the first quarter ended March 31, 2025: MFA generated GAAP net income to common stockholders and participating securities for the first quarter of $33.0 million, or $0.32 per basic and $0.31 per diluted common share. Distributable earnings, a non-GAAP financial measure, were $30.6 million, or $0.29 per basic common share. MFA paid an increased regular cash dividend of $0.36 per common share on Apr. businesswire.com - 1 week ago
All You Need to Know About MFA Financial (MFA) Rating Upgrade to Buy MFA Financial (MFA) has been upgraded to a Zacks Rank #2 (Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term. zacks.com - 3 weeks ago
Focusing On Lower Risk Shares (And Updated Charts For High-Yield Stocks) Market volatility has increased, making it challenging to predict future Treasury rates and impacting the frequency of my article publications. Price-to-book ratios reveal bargains. Preferred shares offer lower risk and high yields; recent trades in DX-C and EFC-B have been profitable. seekingalpha.com - 4 weeks ago
MFA Financial, Inc. Plans Live Audio Webcast of First Quarter 2025 Earnings Conference Call NEW YORK--(BUSINESS WIRE)--MFA Financial, Inc. (NYSE: MFA) plans to host a live audio webcast of its investor conference call on Tuesday, May 6, 2025, at 11:00 a.m. (Eastern Time) to discuss its first quarter 2025 financial results, which are scheduled to be announced earlier that day. The live audio webcast will be accessible to the general public over the internet at http://www.mfafinancial.com by clicking on the “News & Events” link on MFA's home page. Earnings presentation materials wil. businesswire.com - 1 month ago
Let's Talk Mortgage REITs (But Not For Too Long) A bunch of mortgage REITs were severely overvalued. Now they are less overvalued. But some others are actually bargains. Tons of charts because images are fun. Ellington Financial's higher price-to-book ratio may be due to lower volatility in the total economic return by period. Digital Realty Trust deserves to be mocked. I am reporting for duty! seekingalpha.com - 1 month ago
15% Yields Want To Mug Your Dividends Agency mortgage REITs are achieving exceptional price-to-book ratios. You want a high dividend yield? Great. But don't pay a huge premium in the share price. It's a great time for investors to capture some gains in this sector. seekingalpha.com - 2 months ago
Mark Farrah Associates Analyzed the 2023 Medical Loss Ratio and Rebates Results MCMURRAY, Pa.--(BUSINESS WIRE)--MFA summarizes findings from the 2023 HHS report, with a focus on plan performance as it relates to the MLR and related rebates due to customers. businesswire.com - 2 months ago
MFA Financial, Inc. Announces Dividend Increase to $0.36 per Share NEW YORK--(BUSINESS WIRE)--MFA Financial, Inc. (NYSE: MFA) announced today that its Board of Directors has declared a regular quarterly cash dividend of $0.36 per share of common stock, an increase from the prior quarter's dividend of $0.35 per share. The dividend will be paid on April 30, 2025, to common stockholders of record on March 31, 2025. “We are pleased to announce an increase in our common stock dividend,” said Craig L. Knutson, Chief Executive Officer of MFA. “The increase reflects o. businesswire.com - 2 months ago
MFA Financial, Inc. Elects Christopher Small to Board of Directors NEW YORK--(BUSINESS WIRE)--MFA Financial, Inc. (NYSE: MFA) announced today that its Board of Directors has elected Christopher Small to its Board effective immediately. “We couldn't be more pleased to welcome Chris Small to the MFA Board,” said Laurie Goodman, MFA's Board Chair. “Chris's extensive experience in investment banking and capital markets working with residential mortgage finance and other specialty finance firms will provide significant benefits to MFA's Board, management team and s. businesswire.com - 2 months ago
MFA Financial Q4: The Worst Is Possibly Over MFA Financial, Inc.'s Q4 2024 results showed a net loss, but distributable earnings covered the dividend. The dividend yield is currently 13.57% making MFA an attractive investment barring any significant threats. Leadership changes and loan acquisitions offer a positive outlook. seekingalpha.com - 2 months ago
8. Profile Summary

MFA Financial, Inc. MFA

image
COUNTRY US
INDUSTRY REIT - Mortgage
MARKET CAP $ 961 M
Dividend Yield 4.25%
Description MFA Financial, Inc., together with its subsidiaries, operates as a real estate investment trust (REIT) in the United States. The company invests in residential mortgage assets, including non-agency mortgage-backed securities (MBS), agency MBS, and credit risk transfer securities; residential whole loans, including purchased performing loans, purchased credit deteriorated, and non-performing loans; and mortgage servicing rights related assets. The company has elected to be taxed as a REIT and would not be subject to federal income taxes if it distributes at least 90% of its taxable income to its stockholders. MFA Financial, Inc. was incorporated in 1997 and is headquartered in New York, New York.
Contact One Vanderbilt Avenue, New York, NY, 10017 https://www.mfafinancial.com
IPO Date April 13, 1998
Employees 348
Officers Mr. Craig L. Knutson Chief Executive Officer & Director Mr. Michael C. Roper Senior Vice President & Chief Financial Officer Mr. Harold E. Schwartz J.D. Senior Vice President, General Counsel & Secretary Ms. Lori Samuels Senior Vice President & Chief Loan Operations Officer Mr. Bryan Doran Senior Vice President & Chief Accounting Officer Ms. Mei Lin Senior Vice President & Co-Controller Ms. Natasha Seemungal Senior Vice President & Co-Controller Mr. Bryan Wulfsohn CFA President & Chief Investment Officer Mr. John W. Elliott Senior Vice President & Chief Technology Officer