Financial Services -
Financial - Credit Services - NASDAQ - US
$ 24.93
-2.39 %
$ 5.25 B
Market Cap
9.13
P/E
1. INTRINSIC VALUE
Balance Sheet
SLM Corporation
| Current Assets | 6.67 B |
| Cash & Short-Term Investments | 4.7 B |
| Receivables | 1.97 B |
| Other Current Assets | 0 |
| Non-Current Assets | 183 M |
| Long-Term Investments | 0 |
| PP&E | 119 M |
| Other Non-Current Assets | 63.5 M |
| Current Liabilities | 0 |
| Accounts Payable | 0 |
| Short-Term Debt | 0 |
| Other Current Liabilities | 0 |
| Non-Current Liabilities | 6.44 B |
| Long-Term Debt | 6.44 B |
| Other Non-Current Liabilities | 0 |
EFFICIENCY
Earnings Waterfall
SLM Corporation
| Revenue | 2.62 B |
| Cost Of Revenue | 349 M |
| Gross Profit | 2.27 B |
| Operating Expenses | 637 M |
| Operating Income | 1.63 B |
| Other Expenses | 1.02 B |
| Net Income | 608 M |
RATIOS
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis
SLM Corporation
| Net Income | 608 M |
| Depreciation & Amortization | 2.65 M |
| Capital Expenditures | 0 |
| Stock-Based Compensation | 0 |
| Change in Working Capital | 0 |
| Others | -91.9 M |
| Free Cash Flow | 519 M |
Wall Street Analysts Price Targets
SLM Corporation
Wall Street analysts predict an average 1-year price target for SLM of $26.2 , with forecasts ranging from
a
low of
$24 to a high of $28 .
SLM Lowest Price Target
Wall Street Target
24 USD
-3.73%
SLM Average Price Target
Wall Street Target
26.2 USD
5.29%
SLM Highest Price Target
Wall Street Target
28 USD
12.31%
4. DIVIDEND
ANALYSIS
0.53%
DIVIDEND YIELD
0.13 USD
DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership
SLM Corporation
Sold
0-3 MONTHS
2.53 M USD 3
3-6 MONTHS
222 K USD 1
6-9 MONTHS
302 K USD 1
9-12 MONTHS
512 K USD 3
Bought
289 K USD 1
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
249 K USD 1
9-12 MONTHS
7. News
Sallie Mae And The Death Of The Department of Education
Sallie Mae, a major private student loan lender, has seen significant growth, capturing 64% market share and increasing originations YoY. The company has improved its financials by shedding federal loan portfolios and leveraging economies of scale, boosting net income. SLM's banking component, with $21.1 billion in deposits, diversifies funding through retail and brokered deposits, and securitizes loans with high borrower interest rates.
seekingalpha.com
- 3 weeks ago
Sallie Mae Sets Date for Annual Meeting of Stockholders
NEWARK, Del.--(BUSINESS WIRE)--Sallie Mae (Nasdaq: SLM), formally SLM Corporation, today announced its 2025 annual meeting of stockholders will take place on June 17, 2025, at 1 p.m. ET. The annual meeting will be held virtually and will be open to stockholders of record as of the close of business on April 21, 2025. Additional details will be included in the company's proxy statement to be filed with the Securities and Exchange Commission in late April. Sallie Mae (Nasdaq: SLM) believes educat.
businesswire.com
- 1 month ago
Sallie Mae CEO to Speak at 2025 RBC Capital Markets Global Financial Institutions Conference
NEWARK, Del.--(BUSINESS WIRE)--Sallie Mae® (Nasdaq: SLM), formally SLM Corporation, today announced Chief Executive Officer Jon Witter will speak at the 2025 RBC Capital Markets Global Financial Institutions Conference on Tuesday, March 4, at 9:20 a.m. ET. A live audio webcast and replay will be available at SallieMae.com/investors. Sallie Mae (Nasdaq: SLM) believes education and life-long learning, in all forms, help people achieve great things. As the leader in private student lending, we pro.
businesswire.com
- 1 month ago
Sallie Mae Touches 52-Week High: Should You Buy the Stock Now?
SLM's inorganic expansion efforts and a focus on improving private student loans look encouraging. Read more to find out whether it is right to buy the stock.
zacks.com
- 1 month ago
SLM Corporation PFD SER B: The Odd Duck In The Preferred Space, 8.4% Yield
This article analyzes the Sallie Mae Series B preferred stock (SLMBP), highlighting its unique characteristics and investment implications. SLMBP's features include its perpetual nature, floating rate structure (SOFR + 170 bps + Libor adjustment), non-cumulative dividends, and unusual $100 par value. The current yield is a key driver of SLMBP's price and explains the sensitivity to changes in SOFR. The discussion of "higher for longer" and its impact is crucial.
