Financial Services - Financial - Credit Services - NASDAQ - US
$ 24.47
1.87 %
$ 5.2 B
Market Cap
8.44
P/E
INCOME STATEMENT
2.59 B
REVENUE
1.09 B
OPERATING INCOME
581 M
NET INCOME
EFFICIENCY
Earnings Waterfall
SLM Corporation
| Revenue | 2.59 B |
| Cost Of Revenue | 2.48 B |
| Gross Profit | 107 M |
| Operating Expenses | 372 M |
| Operating Income | 1.09 B |
| Other Expenses | 510 M |
| Net Income | 581 M |
Income Statement
Millions
| Dec-2023 | Dec-2022 | Dec-2021 | Dec-2020 | Dec-2019 | Dec-2018 | Dec-2017 | Dec-2016 | Dec-2015 | Dec-2014 | Dec-2013 | Dec-2012 | Dec-2011 | Dec-2010 | Dec-2009 | Dec-2008 | Dec-2007 | Dec-2006 | Dec-2005 | Dec-2004 | Dec-2003 | Dec-2002 | Dec-2001 | Dec-2000 | Dec-1999 | Dec-1998 | Dec-1997 | Dec-1996 | Dec-1995 | Dec-1994 | Dec-1993 | Dec-1992 | Dec-1991 | Dec-1990 | Dec-1989 | Dec-1988 | Dec-1987 | Dec-1986 | Dec-1985 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| REVENUE | |||||||||||||||||||||||||||||||||||||||
| Revenue | 2 592.3 | 1 823.4 | 2 027.2 | 1 811.4 | 1 672.2 | 1 361.2 | 1 126.3 | 960.2 | 885.1 | 735.8 | 4 053.0 | 3 549.0 | 3 355.0 | 4 501.6 | 3 109.1 | 1 784.0 | 2 085.4 | 3 628.4 | 3 458.8 | 3 783.8 | 3 138.3 | 2 233.7 | 1 843.5 | 1 329.4 | 1 144.6 | 1 139.7 | 1 258.6 | 1 013.3 | 673.0 | 709.1 | 936.8 | 802.7 | 559.2 | 478.9 | 417.6 | 0 | 0 | 0 | 0 |
| GROSS PROFIT | |||||||||||||||||||||||||||||||||||||||
| Cost Of Revenue | 2 484.9 | 530.5 | 495.3 | 233.6 | 263.2 | 271.8 | 206.4 | 182.2 | 349.1 | 274.9 | 1 042.0 | 996.0 | 1 100.0 | 1 207 702.0 | 1 255.3 | 0 | 773.9 | 703.2 | 625.0 | 497.2 | 0 | 376 382.0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Gross Profit | 107.5 | 1 292.9 | 1 531.9 | 1 577.8 | 1 409.1 | 1 089.3 | 920.0 | 778.0 | 536.0 | 460.9 | 3 011.0 | 2 553.0 | 2 255.0 | (1 203 200.4) | 1 853.8 | 1 784.0 | 1 311.5 | 2 925.2 | 2 833.8 | 3 286.7 | 3 138.3 | (374 148.3) | 1 843.5 | 1 329.4 | 1 144.6 | 1 139.7 | 1 258.6 | 1 013.3 | 673.0 | 709.1 | 936.8 | 802.7 | 559.2 | 478.9 | 417.6 | 0 | 0 | 0 | 0 |
| OPERATING INCOME | |||||||||||||||||||||||||||||||||||||||
| Operating Expenses | 372.3 | 551.5 | (487.0) | (657.4) | (928.5) | 1 324.0 | 943.0 | 732.0 | 568.0 | 456.0 | 429.0 | 416.0 | 4 722.0 | 5 601.0 | 5 273.0 | 3 741.2 | 9 589.0 | 6 756.0 | 4 400.0 | 1 115.8 | 256 680.0 | 689 772.0 | 888.0 | 2 208.3 | 1 711.1 | 1 524.8 | 2 018.4 | 2 166.4 | 2 985.4 | 2 002.7 | 1 234.0 | 1 617.7 | 2 472.7 | 2 945.3 | 2 681.3 | 225.1 | 181.0 | 144.6 | 123.3 |
| Selling, General and Administrative Expenses | 372.3 | 291.3 | 281.7 | 304.5 | 311.1 | 285.1 | 242.3 | 203.2 | 159.0 | 129.7 | 504.0 | 491.0 | 521.0 | 561.1 | 549.1 | 610.0 | 773.9 | 703.2 | 625.0 | 497.2 | 435.9 | 376.4 | 362.9 | 280.9 | 184.1 | 189.9 | 224.6 | 0 | 74.7 | 68.0 | 62.3 | 54.8 | 52.9 | 48.8 | 44.2 | 0 | 0 | 0 | 0 |
