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Financial Services - Financial - Credit Services - NASDAQ - US
$ 32.16
-1.15 %
$ 6.75 B
Market Cap
11.12
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Jun, 6, 2025.

The intrinsic value of one SLM stock under the worst case scenario is HIDDEN Compared to the current market price of 32.2 USD, SLM Corporation is HIDDEN

This DCF valuation model was last updated on Jun, 6, 2025.

The intrinsic value of one SLM stock under the base case scenario is HIDDEN Compared to the current market price of 32.2 USD, SLM Corporation is HIDDEN

This DCF valuation model was last updated on Jun, 6, 2025.

The intrinsic value of one SLM stock under the best case scenario is HIDDEN Compared to the current market price of 32.2 USD, SLM Corporation is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart SLM

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$35.0$35.0$34.0$34.0$33.0$33.0$32.0$32.0$31.0$31.0$30.0$30.0$29.0$29.0$28.0$28.0$27.0$27.0$26.0$26.0$25.0$25.0$24.0$24.015 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '2515 Apr15 AprMay '25May '2515 May15 MayJun '25Jun '25
FINANCIALS
2.62 B REVENUE
78.91%
1.63 B OPERATING INCOME
49.61%
608 M NET INCOME
4.63%
-322 M OPERATING CASH FLOW
-122.91%
676 M INVESTING CASH FLOW
5525.30%
228 M FINANCING CASH FLOW
172.15%
581 M REVENUE
48.99%
486 M OPERATING INCOME
0.00%
305 M NET INCOME
173.00%
-146 M OPERATING CASH FLOW
-3217.69%
497 M INVESTING CASH FLOW
84.96%
-1.36 B FINANCING CASH FLOW
-2181.03%
Balance Sheet SLM Corporation
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Current Assets 6.67 B
Cash & Short-Term Investments 4.7 B
Receivables 1.97 B
Other Current Assets 0
Non-Current Assets 183 M
Long-Term Investments 0
PP&E 119 M
Other Non-Current Assets 63.5 M
68.56 %28.77 %Total Assets$6.9b
Current Liabilities 0
Accounts Payable 0
Short-Term Debt 0
Other Current Liabilities 0
Non-Current Liabilities 6.44 B
Long-Term Debt 6.44 B
Other Non-Current Liabilities 0
100.00 %Total Liabilities$6.4b
EFFICIENCY
Earnings Waterfall SLM Corporation
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Revenue 2.62 B
Cost Of Revenue 349 M
Gross Profit 2.27 B
Operating Expenses 637 M
Operating Income 1.63 B
Other Expenses 1.02 B
Net Income 608 M
3b3b3b3b2b2b2b2b1b1b500m500m003b(349m)2b(637m)2b(1b)608mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
86.66% GROSS MARGIN
86.66%
62.35% OPERATING MARGIN
62.35%
23.23% NET MARGIN
23.23%
28.16% ROE
28.16%
2.02% ROA
2.02%
18.15% ROIC
18.15%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis SLM Corporation
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3b3b2b2b2b2b1b1b500m500m00(500m)(500m)20162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 608 M
Depreciation & Amortization 17.7 M
Capital Expenditures 0
Stock-Based Compensation 0
Change in Working Capital -1.15 B
Others -948 M
Free Cash Flow -329 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets SLM Corporation
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Wall Street analysts predict an average 1-year price target for SLM of $26.6 , with forecasts ranging from a low of $26 to a high of $27 .
SLM Lowest Price Target Wall Street Target
26 USD -19.15%
SLM Average Price Target Wall Street Target
26.6 USD -17.29%
SLM Highest Price Target Wall Street Target
27 USD -16.04%
Price
Max Price Target
Min Price Target
Average Price Target
3636343432323030282826262424222220201818Jul '24Jul '24Aug '24Aug '24Oct '24Oct '24Nov '24Nov '2420252025Feb '25Feb '25Apr '25Apr '25Jun '25Jun '25Jul '25Jul '25Aug '25Aug '25Oct '25Oct '25Nov '25Nov '2520262026Feb '26Feb '26Apr '26Apr '26Jun '26Jun '26
4. DIVIDEND ANALYSIS
0.51% DIVIDEND YIELD
0.13 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
0.500.500.450.450.400.400.350.350.300.300.250.250.200.200.150.150.100.100.050.050.000.000.030.030.030.110.110.110.130.030.030.030.110.110.110.130.030.030.030.110.110.110.030.120.030.120.110.200.110.440.110.440.130.460.2620192019202020202021202120222022202320232024202420252025
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5. COMPETITION
slide 2 of 13
6. Ownership
Insider Ownership SLM Corporation
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Sold
0-3 MONTHS
434 K USD 2
3-6 MONTHS
2.53 M USD 3
6-9 MONTHS
324 K USD 1
9-12 MONTHS
294 K USD 1
Bought
0 USD 0
0-3 MONTHS
289 K USD 1
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
Sallie Mae CFO to Speak at Morgan Stanley U.S. Financials Conference NEWARK, Del.--(BUSINESS WIRE)--Sallie Mae® (Nasdaq: SLM), formally SLM Corporation, today announced Chief Financial Officer Pete Graham will speak at the Morgan Stanley U.S. Financials Conference on Tuesday, June 10, at 9:45 a.m. ET. A live audio webcast and replay will be available at SallieMae.com/investors. Sallie Mae (Nasdaq: SLM) believes education and life-long learning, in all forms, help people achieve great things. As the leader in private student lending, we provide financing and know. businesswire.com - 1 week ago
