Financial Services - Financial - Credit Services - NASDAQ - US
$ 74.38
0.0134 %
$ 5.1 B
Market Cap
34.68
P/E
SLM Corporation, through its subsidiaries, originates and services private education loans to students and their families to finance the cost of their education in the United States. It also offers retail deposit accounts, including certificates of deposit, money market deposit accounts, and high-yield savings accounts; and omnibus accounts, as well as credit card loans. It serves students and families through financial aid, federal loans, and student and family resources. The company was formerly known as New BLC Corporation and changed its name to SLM Corporation in December 2013. SLM Corporation was founded in 1972 and is headquartered in Newark, Delaware.[ Read More ]
The intrinsic value of one SLMBP stock under the base case scenario is HIDDEN Compared to the current market price of 74.4 USD, SLM Corporation is HIDDEN
2. FUNDAMENTAL
ANALYSIS
Price Chart SLMBP
FINANCIALS
2.59 B
REVENUE
1.09 B
OPERATING INCOME
581 M
NET INCOME
-145 M
OPERATING CASH FLOW
-12.5 M
INVESTING CASH FLOW
-316 M
FINANCING CASH FLOW
653 M
REVENUE
23.1 M
OPERATING INCOME
-45.2 M
NET INCOME
-111 M
OPERATING CASH FLOW
-1.81 B
INVESTING CASH FLOW
1.18 B
FINANCING CASH FLOW
Balance Sheet Decomposition
SLM Corporation
| Current Assets | 5.9 B |
| Cash & Short-Term Investments | 4.15 B |
| Receivables | 1.75 B |
| Other Current Assets | 0 |
| Non-Current Assets | 2.76 B |
| Long-Term Investments | 2.56 B |
| PP&E | 130 M |
| Other Non-Current Assets | 68.7 M |
| Current Liabilities | 0 |
| Accounts Payable | 0 |
| Short-Term Debt | 0 |
| Other Current Liabilities | 0 |
| Non-Current Liabilities | 5.23 B |
| Long-Term Debt | 5.23 B |
| Other Non-Current Liabilities | 0 |
EFFICIENCY
Earnings Waterfall
SLM Corporation
| Revenue | 2.59 B |
| Cost Of Revenue | 2.48 B |
| Gross Profit | 107 M |
| Operating Expenses | 372 M |
| Operating Income | 1.09 B |
| Other Expenses | 510 M |
| Net Income | 581 M |
RATIOS
4.15%
GROSS MARGIN
42.11%
OPERATING MARGIN
22.43%
NET MARGIN
30.91%
ROE
1.99%
ROA
11.47%
ROIC
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis
SLM Corporation
| Net Income | 581 M |
| Depreciation & Amortization | 84.2 M |
| Capital Expenditures | 0 |
| Stock-Based Compensation | 36.4 M |
| Change in Working Capital | -1.05 B |
| Others | 222 M |
| Free Cash Flow | -145 M |
Wall Street Analysts Price Targets
SLM Corporation
SLMBP has no price targets from Wall Street.
4. DIVIDEND ANALYSIS
0.57%
DIVIDEND YIELD
1.74 USD
DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership
SLM Corporation
Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
| Date | Value | Insider | Amount | Avg Price |
|---|---|---|---|---|
|
1 year ago
Jul 31, 2023
|
Sell 121 K USD
|
Jafarieh Nicolas
EVP -Legal, Govt, Comm Officer |
- 7500
|
16.1152 USD |
|
1 year ago
Jun 07, 2023
|
Sell 422 K USD
|
Boyles Jonathan
SVP & Controller |
- 24729
|
17.0683 USD |
|
1 year ago
Jun 05, 2023
|
Sell 688 K USD
|
McGarry Steven
EVP & Chief Financial Officer |
- 41733
|
16.4932 USD |
7. News
U.S. Navy Awards Comtech $50 Million SLM-5650B Modem Contract
CHANDLER, Ariz.--(BUSINESS WIRE)---- $CMTL #5G--November 14, 2024-- Comtech Telecommunications Corp. (NASDAQ: CMTL) (“Comtech” or the “Company”), a global technology leader, announced today that the U.S. Navy Information Warfare Systems Command awarded the Company a sole source contract for Comtech's U.S sovereign software-defined SLM-5650B satellite communications (“SATCOM”) modems, upgrade kits, firmware options and technical support. The contract has a four-year period of performance and is valued in exce.
businesswire.com
- 2 days ago
SLM Corporation (SLM) Q3 2024 Earnings Call Transcript
SLM Corporation (NASDAQ:SLM ) Q3 2024 Earnings Conference Call October 23, 2024 5:30 PM ET Company Participants Melissa Bronaugh - VP & Head, Investor Relations Jon Witter - CEO & Director Pete Graham - EVP & CFO Conference Call Participants Terry Ma - Barclays Sanjay Sakhrani - KBW Mark DeVries - Deutsche Bank Nate Richam - Bank of America Merrill Lynch Rick Shane - JPMorgan Jeff Adelson - Morgan Stanley Jon Arfstrom - RBC Capital Markets John Hecht - Jefferies Operator Welcome to the Sallie Mae Third Quarter 2024 Earnings Conference Call. [Operator Instructions] I would now like to turn the call over to Melissa Bronaugh, Head of Investor Relations.
seekingalpha.com
- 3 weeks ago
Sallie Mae (SLM) Q3 Earnings: How Key Metrics Compare to Wall Street Estimates
While the top- and bottom-line numbers for Sallie Mae (SLM) give a sense of how the business performed in the quarter ended September 2024, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.
zacks.com
- 3 weeks ago
Sallie Mae (SLM) Reports Q3 Loss, Misses Revenue Estimates
Sallie Mae (SLM) came out with a quarterly loss of $0.23 per share versus the Zacks Consensus Estimate of $0.07. This compares to earnings of $0.11 per share a year ago.
