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Financial Services - Financial - Credit Services - NASDAQ - US
$ 67.81
-4.89 %
$ 5.44 B
Market Cap
31.61
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one SLMBP stock under the worst case scenario is HIDDEN Compared to the current market price of 67.8 USD, SLM Corporation is HIDDEN

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one SLMBP stock under the base case scenario is HIDDEN Compared to the current market price of 67.8 USD, SLM Corporation is HIDDEN

This DCF valuation model was last updated on Apr, 8, 2025.

The intrinsic value of one SLMBP stock under the best case scenario is HIDDEN Compared to the current market price of 67.8 USD, SLM Corporation is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart SLMBP

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$76.0$76.0$75.0$75.0$74.0$74.0$73.0$73.0$72.0$72.0$71.0$71.0$70.0$70.0$69.0$69.0$68.0$68.0$67.0$67.015 Oct15 OctNov '24Nov '2415 Nov15 NovDec '24Dec '2415 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '25
FINANCIALS
2.62 B REVENUE
78.91%
1.63 B OPERATING INCOME
49.61%
608 M NET INCOME
4.63%
519 M OPERATING CASH FLOW
458.87%
676 M INVESTING CASH FLOW
5525.30%
-365 M FINANCING CASH FLOW
-15.56%
390 M REVENUE
1.58%
0 OPERATING INCOME
0.00%
112 M NET INCOME
347.06%
4.54 M OPERATING CASH FLOW
104.00%
269 M INVESTING CASH FLOW
114.81%
-59.5 M FINANCING CASH FLOW
-5.03%
Balance Sheet SLM Corporation
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Current Assets 6.67 B
Cash & Short-Term Investments 4.7 B
Receivables 1.97 B
Other Current Assets 0
Non-Current Assets 183 M
Long-Term Investments 0
PP&E 119 M
Other Non-Current Assets 63.5 M
68.56 %28.77 %Total Assets$6.9b
Current Liabilities 0
Accounts Payable 0
Short-Term Debt 0
Other Current Liabilities 0
Non-Current Liabilities 6.44 B
Long-Term Debt 6.44 B
Other Non-Current Liabilities 0
100.00 %Total Liabilities$6.4b
EFFICIENCY
Earnings Waterfall SLM Corporation
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Revenue 2.62 B
Cost Of Revenue 349 M
Gross Profit 2.27 B
Operating Expenses 637 M
Operating Income 1.63 B
Other Expenses 1.02 B
Net Income 608 M
3b3b3b3b2b2b2b2b1b1b500m500m003b(349m)2b(637m)2b(1b)608mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
86.66% GROSS MARGIN
86.66%
62.35% OPERATING MARGIN
62.35%
22.53% NET MARGIN
22.53%
27.32% ROE
27.32%
1.96% ROA
1.96%
18.15% ROIC
18.15%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis SLM Corporation
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3b3b2b2b2b2b1b1b500m500m00(500m)(500m)20162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 608 M
Depreciation & Amortization 2.65 M
Capital Expenditures 0
Stock-Based Compensation 0
Change in Working Capital 0
Others -91.9 M
Free Cash Flow 519 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets SLM Corporation
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SLMBP has no price targets from Wall Street.
4. DIVIDEND ANALYSIS
0.53% DIVIDEND YIELD
1.6 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
8.000008.000007.000007.000006.000006.000005.000005.000004.000004.000003.000003.000002.000002.000001.000001.000000.000000.000000.4910.5610.66760.825111.100170.909910.479810.477721.609071.855231.595110.4980.5980.72510.982611.12660.642850.482870.660541.697141.90380.5080.6020.753971.05351.036890.516450.46460.94641.842151.84670.5152.010.6462.410.763672.911.02053.880.970514.230.489692.560.459551.891.310263.391.86347.011.744877.351.602015201520162016201720172018201820192019202020202021202120222022202320232024202420252025
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5. COMPETITION
slide 2 of 9
6. Ownership
Insider Ownership SLM Corporation
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Sold
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0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
SLM Corporation PFD SER B: The Odd Duck In The Preferred Space, 8.4% Yield This article analyzes the Sallie Mae Series B preferred stock (SLMBP), highlighting its unique characteristics and investment implications. SLMBP's features include its perpetual nature, floating rate structure (SOFR + 170 bps + Libor adjustment), non-cumulative dividends, and unusual $100 par value. The current yield is a key driver of SLMBP's price and explains the sensitivity to changes in SOFR. The discussion of "higher for longer" and its impact is crucial. seekingalpha.com - 2 months ago
Sallie Mae CFO to Speak at Bank of America Securities 2025 Financial Services Conference NEWARK, Del.--(BUSINESS WIRE)--Sallie Mae® (Nasdaq: SLM), formally SLM Corporation, today announced Chief Financial Officer Pete Graham will speak at the Bank of America Securities 2025 Financial Services Conference on Wednesday, Feb. 12, at 12:10 p.m. ET. A live audio webcast and replay will be available at SallieMae.com/investors. Sallie Mae (Nasdaq: SLM) believes education and life-long learning, in all forms, help people achieve great things. As the leader in private student lending, we pro. businesswire.com - 2 months ago
SLM Corporation: Lending Strength To Your Portfolio SLM Corporation has shown strong performance with a 50% one-year return, driven by increased private education loan originations and improved credit quality. SLM's 2024 highlights include record loan originations, improved credit quality, and a robust capital return strategy, indicating management's confidence in long-term growth. Despite regulatory risks and operational cash flow challenges, SLM's appealing valuation and growth prospects make it a potential buy for investors comfortable with some uncertainty. seekingalpha.com - 2 months ago
SLM Corporation (SLM) Q4 2024 Earnings Call Transcript SLM Corporation (NASDAQ:SLM ) Q4 2024 Earnings Conference Call January 23, 2025 5:30 PM ET Company Participants Melissa Bronaugh - VP & Head, IR Jon Witter - CEO & Director Pete Graham - EVP & CFO Conference Call Participants Terry Ma - Barclays Mark DeVries - Deutsche Bank Michael Kaye - Wells Fargo Moshe Orenbuch - TD Cowen Jeff Adelson - Morgan Stanley John Hecht - Jefferies Nate Richam - Bank of America Rick Shane - JPMorgan Sanjay Sakhrani - KBW Giuliano Bologna - Compass Point Jon Arfstrom - RBC Capital Markets Operator Welcome to the Sallie Mae Fourth Quarter and Full Year 2024 Earnings Conference Call. At this time, all participants have been placed on a listen-only mode and the floor will be open for your questions following the prepared remarks. seekingalpha.com - 2 months ago
Compared to Estimates, Sallie Mae (SLM) Q4 Earnings: A Look at Key Metrics The headline numbers for Sallie Mae (SLM) give insight into how the company performed in the quarter ended December 2024, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals. zacks.com - 2 months ago
Sallie Mae (SLM) Q4 Earnings and Revenues Lag Estimates Sallie Mae (SLM) came out with quarterly earnings of $0.50 per share, missing the Zacks Consensus Estimate of $0.54 per share. This compares to earnings of $0.72 per share a year ago. zacks.com - 2 months ago
Gear Up for Sallie Mae (SLM) Q4 Earnings: Wall Street Estimates for Key Metrics Beyond analysts' top -and-bottom-line estimates for Sallie Mae (SLM), evaluate projections for some of its key metrics to gain a better insight into how the business might have performed for the quarter ended December 2024. zacks.com - 3 months ago
Analysts Estimate Sallie Mae (SLM) to Report a Decline in Earnings: What to Look Out for Sallie Mae (SLM) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations. zacks.com - 3 months ago
Sallie Mae Touches All-Time High: Should You Buy SLM Stock Now? SLM stock reaches record high. Let's explore the factors driving this bullish investor sentiment and assess if the stock is worth considering. zacks.com - 3 months ago
U.S. Navy Awards Comtech $50 Million SLM-5650B Modem Contract CHANDLER, Ariz.--(BUSINESS WIRE)---- $CMTL #5G--November 14, 2024-- Comtech Telecommunications Corp. (NASDAQ: CMTL) (“Comtech” or the “Company”), a global technology leader, announced today that the U.S. Navy Information Warfare Systems Command awarded the Company a sole source contract for Comtech's U.S sovereign software-defined SLM-5650B satellite communications (“SATCOM”) modems, upgrade kits, firmware options and technical support. The contract has a four-year period of performance and is valued in exce. businesswire.com - 5 months ago
SLM Corporation (SLM) Q3 2024 Earnings Call Transcript SLM Corporation (NASDAQ:SLM ) Q3 2024 Earnings Conference Call October 23, 2024 5:30 PM ET Company Participants Melissa Bronaugh - VP & Head, Investor Relations Jon Witter - CEO & Director Pete Graham - EVP & CFO Conference Call Participants Terry Ma - Barclays Sanjay Sakhrani - KBW Mark DeVries - Deutsche Bank Nate Richam - Bank of America Merrill Lynch Rick Shane - JPMorgan Jeff Adelson - Morgan Stanley Jon Arfstrom - RBC Capital Markets John Hecht - Jefferies Operator Welcome to the Sallie Mae Third Quarter 2024 Earnings Conference Call. [Operator Instructions] I would now like to turn the call over to Melissa Bronaugh, Head of Investor Relations. seekingalpha.com - 5 months ago
Sallie Mae (SLM) Q3 Earnings: How Key Metrics Compare to Wall Street Estimates While the top- and bottom-line numbers for Sallie Mae (SLM) give a sense of how the business performed in the quarter ended September 2024, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values. zacks.com - 5 months ago
8. Profile Summary