Sallie Mae Now Accepting Applications for Its Completing the Dream Scholarship Program NEWARK, Del.--(BUSINESS WIRE)--Sallie Mae is again partnering with Thurgood Marshall College Fund to offer scholarships to students who encounter unexpected costs that can be obstacles to college completion. The company, through The Sallie Mae Fund, will award 170 Completing the Dream Scholarships worth up to $425,000 to help students complete their higher education. Applications will remain open until all funds are awarded or until December 1, 2025. The Completing the Dream Scholarship Program. businesswire.com - 1 week ago
COOP or SLM: Which Is the Better Value Stock Right Now? Investors looking for stocks in the Financial - Consumer Loans sector might want to consider either Mr Cooper (COOP) or Sallie Mae (SLM). But which of these two stocks presents investors with the better value opportunity right now? zacks.com - 1 month ago
What Makes Sallie Mae (SLM) a Strong Momentum Stock: Buy Now? Does Sallie Mae (SLM) have what it takes to be a top stock pick for momentum investors? Let's find out. zacks.com - 1 month ago
Solis Announces Quarterly Activities Report for the Period Ended 28 February 2025 West Leederville, Western Australia--(Newsfile Corp. - April 29, 2025) - Solis Minerals Limited (ASX: SLM) (TSXV: SLMN) ("Solis Minerals" or the "Company") is pleased to present its Quarterly Report for the three months ending 28 February 2025 ("the Quarter"). HIGHLIGHTS Successful A$4.5 million placement across institutional and sophisticated investors to support drilling in copper-rich region of southern Peru. newsfilecorp.com - 1 month ago
Sallie Mae Appoints New Members to Its Board of Directors NEWARK, Del.--(BUSINESS WIRE)--Sallie Mae® (Nasdaq: SLM), formally SLM Corporation, today announced the appointments of Dr. Daniel Greenstein and Mr. Gary Millerchip to its board of directors, effective April 23, 2025. Dr. Greenstein brings decades of experience in higher education strategy, innovation, and transformation to the Board. He currently serves as Managing Director, Higher Education at Baker Tilly (US), a position he has held since November 2024. Before joining Baker Tilly (US), he s. businesswire.com - 1 month ago
Sallie Mae Q1 Earnings & Revenues Beat Estimates, Expenses Decline SLM's first-quarter 2025 results benefit from a rise in fee income, robust originations and lower expenses. However, a fall in NII plays spoilsport. zacks.com - 1 month ago
Here's What Key Metrics Tell Us About Sallie Mae (SLM) Q1 Earnings The headline numbers for Sallie Mae (SLM) give insight into how the company performed in the quarter ended March 2025, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals. zacks.com - 1 month ago
SLM Corporation (SLM) Q1 2025 Earnings Call Transcript SLM Corporation (NASDAQ:SLM ) Q1 2025 Earnings Conference Call April 24, 2025 5:30 PM ET Company Participants Kate deLacy - Senior Director and Head of Investor Relations Jon Witter - Chief Executive Officer Pete Graham - Chief Financial Officer Melissa Bronaugh - Managing Vice President of Strategic Finance Conference Call Participants Jeff Adelson - Morgan Stanley Terry Ma - Barclays Moshe Orenbuch - TD Cowen Michael Kaye - Wells Fargo Nate Richam - Bank of America John Hecht - Jefferies Rick Shane - J.P. Morgan Mark DeVries - Deutsche Bank Operator Welcome to the Sallie Mae First Quarter 2025 Earnings Conference Call. seekingalpha.com - 1 month ago
Sallie Mae (SLM) Tops Q1 Earnings and Revenue Estimates Sallie Mae (SLM) came out with quarterly earnings of $1.40 per share, beating the Zacks Consensus Estimate of $1.19 per share. This compares to earnings of $1.27 per share a year ago. zacks.com - 1 month ago
Sallie Mae Reports First-Quarter 2025 Financial Results and Reaffirms Full-Year 2025 Guidance NEWARK, Del.--(BUSINESS WIRE)--Sallie Mae (Nasdaq: SLM), formally SLM Corporation, today released first-quarter 2025 financial results and reaffirmed full-year 2025 guidance. Complete financial results and related materials are available at www.SallieMae.com/investors. The materials will also be available on the Securities and Exchange Commission's website at www.sec.gov. Sallie Mae will host an earnings conference call today, April 24, 2025, at 5:30 p.m. ET. Executives will be on hand to discu. businesswire.com - 1 month ago
Sallie Mae Declares Dividends on Preferred Stock Series B and Common Stock NEWARK, Del.--(BUSINESS WIRE)--Sallie Mae (Nasdaq: SLM), formally SLM Corporation, today announced a 2025 second-quarter dividend on its Preferred Stock Series B of $1.5815446 per share. The company also announced a 2025 second-quarter dividend on its common stock of $0.13 per share. Both preferred stock and common stock dividends will be paid on June 16, 2025, to the respective stockholders of record at the close of business on June 5, 2025. Sallie Mae (Nasdaq: SLM) believes education and life. businesswire.com - 1 month ago
8. Profile Summary

