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Financial Services - Financial - Credit Services - NYSE - US
$ 101.27
-1.47 %
$ 3.68 B
Market Cap
20.17
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one NNI stock under the worst case scenario is HIDDEN Compared to the current market price of 101 USD, Nelnet, Inc. is HIDDEN

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one NNI stock under the base case scenario is HIDDEN Compared to the current market price of 101 USD, Nelnet, Inc. is HIDDEN

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one NNI stock under the best case scenario is HIDDEN Compared to the current market price of 101 USD, Nelnet, Inc. is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart NNI

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$125.0$125.0$120.0$120.0$115.0$115.0$110.0$110.0$105.0$105.0$100.0$100.015 Oct15 OctNov '24Nov '2415 Nov15 NovDec '24Dec '2415 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '25
FINANCIALS
1.17 B REVENUE
-45.28%
0 OPERATING INCOME
0.00%
176 M NET INCOME
223.17%
663 M OPERATING CASH FLOW
53.44%
2.41 B INVESTING CASH FLOW
24.49%
-3.17 B FINANCING CASH FLOW
-17.26%
293 M REVENUE
21.85%
0 OPERATING INCOME
100.00%
63.4 M NET INCOME
154.69%
181 M OPERATING CASH FLOW
152.28%
335 M INVESTING CASH FLOW
31.71%
-483 M FINANCING CASH FLOW
-18.16%
Balance Sheet Nelnet, Inc.
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Current Assets 1.18 B
Cash & Short-Term Investments 1.18 B
Receivables 192 M
Other Current Assets -192 M
Non-Current Assets 12.6 B
Long-Term Investments 1.93 B
PP&E 95.2 M
Other Non-Current Assets 10.6 B
8.55 %14.04 %76.71 %Total Assets$13.8b
Current Liabilities 0
Accounts Payable 21 M
Short-Term Debt 943 M
Other Current Liabilities -964 M
Non-Current Liabilities 0
Long-Term Debt 7.37 B
Other Non-Current Liabilities -7.37 B
Infinity %Infinity %Total Liabilities$0.0
EFFICIENCY
Earnings Waterfall Nelnet, Inc.
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Revenue 1.17 B
Cost Of Revenue 0
Gross Profit 1.17 B
Operating Expenses 1.17 B
Operating Income 0
Other Expenses -176 M
Net Income 176 M
1b1b1b1b800m800m600m600m400m400m200m200m001b01b(1b)0176m176mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
100.00% GROSS MARGIN
100.00%
0.00% OPERATING MARGIN
0.00%
15.78% NET MARGIN
15.78%
5.49% ROE
5.49%
1.34% ROA
1.34%
0.00% ROIC
0.00%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Nelnet, Inc.
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700m700m600m600m500m500m400m400m300m300m200m200m100m100m0020162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 176 M
Depreciation & Amortization 133 M
Capital Expenditures -20.9 M
Stock-Based Compensation 12 M
Change in Working Capital 335 M
Others 342 M
Free Cash Flow 642 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Nelnet, Inc.
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NNI has no price targets from Wall Street.
4. DIVIDEND ANALYSIS
0.26% DIVIDEND YIELD
0.28 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
1.201.201.001.000.800.800.600.600.400.400.200.200.000.000.10.120.140.160.180.20.220.240.260.280.280.10.120.140.160.180.20.220.240.260.280.10.120.140.160.180.20.220.240.260.280.120.420.140.500.160.580.180.660.20.740.220.820.240.900.260.980.281.060.281.120.282015201520162016201720172018201820192019202020202021202120222022202320232024202420252025
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5. COMPETITION
slide 2 of 13
6. Ownership
Insider Ownership Nelnet, Inc.
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Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
321 K USD 2
6-9 MONTHS
0 USD 0
9-12 MONTHS
173 K USD 1
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
Nelnet: Consistent Value Creation Not Being Rewarded By The Market Nelnet continues to generate solid cash flows, which management is strategically deploying where it identifies the greatest opportunities for return. Nelnet's software and payments business, NBS, continues to show impressive growth and profitability and is worth more than half the current market cap. I estimate intrinsic value at $175 per share, which represents an attractive upside and limited downside with book value at $92.3. seekingalpha.com - 1 month ago
Nelnet (NNI) Upgraded to Strong Buy: Here's Why Nelnet (NNI) has been upgraded to a Zacks Rank #1 (Strong Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term. zacks.com - 1 month ago
Nelnet Shows Recovery, Tops EPS Nelnet (NNI 7.66%), a diversified financial services and technology company, announced its fourth-quarter earnings for 2024 on Feb. 27, 2025. The company reported strong financial results, outperforming analyst expectations with non-GAAP earnings per share (EPS) of $1.44, exceeding the anticipated $1.23. fool.com - 1 month ago
Nelnet Reports Fourth Quarter 2024 Results LINCOLN, Neb. , Feb. 27, 2025 /PRNewswire/ -- Nelnet (NYSE: NNI) today reported GAAP net income of $63.2 million, or $1.73 per share, for the fourth quarter of 2024, compared with a GAAP net loss of $7.9 million, or $0.21 per share, for the same period a year ago. prnewswire.com - 1 month ago
Is Nelnet the Next Warren Buffett-Like Stock? Explore the exciting world of Nelnet (NNI -0.50%) with our expert analysts in this Motley Fool Scoreboard episode. Check out the video below to gain valuable insights into market trends and potential investment opportunities! fool.com - 2 months ago
Nelnet to Announce Fourth Quarter Results; Board Approves Dividend LINCOLN, Neb. , Jan. 30, 2025 /PRNewswire/ -- Nelnet, Inc. (NYSE: NNI) today announced the Nelnet Board of Directors declared a first quarter cash dividend on the company's outstanding shares of Class A common stock and Class B common stock of $0.28 per share. prnewswire.com - 2 months ago
Nelnet and Edge Focus Deepen Partnership NEW YORK--(BUSINESS WIRE)--Edge Focus, a leading fintech company focused on consumer finance, announced today a strategic investment by Nelnet, Inc. (NYSE: NNI), a financial services company specializing in investment management, education technology, and asset servicing. Nelnet's equity investment in Edge Focus expands an existing partnership, including a strategy to acquire consumer loan portfolios. Edge Focus and Nelnet see the potential for opportunities to work together and leverage the pa. businesswire.com - 4 months ago
Nelnet Reports Third Quarter 2024 Results LINCOLN, Neb. , Nov. 7, 2024 /PRNewswire/ -- Nelnet (NYSE: NNI) today reported GAAP net income of $2.4 million, or $0.07 per share, for the third quarter of 2024, compared with GAAP net income of $44.4 million, or $1.18 per share, for the same period a year ago. prnewswire.com - 5 months ago
Nelnet to Announce Third Quarter Results LINCOLN, Neb. , Oct. 14, 2024 /PRNewswire/ -- Nelnet, Inc. (NYSE: NNI) today announced it will release earnings for the third quarter ended September 30, 2024, after the close of the New York Stock Exchange on Thursday, November 7, 2024. prnewswire.com - 6 months ago
Nelnet: Attractive Valuation At A Large Discount To Intrinsic Value Shares have risen 20% since my previous recommendation where I estimated intrinsic value per share of $145. Owing to strong performance within Nelnet Business Services, where income grew 42% year over year in Q2, I have raised my estimate for intrinsic value to $162 per share. Meanwhile management continues to return capital to shareholders through dividends and buybacks. seekingalpha.com - 6 months ago
Nelnet Reports Second Quarter 2024 Results LINCOLN, Neb. , Aug. 8, 2024  /PRNewswire/ -- Nelnet (NYSE: NNI) today reported GAAP net income of $45.1 million, or $1.23 per share, for the second quarter of 2024, compared with GAAP net income of $27.4 million, or $0.73 per share, for the same period a year ago. prnewswire.com - 8 months ago
Nelnet (NNI) Upgraded to Strong Buy: Here's What You Should Know Nelnet (NNI) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #1 (Strong Buy). zacks.com - 8 months ago
8. Profile Summary