seekingalpha.com
- 2 months ago
Sallie Mae CFO to Speak at 2025 UBS Financial Services Conference
NEWARK, Del.--(BUSINESS WIRE)--Sallie Mae® (Nasdaq: SLM), formally SLM Corporation, today announced Chief Financial Officer Pete Graham will speak at the 2025 UBS Financial Services Conference on Monday, Feb. 10, at 12:10 p.m. ET. A live audio webcast and replay will be available at SallieMae.com/investors. Sallie Mae (Nasdaq: SLM) believes education and life-long learning, in all forms, help people achieve great things. As the leader in private student lending, we provide financing and know-ho.
businesswire.com
- 2 months ago
Sallie Mae CFO to Speak at Bank of America Securities 2025 Financial Services Conference
NEWARK, Del.--(BUSINESS WIRE)--Sallie Mae® (Nasdaq: SLM), formally SLM Corporation, today announced Chief Financial Officer Pete Graham will speak at the Bank of America Securities 2025 Financial Services Conference on Wednesday, Feb. 12, at 12:10 p.m. ET. A live audio webcast and replay will be available at SallieMae.com/investors. Sallie Mae (Nasdaq: SLM) believes education and life-long learning, in all forms, help people achieve great things. As the leader in private student lending, we pro.
businesswire.com
- 2 months ago
SLM Corporation: Lending Strength To Your Portfolio
SLM Corporation has shown strong performance with a 50% one-year return, driven by increased private education loan originations and improved credit quality. SLM's 2024 highlights include record loan originations, improved credit quality, and a robust capital return strategy, indicating management's confidence in long-term growth. Despite regulatory risks and operational cash flow challenges, SLM's appealing valuation and growth prospects make it a potential buy for investors comfortable with some uncertainty.
seekingalpha.com
- 2 months ago
Sallie Mae Q4 Earnings & Revenues Miss Estimates, Expenses Rise
SLM's fourth-quarter 2024 results benefit from a rise in NII and robust originations. However, the increase in expenses plays spoilsport.
zacks.com
- 2 months ago
SLM Corporation (SLM) Q4 2024 Earnings Call Transcript
SLM Corporation (NASDAQ:SLM ) Q4 2024 Earnings Conference Call January 23, 2025 5:30 PM ET Company Participants Melissa Bronaugh - VP & Head, IR Jon Witter - CEO & Director Pete Graham - EVP & CFO Conference Call Participants Terry Ma - Barclays Mark DeVries - Deutsche Bank Michael Kaye - Wells Fargo Moshe Orenbuch - TD Cowen Jeff Adelson - Morgan Stanley John Hecht - Jefferies Nate Richam - Bank of America Rick Shane - JPMorgan Sanjay Sakhrani - KBW Giuliano Bologna - Compass Point Jon Arfstrom - RBC Capital Markets Operator Welcome to the Sallie Mae Fourth Quarter and Full Year 2024 Earnings Conference Call. At this time, all participants have been placed on a listen-only mode and the floor will be open for your questions following the prepared remarks.
seekingalpha.com
- 2 months ago
Compared to Estimates, Sallie Mae (SLM) Q4 Earnings: A Look at Key Metrics
The headline numbers for Sallie Mae (SLM) give insight into how the company performed in the quarter ended December 2024, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.
zacks.com
- 2 months ago
Sallie Mae (SLM) Q4 Earnings and Revenues Lag Estimates
Sallie Mae (SLM) came out with quarterly earnings of $0.50 per share, missing the Zacks Consensus Estimate of $0.54 per share. This compares to earnings of $0.72 per share a year ago.
zacks.com
- 2 months ago
8. Profile
Summary
SLM Corporation SLM
COUNTRY
US
INDUSTRY
Financial - Credit Services
MARKET CAP
$ 5.25 B
Dividend Yield
0.53%
Description
SLM Corporation, through its subsidiaries, originates and services private education loans to students and their families to finance the cost of their education in the United States. It also offers retail deposit accounts, including certificates of deposit, money market deposit accounts, and high-yield savings accounts; and omnibus accounts, as well as credit card loans. It serves students and families through financial aid, federal loans, and student and family resources. The company was formerly known as New BLC Corporation and changed its name to SLM Corporation in December 2013. SLM Corporation was founded in 1972 and is headquartered in Newark, Delaware.
Contact
300 Continental Drive, Newark, DE, 19713
https://www.salliemae.com
IPO
Date
Sept. 23, 1983
Employees
1710
Officers
Matthew Santora
Director of Investor Relations
Ms. Donna F. Vieira
Executive Vice President & Chief Commercial Officer
Ms. Melissa Bronaugh CPA
Vice President & Head of Investor Relations
Mr. Munish Pahwa
Executive Vice President, Chief Risk Officer & Chief Credit Risk Officer
Mr. Nicolas Jafarieh
Executive Vice President and Chief Legal, Government Affairs & Communications Officer
Ms. Kerri A. Palmer
Executive Vice President & Chief Operating Officer
Mr. Jeremy Brandon
Executive Vice President & Chief Audit Officer
Mr. Richard M. Nelson
Senior Vice President, Chief Regulatory Counsel & Corporate Secretary
Mr. Jonathan W. Witter
Chief Executive Officer & Director
Mr. William Wolf
Executive Vice President & Chief People Officer