SLM Corporation SLM

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COUNTRY US
INDUSTRY Financial - Credit Services
MARKET CAP $ 6.75 B
Dividend Yield 0.51%
Description SLM Corporation, through its subsidiaries, originates and services private education loans to students and their families to finance the cost of their education in the United States. It also offers retail deposit accounts, including certificates of deposit, money market deposit accounts, and high-yield savings accounts; and omnibus accounts, as well as credit card loans. It serves students and families through financial aid, federal loans, and student and family resources. The company was formerly known as New BLC Corporation and changed its name to SLM Corporation in December 2013. SLM Corporation was founded in 1972 and is headquartered in Newark, Delaware.
Contact 300 Continental Drive, Newark, DE, 19713 https://www.salliemae.com
IPO Date Sept. 23, 1983
Employees 1710
Officers Ms. Donna F. Vieira Executive Vice President & Chief Commercial Officer Mr. Peter M. Graham CPA Executive Vice President, Chief Financial Officer & Treasurer Mr. Jeremy Brandon Executive Vice President & Chief Audit Officer Kate deLacy Senior Director & Head of Investor Relations Mr. Nicolas Jafarieh Executive Vice President and Chief Legal, Government Affairs & Communications Officer Mr. Munish Pahwa Executive Vice President & Chief Risk Officer Mr. Richard M. Nelson Senior Vice President, Chief Regulatory Counsel & Corporate Secretary Ms. Kerri A. Palmer Executive Vice President & Chief Operating Officer Mr. Jonathan W. Witter Chief Executive Officer & Director Mr. William Wolf Executive Vice President & Chief People Officer