zacks.com
- 3 weeks ago
Sallie Mae (SLM) Q3 Earnings on the Horizon: Analysts' Insights on Key Performance Measures
Besides Wall Street's top -and-bottom-line estimates for Sallie Mae (SLM), review projections for some of its key metrics to gain a deeper understanding of how the company might have fared during the quarter ended September 2024.
zacks.com
- 3 weeks ago
Earnings Preview: Sallie Mae (SLM) Q3 Earnings Expected to Decline
Sallie Mae (SLM) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
zacks.com
- 1 month ago
SLM Corporation (SLM) Q2 2024 Earnings Call Transcript
SLM Corporation (NASDAQ:SLM ) Q2 2024 Earnings Conference Call July 24, 2024 5:30 PM ET Company Participants Melissa Bronaugh - VP & Head of Investor Relations Jon Witter - CEO & Director Pete Graham - Executive VP & CFO Conference Call Participants Moshe Orenbuch - TD Cowen Sanjay Sakhrani - KBW Mark DeVries - Deutsche Bank Terry Ma - Barclays Michael K - Wells Fargo Jeff Adelson - Morgan Stanley Rick Shane - JPMorgan John Hecht - Jefferies Jon Arfstrom - RBC Capital Markets Giuliano Bologna - Compass Point Operator Good day, everyone. And welcome to Sallie Mae Second Quarter 2024 Earnings Conference Call.
seekingalpha.com
- 3 months ago
SLM Corporation (SLM) Q1 2024 Earnings Call Transcript
SLM Corporation (NASDAQ:SLM ) Q1 2024 Earnings Conference Call April 24, 2024 5:30 PM ET Company Participants Melissa Bronaugh - IR Jon Witter - CEO Pete Graham - CFO Conference Call Participants Steven Kwok - KBW Terry Ma - Barclays Jeff Adelson - Morgan Stanley John Hecht - Jefferies Rick Shane - JPMorgan Jon Arfstrom - RBC Capital Markets Operator Welcome to Sallie Mae First Quarter 2024 Earnings Conference Call. At this time, all participants have been placed in a listen-only mode and the floor will be open for your questions following the prepared remarks.
seekingalpha.com
- 6 months ago
SLM Corporation (SLM) Q4 2023 Earnings Call Transcript
SLM Corporation (SLM) Q4 2023 Earnings Call Transcript
seekingalpha.com
- 9 months ago
SLM Corporation (SLM) Q3 2023 Earnings Call Transcript
SLM Corporation (NASDAQ:SLM ) Q3 2023 Results Conference Call October 26, 2023 8:00 AM ET Company Participants Melissa Bronaugh - VP & Head of Investor Relations Jonathan Witter - CEO & Director Steven McGarry - Executive VP & CFO Peter Graham - Executive Vice President Conference Call Participants Michael Kaye - Wells Fargo Sanjay Sakhrani - KBW Rick Shane - JPMorgan Jeff Adelson - Morgan Stanley Arren Cyganovich - Citi Jordan Hymowitz - Philadelphia Financial Operator Good day, and thank you for standing by. Welcome to the Third Quarter 2023 Sallie Mae Earnings Call.
seekingalpha.com
- 1 year ago
SLM Corp (SLM) Q2 2023 Earnings Call Transcript
SLM Corp. (NASDAQ:SLM ) Q2 2023 Earnings Conference Call July 27, 2023 8:00 AM ET Company Participants Melissa Bronaugh - VP & Head, IR Jonathan Witter - CEO & Director Steven McGarry - EVP & CFO Conference Call Participants Jeffrey Adelson - Morgan Stanley Richard Shane - JPM Michael Kaye - Wells Fargo Steven Kwok - KBW Arren Cyganovich - Citi Operator Hello. And thank you for standing by.
seekingalpha.com
- 1 year ago
SLM Corp (SLM) Q1 2023 Earnings Call Transcript
SLM Corp (SLM) Q1 2023 Earnings Call Transcript.
seekingalpha.com
- 1 year ago
8. Profile Summary
SLM Corporation SLMBP
COUNTRY
US
INDUSTRY
Financial - Credit Services
MARKET CAP
$ 5.1 B
Dividend Yield
0.57%
Description
SLM Corporation, through its subsidiaries, originates and services private education loans to students and their families to finance the cost of their education in the United States. It also offers retail deposit accounts, including certificates of deposit, money market deposit accounts, and high-yield savings accounts; and omnibus accounts, as well as credit card loans. It serves students and families through financial aid, federal loans, and student and family resources. The company was formerly known as New BLC Corporation and changed its name to SLM Corporation in December 2013. SLM Corporation was founded in 1972 and is headquartered in Newark, Delaware.
Contact
300 Continental Drive, Newark, DE, 19713
https://www.salliemae.com
IPO Date
July 11, 2005
Employees
1740
Officers
Mr. Nicolas Jafarieh
Executive Vice President and Chief Legal, Government Affairs & Communications Officer
Ms. Donna F. Vieira
Executive Vice President & Chief Commercial Officer
Mr. William Wolf
Executive Vice President & Chief People Officer
Mr. Munish Pahwa
Executive Vice President, Chief Risk Officer & Chief Credit Risk Officer
Mr. Richard M. Nelson
Senior Vice President, Chief Regulatory Counsel & Corporate Secretary
Matthew Santora
Director of Investor Relations
Ms. Melissa Bronaugh CPA
Vice President & Head of Investor Relations
Mr. Jeremy Brandon
Executive Vice President & Chief Audit Officer
Mr. Jonathan W. Witter
Chief Executive Officer & Director
Ms. Kerri A. Palmer
Executive Vice President & Chief Operating Officer