| Research and Development Expenses | 0 | 0.266 | 0.651 | 0.505 | 0.313 | 0.297 | 0.342 | 0.358 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Operating Income | 1 091.5 | 637.6 | 1 540.3 | 1 154.0 | 743.7 | 1 081.6 | 782.3 | 509.6 | 132.9 | 124.5 | 1 311.0 | 936.0 | 599.0 | 597 530.0 | 482.7 | 5 525.2 | 6 348.3 | 4 527.6 | 2 746.8 | 1 120.0 | 3 334.8 | 1 145 607.0 | 2 731.4 | 3 537.8 | 2 855.7 | 2 664.5 | 3 277.0 | 3 179.7 | 3 658.4 | 2 711.8 | 2 170.8 | 2 420.4 | 3 031.9 | 3 424.2 | 3 098.9 | 225.1 | 181.0 | 144.6 | 123.3 |
| PRE-TAX INCOME | |||||||||||||||||||||||||||||||||||||||
| Interest Income Expense | 1 030.1 | 542.8 | 382.1 | 541.7 | 707.7 | 522.3 | 308.1 | 185.9 | 128.6 | 95.8 | 2 210.0 | 2 561.0 | 2 401.0 | 2 274.8 | 3 035.6 | 5 905.4 | 7 085.8 | 5 122.9 | 3 058.7 | 1 433.7 | 1 021.9 | 1 202.6 | 2 124.1 | 2 836.9 | 2 114.8 | 1 925.0 | 2 526.2 | 2 576.8 | 3 020.7 | 2 142.5 | 1 480.7 | 1 812.2 | 2 562.5 | 3 024.1 | 2 751.1 | 0 | 0 | 0 | 0 |
| Total Other Income | (313.2) | (267.9) | 777.4 | (95.9) | 0 | 0 | (206.8) | (173.1) | 306.1 | 209.2 | 1 502.8 | (2 421.0) | 29.0 | 492.8 | 238.4 | (5 408.9) | (3 003.0) | 4 808.9 | 4 798.2 | (269.1) | 255 724.6 | (365 112.0) | (348.2) | 1 579.8 | 1 307.4 | 1 124.6 | 1 510.6 | 4 909.1 | 2 820.0 | 1 862.9 | 987.3 | 1 423.2 | 2 382.9 | 2 866.5 | 2 611.5 | 0 | 0 | 0 | 0 |
| Pre-Tax Income | 778.3 | 630.7 | 1 540.3 | 1 154.0 | 743.7 | 559.3 | 491.5 | 414.4 | 439.1 | 333.8 | 2 087.0 | 1 433.0 | 927.0 | 1 090.3 | 721.0 | (376.3) | (481.8) | 1 995.3 | 2 111.1 | 2 556.0 | 2 183.0 | 1 223.4 | 607.3 | 700.9 | 740.9 | 739.5 | 750.8 | 602.9 | 507.6 | 569.3 | 690.1 | 608.2 | 469.4 | 400.1 | 347.8 | 0 | 0 | 0 | 0 |
| NET INCOME | |||||||||||||||||||||||||||||||||||||||
| Tax Provision | 196.9 | 161.7 | 379.8 | 273.3 | 165.5 | 71.9 | 202.5 | 164.1 | 164.8 | 140.0 | 776.0 | 497.0 | 328.0 | 492.8 | 238.4 | (167.6) | 412.3 | 834.3 | 728.8 | 642.7 | 779.4 | 431.4 | 223.3 | 235.9 | 240.1 | 238.0 | 242.9 | 183.5 | 141.3 | 166.5 | 260.0 | 214.3 | 124.3 | 99.2 | 90.2 | (225.1) | (181.0) | (144.6) | (123.3) |
| Net Income | 581.4 | 469.0 | 1 160.5 | 880.7 | 578.3 | 487.5 | 288.9 | 250.3 | 274.3 | 194.2 | 1 418.0 | 939.0 | 633.0 | 530.4 | 324.1 | (212.6) | (896.4) | 1 157.0 | 1 382.3 | 1 913.3 | 1 533.6 | 792.0 | 384.0 | 465.0 | 500.8 | 501.5 | 507.9 | 419.4 | 496.4 | 402.8 | 430.1 | 393.9 | 345.1 | 300.9 | 257.6 | 225.1 | 181.0 | 144.6 | 123.3 |
| EPS | 2.44 | 1.78 | 3.67 | 2.27 | 1.35 | 1.12 | 0.67 | 0.59 | 0.64 | 0.46 | 3.23 | 1.97 | 1.22 | 1.09 | 0.69 | 0.46 | 2.17 | 2.82 | 3.3 | 4.39 | 3.39 | 1.71 | 0.8 | 0.97 | 1.04 | 1 | 0.93 | 0.96 | 0.7 | 0.48 | 0.47 | 0.41 | 0.35 | 0.29 | 0.25 | 0.21 | 0.17 | 0.13 | 0.11 |