SLM Corporation SLMBP

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COUNTRY US
INDUSTRY Financial - Credit Services
MARKET CAP $ 5.44 B
Dividend Yield 0.53%
Description SLM Corporation, through its subsidiaries, originates and services private education loans to students and their families to finance the cost of their education in the United States. It also offers retail deposit accounts, including certificates of deposit, money market deposit accounts, and high-yield savings accounts; and omnibus accounts, as well as credit card loans. It serves students and families through financial aid, federal loans, and student and family resources. The company was formerly known as New BLC Corporation and changed its name to SLM Corporation in December 2013. SLM Corporation was founded in 1972 and is headquartered in Newark, Delaware.
Contact 300 Continental Drive, Newark, DE, 19713 https://www.salliemae.com
IPO Date July 11, 2005
Employees 1710
Officers Matthew Santora Director of Investor Relations Mr. Richard M. Nelson Senior Vice President, Chief Regulatory Counsel & Corporate Secretary Mr. Nicolas Jafarieh Executive Vice President and Chief Legal, Government Affairs & Communications Officer Ms. Melissa Bronaugh CPA Vice President & Head of Investor Relations Mr. Munish Pahwa Executive Vice President, Chief Risk Officer & Chief Credit Risk Officer Mr. William Wolf Executive Vice President & Chief People Officer Ms. Kerri A. Palmer Executive Vice President & Chief Operating Officer Ms. Donna F. Vieira Executive Vice President & Chief Commercial Officer Mr. Jonathan W. Witter Chief Executive Officer & Director Mr. Jeremy Brandon Executive Vice President & Chief Audit Officer