Nelnet, Inc. NNI

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COUNTRY US
INDUSTRY Financial - Credit Services
MARKET CAP $ 3.68 B
Dividend Yield 0.26%
Description Nelnet, Inc. engages in loan servicing, communications, education technology, services, and payment processing businesses worldwide. The Loan Servicing and Systems segment provides loan conversion, application processing, borrower updates, customer service, payment processing, due diligence procedures, funds management reconciliation, and claim processing services. This segment also provides student loan servicing software; business process outsourcing services specialized in contact center management, such as inbound calls, outreach campaigns and sales, and interacting with customers through multi-channels. The Education Technology, Services, and Payment Processing segment offers financial management services; school information system software; website design and cost effective admissions software; FACTS Giving, a donation platform; and customized professional development and coaching services, educational instruction services, and technology products that aid in teacher and student evaluations. It also offers tuition payment plans, and service and technology for student billings, payments, and refunds; solutions for in-person, online, and mobile payment experiences on campus; payment processing services, such as credit card and electronic transfer; faith community engagement, giving management, and learning management services and technologies; and an integrated commerce payment platform, financial management, and tuition payment plan services, as well as a school management platform that provides administrative, information management, financial management, and communication functions for K-12 schools. The Communications segment provides fiber optic service to homes and businesses for internet, television, and telephone services. The Asset Generation and Management segment acquires, manages, and owns loan assets. The Nelnet Bank segment operates internet industrial banks. The company was founded in 1978 and is headquartered in Lincoln, Nebraska.
Contact 121 South 13th Street, Lincoln, NE, 68508 https://nelnetinc.com/
IPO Date Dec. 12, 2003
Employees 6739
Officers Ms. Jackie Strohbehn President of Nelnet Campus Commerce Mr. Phil Morgan Director of Investor Relations Mr. Matthew W. Dunlap Chief Business Development Officer, President of Nelnet Financial Services & Director Mr. Terry J. Heimes Chief Operating Officer Mr. Jeffrey R. Noordhoek Chief Executive Officer Mr. Timothy Alan Tewes President Mr. William J. Munn J.D. Corporate Secretary, Chief Governance Officer & General Counsel Mr. Michael Sullivan Dunlap J.D. Executive Chairman of the Board