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Financial Services - Financial - Credit Services - NASDAQ - US
$ 9.79
0.102 %
$ 227 M
Market Cap
6.12
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Jul, 6, 2025.

The intrinsic value of one MFIN stock under the worst case scenario is HIDDEN Compared to the current market price of 9.79 USD, Medallion Financial Corp. is HIDDEN

This DCF valuation model was last updated on Jul, 6, 2025.

The intrinsic value of one MFIN stock under the base case scenario is HIDDEN Compared to the current market price of 9.79 USD, Medallion Financial Corp. is HIDDEN

This DCF valuation model was last updated on Jul, 6, 2025.

The intrinsic value of one MFIN stock under the best case scenario is HIDDEN Compared to the current market price of 9.79 USD, Medallion Financial Corp. is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart MFIN

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$10.0$10.0$9.8$9.8$9.6$9.6$9.4$9.4$9.2$9.2$9.0$9.0$8.8$8.8$8.6$8.6$8.4$8.4$8.2$8.2$8.0$8.0$7.8$7.815 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '2515 Apr15 AprMay '25May '2515 May15 MayJun '25Jun '2515 Jun15 JunJul '25Jul '25
FINANCIALS
291 M REVENUE
14.22%
62.9 M OPERATING INCOME
-26.85%
41.9 M NET INCOME
-31.41%
116 M OPERATING CASH FLOW
1.54%
-336 M INVESTING CASH FLOW
1.44%
240 M FINANCING CASH FLOW
-11.50%
84.2 M REVENUE
1.15%
20.2 M OPERATING INCOME
9.58%
13.5 M NET INCOME
16.06%
36.3 M OPERATING CASH FLOW
27.83%
-4.7 M INVESTING CASH FLOW
80.99%
-43.1 M FINANCING CASH FLOW
-95.83%
Balance Sheet Medallion Financial Corp.
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Current Assets 119 M
Cash & Short-Term Investments 101 M
Receivables 17.4 M
Other Current Assets 0
Non-Current Assets 2.75 B
Long-Term Investments 2.45 B
PP&E 13.8 M
Other Non-Current Assets 282 M
3.53 %85.57 %9.81 %Total Assets$2.9b
Current Liabilities 2.17 B
Accounts Payable 30 M
Short-Term Debt 51.3 M
Other Current Liabilities 2.09 B
Non-Current Liabilities 258 M
Long-Term Debt 237 M
Other Non-Current Liabilities 21 M
86.02 %9.77 %Total Liabilities$2.4b
EFFICIENCY
Earnings Waterfall Medallion Financial Corp.
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Revenue 291 M
Cost Of Revenue 165 M
Gross Profit 127 M
Operating Expenses 64.2 M
Operating Income 62.9 M
Other Expenses 21 M
Net Income 41.9 M
300m300m250m250m200m200m150m150m100m100m50m50m00291m(165m)127m(64m)63m(21m)42mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
43.73% GROSS MARGIN
43.73%
21.65% OPERATING MARGIN
21.65%
12.34% NET MARGIN
12.34%
9.69% ROE
9.69%
1.25% ROA
1.25%
5.60% ROIC
5.60%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Medallion Financial Corp.
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120m120m100m100m80m80m60m60m40m40m20m20m00(20m)(20m)(40m)(40m)(60m)(60m)20162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 41.9 M
Depreciation & Amortization 6.22 M
Capital Expenditures 0
Stock-Based Compensation 6.05 M
Change in Working Capital -16 M
Others 70.4 M
Free Cash Flow 116 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Medallion Financial Corp.
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MFIN has no price targets from Wall Street.
4. DIVIDEND ANALYSIS
1.45% DIVIDEND YIELD
0.12 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
1.001.000.900.900.800.800.700.700.600.600.500.500.400.400.300.300.200.200.100.100.000.000.240.250.080.080.10.250.250.080.080.10.120.250.050.080.080.10.250.990.050.600.080.320.10.340.110.410.12201520152016201620222022202320232024202420252025
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5. COMPETITION
slide 2 of 5
6. Ownership
Insider Ownership Medallion Financial Corp.
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41.3 K USD 1
9-12 MONTHS
7. News
The Preferred Stock IPO Market 'Unfroze' In May Summarized key new preferred stock and exchange traded debt offerings, highlighting dividend rates, conversion terms, and credit ratings for each issue. Explained how retail investors can access newly issued preferred shares at wholesale prices via OTC trading before permanent exchange listing. Discussed the challenges of non-standardized preferred stock trading symbols across brokers and provided resources for cross-referencing. seekingalpha.com - 1 month ago
Medallion Bank Announces Redemption of Its Series F Preferred Stock NEW YORK, May 29, 2025 (GLOBE NEWSWIRE) -- Medallion Bank (Nasdaq: MBNKP; MBNKO), an FDIC-insured bank providing consumer loans for the purchase of recreational vehicles, boats, and home improvements, along with loan origination services to fintech strategic partners, announced today that on July 1, 2025 (the “Redemption Date”) it will redeem all outstanding shares of its Fixed-to-Floating Rate Non-Cumulative Perpetual Preferred Stock, Series F (the “Series F Preferred Stock”) (Nasdaq: MBNKP) at the redemption price of $25.00 per share (the “Redemption Price”). globenewswire.com - 1 month ago
Medallion Bank Announces Closing of Series G Preferred Stock Offering NEW YORK, May 22, 2025 (GLOBE NEWSWIRE) -- Medallion Bank (Nasdaq: MBNKP, MBNKO), an FDIC-insured bank providing consumer loans for the purchase of recreational vehicles, boats, and home improvements, along with loan origination services to fintech strategic partners, announced today that it has closed a public offering of 3,100,000 shares of its Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series G, par value $1.00 per share, with a liquidation amount of $25 per share (the “Series G Preferred Stock”) and an aggregate liquidation amount of $77.5 million, which includes a partial exercise of the underwriters' option to purchase an additional 100,000 shares of the Series G Preferred Stock. The offering priced on May 15, 2025. globenewswire.com - 1 month ago
Medallion Bank Announces Pricing of Series G Preferred Stock Offering NEW YORK, May 16, 2025 (GLOBE NEWSWIRE) -- Medallion Bank (Nasdaq: MBKNP), an FDIC-insured bank providing consumer loans for the purchase of recreational vehicles, boats, and home improvements, along with loan origination services to fintech strategic partners, announced today that it has priced a public offering of 3,000,000 shares of its Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series G, par value $1.00 per share, with a liquidation amount of $25 per share (the “Series G Preferred Stock”) and an aggregate liquidation amount of $75 million. globenewswire.com - 1 month ago
Medallion Financial (MFIN) Tops Q1 Earnings and Revenue Estimates Medallion Financial (MFIN) came out with quarterly earnings of $0.50 per share, beating the Zacks Consensus Estimate of $0.32 per share. This compares to earnings of $0.42 per share a year ago. zacks.com - 2 months ago
Medallion Financial Corp. Reports 2025 First Quarter Results NEW YORK, April 30, 2025 (GLOBE NEWSWIRE) -- Medallion Financial Corp. (NASDAQ: MFIN, “Medallion” or the “Company”), a specialty finance company that originates and services loans in various consumer and commercial industries, along with offering loan origination services to fintech strategic partners, announced today its results for the quarter ended March 31, 2025. globenewswire.com - 2 months ago
Medallion Bank Reports 2025 First Quarter Results and Declares Series F Preferred Stock Dividend SALT LAKE CITY, April 30, 2025 (GLOBE NEWSWIRE) -- Medallion Bank (Nasdaq: MBNKP, the “Bank”), an FDIC-insured bank providing consumer loans for the purchase of recreational vehicles, boats, and home improvements, along with loan origination services to fintech strategic partners, announced today its results for the quarter ended March 31, 2025. The Bank is a wholly owned subsidiary of Medallion Financial Corp. (Nasdaq: MFIN). globenewswire.com - 2 months ago
Is Medallion Financial (MFIN) Stock Undervalued Right Now? Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks. zacks.com - 2 months ago
Medallion Financial Corp. to Report 2025 First Quarter Results on Wednesday, April 30, 2025 NEW YORK, April 17, 2025 (GLOBE NEWSWIRE) -- Medallion Financial Corp. (NASDAQ: MFIN, the “Company”), a specialty finance company that originates and services loans in various consumer and commercial industries, as well as loan products and services offered through fintech strategic partners, announced today that it will report its results for the quarter ended March 31, 2025, after the market closes on Wednesday, April 30, 2025. globenewswire.com - 2 months ago
Should Value Investors Buy Medallion Financial (MFIN) Stock? Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks. zacks.com - 2 months ago
5 Stocks With Low Price-to-Sales Ratios Poised to Multiply Your Gains The price-to-sales ratio is a convenient tool to gauge the value of stocks incurring losses or in an early development cycle. Stocks like TAP, GIII, ROCK, PRAA and MFIN hold promise. zacks.com - 3 months ago
Medallion Bank Announces Benchmark Rate for Certain Preferred Stock SALT LAKE CITY, March 28, 2025 (GLOBE NEWSWIRE) -- Medallion Bank (Nasdaq: MBNKP, the “Bank”) today announced that, upon the commencement of the floating rate period for the Bank's Fixed-to-Floating Rate Non-Cumulative Perpetual Preferred Stock, Series F (the “Series F Preferred”) on April 1, 2025, the benchmark rate used to determine the dividend rate for each dividend period during the floating rate period will be three-month CME Term SOFR (“Term SOFR”). In addition, the dividend payment rate determination date for determining Term SOFR will be the second U.S. government securities business day preceding the first day of the relevant dividend period. The Series F Preferred trades on the Nasdaq Capital Market under the ticker symbol “MBNKP.” globenewswire.com - 3 months ago
8. Profile Summary

Medallion Financial Corp. MFIN

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COUNTRY US
INDUSTRY Financial - Credit Services
MARKET CAP $ 227 M
Dividend Yield 1.45%
Description Medallion Financial Corp., together with its subsidiaries, operates as a finance company in the United States. The company operates through four segments: Recreation Lending, Home Improvement Lending, Commercial Lending, and Medallion Lending. It provides loans that finance consumer purchases of recreational vehicles, boats, and trailers; consumer home improvements; commercial businesses; and taxi medallions to individuals, and small to mid-size businesses. The company also offers commercial loans for purchase of equipment and related assets necessary to open a new business, or purchase or improvement of an existing business; and medallion loans. In addition, it provides debt, mezzanine, and equity investment capital to companies in various industries; and raises deposits and conducts other banking activities. Medallion Financial Corp. was incorporated in 1995 and is headquartered in New York City, New York.
Contact 437 Madison Avenue, New York City, NY, 10022 https://www.medallion.com
IPO Date May 23, 1996
Employees 174
Officers Mr. Andrew M. Murstein President, Chief Operating Officer & Non-Independent Director Ms. Marisa T. Silverman J.D. Executive Vice President, Chief Compliance Officer, General Counsel & Secretary Mr. Steven M. Hannay Executive Vice President & Chief Lending Officer of Medallion Bank. Mr. Dean R. Pickerell Acting President & Executive Vice President of Medallion Capital, Inc. Mr. Alvin Murstein Chairman & Chief Executive Officer Mr. Jeffrey D. Rudnick Senior Vice President & Director of Alternative Investments Mr. Anthony N. Cutrone Executive Vice President & Chief Financial Officer Mr. Thomas J. Munson Executive Vice President & Chief Credit Officer Mr. Donald S. Poulton Chief Executive Officer & President of Medallion Bank Mr. David Justin Haley Executive Vice President & Chief Financial Officer of Medallion Bank